How much can I borrow?
With Norton Finance and our trusted network of lenders, you could borrow anywhere from £3,000 to £500,000. Find out more with our joint loan calculator.
How long are the repayment terms?
Repayment terms vary depending on your personal circumstances, the amount you can afford to pay back each month, and the sum you wish to borrow. The loan could be repaid anywhere between one year and up to 30.
Can I get a joint loan with bad credit?
Yes, joint loans for bad credit are available. However, it’s worth considering that lenders may consider you high risk, so you may be offered a smaller amount than someone with a good credit score.
Also, a joint application loan will link both borrowers’ credit files, so one person’s bad credit rating could affect the other borrower’s rating too.
What are the interest rates?
Your interest rate depends on your individual financial history and current credit score. In general, if you’re a homeowner, secured loan rates start at 6.7%.
Are there any loan fees?
Yes, there may be a broker fee up to 12.5% on all secured debt consolidation loans with a cap of £4,950. As we receive a commission from the lender, there are no fees charged for unsecured consolidation loans.