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£60,000 – £100,000 loans

Secure the funds you need for any purpose with a choice of loans between £60,000 - £100,000.

Taking out a loan of £60,000 to £100,000 can help you secure the funds you need to complete home renovations, start a business or consolidate existing debts into a more easily managed repayment. Find out more about our loans up to £100,000.
  • We search over 600 products to find the most suitable loan

  • Award-winning customer service

  • Searching for a loan through a broker won’t affect your credit score

  • You must be a UK resident aged 18+

  • Make sure the terms are right for you before accepting a loan

Looking for a larger amount?

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Homeowner rates, from 2.99%

2020 Platinum Feefo Trusted Service Award

Secured loans between £60,000 and £100,000

Even when choosing to accept loans within this bracket, you can expect lenders are willing to work with you to find the most suitable loan product. Due to the larger amounts in question, applicants will need to own enough equity in their home that they can borrow against.

Will I need a good credit score for a £100,000 loan?

Your credit score is just one of the factors which lenders look at to see how you manage credit. However, it isn’t the only thing they consider for your application. Demonstrating that you have a good record of repaying loans on time is just as important as having a good credit score. For loans up to £100,000 the amount of equity you own is arguably a more important factor than your credit score.

What will a lender look for when I apply?

Before you apply for a loan of £60,000 - £100,000

Representative example

SECURED LOANS - Rates start at 2.99% variable. We also have a range of plans with rates up to 65.2%, giving us the flexibility to help you find a loan that suits your needs.

Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 5.14% (variable), you will make 120 payments of £122.71 per month.

The total amount repayable will be £14,725.20. This includes a lender fee of £495 and a broker fee of £1,000, both of which have been added to the loan. The overall cost for comparison is 8.6% APRC representative.

The maximum APR is 65.2%.

Your £60,000 - £100,000 loan repayment plan

Before committing to a loan, it’s essential that you understand the proposed fees, rates and repayments and ensure you can afford to borrow. Our loan calculator is a really useful tool for working out how much you’ll be expected to pay back on your loan before you accept an offer of a loan.

Using our repayment calculator

When it comes to creating a repayment plan you can use our repayment calculator:

  1. Insert the amount you want to borrow
  2. Enter the length of your repayment
  3. Specify whether or not you own your own home.

Use the slider on the loan calculator to find the best fit for your repayment schedule.

What do I need to apply for a loan of £60,000-£100,000?

To fill in a standard loan application form, you will need to provide some basic information about yourself and your circumstances. These should include your:

If you plan to use your loan to consolidate other debt repayments, please have details on those arrangements to hand. This will make the process much easier as it gives lenders all the information they need to arrange payment.

Frequently asked questions about £60,000-£100,000 loans

We know that applying for larger loans can be confusing, but we’re on hand to answer some questions. Learn more about how you can borrow loans of £60,000 or more with our frequently asked questions below.

Are bridging loans a good idea?

A loan of between £60,000 and £100,000 could be used to ensure property repayments are covered in part if you’ve bought a new home but haven’t yet managed to sell your old one. This type of bridging loan is quite common – it involves borrowing a large amount of money in a short timeframe.

However, as a bridging loan is a short-term product you may find interest rates are higher than other types of loan, due to the amounts involved, and it isn’t recommended you take out the loan unless you are confident of paying back the loan in full, sooner rather than later.

Can I take out a self-employed loan for £100,000?

It is possible to take out a £100,000 loan if you are self-employed, but you will require more documentation. As we explain in our article about the process of getting a self-employed loan, most lenders will be looking for a minimum of six months’ history of personal and business bank statements at the start of your application.

Would remortgaging be worth looking into?

Many homeowners consider remortgaging as an alternative, but this does mean you will be changing the terms of your mortgage and affect the equity you have in your home. Our remortgaging guide can help answer some of the questions you may have around remortgaging.

Norton Finance loan details

If you have any other questions, get in touch with a member of our team and we’ll do what we can to help.

What can I use a £60,000 loan for?

There are many things you could need a loan of £60,000 - £100,000 for, whatever your current circumstances. These include:

Home

Home improvement

A loan of this amount can go a long way in helping you extend, renovate or redecorate your home.
Building

Business Loans

Further your current business, set up something new or invest in a project.
Money

Debt consolidation

Manage your debts more effectively by combining them into one monthly loan repayment.

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