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Bad Credit Loans

Loans for people with poor credit history


If you’ve got a bad credit rating, getting a loan is certainly more challenging, but getting a loan when your credit score is poor is not impossible – and we can help. There are all kinds of loans for bad credit ratings on the market and Norton can help you find the one that suits your individual circumstances.
  • Massive choice

    We search the market from over 600 plans.

  • Flexible terms

    You can choose to spread the cost over any term from 1 to 25 years.

  • Here to help

    Even if you have a poor credit history or CCJs, are self-employed or even retired.

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Alternatively, call FREE on 0800 694 5566 Open 24 hours a day.

Homeowner rates, from 3.83%


We’re a broker, not a bank, so we can search wider to find you the best products. So you get more choice not more rejections, even if you have a bad credit history. And that’s more than any bank can offer.

Why you might need a loan for bad credit?

Discovering that you have a poor credit score can be a shock – but it’s not the end of the world. There are many reasons why it can happen – you may have a County Court Judgement (CCJ) for defaulting on a loan or credit agreement, or simply missed a payment on an existing loan, for example. You may also have a poor credit score if you have never borrowed any money at all and have no credit cards. This means that lenders can’t find any record of repayment history to base their decision on.

How bad credit loans actually help improve your credit rating.

If you have poor credit, borrowing money may seem like the last thing you should be doing – but in fact a bad credit loan can be your route to improving your credit rating. With more and more people finding themselves held back by poor credit scores, financial service providers have responded by offering new financial products – all aimed at people who have been refused credit.

Don't just take our word for it

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Extremely helpful and efficient.

“Norton Finance kept me informed at all stages of the application which was successful. Would highly recommend.”

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Asolutely faultless.

“Efficient, speedy, informative, polite all due to your wonderful staff. They are a credit to you.”

What loans for bad credit are available to you?

Today there is a huge variety of loans for poor credit on the market – all with different terms and interest rates. We’ve researched over 600 loans in the UK and created a clever calculator which can help you find the one that suits your exact requirements. All you need to do is enter a few basics – such as the amount you need to borrow and the length of time you’d like to take to repay it. The calculator will then start searching for the best loan for your individual circumstances.

How can we help you get a loan for poor credit?

Even if you have CCJs against your name, are self-employed or retired (two other factors that will affect your credit rating) we can help you find a poor credit loan. And it won’t just help you to buy that new sofa or holiday you’ve been wanting, it can actually start to repair your credit status and get you back on your feet. You’ll pay more interest in the short term, but as long as you make all repayments without fail, the credit agencies will look favourably on this and slowly but surely your score will improve.

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