Bad Credit Loan FAQs
Please click below for the answers to our most commonly asked questions. If you can't find the information you need, call us free on 0800 694 5566 and one of our advisers will be happy to help.
Can I have a loan with a CCJ?
Yes, it is possible to secure a loan - even with a CCJ. Some lenders will work with you on a repayment package that covers the debt, plus the amount you want to borrow.
How much can I borrow?
Depending on the kind of loan, you can borrow from £3,000 up to £500,000.
How long are the repayment terms?
Repayments on a secured loan can be spread from 1 to 30 years, to ensure you can comfortably meet them.
What are the interest rates?
The interest rate will vary as your current circumstances and financial history are taken into consideration.
How long will it take?
You will receive an instant decision from us, but we recommend you give 1-2 weeks to allow your application to be processed.
Are there any loan fees?
There may be a broker fee of up to 12.5% of the amount you borrow, capped at £3,995, but this does not apply to unsecured loans.