Norton Finance
You and Your Money

How does inflation affect interest rates?

When you are searching for a loan, the interest rates offered shape your total cost of borrowing. Discover how inflation affects these interest rates and what the Bank of England base rate means to you.

How do business loans work?

If you’re the owner or leader of a company, there may come a time when you need to raise funds to take your organisation further. You may be looking at expanding your customer base, or need some help to improve the company cashflow. A small business may need to borrow to cover operational costs until your business is large enough to cover your working capital needs.

Can I buy a car with a loan?

Thinking of buying a car but unsure whether you can get a loan for the purchase? Find out more about the best option before you buy.

How much could you borrow?

Find out what financial factors could be affecting the amount of money you're able to borrow when applying for a loan.

Borrowing with a guarantor

Could borrowing with a guarantor improve your chances of approval? Find out more about borrowing with a guarantor and how it affects your application and borrowing.

Am I eligible for a loan?

How do you know if you'll be eligible for a loan? Find out more about how to judge your own eligibility before you apply for a loan.

Do payday loans affect my credit history?

Find out more about payday loans and how they may have an impact on your credit history, along with tips on improving your credit score.

How do lenders decide to give you a loan

Before you apply for a loan, it's important to consider how much you need, and which lender to approach. On top of this, factors such as how much you can afford in repayments will also affect your decision.

The costs of starting a business

For many people, starting a small business is a lifelong dream. Whether they want to turn a hobby into an enterprise or they're looking to reinvent their entire way of life, business ownership is a popular goal. But where do you begin and, most importantly, how do you cover business start–up costs?

Loans vs Credit Cards

If you are looking to borrow money, then you may be wondering how to choose between taking out a personal loan and applying for a credit card. They both work in different ways and can help you to get the funds you might need now. We explore the pros and cons of each to help you choose what is right for you.

Secured vs Unsecured Loans

If you are looking to borrow money, then you may have come across the terms “secured” and “unsecured” with regards to loans. Choosing the one best suited for you will often depend on your circumstances.

Festive Fraud and how to avoid it

Norton Finance has found that over a third of people have been unsuspecting victims of Yuletide scams. Here are some common Christmas scams and a guide to avoiding them.

What you need to know about releasing equity in your home

A popular choice amongst older homeowners needing help with funding their retirement, equity release products offer a way of getting access to money by sacrificing some of the stake held in your home.

When is the best time to remortgage your home?

Financial uncertainty, making savings and low interest rates may be leading you to thinking about remortgaging, but it is important to consider the costs as well as the benefits so you feel secure in your decision.

Five reasons to buy a caravan

Buy to let and becoming a landlord

The recent changes affecting buy–to–let investments have made it a much less attractive prospect of late.

Raise your home value with a home improvement loan

Home improvements could significantly raise the value of your property. Whether you simply wish to improve the look of your home, or need to modernise to sell, a home improvement loan can pay dividends in the long run. It is important to consider the costs, work and effort involved, yet research shows that home modification is a worthwhile way to raise the asking price of your home without breaking the bank.

Homeowner Loans Vs Personal Loans

Most lenders will often be much more willing to accept an application for a secured loan because it is backed by an asset – especially if you are looking to borrow a larger amount.

The Best Ways To Finance A New Car

Why 2017 should be the year you remortgage

Re–mortgaging could be the best decision you make in 2017.

A Valentine's proposal? Here's how to pay for the ring

Valentine's Day is just around the corner. For many serious romantics, this is the ideal opportunity to say those four little words – ‘will you marry me?'

10 financial terms you need to know

Get financially fluent with this quick–fire guide to financial lingo.

Let's Talk About It

When it comes to you and your money, there are certain social expectations about what you should and should not do. Many people think it's rather gauche to talk about how much you earn and the cost of maintaining your standard of living.

Secured vs unsecured loans

Whoever your lender is, and whether you're borrowing to buy a Bugatti or a new boiler, there are two main types of loan – secured and unsecured.

Save cash and carbon with energy-saving technology

Your credit report is a confidential document that records your credit history: your name(s), address(es) and any associates (such as a joint account), as well as your creditors and payments. This helps them to see whether you can afford further credit and if you're likely to keep up your payments.

Should you release the equity in your home?

A look at whether equity release could be the right choice for you, and how it works.

5 tips to boost your income

A few simple ideas for making money to supplement your salary.

Commercial mortgages: a primer

Commercial mortgage tips for start–ups and small businesses.

Home improvement jobs for the summer

Which home improvement jobs are best done in the summer?

How to stay safe buying online

Buying goods and services online is safer when you know how.

Before you remortgage: three things you need to know

Property values, the market and people's personal circumstances change and in certain conditions, it may make sense to switch your mortgage, or your mortgage provider.

Thinking of Remortgaging your Home?

Whether it’s a new bathroom in your semi–detached or a new wing to your stately home, making your home more attractive will add to your quality of life and, most likely, the value of your property.

5 reasons why remortgaging might save you money

Keeping a close eye on the mortgage market may sound dull, but it could save you money and release cash elsewhere.

Will Your Interest Rates Rise In 2016?

As 2015 draws to a close, we're looking ahead at the likelihood of a 2016 interest rate rise.

How will a Mortgage Rate Rise affect you

Interest rates are currently at a record low, which means mortgages and other loans are more affordable than they have been for a long time, and with the Chinese stock market crisis and sinking oil price, we could be looking at lower rates for a little longer yet.

Common Personal Finance Myths

Baby boomers are often described as a golden generation that benefited from low house prices and big pensions.

Mr & Mrs F

The Best Ways to Finance a New Car

Besides a mortgage, buying a new car is one of the biggest expenses we're likely to face.

Top 5 Value Adding Home Improvements

In a recent survey by the National Association of Estate Agents (NAEA), half of the respondents said adding an extra bedroom – usually by converting the loft – was the most valuable improvement.

Homeowner Loans Vs Personal Loans

Most lenders will often be much more willing to accept an application for a secured loan because it is backed by an asset – especially if you are looking to borrow a larger amount.