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£60,000 – £100,000 loans

Secure the funds you need for any purpose with a choice of loans between £60,000 - £100,000.

Taking out a loan of £60,000 to £100,000 can help you secure the funds you need to complete home renovations. Or, you may want to take a £100k business loan, or consolidate existing debts into a more easily managed repayment. Find out how to get a £60,000 to £100,000 loan.
  • We search over 600 products to find the most suitable loan

  • Award-winning customer service

  • Searching for a £60,000 to £100,000 loan through a broker won’t affect your credit score

  • You must be a UK resident aged 18+

  • Make sure the terms are right for you before accepting a loan

Looking for a larger amount?

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Homeowner rates, from 6.7%

2020 Platinum Feefo Trusted Service Award

Secured loans between £60,000 and £100,000

Even when choosing to accept £60,000 to £100,000 loans, you can expect lenders are willing to work with you to find the most suitable loan product. Due to the larger amounts in question, applicants will need to own enough equity in their home that they can borrow against.

Will I need a good credit score for a £100,000 loan?

Your credit score is just one of the factors which lenders look at to see how you manage credit. However, it isn’t the only thing they consider for your application. Demonstrating that you have a good record of repaying loans on time is just as important as having a good credit score. For loans up to £100,000 the amount of equity you own is arguably a more important factor than your credit score.

What will a lender look for when I apply for a £60k to £100k loan?

Before you apply for a loan of £60,000 - £100,000

Representative example

SECURED LOANS - Rates start at 6.7% variable. We also have a range of plans with rates up to 36.6%, giving us the flexibility to help you find a loan that suits your needs.

Representative example: if you borrow £34,480 over 10 years, initially on a fixed rate for 5 years at 7.60% and for the remaining 5 years on the lenders standard variable rate of 8.10%, you will make 60 monthly payments of £467.50 and 60 monthly payments of £473.06.

The total repayable would be £56,528.60 ( This includes a lender fee of £595 and a broker fee of £4137) The overall cost for comparison is 11.3% APRC representative.

The maximum APR is 36.6%.

Your £60,000 - £100,000 loan repayment plan

Before committing to a loan, it’s essential that you understand the proposed fees, rates and repayments and ensure you can afford to borrow. Our loan calculator is a really useful tool for working out how much you’ll be expected to pay back on your loan before you accept an offer of a loan.

Using our repayment calculator

When it comes to creating a repayment plan you can use our repayment calculator:

  1. Insert the amount you want to borrow
  2. Enter the length of your repayment
  3. Specify whether or not you own your own home.

Use the slider on the loan calculator to find the best fit for your repayment schedule.

What do I need to apply for a loan of £60,000-£100,000?

To fill in a standard loan application form, you will need to provide some basic information about yourself and your circumstances. These should include your:

If you plan to use your loan to consolidate other debt repayments, please have details on those arrangements to hand. This will make the process much easier as it gives lenders all the information they need to arrange payment.

Frequently asked questions about £60,000-£100,000 loans

Are bridging loans a good idea?

A loan of between £60,000 and £100,000 could be used to ensure property repayments are covered in part if you’ve bought a new home but haven’t yet managed to sell your old one. This type of bridging loan is quite common – it involves borrowing a large amount of money in a short timeframe.

However, as a bridging loan is a short-term product you may find interest rates are higher than other types of loan, due to the amounts involved.

It isn’t recommended you take out the loan unless you are confident of paying back the loan in full, sooner rather than later.

Can I take out a self-employed loan for £100,000?

It is possible to take out a £100,000 loan if you are self-employed, but you will require more documentation. Most lenders will be looking for a minimum of six months’ history of personal and business bank statements at the start of your application.

Would remortgaging be worth looking into?

Many homeowners consider remortgaging as an alternative, but this does mean you will be changing the terms of your mortgage and affect the equity you have in your home. Our remortgaging guide can help answer some of the questions you may have around remortgaging.

How much can I borrow?

This page focuses on loans of £60,000 to £100,000. However, you can borrow between £3,000 and £500,000 from one of Norton Finance’s trusted lenders.

How long are the repayment terms?

The total repayments for loans we arrange can last anywhere from three to 30 years, offering you more flexibility and a repayment timeline that suits you.

What are the interest rates?

Our homeowner rates start at 6.7%. We take your financial history and present circumstances into account, so the interest rates we offer can vary.

How long will it take?

You may receive a decision in principle based on your application immediately. However, please allow up to two weeks for your application to be finalised and the funds to be deposited.

Are there any loan fees?

As a broker and not a bank, we receive a commission from the lender upon completion of a loan application. You can expect to be charged a broker fee of up to 12.5% of the loan amount borrowed, capped at £3,995. We do not charge broker fees for unsecured loans.

Can I pay off a loan early?

You can repay a loan early, but you may be charged a fee for Early Repayment if you choose to do so.

What happens if I miss a payment?

If you miss a loan repayment, we urge you to get in touch with your lender to let them know as soon as possible. They can help you with questions you might have about extending the payment deadline or restructuring repayments

If you have any other questions, get in touch with a member of our team and we’ll do what we can to help.

What can I use a £60,000 loan for?

There are many things you could need a loan of £60,000 - £100,000 for, whatever your current circumstances. These include:


Home Improvement

A loan of this amount can go a long way in helping you extend, renovate or redecorate your home.

Business Loans

Further your current business, set up something new or invest in a project.

Debt Consolidation

Manage your debts more effectively by combining them into one monthly loan repayment.

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