Norton Finance
You and Your Money

Debunking Personal Finance Myths

Get to grips with your finances using our money management tips. Improve your financial understanding with our myth busting blog.

What is equity release?

A popular choice amongst older homeowners needing help with funding their retirement, equity release products offer a way of getting access to money by sacrificing some of the stake held in your home.

Teaching Kids About Money

Talking to your kids about money can feel difficult or even uncomfortable, but it doesn’t have to be. Discussing spending habits with children can foster a positive relationship with money and teach them important financial habits. Find out how you can introduce concepts around money to your children below.

Overdrafts vs loans

It can be a challenge deciding whether an overdraft or loan is the best way to borrow based on your personal requirements. An authorised overdraft offers quick access to money for short-term borrowing. A loan can include more competitive interest rates and is more suited to long-term borrowing and higher sums of money. Find out more below.

How to cope with the cost of living crisis

With the Bank of England raising interest rates, millions of British homes could face debt for years to come. But there are ways to reduce the impact of the cost-of-living crisis.

The best way to finance a new car

Whether you’re looking at buying brand new or want a second-hand run-around, buying a car is a big decision. It’s important to understand what your options are, so you can find the best car loan deal to suit you.

A Guide to Holiday Loans

Getting a holiday loan can be a great way to achieve your dream holiday while keeping your spending in check. Find out what holiday loans are and if they are the best option for your financial circumstances.

What is negative equity?

Being in negative equity while selling your house can be stressful. Find out more if you’re thinking of remortgaging. It can help you take control of your finances.

Car loan vs finance

Whether you’re looking at buying brand new or just want a second hand run-around, buying a car is a big decision.

How much can I borrow against my house?

Borrowing against your home can be an alternative to an unsecured loan. Our helpful guide highlights the factors which impact the amount you can borrow.

Borrowing with a guarantor

Could borrowing with a guarantor improve your chances of approval? Find out more about borrowing with a guarantor and how it affects your application and borrowing.

Selling a financed car

If there’s been a change in your situation, you might struggle with your car repayments. Find out more about how you can resolve this.

Borrowing more with an existing loan

With our Know How guide, learn how you could borrow extra money on an existing loan if you need more cash than anticipated.

Can you get a loan for a house deposit?

Are you struggling to save for the deposit for your first home? This guide explores your options for taking out a mortgage deposit loan.

Commercial mortgages: a primer

Securing a commercial mortgage may be the business move you’re planning next, but is it the right move, right now?

Offset mortgages guide

Offset mortgages link with your savings to help reduce how much you owe. Find out how you could make your savings work harder for you.

The costs of starting a business

Looking to launch your own business? This can be a fun and exciting time, so find out how you can fund your next business venture with our guide to start-up costs.

Borrowing more on your mortgage

Remortgaging your property to borrow more money can be a way of financing large payments, such as home improvements. This is called additional mortgage borrowing.

Secured loans vs unsecured loans

There are two main types of loan – secured and unsecured. Get to know the differences between both, and what it means for your loan agreement.

Can I borrow money if I'm retired?

If you need to borrow money and are retired, there are options available. Find out more about the different types of loans for retired homeowners and your eligibility.

Does moving house affect my secured loan?

Moving house may affect the terms of any secured loan that you have against your home. Find out everything you need to know about moving to a new house and paying off your secured loan.

How does inflation affect interest rates?

When you are searching for a loan, the interest rates offered shape your total cost of borrowing. Discover how inflation affects these interest rates and what the Bank of England base rate means to you.

How does a business loan work?

Planning your professional next step may require a funding plan. Find out more about business loans, and how they work.

Can I buy a car with a loan?

Thinking of buying a car but unsure whether you can get a loan for the purchase? Find out more about the best option before you buy.

How much could you borrow?

Find out what financial factors could be affecting the amount of money you’re able to borrow when applying for a loan.

Am I eligible for a loan - Loan eligibility explained

How do you know if you’re eligible for a loan? Find out more about how to judge and improve your chances for a loan before you apply.

Do payday loans affect my credit history?

Find out more about payday loans and how they may impact your credit history, along with tips on improving your credit score.

How do lenders decide to give you a loan

Lenders take a good look at your credit rating and history to decide whether you’re suitable for a loan. Find out what goes into their examinations and how you stand the best chance of getting a loan.

Why 2017 should be the year you remortgage

With interest rates low, financial uncertainty ahead and savings to be had, there’s never been a better time to re-mortgage

Debt: Lets talk about it

Debt can be difficult to talk about, but don’t struggle in silence. Our Let’s Talk About It report shows how our money worries can affect our lives.

How will a mortgage interest rate rise affect me?

The Bank of England base rate has been at an all-time low of 0.1% for over a year, so a rise in interest rates is expected soon. Our guide reveals how you can prepare for a change in current mortgage interest rates.

Mr & Mrs F

Read their story here.