Teaching Kids About Money
Talking to your kids about money can feel difficult or even uncomfortable, but it doesn’t have to be. Discussing spending habits with children can foster a positive relationship with money and teach them important financial habits. Find out how you can introduce concepts around money to your children below.Read More
Overdrafts vs loans
It can be a challenge deciding whether an overdraft or loan is the best way to borrow based on your personal requirements. An authorised overdraft offers quick access to money for short-term borrowing. A loan can include more competitive interest rates and is more suited to long-term borrowing and higher sums of money. Find out more below.Read More
How to cope with the cost of living crisis
With the Bank of England raising interest rates, millions of British homes could face debt for years to come. But there are ways to reduce the impact of the cost-of-living crisis.Read More
The best way to finance a new car
Whether you’re looking at buying brand new or want a second-hand run-around, buying a car is a big decision. It’s important to understand what your options are, so you can find the best car loan deal to suit you.Read More
A Guide to Holiday Loans
Getting a holiday loan can be a great way to achieve your dream holiday while keeping your spending in check. Find out what holiday loans are and if they are the best option for your financial circumstances.Read More
What is negative equity?
Being in negative equity while selling your house can be stressful. Find out more if you’re thinking of remortgaging. It can help you take control of your finances.Read More
Car loan vs finance
Whether you’re looking at buying brand new or just want a second hand run-around, buying a car is a big decision.Read More
How much can I borrow against my house?
Borrowing against your home can be an alternative to an unsecured loan. Our helpful guide highlights the factors which impact the amount you can borrow.Read More
Borrowing with a guarantor
Could borrowing with a guarantor improve your chances of approval? Find out more about borrowing with a guarantor and how it affects your application and borrowing.Read More
Selling a financed car
If there’s been a change in your situation, you might struggle with your car repayments. Find out more about how you can resolve this.Read More
Borrowing more with an existing loan
With our Know How guide, learn how you could borrow extra money on an existing loan if you need more cash than anticipated.Read More
Can you get a loan for a house deposit?
Are you struggling to save for the deposit for your first home? This guide explores your options for taking out a mortgage deposit loan.Read More
Commercial mortgages: a primer
Securing a commercial mortgage may be the business move you’re planning next, but is it the right move, right now?Read More
Offset mortgages guide
Offset mortgages link with your savings to help reduce how much you owe. Find out how you could make your savings work harder for you.Read More
The costs of starting a business
Looking to launch your own business? This can be a fun and exciting time, so find out how you can fund your next business venture with our guide to start-up costs.Read More
Borrowing more on your mortgage
Remortgaging your property to borrow more money can be a way of financing large payments, such as home improvements. This is called additional mortgage borrowing.Read More
What you need to know about releasing equity in your home
A popular choice amongst older homeowners needing help with funding their retirement, equity release products offer a way of getting access to money by sacrificing some of the stake held in your home.Read More
Secured loans vs unsecured loans
There are two main types of loan – secured and unsecured. Get to know the differences between both, and what it means for your loan agreement.Read More
Can I borrow money if I'm retired?
If you need to borrow money and are retired, there are options available. Find out more about the different types of loans for retired homeowners and your eligibility.Read More
Does moving house affect my secured loan?
Moving house may affect the terms of any secured loan that you have against your home. Find out everything you need to know about moving to a new house and paying off your secured loan.Read More
How does inflation affect interest rates?
When you are searching for a loan, the interest rates offered shape your total cost of borrowing. Discover how inflation affects these interest rates and what the Bank of England base rate means to you.Read More
How does a business loan work?
Planning your professional next step may require a funding plan. Find out more about business loans, and how they work.Read More
Can I buy a car with a loan?
Thinking of buying a car but unsure whether you can get a loan for the purchase? Find out more about the best option before you buy.Read More
How much could you borrow?
Find out what financial factors could be affecting the amount of money you’re able to borrow when applying for a loan.Read More
Am I eligible for a loan - Loan eligibility explained
How do you know if you’re eligible for a loan? Find out more about how to judge and improve your chances for a loan before you apply.Read More
Do payday loans affect my credit history?
Find out more about payday loans and how they may impact your credit history, along with tips on improving your credit score.Read More
How do lenders decide to give you a loan
Lenders take a good look at your credit rating and history to decide whether you’re suitable for a loan. Find out what goes into their examinations and how you stand the best chance of getting a loan.Read More
Why 2017 should be the year you remortgage
With interest rates low, financial uncertainty ahead and savings to be had, there’s never been a better time to re-mortgageRead More
Debt: Lets talk about it
Debt can be difficult to talk about, but don’t struggle in silence. Our Let’s Talk About It report shows how our money worries can affect our lives.Read More
How will a mortgage interest rate rise affect me?
The Bank of England base rate has been at an all-time low of 0.1% for over a year, so a rise in interest rates is expected soon. Our guide reveals how you can prepare for a change in current mortgage interest rates.Read More
Personal Finance Myths
In the world of personal finance, it can be hard to separate fact from fiction. We debunk five personal finance myths to give you better clarity.Read More
Mr & Mrs F
Read their story here.Read More
What is a pre-approved loan?
Pre-approved loans are loans that have been undergone a provisional soft credit check. While pre-app...
What is Hire Purchase?
Hire purchase is a type of finance which allows you to own the car while repaying monthly instalment...
Loans for people on benefits
If you’re on benefits, you may think you don’t qualify for a loan. However, there are lenders and lo...
Common causes of debt
Being aware of the main causes of debt can help you better prepare for such situations and help you ...
How does Remortgaging Work, Our Guide
Remortgaging your property is a serious step to take, but it can be a good way to make the most of y...
All you need to know about low credit score loans
Your credit history is considered when you apply for credit, so where does this leave you when you h...