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Caravan Finance

Enjoy totally flexible travel with a caravan loan from Norton Finance


Caravans give you the freedom to travel wherever your mood takes you, with built-in accommodation, a map-full of destinations and the chance to pack up and drive off at a moment’s notice. If you’ve been considering a loan to buy a motorhome or caravan, but have a bad credit rating, Norton Finance can help.
  • Massive choice

    We search the market from over 600 plans.

  • Flexible terms

    You can choose to spread the cost over any term from 1 to 30 years.

  • Here to help

    Even if you have a poor credit history or CCJs, are self-employed or even retired.

Looking for a larger amount?

Alternatively, call FREE on 0800 694 5566 Open 24 hours a day.

Homeowner rates, from 2.9%

2019 Gold Feefo Trusted Service Award

We’re a broker, not a bank, so we can search wider to find you the best products. So you get more choice not more rejections, even if you have a bad credit history. And that’s more than any bank can offer.

What is a caravan loan?

It’s a type of personal loan where money is raised in order to buy a caravan or motorhome, either new or used. It’s a great way to embrace the travelling lifestyle without breaking the bank. At Norton Finance, we compare the deals on the market to get you the best type of loan for your situation.

How do caravan loans work?

There are two ways you can arrange a caravan loan:

Once you find a suitable loan, apply and are accepted, you’ll receive the money to go out and shop for your vehicle. Then you’ll repay what you’ve borrowed in regular instalments over an agreed amount of time.

We work with a huge range of lenders offering personal loans, which can be used to purchase a new or used caravan. Whatever your current financial circumstances, we consider more than 600 plans to find an option that suits you.

New vs used caravan

Although you’ll have the choice between buying new or used, how much you borrow may determine whether you can afford to buy brand new. Find a vehicle that’s in good working order and suits your needs before applying for a loan to make it yours. See the Caravan Club’s checklist for buying a second-hand caravan.

Applying for a caravan loan

Applying for a caravan loan is the same as applying for any personal loan. You’ll need to complete an application with some personal details and, if asked, how you’re planning to use the money.

This information will be considered and we’ll let you know if you’re likely to be approved or not. If everything goes well, the money will be transferred into your bank account to be used to cover the cost of your new wheels.

Norton Finance strives to source loans for people whatever their credit history and has access to a huge range of lenders. Apply online, spread the cost and enjoy the freedom of travel today.

Am I eligible for a loan?

Whatever your situation, Norton Finance can find a loan to help you. Every lender has their own tick list for eligibility, so we search our wide range of loan products to find the one most suited to your circumstances.

If CCJs are causing you problems, you’re self-employed or have bad credit, we can help you find a loan. Retired? There are plenty of caravan loans for pensioners too. We’ll help you find the best, so you can get away from it all.

Caravan Loan FAQs

Please click below for the answers to our most commonly asked questions. If you can't find the information you need, call us free on 0800 694 5566 and one of our advisers will be happy to help.

How much can I borrow?

You can borrow from £3,000 up to £500,000.

How long are the repayment terms?

You can pay back a loan over a period between 12 months to 25 years (10 years, unsecured). These flexible loan terms mean you can spread the cost of your new holiday home over a time period that suits you.

What are the interest rates?

This will vary depending on the lender you select, your financial history and current circumstances. Our rates for homeowners start from 2.9%.

How long will it take?

You will receive your loan in 1-2 weeks once approved but we do offer an instant decision in principle.

Are there any loan fees?

There are no fees on unsecured loans but there is a broker fee of up to 12.5% on secured borrowing amounts, capped at £3,995.

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