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Financial warning for those living longer |
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As western populations start to live longer, more and more people are at risk of financial... |
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Some 71% of UK couples 'have separate accounts' |
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Nearly three-quarters (71 per cent) of couples in Britain like to keep their money separat... |
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Increasing pension contributions 'is worthwhile' |
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A person contributing £100 each month to his pension pot from the age of 30 can expec... |
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Cost of pet ownership 'must be remembered' |
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Potential pet owners have been advised not to forget that costs of owning an animal can re... |
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Cash transactions 'still popular' |
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The British Retail Consortium (BRC) has said that the UK has not fully embraced a paperles... |
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Credit unions 'can help families manage money' |
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Credit unions can help poorer families manage their money and lighten the burden of debt, ... |
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Consumers issued personal loan advice |
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Personal loan borrowers are being advised to be shop around for the best product and to re... |
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Consumers advised about seeking financial reassurance |
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Consumers who are looking to invest their money and those who are concerned about existing... |
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Brits want the perfect home |
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The majority of Brits are seeking their dream home, new research from Legal & General ... |
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Parents "sap back" £11bn |
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Adult children are finding they have become a vital means of support for their parents in ... |
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OFT: Overdraft charges to be assessed |
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The high court has supported the Office of Fair Trading (OFT) campaign to open up unarrang... |
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Finance is a big relationship issue, says expert |
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Personal finances play a crucial role in relationships despite being "the hardest thi... |
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Students 'could get less financial support from parents' |
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The credit crunch will affect the level of support some students receive from their parent... |
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Defaqto: Beware of credit card costs |
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Credit card customers hoping to take advantage of zero per cent balance transfer deals sho... |
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Data breaches on the increase, says the information commissioner |
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People's data are not protected enough by businesses and public bodies, the information co... |
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Credit crunch 'benefits' savings |
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In situations where there is a negative financial outlook, people take a more detailed loo... |
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Going green "can save you money" |
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Homeowners could save up to £400 a year on household bills by going green, it has bee... |
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Expert: Nought per cent balance transfers a thing of the past |
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It will be "very hard to come by" interest-free balance transfers in future mont... |
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Apacs: Consumers beware of phising |
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The first quarter of 2008 has seen an increase of over 200 per cent in phishing incidents ... |
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Nationwide: Cash and equity Isa limits should be equalised |
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People are encouraged to save more by the increased annual subscription limits for individ... |
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Everyone should get the benefits of an Isa, says Nationwide |
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Every adult in the UK should get the full benefits of an individual savings account (Isa),... |
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Economic slowdown affects all types of credit, says expert |
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Lenders are tightening up their credit policy across all finance products due to the curre... |
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Expert: Banks still in the mood to lend money |
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Banks have to lend money to make money and they "still have an appetite" to do j... |
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Residential streets least safe for car parking, survey says |
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Having your car deliberately damaged is most likely in residential streets, research from ... |
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Car market turning green |
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Consumers looking for a new or used car, including those who take out a personal loan to c... |
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Labour market 'not as bad as predicted' |
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The current labour market is not as bad as many people have thought, an expert has claimed... |
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Reduced availability of credit a continuing trend "for the next few months" |
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The availability of credit may continue to fall in the second quarter of 2008, economic re... |
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Expert: Checking statements may stop fraud early |
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People should check their bank and credit card statements thoroughly in order to detect fr... |
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A bad credit rating will come back to haunt you, students are warned |
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Students should be "responsible", budget for their time at university and avoid ... |
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Expert: Card fraud prevention a shared responsibility |
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Individuals as well as the financial sector have to look at their responsibilities when it... |
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UniAid: Credit crunch not a threat to student loans |
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Student loans are unlikely to be affected by pressures on the international economy, UniAi... |
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British bank details sold in bulk online, says report |
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Credit card numbers are sold online for as little as 20p each, according to a report by we... |
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ID fraud: Check your personal information daily "to avoid becoming a victim" |
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Recent losses of data by government departments and private companies suggest that consume... |
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MPs: Low-paid affected by 10p tax rate cut |
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The government's decision to abolish the 10p rate of income tax, affects households below ... |
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Homeowners "make their property more energy efficient" since Hips |
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Responding to the introduction of home information packs (Hips), many homeowners started m... |
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Normality in mortgage market "key to property market health" |
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The outlook of the property market in the UK depends on "how quickly the mortgage mar... |
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Axa: Middle Britain struggling to make ends meet |
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Households with above average incomes find it increasingly difficult to deal with their fi... |
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Poll: Interest rates predicted to be cut by 0.25% |
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The majority of financial institutions surveyed in a poll by Adfero predicted a 0.25 per c... |
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RAC: People risk losing property as soon as three months after first warning |
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Homeowners are in danger of having their properties repossessed as soon as three months af... |
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Research: Voluntary pension contributions almost halved |
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The past 12 months have seen a cut of voluntary pension contributions by UK workers almost... |
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Expert expects Islamic finance to grow in the UK |
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Although there has been very little demand for Islamic finance products from non-Muslims s... |
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Men beat women to savings, according to research |
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Men are 50 per cent more likely to save money than women and 62 per cent of people overall... |
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Survey: Northerners save while southerners spend |
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A growing divide in the spending and savings habits between the north and the south of the... |
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Managing debt a personal responsibility, expert says |
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Banks cannot help people manage their debt; it is their own responsibility to do that, cla... |
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Make a home inviting 'to maximise sale potential' |
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Making small but effective changes to a property can help maximise its potential when sell... |
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People are currently hunting for bargains, says expert |
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The current credit crunch means more and more people are looking on the internet for barga... |
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Invest in your home to increase sale potential, says expert |
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Investing in a home to make small changes can help attract potential buyers and increase t... |
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Cifas: Identity thieves target forty-something males |
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Men in their 40s are more likely to have their identity stolen than any other age group, r... |
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Keep on top of debt, says Halifax |
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People should concentrate on paying their bills and speak to their providers and another b... |
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ADDIDI Wealth: Re-financing increasingly difficult for debt-ridden consumers |
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The ongoing credit crunch has made it difficult for people to borrow at affordable rates a... |
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Survey: Less than half of Isa holders to save more |
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Many individual savings account (Isa) holders are not making full use of their tax-free al... |
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CBI revised forecast: UK economy growth slower but interest rates to be cut further |
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In its latest quarterly economic forecast, the employers' organisation CBI has downgraded ... |
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Do homework on credit cards, consumers told |
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People shopping for a credit card should make sure they understand the "whole product... |
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'Crucial' to get home improvements right, says expert |
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It is "crucially important" that householders who spend money on home improvemen... |
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Beware charges when shopping overseas, holidaymakers warned |
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Paying for a holiday is a common reason for taking out a personal loan - but a new report ... |
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Report: 81% of parents discuss money matters with kids |
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Concerns over debt and saving for the future are the most common money-related topics pare... |
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Credit crunch equals "good offers" on bank accounts |
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Banks are offering a "plethora" of good deals on current accounts as the global ... |
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Credit crunch making borrowing more expensive, says expert |
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Global economic conditions mean UK consumers are finding it increasingly difficult to obta... |
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Protect credit rating 'like crown jewels' |
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The current economic climate means the days of cheap lending for all are over and consumer... |
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Ensure personal belongings are insured, says building society |
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UK consumers should make sure the contents of their handbags and backpacks are fully insur... |
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Report: 6.5m choose debt consolidation |
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Some 6.5 million people - or 14 per cent of the population - have merged their outgoings i... |
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Car buyers lead drive to eco-friendly vehicles |
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The demand for gas-guzzling 4x4 and people carriers is dropping off as increasing numbers ... |
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Keep lenders informed when moving, borrowers told |
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People should keep their credit card and loan providers informed when they move house to a... |
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Survey: Parents give in to pester power |
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Many parents are cutting back financially in order to pay for the latest toys, gadgets and... |
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Budget to 'impact on personal finances' |
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Alistair Darling's first Budget could have the biggest impact on drinkers, drivers and smo... |
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Over half of Britain is financially unfit, says report |
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A new study into the financial fitness of consumers in the UK has discovered that more tha... |
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Apacs reveals new card fraud stats |
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Fraudulent credit and debit card use abroad has increased by 25 per cent in the past year,... |
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Check cover before making claim, householders warned |
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As storms batter Britain, householders who may need to make a claim for damage should chec... |
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Consumer borrowing hits £76.7bn in 2007 |
| |
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Consumer borrowing in the UK hit a three-year high in 2007 at £76.7 billion - an ... |
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Report: Cost of living outstrips wages |
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The average wage will increase by £533 or 3.4 per cent in 2008 - but the cost of livi... |
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Britons 'work 70 days to pay off debt interest' |
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Britons have to work for 70 days a year to earn enough money to pay the interest on their ... |
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Interest rates hold steady at 5.25% |
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Interest rates will stay at 5.25 per cent in March after the Bank of England's monetary po... |
| |
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Build stag and hen night costs into wedding budget, consumers told |
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Couples should include the costs of stag and hen night parties in their wedding budget &qu... |
| |
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Not changing address "perfect" for ID fraud |
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Failing to tell utility companies, banks and other organisations about a change of address... |
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"Dramatic fall" in savings |
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Some two million UK adults are saving over 50 per cent less than they were a year ago, whi... |
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"Decline" in home improvement loans |
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The market for home improvement personal loans has been in decline for "quite a few m... |
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Consumer confidence 'falls to new low' |
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Consumer confidence fell to a "new low" in February as the current economic down... |
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Debt worries 'take up 2 years' |
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British adults "waste" 16,848 hours - or two years - of their life worrying abou... |
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Cost of following football 'tops £1,000 a year' |
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British football fans spent an average of £1,080 following their team in 2007, with P... |
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Homeowners 'look to conversions' to add space and value |
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A lack of quality housing and conditions in the property market means many homeowners are ... |
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Consumer tighten spending as 11% struggle to pay bills |
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People are becoming "more cautious" with their spending in the face of the curre... |
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Insurance "particularly important" for gap year travellers |
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There are a number of reasons why having adequate travel insurance is important for people... |
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Parents 'clock up 1,600 miles' as taxi drivers |
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Parents looking to finance the purchase of a new car with a personal loan may be intereste... |
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Consumers turn to personal loans for weddings |
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As thousands of women prepare to propose to their partners on February 29th, new figures f... |
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Parents 'pay £27bn' to get kids on property ladder |
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Mothers and fathers in the UK have dug out a total of £27 billion to help their child... |
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Consumers 'reel in' borrowing during credit crunch |
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Consumers are "reeling in" their borrowing on things like credit cards and perso... |
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Inflation 'affecting debts' |
| |
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Inflation and paying of debts from last year are two factors influencing strains on consum... |
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Parents offer adult offspring financial support |
| |
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An increasing number of adult children are turning to their parents to help them with thei... |
| |
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Drivers 'ignoring car repairs' |
| |
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Drivers who have taken out an unsecured personal loan to pay for a new car could be among ... |
| |
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1 in 5 'use loans for new car' |
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Some 20 per cent of people looking to buy a new car will take out an unsecured loan or bor... |
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Credit card providers 'tightening lending criteria' during crunch |
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There is "no doubt" that some credit card providers are tightening their lending... |
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Younger shoppers 'turn to online banking' over cheques |
| |
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The use of cheques to pay for goods and services is a "generational thing" accor... |
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London 'worst hotspot' for card fraud |
| |
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London has overtaken Birmingham as the worst city in the UK for credit and debit card frau... |
| |
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Bridging loans 'becoming more important' during credit crunch |
| |
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Bridging loans that provide homebuyers with the funds to buy their new house while they wa... |
| |
|
Travel insurance "always a good idea" |
| |
|
Consumers who may have taken out a personal loan for a dream gap year away should make sur... |
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Couples can "divide and conquer" with better financial planning |
| |
|
Communication is "crucial" for couples when it comes to financial planning, alth... |
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|
Consumers must "stay on top" of credit card spending |
| |
|
Consumers can become confused or "detached" about their spending if they use mul... |
| |
|
1 in 3 "concerned" about debt |
| |
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A third of people are "concerned" about managing their debts and despite fears o... |
| |
|
1 in 3 'planning financial overhaul' |
| |
|
A third of people plan to completely revise their personal finances in light of the global... |
| |
|
Northern Rock to be nationalised |
| |
|
Northern Rock, the bank at the centre of the credit crunch, is to be nationalised in an ef... |
| |
|
Where there's a will, there could be a scam, warns Citizens Advice |
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|
Increasing numbers of people are being cheated out of hundreds of pounds by bogus will wri... |
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Brits have most credit cards in Europe |
| |
|
On average, British adults own 1.4 credit cards each - the highest amount in western Europ... |
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Don't let break-ups lead to financial breakdowns, couples warned |
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|
Love may be in the air today but credit reference agency CreditCall is warning consumers t... |
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Fraud unit 'saves consumers £107m' |
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The Dedicated Cheque and Plastic Crime Unit (DCPCU), a team of police officers and banking... |
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Consumers 'could save' by choosing personal loans over car finance |
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Motorists could be throwing away £174 million by choosing car dealers' higher interes... |
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"Rainy day" savings expected to grow, says bank |
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Consumers faced with a slowing economy in 2008 will start to squirrel away money for a &qu... |
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'Aim high, save low generation' warned on pensions |
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Young people are failing to back their aspirations for retirement with saving for the futu... |
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New rules to promote credit card comparison |
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New measures should be introduced to give consumers a better understanding of the full cos... |
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Scam initiative highlights "tricks of the trade" |
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Government agency the Office of Fair Trading (OFT) is warning consumers looking to protect... |
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Home insurance "absolutely critical", says expert |
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Home insurance is the "second most important" insurance consumers can buy after ... |
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'Do homework' before moving abroad, expert advises |
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|
Loan customers looking to live or retire abroad need to research their chosen country &quo... |
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Don't use debt consolidation as "quick fix", says expert |
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People looking to manage their debts should address their root causes rather than looking ... |
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Prevent fraud with "simple steps" |
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Simple precautions like keeping credit cards in a safe place and ensuring websites are gen... |
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Valentine's Day spending to hit £1.6 billion |
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Lovelorn Brits plan to spend over £1.6 billion on Valentine's Day gifts for that spec... |
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Online banking and shopping 'an extra environment for scams' |
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Internet banking and online shopping has created "an extra environment for scams"... |
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"Be open and honest" about loans |
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People should be "open and honest" with their family and partners about borrowin... |
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Teaching personal finance in schools 'could cut adult debt' |
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Teaching schoolchildren about personal finance could reduce their chances of getting into ... |
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New website aims to reunite savers with "lost accounts" |
| |
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A new online service has been launched to reunite savers with £460 million of "l... |
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OFT sends warning to consumers with Scams Awareness Month |
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A new campaign by the Office of Fair Trading is warning the family and carers of elderly p... |
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'Choose personal loans' for debt consolidation |
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Personal loans "can be great" for helping to manage debt by consolidating paymen... |
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Interest rates 'likely to fall to 4.5%' |
| |
|
The Bank of England is likely to cut interest rates to 4.5 per cent by the end of this yea... |
| |
|
Bad credit history 'can affect job prospects', graduates told |
| |
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Graduates have been warned that a poor credit history can not only make it difficult to ge... |
| |
|
Get on electoral register 'to avoid bad credit rating' |
| |
|
Being on the electoral register could help consumers avoid a bad credit rating and improve... |
| |
|
House prices down again in January |
| |
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Property prices fell for the third consecutive month in January as the annual rate of infl... |
| |
|
'More than 5m' miss credit card payments |
| |
|
New research shows 11 per cent of credit card customers missed a payment in the last half ... |
| |
|
Consumers urged to 'get financially fit' |
| |
|
Spending time on reviewing personal finances and looking around for the best deals on cred... |
| |
|
UK consumers are second biggest online shoppers |
| |
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British internet users are the second highest internet shoppers, outstripping even the Uni... |
| |
|
Home improvements lead to 2.9m rooms 'vanishing' |
| |
|
Increasing numbers of Britons are applying open plan living arrangements for their homes b... |
| |
|
Bridging loans should be 'last resort', expert warns |
| |
|
Bridging loans should not be used when buying a home unless it is "absolutely unavoid... |
| |
|
Knock personal finances into shape, consumers urged |
| |
|
Consumers who have switched to a new credit card to help them manage their Christmas spend... |
| |
|
Switching lenders could equal "colossal" savings |
| |
|
Shopping around for the best deal on unsecured loans could bring "colossal" savi... |
| |
|
Consumers receive £1 billion in compensation through FCSC |
| |
|
Over £1 billion in compensation has been paid to customers of financial services firm... |
| |
|
Interest rates expected to fall after "shock" US cut |
| |
|
The Bank of England is expected to reduce interest rates in February following the US Fede... |
| |
|
'Be proactive' with personal finance, says expert |
| |
|
People should "get savvy" and be more proactive in managing their personal finan... |
| |
|
Survey: More homeowners face storm damage |
| |
|
British homes are experiencing rising levels of storm damage as weather becomes more turbu... |
| |
|
Sub-prime lenders 'could face unnecessary fees' |
| |
|
Borrowers looking to remortgage their property with a sub-prime mortgage loan should be wa... |
| |
|
Lack of building insurance could leave home investment unprotected |
| |
|
Some people who took out personal loans to make home improvements may not have protected t... |
| |
|
Missed payments 'can impact future lending' |
| |
|
Delaying bill repayments because of festive overspending could cost consumers dear in the ... |
| |
|
Buy-to-let mortgage loans 'still a sound investment' |
| |
|
Becoming a landlord through a buy-to-let mortgage loan still represents a sound investment... |
| |
|
Consumer spending sees end-of-year rise |
| |
|
Consumers flexed their plastic between October and December as consumer spending rose, acc... |
| |
|
Today 'most dangerous' for drivers |
| |
|
Drivers who took out a personal loan for their new car may want to think about leaving the... |
| |
|
Wage divide leaves underpaid on tight budget |
| |
|
A "huge" wage divide in the UK is seeing pay skyrocket for some while the wages ... |
| |
|
Brits 'spend more time planning holidays than loans' |
| |
|
Only one in ten Britons put as much time into choosing a personal loan as they put into pl... |
| |
|
Borrowers could benefit as interest rates 'set to fall' |
| |
|
Existing borrowers and people shopping for personal loans could benefit from an expected c... |
| |
|
EU 'cheaper loan' legislation heads for vote |
| |
|
European Union (EU) lawmakers will vote later today on new legislation that could open up ... |
| |
|
Consolidate to combat the credit crunch |
| |
|
Consolidating debts into a single monthly repayment through a personal loan could help avo... |
| |
|
One in four 'underestimate home improvement costs' |
| |
|
Homeowners looking to carry out major home improvements should "expect the unexpected... |
| |
|
Increasing property values could encourage equity loans |
| |
|
Rising property values and increasing housing equity could encourage more homeowners to co... |
| |
|
Awareness of debt solutions "incredibly important" |
| |
|
Knowing all the available options when dealing with debt "can make the difference&quo... |
| |
|
Debt management 'preferable' for banks |
| |
|
Banks prefer their consumers to take on a debt management plan rather than declare bankrup... |
| |
|
People 'relying on credit' to meet living costs |
| |
|
Millions of people claim they will be more reliant on credit in 2008 than they were in 200... |
| |
|
Credit card spenders 'should act now' to address debt |
| |
|
People who spent more on their credit cards over Christmas than they may have intended sho... |
| |
|
Insulation a "cost-effective" way to reduce bills |
| |
|
Both cavity wall insulation and loft insulation provide a "cost-effective" way t... |
| |
|
Borrowers 'may save with larger loan' |
| |
|
Borrowers taking on a personal loan could pay less in the long run for taking out a larger... |
| |
|
People 'should act now' to pay off debt |
| |
|
Household budgets are feeling the pinch of unpaid bills, according to MoneyExpert.com.
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