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You and Your Money

Read our guides and get advice on the things you want to know about your money. Decide what’s right for you.

How do lenders decide to give you a loan

Before you apply for a loan, it's important to consider how much you need, and which lender to approach. On top of this, factors such as how much you can afford in repayments will also affect your decision.

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Ideas for Caravan Holidays

Caravan holidays are your home–on–the–go. Self–contained and often boasting all mod–cons, they're the ultimate home comfort when you're off exploring new destinations. If you're thinking about investing in a caravan, either using your savings or taking out a loan, there's a lot to think about before you choose the make and model to suit your lifestyle and needs. But before you make that big purchase, read our guide to enjoying the best caravan holidays in the UK and beyond.

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The Cost of Loft Conversions

The modern family needs space, and lots of it. If moving to a new house isn't an option and you're looking for a practical solution, a loft conversion may be the answer. However, moving up in the world doesn't come cheap. If you're planning and building a bright new room on top of your house you may need a loan to cover the cost. Loft conversion prices can run into many thousands so we recommend doing your research into lofts and loans.

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Homeowner secured loans, from 3.57%

Representative example: If you borrow £10,000 over 10 years at an interest rate of 5.14% (variable) you would make 120 payments of £122.71 per month. The total amount repayable would be £14,725.20 (This includes a lender fee of £495 and a broker fee of £1,000 which have been added to the loan.)

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