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More than any bank

Debt Consolidation Loans

Helping you consolidate debt & take back control

There are many debt consolidation loans for bad credit out there and it’s our job to help you locate the best one for your situation. Rather than juggling payments at different times of the month, moving cash between accounts and struggling to keep up with what’s going out and when, it’s often much easier to combine debts and make a single, regular payment.
  • Massive choice

    We search the market from over 600 plans.

  • Flexible terms

    You can choose to spread the cost over any term from 1 to 30 years.

  • Here to help

    Even if you have a poor credit history or CCJs, are self-employed or even retired.

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Homeowner rates, from 3.57%

We’re a broker, not a bank, so we can search wider to find you the best products. So you get more choice not more rejections, even if you have a bad credit history. And that’s more than any bank can offer.

What is a debt consolidation loan?

A debt consolidation loan is a loan that brings together all your debts under one simpler repayment. While you may currently have more than one loan, each with different interest rates and repayment periods, a consolidation loan will combine them. The objective is to simplify your finances and reduce your outgoings, making the overall debt you have more manageable. By putting several debts together in this way, you may be able to reduce the amount of overall interest you pay on what you borrow. Consolidation loans can be a great way to take control of your finances.

How does a debt consolidation loan work?

A debt consolidation loan works by combining all the debts you currently have outstanding as one combined debt. You borrow enough cash to pay off all your other secured and unsecured loans, credit cards or other debt. Once that’s done you’re left with a single, manageable loan to service. By paying off multiple debts at once, you can streamline what you owe and, ultimately, make your debt more affordable. Rather than making many payments per month with differing rates of interest, you’ll only make one monthly payment to one lender.

Can debt consolidation loans improve my credit rating?

Yes, consolidating your debts can help to improve your credit rating if you manage repayments responsibly. It can demonstrate to potential future lenders that you’re able to repay the money you borrow in full and on time. In turn this may increase their confidence in you as a borrower, which could make them more likely to lend. Even those with a poor credit history can potentially improve their credit rating this way.

Don’t just take our word for it

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Extremely helpful and efficient.

“Norton Finance kept me informed at all stages of the application which was successful. Would highly recommend.”

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Asolutely faultless.

“Efficient, speedy, informative, polite all due to your wonderful staff. They are a credit to you.”

How much can I borrow with a debt consolidation loan?

You can borrow anything from £3,000 to £500,000 with a Norton consolidation loan. Because Norton Finance is a broker, we offer wide coverage of loan amounts. We’ll choose from 600 loan products on the market to find the one that suits your personal circumstances. This flexibility also applies to the lending periods we can offer. Choose a period from one to 30 years, and we’ll help identify the loan to match your needs.

Can I apply for a debt consolidation loan with bad credit?

Yes, you can apply for a debt consolidation loan with bad credit. We can track down several options from the market even if you’re someone with poor credit history, you have CCJs, or if you’re self-employed or retired. Norton Finance can make identifying the right loan much easier for you. Even if your debt has been badly managed in the past, or you have bad or unsecured debt, we’ll do everything we can to improve your personal finances for the long term.

Could a debt consolidation loan work for me?

Depending on your individual circumstances, a debt consolidation loan could work for you. We’ll handpick the most suitable product from our thorough and comprehensive research of the whole market. By considering every factor of your outgoings and outstanding debts, as well as your regular income and overall circumstances it’s possible for Norton to help identify the perfect loan to help consolidate your repayments. Taking the time to really consider your unique needs gives us the best chance of securing a loan that works for you today and into the future, helping you to reduce your debt manage your money.

Debt consolidation loans with Norton Finance

Anyone looking to consolidate their debts should think of Norton as their first choice of broker. We understand that dealing with numerous debts and trying to pay them all off at the same time can be very stressful. It’s our job to eliminate that stress and let you take control of your money. Whoever you are and whatever your financial history, reach out to us and we’ll try our best to help. Whether you have poor credit or CCJs, you’re not currently working or you’ve already retired, we’re here to help and advice.

The right consolidation loan can bring real positive change to everyday life. When you no longer have multiple confusing debts, with different repayment periods and lots of different interest rates, you can relax. Paring back the different debts to just one regular repayment leaving your bank account on the same day every month makes life simple and less overwhelming. As well as all this, Norton Finance provides real choice. We search the whole market to find the right product for each customer. We can offer repayment terms of one to 30 years on loans worth anything from £3,000 to £500,000. Get in touch to find out what we could do for you.

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