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Medical Loans

Choose a medical loan for the best quality of care

Many people seek the help of flexible medical loans to pay for procedures. The right loan can provide access to excellent fertility and cosmetic treatment, urgent care, surgical excellence and more. With Norton Finance, you can find the best loan plans for your medical situation, whatever your credit history looks like.
  • Massive choice

    We search the market from over 600 plans.

  • Flexible terms

    You can choose to spread the cost over any term from 1 to 30 years.

  • Here to help

    Even if you have a poor credit history or CCJs, are self-employed or even retired.

Looking for a larger amount?

Alternatively, call FREE on 0800 694 5566 Open 24 hours a day.

Homeowner rates, from 2.9%

2019 Gold Feefo Trusted Service Award

Unlike a bank we can search wider to find you the best products. So you get more choice not more rejections, even if you have a bad credit history. And that’s more than any bank can offer

What are medical loans?

A medical loan is a type of personal loan that’s used to finance a medical procedure. You can use the proceeds to pay privately for a whole range of treatments, either in part or in full, before repaying the balance over a flexible term.

How do medical loans work?

Like other types of personal loan, there are two main types of medical loan to choose from:

When you’ve found a loan that suits you, with suitable terms and interest rates, you can apply. If you’re successful, you’ll receive the funds to pay for your private healthcare.

What can I use a medical loan for?

Loans for medical treatment can be used for a variety of procedures, allowing you to access medical care without spending time on a waiting list.


Plastic surgery / cosmetic surgery

With an ever-increasing range of treatments available, cosmetic surgery loans help you get the look you want.

Fertility treatment

Get the financial help you may need to plan a new arrival through fertility treatment.

Emergency surgery

Save time by skipping the waiting list, and go private for required surgery.

Dental work

From straightening to whitening, get a perfect set of teeth with our flexible repayment terms.

Why take out a medical loan?

Medical loans are often the most manageable way to spread the cost of private healthcare. Companies providing private medical care often offer finance packages for the work you’re having done. If you’d rather look into alternative ways of raising the cash, Norton Finance can help. From our wide panel of lenders you can compare personal loan rates and choose something that best suits you.

Applying for a medical loan

Applying for a medical loan couldn’t be easier with Norton Finance. We understand that when it comes to health, money worries shouldn’t be an issue.

When you apply, we search a comprehensive market of medical loans. Whether you have bad credit or not, we’ll seek out the best products to match your personal circumstances.

Am I eligible for a medical loan?

We help customers in all situations get the funds they need for medical care. If you have CCJs; are retired, unemployed, or have poor credit history, you can rest assured that we’re committed to helping you. Your financial background is just one part of what lenders will consider.

What do I need to apply for a medical loan?

Applying for a medical loan is a simple process, which you can begin online by filling in a few details. When you’ve provided these, we may get in touch to chat about the medical procedure you’re raising funds for. We’ll also ask for some more details including:

Medical Loan FAQs

Please click below for the answers to our most commonly asked questions. If you can't find the information you need, call us free on 0800 694 5566 and one of our advisers will be happy to help.

How much can I borrow?

Our medical loans range from £3,000 to £500,000.

How long are the repayment terms?

Loan terms are a minimum of one to 30 years, helping you to find a comfortable repayment period.

What are the interest rates?

Interest rates are different depending on the loan you take out and the financial history you bring to the deal. Rates for homeowners start at 2.9%.

Are there any loan fees?

As a broker, rather than a bank, Norton Finance doesn’t charge upfront loan fees. Instead, we receive commission from the lender when a loan is completed. On secured loans, we may charge a broker fee of a maximum 12.5% of the loan, to a capped limit of £3,995. We don’t charge broker fees on unsecured loans.

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