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Debt Consolidation Remortgages

Ease your financial debts with a remortgaging deal from Norton Finance

Get your finances back on track and consolidate your debts into one repayment plan by remortgaging your property with Norton Finance. By releasing some of your property’s equity, you can free up extra finance to pay off other debts, easing financial concerns.
  • Massive choice

    We search the market from over 600 plans.

  • Flexible terms

    You can choose to spread the cost over any term from 1 to 30 years.

  • Here to help

    Even if you have a poor credit history or CCJs, are self-employed or even retired.

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Homeowner Remortgages, from 1.38%

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Unlike a bank we can search wider to find you the best products. So you get more choice not more rejections, even if you have a bad credit history. And that’s more than any bank can offer

Remortgage for debt consolidation

Remortgaging is a way to replace your current mortgage product with new terms often changing the amount you pay each month. By remortgaging your property, you can release the equity you own as a lump sum; which can then be used to clear other debts or ease regular bills such as credit card repayments.

For example, if you were to remortgage your property and free up a lump sum of £5,000 to pay off an outstanding credit card debt in full, you’d be saving yourself months of potential interest and credit card repayments, at the expense of a slight monthly increase on your mortgage costs. On other occasions a debt consolidation remortgage can be used to reduce your overall monthly commitments and whilst this may be a way of easing your financial circumstances, it may mean extending the term of the debts, which could increase the overall costs of repaying your debts. You must also be aware that you would be securing previously unsecured debts against your property.

Applying for a consolidation remortgage

There can be a lot to consider when it comes to remortgaging for debt consolidation. You’ll first need to know how much you want to borrow, so just follow our easy online application process and we’ll get to work in helping you obtain the funds you need.

Am I eligible for a debt consolidation remortgage?

Borrowing on your property to tackle other financial concerns is a common occurrence among homeowners. At Norton Finance, we try to help people with different financial situations, whether you’re retired, self-employed, dealing with CCJs or concerned about your poor credit history. A successful application is subject to a variety of factors, but even if you’ve been turned down before by other lenders, we’ll still try and find a suitable lender for your situation.

Debt Consolidation Remortgage FAQs

Please click below for the answers to our most commonly asked questions. If you can't find the information you need, call us free on 0800 694 5566 and one of our advisers will be happy to help.

How much can I borrow?

Borrowing rates range from £3,000 to £500,000 with a Norton Finance remortgage package.

How long are the repayment terms?

Flexible repayment terms mean you can spread the cost between 1 and 30 years.

What are the interest rates?

Interest rates start at 1.15% and are subject to factors including your financial history and current circumstances.

Are there any loan fees?

Our commission comes from the lender, not the customer. After all, we’re a broker, not a bank. We may charge a broker fee of 12.5%, capped at £3,995.

Can I pay off a remortgage early?

You can pay off your balance at any time before the end of your fixed term. It’s worth noting that many lenders will charge an Early Repayment Fee to factor for the interest that won’t accumulate when you leave. Though it can be great to pay off your loan early, it’s worth checking whether you can afford this extra cost first.

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