Car Loan FAQs
Please click below for the answers to our most commonly asked questions. If you can't find the information you need, call us free on 0800 694 5566 and one of our advisers will be happy to help.
How much can I borrow?
You can apply for a loan between £3,000 and £500,000 - covering a wide range of vehicle options.
How long are the repayment terms?
We strive to be flexible, with repayment terms from 1 to 30 years available.
What are the interest rates?
These vary depending on the lender you select, but typically, homeowner interest rates start from 2.9%.
How long will it take?
You’ll be able to find out if you’re suitable for a loan instantly online. If your application is successful, the money will be with you within 1-2 weeks.
Are there any loan fees?
If your loan is secured, there may be a broker fee of 12.5% applied - this is capped up to £3,995. We do not charge fees on unsecured loans.