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New cars 'tempting' people into debt |
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Consumers are apparently being "tempted into debt" by cars, according to a new s... |
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Study: 50% of Brits waiting for inheritance to solve finances |
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Half of all Britons are waiting for their inheritance to help solve their financial proble... |
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Business customers urged to find better rates |
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Business loan customers are being urged to spurn specialist business accounts in favour of... |
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"Big surge" in PPI claims says chief ombudsman |
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There has been a "big surge" in the number of complaints about payment protectio... |
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'Not enough borrowers switching to competitive products' |
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There has been a 17 per cent drop in the number of financial products being switched to mo... |
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Borrowers take out £2.5bn in personal loans in April |
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New personal loans taken out in April amounted to £2.5 billion, a slight fall on the ... |
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Women urged to take control of finances |
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Almost a fifth of single or divorced women want to meet a rich man so they do not have to ... |
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Personal loan insurance could land banks in trouble, says FT |
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Britain's biggest banks could be in trouble with the Competition Commission if it is prove... |
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Survey: 1 in 10 would take out personal loan to pay for wedding |
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A new survey has found that one in ten people would take out a personal loan to pay for th... |
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Banks urge borrowers to find alternatives to unauthorised overdrafts |
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The chief executive of the British Bankers' Association (BBA) has defended bank charges th... |
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Spring clean you finances, borrowers told |
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Personal finance customers are being urged to construct a "spring clean" of thei... |
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Lenders urged not to hound struggling borrowers |
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Mental health charity Mind is calling on lenders to take a light touch approach to struggl... |
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Brits 'addicted' to online banking |
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It is ten years since banking customers in the UK started using the internet to manage the... |
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Study: Teenagers looking forward to personal loans |
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Teenagers are looking forward to the time when they are allowed to take out personal loans... |
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Borrowers urged to check credit profiles to combat fraud |
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A personal finance site is urging personal loan borrowers to check their credit profile on... |
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Debt worries 'affecting mental health' |
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A survey conducted by charity Mind has revealed that 91 per cent of respondents said worri... |
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'Brits saving money by booking independent holidays' |
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A growing number of Brits who may have taken out a personal loan to pay for a trip abroad ... |
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New business loan providers 'targeting firms' |
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Business owners and property investors are turning to bridging loans as mainstream lenders... |
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Cost of living on the up say official figures |
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Consumer prices inflation has risen to three per cent, well above the government's target ... |
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Cost of living 'forcing parents back to work' |
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The rising cost of living has pushed over one million new parents back into work, accordin... |
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Government should intervene in people's finances, says expert |
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The government should intervene to help people manage their personal finances just as it d... |
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Bank charges 'bad news for customers' |
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A high court ruling on bank charges could lead to many customers being less well off in th... |
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Firms using business loans 'to finance smaller deals' |
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Firms are increasingly using bridging loans to keep their businesses fully operational, it... |
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Would-be retirees facing family pressure |
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Almost half of those facing retirement are being approached by relatives for financial sup... |
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Credit card charges "disgustingly high" |
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Interest charges on outstanding credit card balances are still "disgustingly high&quo... |
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Popular financial discussions revealed |
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The tenth most-openly-discussed financial question is: "How much have you borrowed?&q... |
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Bank holds rates at 5% |
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The Bank of England's monetary policy committee (MPC) has decided to keep the base rate of... |
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Consumers reminded of consequences of debt |
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Consumers have been warned that those who have been charged by their banks for exceeding o... |
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Unsecured loans 'being used to buy property' |
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It is "dangerous" to buy property using unsecured loans, according to the busine... |
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Loan shoppers urged to conduct research |
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Holidaymakers planning on taking out a loan to finance their trip are being urged to first... |
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More insolvency predicted in 2008 |
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There could be many as 104,000 insolvency "casualties" during 2008, according to... |
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Economists: MPC will not reduce base rate |
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The Bank of England's monetary policy committee (MPC) will vote to keep the base rate stat... |
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'Pay off debts with a low-cost personal loan' |
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People struggling with their finances in the current economic climate could benefit from p... |
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Buying bling 'can lead to financial problems' |
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Bling-itis, the phrase used to describe young people's obsession with purchasing flashy go... |
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Loan warning issued to credit fraud victims |
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Consumers who do not realise they have been victims of credit fraud may find that criminal... |
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Some 71% of UK couples 'have separate accounts' |
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Nearly three-quarters (71 per cent) of couples in Britain like to keep their money separat... |
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Financial warning for those living longer |
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As western populations start to live longer, more and more people are at risk of financial... |
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Credit unions 'can help families manage money' |
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Credit unions can help poorer families manage their money and lighten the burden of debt, ... |
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Consumers issued personal loan advice |
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Personal loan borrowers are being advised to be shop around for the best product and to re... |
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Increasing pension contributions 'is worthwhile' |
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A person contributing £100 each month to his pension pot from the age of 30 can expec... |
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Cost of pet ownership 'must be remembered' |
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Potential pet owners have been advised not to forget that costs of owning an animal can re... |
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Cash transactions 'still popular' |
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The British Retail Consortium (BRC) has said that the UK has not fully embraced a paperles... |
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Consumers advised about seeking financial reassurance |
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Consumers who are looking to invest their money and those who are concerned about existing... |
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Brits want the perfect home |
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The majority of Brits are seeking their dream home, new research from Legal & General ... |
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Parents "sap back" £11bn |
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Adult children are finding they have become a vital means of support for their parents in ... |
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OFT: Overdraft charges to be assessed |
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The high court has supported the Office of Fair Trading (OFT) campaign to open up unarrang... |
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Finance is a big relationship issue, says expert |
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Personal finances play a crucial role in relationships despite being "the hardest thi... |
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Students 'could get less financial support from parents' |
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The credit crunch will affect the level of support some students receive from their parent... |
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Defaqto: Beware of credit card costs |
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Credit card customers hoping to take advantage of zero per cent balance transfer deals sho... |
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Data breaches on the increase, says the information commissioner |
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People's data are not protected enough by businesses and public bodies, the information co... |
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Credit crunch 'benefits' savings |
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In situations where there is a negative financial outlook, people take a more detailed loo... |
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Going green "can save you money" |
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Homeowners could save up to £400 a year on household bills by going green, it has bee... |
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Expert: Nought per cent balance transfers a thing of the past |
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It will be "very hard to come by" interest-free balance transfers in future mont... |
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Apacs: Consumers beware of phising |
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The first quarter of 2008 has seen an increase of over 200 per cent in phishing incidents ... |
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Nationwide: Cash and equity Isa limits should be equalised |
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People are encouraged to save more by the increased annual subscription limits for individ... |
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Everyone should get the benefits of an Isa, says Nationwide |
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Every adult in the UK should get the full benefits of an individual savings account (Isa),... |
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Economic slowdown affects all types of credit, says expert |
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Lenders are tightening up their credit policy across all finance products due to the curre... |
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Expert: Banks still in the mood to lend money |
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Banks have to lend money to make money and they "still have an appetite" to do j... |
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Residential streets least safe for car parking, survey says |
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Having your car deliberately damaged is most likely in residential streets, research from ... |
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Labour market 'not as bad as predicted' |
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The current labour market is not as bad as many people have thought, an expert has claimed... |
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Car market turning green |
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Consumers looking for a new or used car, including those who take out a personal loan to c... |
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Reduced availability of credit a continuing trend "for the next few months" |
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The availability of credit may continue to fall in the second quarter of 2008, economic re... |
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Expert: Checking statements may stop fraud early |
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People should check their bank and credit card statements thoroughly in order to detect fr... |
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A bad credit rating will come back to haunt you, students are warned |
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Students should be "responsible", budget for their time at university and avoid ... |
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Expert: Card fraud prevention a shared responsibility |
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Individuals as well as the financial sector have to look at their responsibilities when it... |
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UniAid: Credit crunch not a threat to student loans |
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Student loans are unlikely to be affected by pressures on the international economy, UniAi... |
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British bank details sold in bulk online, says report |
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Credit card numbers are sold online for as little as 20p each, according to a report by we... |
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ID fraud: Check your personal information daily "to avoid becoming a victim" |
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Recent losses of data by government departments and private companies suggest that consume... |
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MPs: Low-paid affected by 10p tax rate cut |
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The government's decision to abolish the 10p rate of income tax, affects households below ... |
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Homeowners "make their property more energy efficient" since Hips |
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Responding to the introduction of home information packs (Hips), many homeowners started m... |
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Normality in mortgage market "key to property market health" |
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The outlook of the property market in the UK depends on "how quickly the mortgage mar... |
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Axa: Middle Britain struggling to make ends meet |
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Households with above average incomes find it increasingly difficult to deal with their fi... |
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Poll: Interest rates predicted to be cut by 0.25% |
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The majority of financial institutions surveyed in a poll by Adfero predicted a 0.25 per c... |
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RAC: People risk losing property as soon as three months after first warning |
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Homeowners are in danger of having their properties repossessed as soon as three months af... |
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Research: Voluntary pension contributions almost halved |
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The past 12 months have seen a cut of voluntary pension contributions by UK workers almost... |
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Expert expects Islamic finance to grow in the UK |
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Although there has been very little demand for Islamic finance products from non-Muslims s... |
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Men beat women to savings, according to research |
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Men are 50 per cent more likely to save money than women and 62 per cent of people overall... |
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Survey: Northerners save while southerners spend |
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A growing divide in the spending and savings habits between the north and the south of the... |
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Managing debt a personal responsibility, expert says |
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Banks cannot help people manage their debt; it is their own responsibility to do that, cla... |
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Invest in your home to increase sale potential, says expert |
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Investing in a home to make small changes can help attract potential buyers and increase t... |
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Make a home inviting 'to maximise sale potential' |
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Making small but effective changes to a property can help maximise its potential when sell... |
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People are currently hunting for bargains, says expert |
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The current credit crunch means more and more people are looking on the internet for barga... |
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Cifas: Identity thieves target forty-something males |
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Men in their 40s are more likely to have their identity stolen than any other age group, r... |
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Keep on top of debt, says Halifax |
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People should concentrate on paying their bills and speak to their providers and another b... |
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ADDIDI Wealth: Re-financing increasingly difficult for debt-ridden consumers |
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The ongoing credit crunch has made it difficult for people to borrow at affordable rates a... |
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Survey: Less than half of Isa holders to save more |
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Many individual savings account (Isa) holders are not making full use of their tax-free al... |
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CBI revised forecast: UK economy growth slower but interest rates to be cut further |
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In its latest quarterly economic forecast, the employers' organisation CBI has downgraded ... |
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Do homework on credit cards, consumers told |
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People shopping for a credit card should make sure they understand the "whole product... |
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'Crucial' to get home improvements right, says expert |
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It is "crucially important" that householders who spend money on home improvemen... |
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Beware charges when shopping overseas, holidaymakers warned |
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Paying for a holiday is a common reason for taking out a personal loan - but a new report ... |
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Report: 81% of parents discuss money matters with kids |
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|
Concerns over debt and saving for the future are the most common money-related topics pare... |
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Credit crunch equals "good offers" on bank accounts |
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Banks are offering a "plethora" of good deals on current accounts as the global ... |
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Credit crunch making borrowing more expensive, says expert |
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Global economic conditions mean UK consumers are finding it increasingly difficult to obta... |
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Protect credit rating 'like crown jewels' |
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The current economic climate means the days of cheap lending for all are over and consumer... |
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Ensure personal belongings are insured, says building society |
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UK consumers should make sure the contents of their handbags and backpacks are fully insur... |
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Report: 6.5m choose debt consolidation |
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Some 6.5 million people - or 14 per cent of the population - have merged their outgoings i... |
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Car buyers lead drive to eco-friendly vehicles |
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The demand for gas-guzzling 4x4 and people carriers is dropping off as increasing numbers ... |
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Keep lenders informed when moving, borrowers told |
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People should keep their credit card and loan providers informed when they move house to a... |
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Survey: Parents give in to pester power |
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|
Many parents are cutting back financially in order to pay for the latest toys, gadgets and... |
| |
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Budget to 'impact on personal finances' |
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|
Alistair Darling's first Budget could have the biggest impact on drinkers, drivers and smo... |
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Over half of Britain is financially unfit, says report |
| |
|
A new study into the financial fitness of consumers in the UK has discovered that more tha... |
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Apacs reveals new card fraud stats |
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Fraudulent credit and debit card use abroad has increased by 25 per cent in the past year,... |
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Check cover before making claim, householders warned |
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|
As storms batter Britain, householders who may need to make a claim for damage should chec... |
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Consumer borrowing hits £76.7bn in 2007 |
| |
|
Consumer borrowing in the UK hit a three-year high in 2007 at £76.7 billion - an ... |
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Report: Cost of living outstrips wages |
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|
The average wage will increase by £533 or 3.4 per cent in 2008 - but the cost of livi... |
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Britons 'work 70 days to pay off debt interest' |
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Britons have to work for 70 days a year to earn enough money to pay the interest on their ... |
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Build stag and hen night costs into wedding budget, consumers told< |