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More than any bank

10 Year Loans

Pay back your loan comfortably with a 10 year repayment plan

With a range of flexible repayment options available, we can help you get on top of your finances with a 10 year personal loan from Norton Finance. Our experts will help find a repayment plan that suits you, giving you 10 years to pay it back in full
  • Massive choice

    We search the market from over 600 plans.

  • Flexible terms

    You can choose to spread the cost over any term from 1 to 30 years.

  • Here to help

    Even if you have a poor credit history or CCJs, are self-employed or even retired.

Looking for a larger amount?

Alternatively, call FREE on 0800 694 5566 Open 24 hours a day.

Homeowner rates, from 2.9%

2019 Gold Feefo Trusted Service Award

Unlike a bank we can search wider to find you the best products. So you get more choice not more rejections, even if you have a bad credit history. And that’s more than any bank can offer

What are 10 year loans?

A 10 year personal loan allows you to borrow your chosen amount with a repayment plan that’s spread over a decade, making your monthly payments more manageable. With a repayment plan outlined from the outset, you’ll have an end goal for paying it back, helping you instantly take control of your finances.

The process of applying for a 10 year loan and managing your outgoings is simple. Either apply online or give us a call to speak to one of our advisers, who will be happy to chat through the options available.

Before taking out a loan, you’ll choose between a secured and an unsecured loan. Unsecured loans aren’t backed by anything, so your chances of being accepted could be impacted if you have bad credit or CCJs. Secured loans use your assets, such as your home or car, as collateral and tend to be offered at a lower interest rate.

To further understand your repayment terms, why not use our loan calculator to find out your estimated repayments, or get a quote from us.

What can I use a 10 year loan for?

A 10 year loan can be useful for a number of different reasons. From home improvement projects to funding your dream wedding, here are a few examples:


Home improvements

A 10 year loan can give you the funds to complete your renovation project and increase the value of your home.

Debt consolidation

Pay off multiple debts in one go, make repayments simple and easier to manage.

Boost your business

grow your enterprise or start up a new business with the support of a ten-year loan.

Can I get a 10 year loan?

A 10 year loan can be just the boost you need to take the next step. Whether you’re planning business expansion or a wedding, we’re committed to helping you get the best loan available. We’re a broker, not a bank, which means we can cast our net wider among more lenders and plans to find your ideal loan product.

Am I eligible for a loan?

We help people from all walks of life secure a loan, regardless of whether they have bad credit, are retired, have CCJs or are a student. As we work with 600 different types of plans, we’ll try to find a loan that’s best suited to your circumstances, maximising the chances of you being accepted. Whether you’re a homeowner or not, get in touch to see what we can do for you.

What do I need to apply for a personal loan?

Applying for a personal loan with Norton Finance is simple. All you need to do is provide us with the following details below and we’ll be in touch shortly to discuss your options:

If you are applying for a loan to consolidate existing debts, it’s helpful to share details with us at this stage.

Apply now

If you’d like to get on top of your finances today, we’ll help you take control. Give us a call on 0800 694 5566 to get in touch with our advisers. We’ll gather all the necessary details and be in touch shortly to discuss your options. You can also apply online for a no-obligation quote.

10 Year Loan FAQs

Please click below for the answers to our most commonly asked questions. If you can't find the information you need, call us free on 0800 694 5566 and one of our advisers will be happy to help.

Why choose a 10 year loan?

A 10 year loan is one of the most flexible loan products on the market. The fixed term means you can feel secure and comfortable with your loan, giving you the breathing space to make a big financial decision on terms you can afford.

How can I check my credit score?

You can check your credit score for free by requesting a report online from one of the three credit reporting agencies. These are:

Will searching for a loan affect my credit score?

While seeking pre-approval for a loan, this should not lower your credit score, because all our lenders will do a soft search on your credit file. It is only on completion of your loan where a lender will usually record a hard search on your credit file. However, making regular repayments on time over its term should increase your credit score in the long term.

Can I apply for a loan with bad credit?

Yes. Whatever your credit situation, we search a variety of different lenders to increase your chances of being accepted, even if you have bad credit or CCJs.

How long does it take to get approved for a loan?

Once you apply for a loan, you will receive an instant decision in principle from our lenders. However, it can take around 1 – 2 weeks for your application to be processed.

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