Money made easy
Whatever your circumstances, Norton Finance can help. Since we’re a broker and not a bank, we’re not limited to our own products. That means more choice for you.
If you want to see how a loan agreement breaks down on a month-by-month basis, our secured loan and mortgage calculator can help.
Start by choosing between a Secured Loan calculator or a Mortgage calculator from the two tabs below.
Then simply select an amount from the sliders below to choose how much you want to borrow, and for how long. The results will give you an idea of how much you’ll pay back over the course of your loan – although the final amount will depend on your personal situation.
Alternatively, call FREE on 0800 694 5566 Open 24 hours a day.
Whatever your circumstances, Norton Finance can help. Since we’re a broker and not a bank, we’re not limited to our own products. That means more choice for you.
We search top lenders to find a secured loan or remortgage that’s right for your circumstances, just like a comparison site. But unlike a comparison site, we’ll also help you manage your application from beginning to end.
Find out more about borrowing with Norton Finance.
If you’re happy with one of the breakdown of one of the loan products above and want to know more, click the Apply button to the right for more information and to fill in a few quick details about yourself. Or call 0808 231 5994 any time, for quick phone service.
To keep the cost of borrowing down, we suggest borrowing just the minimum you require over the shortest term possible. Our calculator will show you the most up to date terms that lenders are currently offering. However, the rates available to you may differ depending on your own personal circumstances and the amount you wish to borrow. If you’d like to talk through your options, get in touch and we’ll assess your situation to help find the best loan for you.
On average lenders will provide a mortgage based on 4 to 5 times your salary (or combined salary if making a joint application). In some circumstances, lenders will lend up to 6 times your salary subject to other qualifying criteria. It is important that your mortgage is affordable now and in the future.
You should always aim to pay off your loan as quickly as you can afford based on the monthly repayments, as interest charges can potentially make a loan more unaffordable over time.
For example, if you borrowed £10,000 over three years at 10% interest it would cost you £322 a month or £1,600 in interest charges over that period. Borrowing the same amount over 10 years would only cost you £132 a month, but the total interest charged would increase to a whopping £5,850 – that’s £4,250 extra for spreading the cost.
We know that it’s important to stay on top of your finances and make sure your plans aren’t tied up in red tape. That’s why we can give you an ‘in principle’ decision on your loan application within 24 hours.
We’ll also keep you in touch with an experienced customer manager, who can help guide you through the application to ensure your money arrives as quickly as possible. They’ll keep you updated on your loan application – just pick up the phone.
If you want to consolidate a loan taken out after 1st February 2011, you can make partial overpayments of up to £8,000 per year, free of charge. Go over this amount and your lender can charge you for overpaying, provided they have incurred a cost themselves. If you repay a loan in full you could be charged an early repayment penalty of between one to two months’ interest. You should be able to find the amount on your loan agreement.
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