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Our Coronavirus FAQ page has details on the latest changes to our loan products and repayments.

Loan Calculator


If you want to see how a loan agreement breaks down on a month-by-month basis, our secured loan and mortgage calculator can help.

Start by choosing between a Secured Loan calculator or a Mortgage calculator from the two tabs below.

Then simply select an amount from the sliders below to choose how much you want to borrow, and for how long. The results will give you an idea of how much you’ll pay back over the course of your loan – although the final amount will depend on your personal situation.


Alternatively, call FREE on 0800 694 5566 Open 24 hours a day.

Secured Loans
Mortgages
Optimum
Optimum
Initial Rate

2.90%

Total Repayment

£17,301.60

Monthly Repayments

£144.18

Masthaven
Masthaven
Initial Rate

3.64%

Total Repayment

£17,914.80

Monthly Repayments

£149.29

Shawbrook Bank
Shawbrook Bank
Initial Rate

4.10%

Total Repayment

£18,313.20

Monthly Repayments

£152.61

United Trust Bank
United Trust Bank
Initial Rate

4.25%

Total Repayment

£18,436.80

Monthly Repayments

£153.64

West One
West One
Initial Rate

5.85%

Total Repayment

£19,854.00

Monthly Repayments

£165.45

Step One
Step One
Initial Rate

8.90%

Total Repayment

£20,806.80

Monthly Repayments

£173.39

1st Stop Home Loans
1st Stop Home Loans
Initial Rate

8.00%

Total Repayment

£21,831.60

Monthly Repayments

£181.93

Norton Home Loans
Norton Home Loans
Initial Rate

8.30%

Total Repayment

£22,129.20

Monthly Repayments

£184.41

Central Trust
Central Trust
Initial Rate

8.50%

Total Repayment

£22,314.00

Monthly Repayments

£185.95

Lesley Stephen & Co
Lesley Stephen & Co
Initial Rate

12.00%

Total Repayment

£25,825.20

Monthly Repayments

£215.21

Barclays
Barclays
Initial Rate

1.24%

Total Repayment

£106,358.40

Monthly Repayments

£886.32

Platform
Platform
Initial Rate

1.29%

Total Repayment

£106,674.00

Monthly Repayments

£888.95

Leeds
Leeds
Initial Rate

1.34%

Total Repayment

£106,926.00

Monthly Repayments

£891.05

Mansfield
Mansfield
Initial Rate

1.99%

Total Repayment

£107,179.20

Monthly Repayments

£893.16

Principality
Principality
Initial Rate

1.42%

Total Repayment

£107,306.40

Monthly Repayments

£894.22

Virgin
Virgin
Initial Rate

1.44%

Total Repayment

£107,432.40

Monthly Repayments

£895.27

Accord
Accord
Initial Rate

1.65%

Total Repayment

£108,577.20

Monthly Repayments

£904.81

Metro
Metro
Initial Rate

2.59%

Total Repayment

£113,626.80

Monthly Repayments

£946.89

Aldermore
Aldermore
Initial Rate

3.18%

Total Repayment

£116,872.80

Monthly Repayments

£973.94

Kensington
Kensington
Initial Rate

3.19%

Total Repayment

£116,940.00

Monthly Repayments

£974.50

Masthaven
Masthaven
Initial Rate

3.39%

Total Repayment

£118,078.80

Monthly Repayments

£983.99

UTB
UTB
Initial Rate

3.80%

Total Repayment

£120,379.20

Monthly Repayments

£1,003.16

NatWest
NatWest
Initial Rate

1.19%

Total Repayment

£171,333.60

Monthly Repayments

£1,427.78

Don't just take our word for it

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Extremely helpful and efficient.

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“Efficient, speedy, informative, polite all due to your wonderful staff. They are a credit to you.”

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