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Logbook Loans

Borrow money on your car with a logbook loan from Norton Finance

If you own a car, there’s an easy way to raise funds fast with no hidden charges or penalties. Norton Finance can help you find a logbook loan that’s right for you. We work with the nation’s leading lenders to provide more choice for our customers, giving you full control over your repayments. So if you want money for an urgent repair job or an unexpected expense, having your own car can pay off.
  • Massive choice

    We search the market from over 600 plans.

  • Flexible terms

    You can choose to spread the cost over any term from 1 to 25 years.

  • Here to help

    Even if you have a poor credit history or CCJs, are self-employed or even retired.

Looking for a larger amount?

Alternatively, call FREE on 0800 694 5566 Open 24 hours a day.

We’re a broker, not a bank, so we can search wider to find you the best products. So you get more choice not more rejections, even if you have a bad credit history. And that’s more than any bank can offer.

What is a logbook loan?

A logbook loan is a sum of money you borrow against the value of your car. Until you’ve paid back your loan in full, the lender technically owns the car – but you’ll still have possession and full access to your vehicle. In the UK (except Scotland), a logbook loan is a form of secured lending, which uses your car as security against which you can borrow money. How much you can ask to borrow depends on the value of your car – borrowing more than its worth isn’t a risk a lender would be prepared to take.

How do logbook loans work?

When you’re accepted for a logbook loan, you’ll typically be asked to hand over your vehicle’s V5C registration document – or ‘logbook’ – to signify the temporary transition of ownership. However, this is a mere formality – and sometimes the lender won’t even ask for it. By accepting the loan, you agree to transfer ownership of the vehicle until you’ve paid back the balance in full – it’s a secured loan, which means you’re at risk of losing the car if you do not keep up with repayments. You can usually take out a logbook loan even if you have outstanding payments on the car itself.

Don't just take our word for it

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Extremely helpful and efficient.

“Norton Finance kept me informed at all stages of the application which was successful. Would highly recommend.”

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Asolutely faultless.

“Efficient, speedy, informative, polite all due to your wonderful staff. They are a credit to you.”

How can Norton Finance help?

We’ve been working for more than 40 years to find our customers the best possible car logbook loans and we have a wealth of expertise and relationships with the UK’s most popular lenders. And because we’re a broker, not a bank, we can help you to take control, with flexible repayments over the length of time that suits you best. Depending on your circumstances, how much you wish to borrow and the value of your car, we’ll link you with a provider and a loan to suit you. With access to more than 600 financial products on the market, you’ll have the widest choice available.

How much can you borrow on your car?

The most important factor in deciding how much you can borrow is the current value of your vehicle. With this in mind, it’s important to work out whether it would be worth taking out a log book loan in the first place. Logbook loans typically last 78 weeks, though it is possible to repay the full cost of the loan early (early repayment charges may apply). However, by talking to us direct about your logbook loan, you can find a deal that will allow you to spread the costs as you wish.

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