| |
 |
Home improvement loans to beat the recession |
| |
|
People are continuing to take out home improvement loans to expand their properties during... |
| |
|
Falling house prices return in April |
| |
|
House prices have begun to fall again this month following a brief jump in March, which sp... |
| |
|
High street sales up in April |
| |
|
Sales figures for UK retailers jumped by the biggest level for more than a year in April, ... |
| |
|
Credit blacklisting due to fraud 'on the up' |
| |
|
The number of people whose credit rating has been badly damaged by identity theft is set t... |
| |
|
Pensioners' incomes do not match their needs |
| |
|
Pensioners may not have enough money to meet their needs in later life, according to new r... |
| |
|
Britain becoming 'a nation of hagglers' |
| |
|
New figures reveal that Brits are getting thrifty to survive the recession by haggling for... |
| |
|
Majority of companies 'planning to freeze wages' |
| |
|
The majority of companies are planning to freeze employees' wages this year as the economi... |
| |
|
Fall in house prices slows |
| |
|
The housing downturn may be beginning to show signs of slowing as prices fell by the lowes... |
| |
|
Northern Rock reports rise in mortgage applications |
| |
|
Northern Rock has reported a rise in the number of potential mortgage buyers between Febru... |
| |
|
Student loan interest rate decision expected |
| |
|
A decision is expected soon on what the interest rate will be for student loans beginning ... |
| |
|
Housing market 'boosted by Budget' |
| |
|
Chancellor Alistair Darling announced a £1 billion injection into the housing market ... |
| |
|
Mortgage lending increased by 16 per cent in March |
| |
|
Mortgage lending was up 16 per cent in March, according to the Council of Mortgage Lenders... |
| |
|
Darling delivers Budget |
| |
|
Chancellor Alistair Darling made his annual Budget speech in parliament today, where he ou... |
| |
|
Credit card firms 'out of touch' |
| |
|
Credit card companies are "out of touch with reality", according to consumer wat... |
| |
|
£2bn needed for new jobs, says TUC |
| |
|
The government should inject £2 billion into new schemes to help the long-term unempl... |
| |
|
Darling set to announce '£1bn housing rescue plan' |
| |
|
Chancellor Alistair Darling will allocate £1 billion to breathe life into the trouble... |
| |
|
80% of motorists 'would support car scrappage scheme' |
| |
|
Around 80 per cent of motorists would support a car scrappage scheme in exchange for £... |
| |
|
Sellers continue to ask more for houses |
| |
|
Sellers raised the asking price for their homes by almost £4,000 on average in April ... |
| |
|
Lower loan rates anticipated |
| |
|
Loan rates have fallen for the first time since last August, suggesting that competition m... |
| |
|
1m homeowners in negative equity |
| |
|
Nearly one million British homeowners are in negative equity as a result of falling house ... |
| |
|
Staying in is the new going out |
| |
|
Brits are going out less and spending more on drinking at home and holidaying in the UK du... |
| |
|
Recession sparks rising insurance fraud |
| |
|
The recession has led to record numbers of fraudulent insurance claims, according to resea... |
| |
|
Equitable Life members take government to court |
| |
|
More than one million Equitable Life policyholders will take the government to court over ... |
| |
|
First signs of hope for housing market? |
| |
|
The UK housing market could be showing the first signs of upturn, after a rise in the numb... |
| |
|
Almost 2m adults living rent-free in the UK |
| |
|
Nearly two million adults are living rent-free with family or friends as people continue t... |
| |
|
Brown faces backlash over proposed minimum wage freeze |
| |
|
Gordon Brown could face a backlash from unions over plans to freeze the minimum wage to ea... |
| |
|
Interest rates remain steady at 0.5% |
| |
|
The Bank of England has announced that interest rates will remain unchanged at the current... |
| |
|
Mortgage lenders 'still demand high deposits' |
| |
|
Most mortgage providers are still demanding high deposits, even thought the rate of new mo... |
| |
|
One-third of people have no emergency savings |
| |
|
Almost one-third of people in the UK do not have any money set aside for an emergency, acc... |
| |
|
Consumer confidence fell in March |
| |
|
Consumer confidence fell in March amid rising unemployment, according to a survey by the N... |
| |
|
High winter fuel bills leave customers stunned |
| |
|
Ten per cent of Brits cannot afford to pay their fuel bills following the coldest winter f... |
| |
|
Nearly half of Brits 'cannot afford Easter home improvements' |
| |
|
Nearly half of Brits cannot afford to do any DIY this Easter, according to research.
<... |
| |
|
Borrowers to get 30 days' breathing space |
| |
|
Debt collectors have agreed to give struggling consumers 30-days' breathing space to put t... |
| |
|
Brits take steps to cut motoring costs |
| |
|
Frugal British motorists could save almost £5 billion this year by taking steps to cu... |
| |
|
Interest rates 'will be kept at 0.5%' |
| |
|
Interest rates are unlikely to be raised by the Bank of England until 2010, an expert has ... |
| |
|
New house price decline registered by lender |
| |
|
House prices continued to fall in the UK in March, according to Halifax.
The late... |
| |
|
Nationwide releases new 8.2% personal loan |
| |
|
New rates for personal loans have been announced by Nationwide.
The building soci... |
| |
|
Economist sees "tentative" recovery for property market |
| |
|
The secured loan markets could soon begin to recover, according to a top economist.
|
| |
|
Ban stamp duty, broker says |
| |
|
The secured loans market could be boosted considerably by suspending stamp duty entirely, ... |
| |
|
Net decline in personal loan debts highlighted by Bank |
| |
|
Unsecured loan debts - including those for personal loans - shrank for the first time sinc... |
| |
|
Personal loan debt a priority for tracker mortgage borrowers |
| |
|
Debt repayments are proving a priority for homeowners who have made savings on their track... |
| |
|
Dunfermline broken up in government-backed deal |
| |
|
Loan and savings provider Nationwide has struck a government-backed deal with troubled Sco... |
| |
|
CML highlights "gap" in secured loan demand |
| |
|
A "gap" in the mortgage market has caused concern at industry group the Council ... |
| |
|
Cash 'no longer king' for British consumers |
| |
|
Despite recent falls in the UK housing market, one in three Britons believe property is a ... |
| |
|
Equity loans probe seeks industry submissions |
| |
|
Trade body SHIP is seeking industry submissions for its ongoing consultation into the equi... |
| |
|
Faster Payments shortfall highlighted by new report |
| |
|
The Faster Payments Service (FPS) is still not operating at full capacity, it has emerged.... |
| |
|
Broker calls on customers to take out fixed secure loans |
| |
|
Secured loan rates could soon be on the up again, a leading mortgage broker has warned.
|
| |
|
Bank of England chief calls for fiscal prudence |
| |
|
The governor of the Bank of England has called for the upcoming Budget to be prudent on ru... |
| |
|
Loan debt burden leaves borrowers with "daunting task" |
| |
|
Increasing personal debt levels leave UK consumers facing a "daunting task" in b... |
| |
|
Personal loan debts 'falling' |
| |
|
The overall personal loan debt has dropped over the past year, figures from banks have sho... |
| |
|
Seven in ten 'go for fixed mortgage loans' |
| |
|
Fixed-rate mortgages remain popular, despite the ever-decreasing Bank of England base rate... |
| |
|
Finances improved as Brits get thrifty |
| |
|
Spenders have been trading down and looking to economise as the recession continues to tak... |
| |
|
Consumer mindset 'has changed over past year' |
| |
|
Forward-looking Britons are now setting aside more money in a bid to have a deposit ready ... |
| |
|
Savers 'spread the risk' |
| |
|
Wary of future fluctuations in the world's markets, Britons are increasingly looking to sp... |
| |
|
Changes to card laws demanded by provider |
| |
|
The UK government should make positive order of payments for credit card debts mandatory, ... |
| |
|
FSA proposes tightening of secured loans market |
| |
|
Caps could be introduced on secured loan lending to consumers, following the publication o... |
| |
|
Personal loans insurance complaints 'on the up' |
| |
|
Payment Protection Insurance (PPI) complaints received by the Financial Ombudsman Service ... |
| |
|
Consumer group has strong words for "immoral" card firms |
| |
|
Practices from credit card firms which help to push customers into unsustainable debts hav... |
| |
|
Boost your credit score via mobile phone contracts, site advises |
| |
|
Simple lifestyle changes can have dramatic effects on a consumers credit rating, new analy... |
| |
|
Credit card cheques 'could be banned' |
| |
|
The government has unveiled a raft of new proposals aimed at preventing consumers from run... |
| |
|
Age Concern sounds equity loans warning |
| |
|
Equity loans should not be entered into lightly, a charity has warned.
Age Concer... |
| |
|
Mortgage completions halve, CML confirms |
| |
|
Secured loan completions fell from 48,600 to 23,400 in the UK between January 2008 and Jan... |
| |
|
0% deals 'missed out on by cardholders' |
| |
|
Britons are potentially locking themselves into a debt spiral - and putting themselves in ... |
| |
|
Shopping addiction 'leading people into debt' |
| |
|
Personal loans and credit cards are fuelling the "shoporexia" phenomenon in the ... |
| |
|
Analyst raises fears of "next credit crunch" |
| |
|
Credit cards could prove to be the "next credit crunch" - leading to more people... |
| |
|
Bad credit loans debts 'more of a priority than saving' |
| |
|
Debts such as bad credit loans debts are being prioritised by many Britons.
A sur... |
| |
|
Secured loans advice unveiled by HBF |
| |
|
An increase in secured loans lending from banks was called for today by the Home Builders ... |
| |
|
Secured loans market could be boosted by Sipp rule change |
| |
|
Holders of self invested personal pensions (Sipps) should be able to hold residential prop... |
| |
|
BCC gives Budget recommendations |
| |
|
The chancellor's upcoming Budget should set out future spending restraints, in order to he... |
| |
|
Call for Hips to be scrapped from agents |
| |
|
Home information packs (Hips) should be scrapped, the National Association of Estate Agent... |
| |
|
Lloyds Group insurance deal 'almost done' |
| |
|
The government has nearly completed a deal to insure over £250 billion of "toxic... |
| |
|
New fall in house prices noted by Halifax |
| |
|
House prices fell further in February, putting extra pressure on the secured loans market.... |
| |
|
Business loans fears as firms confess cash flow difficulties |
| |
|
The constriction in business loans stemming from the credit crunch is helping to cause cas... |
| |
|
Bank of England 'to begin quantitative easing' |
| |
|
The Bank of England has announced that it will embark on a programme of quantitative easin... |
| |
|
UKFI criticised for not providing pay details to MPs |
| |
|
UK Financial Investments (UKFI), the government-backed firm which handles public stakes in... |
| |
|
Quantitative easing 'getting closer' |
| |
|
Recent comments from Bank of England policymakers suggest that a programme of quantitative... |
| |
|
Credit Action tracks increase in debt levels |
| |
|
Debt consolidation could be considered by more Britons, following an increase in the total... |
| |
|
BSA weighs in against rate cut |
| |
|
Building societies have called on the Bank of England to not cut its lending rate further ... |
| |
|
Big job losses expected in industrial slump |
| |
|
The damage done by the credit crunch to the manufacturing sector will put 140,000 people o... |
| |
|
Quantitative easing on the agenda at upcoming Bank of England meeting |
| |
|
The Bank of England seems set to reduce interest rates closer to zero and begin quantitati... |
| |
|
Unpopularity of banks exposed by poll |
| |
|
Banks' loan practices are not inspiring confidence in consumers, it has been revealed.
|
| |
|
Banks suffer setback in charges test case |
| |
|
Customers who are trying to reclaim overdraft charges from their bank have received a lega... |
| |
|
Debt enquiries on the up at Citizens Advice |
| |
|
Debt consolidation loans could be on the up over the months to come, as Citizens Advice de... |
| |
|
Site reveals 'secret debts' problems |
| |
|
Potential debt consolidation customers are keeping the amount of money they owe secret fro... |
| |
|
PPI crackdown launched by FSA |
| |
|
Sales of single premium Payment Protection Insurance (PPI) from UK financial firms is the ... |
| |
|
Report exposes hidden costs of 'family loans' |
| |
|
Loans and cash gifts given to children and grandchildren are pushing some households into ... |
| |
|
Limit repossessions and build more homes, MPs urge |
| |
|
The government must stick to house-building targets and work hard to limit repossessions n... |
| |
|
Family financial support 'damaging parents' budgets' |
| |
|
Britain's 18 to 25-year-olds are wreaking havoc on their parents' personal finances with t... |
| |
|
Brown mulls over 'new mortgage schemes' |
| |
|
Gordon Brown is to announce several new plans aimed at improving mortgage lending in the U... |
| |
|
Business loans plan 'leads to £40bn of loan offers' |
| |
|
The government's Enterprise Finance Guarantee scheme is proving successful, banks have sug... |
| |
|
Close Invoice Finance identifies business loan problems |
| |
|
Business loans are a major source of stress in the economy, with operators of 540,000 firm... |
| |
|
Women 'being turned down for personal loans' |
| |
|
Four in ten British women were turned down by providers for personal loans and other forms... |
| |
|
Quantitative easing meets with MPC's approval |
| |
|
Policymakers at the Bank of England voted unanimously to seek the chancellor's approval to... |
| |
|
Payday loans market 'steadies' following growth in demand |
| |
|
Demand for a certain kind of bad credit loan has steadied recently, figures from Moneysupe... |
| |
|
Misleading loans promises firms face 'government action' |
| |
|
Claims management companies are to be investigated to making misleading promises to indebt... |
| |
|
Rics: Investors returning to housing market |
| |
|
Low house prices caused by the property slump are tempting more and more prospective buyer... |
| |
|
Loans policies 'at root of bank unpopularity' |
| |
|
There is deep mistrust and concern among UK consumers regarding banks' business practices.... |
| |
|
Homeowner loans investigation announced by OFT |
| |
|
The Office of Fair Trading (OFT) has launched a consultation on homeowner loans, which cou... |
| |
|
Secured loans offer launched for self-builds |
| |
|
'Grand Design' loans could grow in popularity, thanks to a new deal struck by BuildStore a... |
| |
|
Lloyds shares rise as nationalisation speculation is dismissed |
| |
|
Lloyds Banking Group shares rallied slightly today, alleviating concerns that the governme... |
| |
|
Credit crunch turns money green |
| |
|
Consumers are making green decisions in order to gain some respite from the credit crunch.... |
| |
|
Credit cards used for Valentine's |
| |
|
Britons use credit cards to buy Valentine's gifts, as well as products to prepare for the ... |
| |
|
Mortgage approvals 'drop 49%' |
| |
|
The number of secured loans on homes approved by providers for 2008 in the UK fell 49 per ... |
| |
|
UK's recession will be severe, Bank says |
| |
|
Britain's economy will shrink by three per cent in 2008, putting millions of people's pers... |
| |
|
Brits 'taking out loans to fund home renovations' |
| |
|
Homeowners are using personal loans to fund DIY projects and other renovations in increasi... |
| |
|
FSA sale and rent back plans welcomed |
| |
|
The Homeowner Advice Centre said today that it was optimistic that there will be cutbacks ... |
| |
|
Recession 'might be worst in a century' |
| |
|
The present recession could outstrip that of the 1930s, a government minister has suggeste... |
| |
|
Predicted rise in mortgage costs from consumers |
| |
|
Consumers expect mortgage rates to increase again in the year ahead, according to Lloyds T... |
| |
|
Stay-at-home youngsters 'building secured loan deposits' |
| |
|
The "Boomeranger" generation is growing in number as the economic conditions wor... |
| |
|
CBI asks government to help firms through recession |
| |
|
UK businesses are having such difficulty in securing business loans that the government ne... |
| |
|
Bank rate cut 'will penalise savers' |
| |
|
Financial experts have criticised the Bank of England's decision to cut interest rates onc... |
| |
|
Secured loans major factor in homeowner IVA rise |
| |
|
Pressures with secured loan repayments appear to be forcing more well-off people into taki... |
| |
|
Interest rates cut |
| |
|
The Bank of England has cut the cost of borrowing for the fifth consecutive month.
|
| |
|
£40m cost of 'big freeze' |
| |
|
This week's bad weather will lead to home insurance claims of more than £40 million, ... |
| |
|
Remortgagers 'looking to fix in March' |
| |
|
Many Britons will look to take out another secured loan on their home in March - the month... |
| |
|
Bank 'should abandon rate cuts' |
| |
|
The Bank of England should abandon cutting interest rates and pursue alternative measures ... |
| |
|
Loan repayment fears as recession cutbacks bite |
| |
|
Personal loan and secured loan repayments are coming under pressure, as consumers look to ... |
| |
|
Snow damage 'costs Britain more than £1bn' |
| |
|
Big damage was caused to the UK economy yesterday, according to a business group.
|
| |
|
Post Office bank 'to boost loan lending' |
| |
|
Personal loans lending at the Post Office could be ramped up, with the creation of a "... |
| |
|
BSA comes out against rate cut |
| |
|
The Bank of England should not cut interest rates when it meets this week, an industry bod... |
| |
|
Secured loans jargon 'confusing to FTBs' |
| |
|
First-time buyers (FTBs) are confused by the technical terms used by mortgage lenders.
|
| |
|
Interest rates 'will fall again' |
| |
|
The Bank of England could reduce its official interest rate to just 0.5 per cent next week... |
| |
|
PPI changes announced by Commission |
| |
|
The Competition Commission has announced a range of reforms to the way that Payment Protec... |
| |
|
Availability of loans 'needs to increase' |
| |
|
Improving provision of loans to consumers is the "single most critical problem" ... |
| |
|
Single-premium PPI slammed by Which? |
| |
|
Single-premium personal loans Payment Protection Insurance (PPI) should be banned outright... |
| |
|
CCCS sees payday loans growing in popularity |
| |
|
Unsecured high-interest short-term loans are becoming more popular in the UK, a charity sa... |
| |
|
Lloyds, RBS 'to see staff bonuses cut' |
| |
|
The Treasury will look to end the "bonus culture" at banks partly owned by the p... |
| |
|
AMI sees benefits of government bank bailouts |
| |
|
The secured loans sector has yet to see the full benefit of successive government bank bai... |
| |
|
FSA sees increase in repossessions |
| |
|
New figures from the UK's financial regulator show worsening conditions in the secured loa... |
| |
|
Economy shrinks again, UK enters recession |
| |
|
Britain has officially entered recession, the government announced today.
Output ... |
| |
|
Northern Rock bonuses slammed by Cable |
| |
|
Government-owned bank Northern Rock was heavily criticised by the Liberal Democrats today,... |
| |
|
Loans figures released by Sainsbury's |
| |
|
Many people are looking to take out personal loans to consolidate debts at the moment, a p... |
| |
|
Economist sees potential of government plan |
| |
|
The government's latest bank plan could help loans lending in the UK, an expert has said.<... |
| |
|
Secured loans lending malaise continues, CML says |
| |
|
Secured loan provision continues to suffer in the UK housing downturn, figures from the Co... |
| |
|
Bank shares, sterling fall on markets |
| |
|
It has been a turbulent start to the week on the financial markets, with bank shares and s... |
| |
|
PPI pulled by providers |
| |
|
Single premium Payment Protection Insurance (PPI) for personal loans will no longer be pro... |
| |
|
Remortgaging problems highlighted by brokers |
| |
|
Finding a new secured loan at an attractive rate is proving difficult in the current finan... |
| |
|
Second bank plan 'might improve loan supply' |
| |
|
The government has announced a major new plan, which it hopes will boost consumer and busi... |
| |
|
MySpace con leaves man borrowing loans |
| |
|
A postman has borrowed heavily on personal loans and credit cards, after being scammed for... |
| |
|
Bank of America gets bailout |
| |
|
A dramatic new rescue has been announced by the US treasury for the nation's biggest bank.... |
| |
|
ECB announces rate cut |
| |
|
The European Central Bank (ECB) cut its official rate from 2.5 per cent to two per cent to... |
| |
|
Provider cuts personal loan rates |
| |
|
A new personal loans deal was announced by Sainsbury's today.
The personal loans ... |
| |
|
Business loans assistance offered by minister |
| |
|
A new business loans boosting strategy has been unveiled by Lord Mandelson.
The b... |
| |
|
Poll highlights "anger" at rate cuts |
| |
|
The Bank of England's latest cut to its official interest rate has backfired.
Acc... |
| |
|
BCC sees "frightening deterioration" in new economic report |
| |
|
Manufacturing and services in the UK have been hit hard by the financial crisis, the Briti... |
| |
|
HBOS/Lloyds merger gets court approval |
| |
|
Two big business loan providers are to merge - creating the UK's largest loans lender.
|
| |
|
Expert predicts shift in payment methods |
| |
|
People will move out of credit spending and into pay-as-you-go, it has been suggested.
|
| |
|
Government moots new bank plan |
| |
|
A new bank bailout plan to help improve the provision of business loans and other loans fo... |
| |
|
Conservatives release report on loans |
| |
|
Short-term, high-interest web and doorstep loans have been criticised by Conservatives.
|
| |
|
Industry groups react to rate cut |
| |
|
Secured loans firms in the UK have given a muted reception to the Bank of England's latest... |
| |
|
CML calls for understanding of lenders' plight |
| |
|
Mortgage firms in the UK are facing "conflicting pressures" on their finances, a... |
| |
|
Bank reduces rates again |
| |
|
The Bank of England has reduced interest rates again - a move which might make business lo... |
| |
|
Expert forecasts unprecedented slashing of rates |
| |
|
A top economist predicted today that the Bank of England will cut the base rate of interes... |
| |
|
Darling downbeat on recovery prospects |
| |
|
The current recession afflicting the UK economy could take a while to get better, Alistair... |
| |
|
Value of property 'falls again' |
| |
|
House prices continue to fall in the UK, suggesting that secured loans provision remains s... |
| |
|
Finance help offered to girl guides |
| |
|
Girl guides are to be given a new pamphlet on money management, in order to help them deve... |
| |
|
Brown: We will limit repossessions |
| |
|
Extra help for secured loan payments is to be offered by the government.
Speaking... |
| |
|
Bank rate cut 'likely' |
| |
|
The Bank of England will cut its official rate by 50 basis points to 1.5 per cent later th... |
| |
|
Exchanges battered by crunch, 2008 figures show |
| |
|
Exchanges battered by crunch, 2008 figures show
The FTSE 100 lost 31 per cent of ... |
| |
|
Economic downturn 'will lead to job cuts' |
| |
|
Rising unemployment will hit the economy hard this year.
This is the prediction o... |
| |
|
Site predicts Brit gym decline |
| |
|
Credit crunched Brits will give up on the gym in the New Year.
The trend, a drama... |
| |
|
Lloyds urges consumers to tackle bills |
| |
|
As energy costs continue to rise, consumers should treat their utility bills as a priority... |
| |
|
More financial advice needed, Halifax suggests |
| |
|
Britons should make a "financial fresh start" in order to protect themselves aga... |
| |
|
Rics predicts further secured loan turmoil |
| |
|
Secured loan approval numbers are likely to remain depressed, according to the Royal Insti... |
| |
|
'Mystery repossession' slammed by Which? |
| |
|
RBS has come under fire from consumer group Which? for threatening a couple who had never ... |
| |
|
BBA tracks decline in secured loan approvals |
| |
|
Mortgage approval numbers last month were 61 per cent lower than in November 2007, the Bri... |
| |
|
Personal loan APRs 'on the up' |
| |
|
Credit provision is still restricted on the high street, MoneyExpert.com suggested today.<... |
| |
|
Gieve gloomy on government's breaking even from Rock |
| |
|
The government is unlikely to see a return from nationalising Northern Rock and Bradford &... |
| |
|
Rate cut warning for savers issued by Skipton |
| |
|
Further interest rate cuts from the Bank of England could be good news for borrowers - but... |
| |
|
HBOS merger "paves way for super-group" |
| |
|
The upcoming merger of secured loans lenders HBOS and Lloyds into a single "super len... |
| |
|
Growth of credit unions highlighted by report |
| |
|
Credit unions continue to grow in both portfolio size and members, a major report into the... |
| |
|
First time buyers 'on the up' |
| |
|
More and more first-time buyers are taking out a secured loan and purchasing property, a s... |
| |
|
Mortgage arrears 'on the up' |
| |
|
People falling in to arrears on their secured loans are increasing, Standard & Poors (... |
| |
|
Bigger rate cut 'discussed by Bank' |
| |
|
The Bank of England's official rate could have been taken below two per cent this month, m... |
| |
|
Inflation drops to 4.1%, rate cuts more likely |
| |
|
Inflation fell again last month, opening the door to further interest rate cuts from the B... |
| |
|
Equity release loans 'could double due to crunch' |
| |
|
Equity loans volumes have been boosted by the credit crunch and financial downturn, Norwic... |
| |
|
Further price falls forecast by bank boss |
| |
|
The secured loans sector could suffer from a further big drop in house prices next year, t... |
| |
|
Card apathy criticised by Fool.co.uk |
| |
|
Britons should get smart about their credit card rights - and bargain with their provider ... |
| |
|
Halifax sees changed shopping patterns for Christmas |
| |
|
Christmas shoppers are becoming more "prudent" this year, Halifax has claimed.
|
| |
|
Academics release gloomy remortgaging report |
| |
|
Homeowners who took out secured loans on their properties during the boomtime are facing b... |
| |
|
Loan book writedown at HBOS hits FTSE |
| |
|
A £5 billion writedown announced by HBOS on its business loans and personal loans has... |
| |
|
Christmas debt warning issued by mums' website |
| |
|
Parents could be forced into spending more on credit in order to keep up appearances this ... |
| |
|
Debit card warning issued by CPP |
| |
|
Online shoppers should always be sure to use a credit card rather than a debit card, a sec... |
| |
|
Christmas surge in interest-free credit card applications |
| |
|
Interest-free credit cards have seen a rise in demand in the Christmas run-up, new figures... |
| |
|
Grandparents 'should give cash' |
| |
|
Instead of spending money on Christmas presents, grandparents should make contributions to... |
| |
|
Start planning your remortgage loan early, expert advises |
| |
|
People looking to find a new secured loan to replace their current mortgage should move qu... |
| |
|
CML releases downbeat secured loans data |
| |
|
Secured loans lending continues to remain at levels well below those of last year, a new r... |
| |
|
Industrial data 'forecasts deeper recession' |
| |
|
Worse-than-expected industrial figures have been released by the Office for National Stati... |
| |
|
Axa forecasts cost of living an adult life |
| |
|
The real cost of living has been calculated by an insurance firm.
According to Ax... |
| |
|
Possible loans claims highlighted by site |
| |
|
Mistakes made on loan contracts by providers could lead to successful legal claims from bo... |
| |
|
Lloyds updates on merger |
| |
|
Lloyds TSB has pledged to continue HBOS' high street presence, following the two firms' me... |
| |
|
New quotes system announced at personal loans provider |
| |
|
Nationwide has announced the introduction of a personalised pricing system for its persona... |
| |
|
"Mortgage holidays" announced by government |
| |
|
Two-year "mortgage holidays" are to be offered to some struggling homeowners, th... |
| |
|
Bank of England cuts interest rates again |
| |
|
Another interest rate cut was made by the Bank of England today.
Following the an... |
| |
|
Debt warning issued by Citizens Advice |
| |
|
Britons are risking a "New Year headache" due to their Christmas spending excess... |
| |
|
MPC meets to set interest rate |
| |
|
The nine-member Monetary Policy Committee (MPC) meets today to discuss what to set the new... |
| |
|
Don't spend too much this Christmas, expert advises |
| |
|
Overspending through bad credit loans and other forms of credit can lead to "misery&q... |
| |
|
Bank 'Should Cut Interest Rates' |
| |
|
Business leaders have called on the Bank of England to cut the base rate at its meeting la... |
| |
|
Higher interest rates likely for next year, poll shows |
| |
|
Interest rates will rise in 2009, a poll has indicated.
Lender Lloyds TSB's surve... |
| |
|
PwC report shows debt fears |
| |
|
Personal loan and card borrowing increased by six per cent over the year to September, a n... |
| |
|
Consumer confidence 'on the up' |
| |
|
A major consumer confidence index has registered an improvement for November.
GFK... |
| |
|
Personal loan rates 'on the increase' |
| |
|
Personal loans continue to become more expensive to take out, new figures show.
A... |
| |
|
Card firms 'to help struggling customers' |
| |
|
Credit card firms have agreed to help out indebted customers more.
Following a me... |
| |
|
House prices 'dropped 0.4% this month' |
| |
|
House prices have fallen by 0.4 per cent over the past month, Nationwide said today.
<... |
| |
|
King issues lending warning for banks |
| |
|
Banks should increase their lending in order to boost the economy, the governor of the Ban... |
| |
|
Mortgage lending hit by crunch, BBA says |
| |
|
Mortgage secured loans lending declined last month.
The British Bankers' Associat... |
| |
|
FSA gives an update on adviser plans |
| |
|
An update on the Retail Distribution Review (RDR) has been released by the Financial Servi... |
| |
|
RBS announces small business overdraft freeze |
| |
|
Business overdrafts are to be frozen by RBS.
The move, praised by chancellor of t... |
| |
|
Chancellor 'plots VAT reduction' |
| |
|
A cut in VAT from 17.5 to 15 per cent is expected from chancellor of the exchequer Alistai... |
| |
|
Banks should try to stop credit booms, Bean says |
| |
|
Central banks should work hard to stop boom and bust conditions from afflicting economies,... |
| |
|
Christmas debt warning issued by charity |
| |
|
"Vulnerable" families could face extra debts as a result of their Christmas spen... |
| |
|
MP: Banks should be lending more |
| |
|
Banks should be more generous in their home and business loans lending following the gover... |
| |
|
Finances are Brits 'biggest' concern |
| |
|
Financial concerns have become the single most pressing issue in the public conscience, ac... |
| |
|
Teens budgeting skills 'boosted' |
| |
|
British teens are being helped to develop better budgeting skills by their parents, accord... |
| |
|
Brits facing 'pre payday blues' |
| |
|
A growing number of Britons make cut backs in the week before payday, according to new res... |
| |
|
Parents support over 25s |
| |
|
Young people in their 20s are receiving financial support from their parents, according to... |
| |
|
B&B board "massively sorry" for bank's collapse |
| |
|
The board of collapsed secured loans lender Bradford & Bingley (B&B) has apologise... |
| |
|
Minimum income restrictions 'on the up for cards and loans' |
| |
|
More and more lenders are imposing minimum income rules on new customers, MoneyExpert.com ... |
| |
|
Credit, debit card spends 'increase' |
| |
|
Card spending was on the up in September, payments association Apacs has said in its lates... |
| |
|
Asking prices 'drop 3% in a month' |
| |
|
Asking prices fell by 2.9 per cent over the month to November 8th, new figures from a lead... |
| |
|
Consumers urged to 'manage money better' |
| |
|
Consumers should try to keep a "money diary" to help them better manage their mo... |
| |
|
Halifax withdraws intermediary unsecured loans |
| |
|
Unsecured loans will no longer be available to consumers from Halifax through intermediari... |
| |
|
Fixed-rate mortgages 'fail to follow base rate cut' |
| |
|
The average fixed-rate mortgage product has not been reduced in line with the Bank of Engl... |
| |
|
CC publishes PPI proposals |
| |
|
The Competition Commission (CC) has published a consultation on its proposed remedies for ... |
| |
|
Consumers 'avoiding' savings raid |
| |
|
Britons are managing to leave their saving accounts well alone despite the continuing fina... |
| |
|
Mortgage 'savings' following rate cut |
| |
|
Homeowners could pay off their mortgage loans quicker and save money following the Bank of... |
| |
|
Buyers avoiding stamp duty |
| |
|
An increasing number of borrowers are avoiding stamp duty, according to new research from ... |
| |
|
Housing market 'to improve' |
| |
|
Purchases in the housing market are expected to improve in the near future, according to t... |
| |
|
Bank cut 'hits savers hard' |
| |
|
The Bank of England's interest rate cut has had a marked impact on savings accounts - with... |
| |
|
No more rate cuts, bankers tell Darling |
| |
|
Bank executives have told the chancellor of the exchequer that their latest round of rate ... |
| |
|
Brown calls on banks to match rate cuts |
| |
|
Banks should pass on the latest cut in interest rates, the prime minister has said.
|
| |
|
Personal loan debt protection proposed by Tories |
| |
|
People who fall behind on their personal loan payments should be better protected by the g... |
| |
|
House prices 'fall by 15%' |
| |
|
House prices have fallen by over 15 per cent in a year, Halifax has claimed.
New ... |
| |
|
Bank slashes rates |
| |
|
Interest rates have been cut by 1.5 per cent, in a shock move from the Bank of England.
|
| |
|
Banks must match rate cuts, MPs say |
| |
|
A parliamentary motion has been tabled by more than 20 MPs, calling on banks to pass on in... |
| |
|
Sainsbury's forecasts rise of second-hand car sales |
| |
|
Car loans are likely to be used for more second hand vehicles than before, new figures sug... |
| |
|
Campaigners call for 'credit crunch lunches' |
| |
|
Cash-strapped Brits can save a surprisingly large amount of money by cutting down on food ... |
| |
|
Bank cuts won't be mirrored by lenders, HSBC boss warns |
| |
|
Rate cuts might not be passed on by lenders this month, a bank executive has suggested.
|
| |
|
Mortgage stress 'affecting business owners' |
| |
|
Bridging loans are being increasingly relied on in the credit crunch - due to the continui... |
| |
|
Rates 'should be slashed by Bank' |
| |
|
As much as one per cent could be cut off the Bank of England's lending rate this week, ana... |
| |
|
Consumer action site shut down |
| |
|
Penaltycharges.co.uk, a campaigning site which aims to help people reclaim bank penalties,... |
| |
|
Rates must be lowered, MPC member says |
| |
|
The Bank of England needs to cut interest rates "aggressively" over the next few... |
| |
|
Consolidate your PPI, Post Office advises |
| |
|
Five million Britons can save £570 a year by consolidating their Payment Protection I... |
| |
|
Firework celebrations 'might lead to personal liability payouts' |
| |
|
Seven-figure personal liability claims might be the result of some Bonfire Night parties t... |
| |
|
FTSE will rise, investors predict |
| |
|
A majority of investors expect stock markets to begin recovering within the next three mon... |
| |
|
£15 million bridging loans announced by lender |
| |
|
A new bridging loan facility for high-income borrowers has been unveiled by Anthony & ... |
| |
|
Bank rate 'could go to zero' |
| |
|
The Bank of England could reduce interest rates to zero, a former policymaker at the insti... |
| |
|
GDP fall tracked by ONS |
| |
|
The economy suffered negative growth over the three months to September, the government sa... |
| |
|
Icesave customers in limbo as talks fail to reach agreement |
| |
|
Latest discussions between Iceland and the UK over savers' compensation have ended without... |
| |
|
Inflation biggest financial fear for investors, general public |
| |
|
The Association of Investment Companies (AIC) said today that almost a third of active inv... |
| |
|
BBA releases new mortgage lending data |
| |
|
Mortgage lending from banks increased slightly last month, figures released today show.
|
| |
|
The Yorkshire takes over smaller society |
| |
|
The Barnsley building society has been taken over by the Yorkshire, after facing apparent ... |
| |
|
Personal loans face APR hikes as crunch continues |
| |
|
Personal loans rates are being hiked by lenders, despite the Bank of England's recent inte... |
| |
|
Economist predicts deep cuts to bank rate |
| |
|
Interest rates could be cut to their lowest-ever level by the Bank of England, a top econo... |
| |
|
Lending down 42% on year, CML says |
| |
|
A further decline in mortgage lending was announced today by an industry group.
T... |
| |
|
American Express warns parents over childrens' concerns |
| |
|
Children are picking up on their parents' financial difficulties, American Express suggest... |
| |
|
AA advises customers not to be 'pressured' over family loans |
| |
|
Over 20 million Britons are loaning money to family and friends, AA Personal Loans has cla... |
| |
|
Two lenders put tracker rates up |
| |
|
Some tracker rates have been raised by Lloyds TSB and the Woolwich building society.
<... |
| |
|
Unsecured lending 'hit hard by crunch' |
| |
|
Personal loan and credit card applications are being rejected at a rate of 20 per cent, Mo... |
| |
|
Committee plans probe of government bank plan |
| |
|
The government's £37 billion bank recapitalisation scheme is to be scrutinised by a p... |
| |
|
Defaqto foresees saver 'struggle' over inflation |
| |
|
Rising inflation is bad news for savers, Defaqto said today.
The financial data ... |
| |
|
Sales down, new Rics survey finds |
| |
|
Home sales continue to decline, the Royal Institution of Chartered Surveyors (Rics) said t... |
| |
|
Landsbanki 'offered loan by UK government' |
| |
|
Collapsed Icelandic bank Landsbanki is to be offered a £100 million loan by the gover... |
| |
|
Equity Release volumes 'down on last year' |
| |
|
Equity release loan figures for the third quarter of 2008 were announced today by Key Reti... |
| |
|
Government 'spends £37bn on bank shares' |
| |
|
RBS is to be taken over by the government, with public money to be used to buy up £20... |
| |
|
CC issues new PPI report |
| |
|
Providers of payment protection insurance (PPI) for retail need to improve their services,... |
| |
|
House prices 'have fallen by 13%' |
| |
|
House prices fell by 13.3 per cent from September 2007 to September 2008, Halifax said tod... |
| |
|
Mortgage industry boosted by government moves |
| |
|
Many mortgage lenders in the UK are passing on the Bank of England's rate cut.
Ll... |
| |
|
Bank shares 'to be bought up by government' |
| |
|
The government plans to buy up shares in banks in order to loosen the grip of the credit c... |
| |
|
A&L hit by fine from regulator over PPI |
| |
|
The Financial Services Authority (FSA) has fined a bank £7 million for its sales prac... |
| |
|
BBC: Banks might sell stakes to government |
| |
|
RBS, Barclays and Lloyds TSB executives met with Alistair Darling yesterday to discuss the... |
| |
|
Experts predict rate cut |
| |
|
The Bank of England will cut interest rates later this week, as the economy continues to s... |
| |
|
Lib Dem reveals student loans non-payments |
| |
|
Student loans are not being paid by around one-third of recent graduates, it has been reve... |
| |
|
Rate cuts predicted by Global Insight |
| |
|
Interest rates will be cut to 3.25 per cent by the end of 2009, a top economist has predic... |
| |
|
Savers' protected by FSA move |
| |
|
Savers in the UK are to have £50,000 of their deposits guaranteed by the government f... |
| |
|
Fuel poverty increase marked by government |
| |
|
Many more Britons are falling in to fuel poverty - and might feel forced into applying for... |
| |
|
Fool issues saving advice |
| |
|
Parents should try to conscientiously save for their children's future as early as possibl... |
| |
|
PPI interventions will 'escalate', FSA says |
| |
|
Financial Services Authority (FSA) is to crack down on firms who mis-sell loans insurance,... |
| |
|
Flat GDP shown by government figures |
| |
|
British GDP showed flat growth over the second quarter - making a Bank of England interest... |
| |
|
Markets stage recovery following rescue plan vote failure |
| |
|
Stocks rallied slightly today, after yesterday's severe volatility due to the failure of t... |
| |
|
GE Money hit by FSA fine |
| |
|
GE Money Home Lending has been fined £1.1 million by the Financial Services Authority... |
| |
|
Energy suppliers blasted by consumers |
| |
|
The overall level of customer satisfaction with gas and electricity providers is lower tha... |
| |
|
HSBC upbeat on online payment fraud risk |
| |
|
Internet money transfers remain largely safe from fraud, HSBC said today.
Accordi... |
| |
|
One in five car buyers 'will not haggle' |
| |
|
Car loans customers are missing out on big savings - due to their failure to haggle.
<... |
| |
|
Bank deputy hints at rate cut |
| |
|
Interest rates might soon be reduced by the Bank of England, as inflation pressures ease.<... |
| |
|
Economist downbeat on global prospects |
| |
|
The current economic downturn might be with us for another two years, a Defaqto expert has... |
| |
|
Abbey predicts big spending cutbacks among students |
| |
|
Half of all students are planning to sell some of their possessions on eBay, in order to s... |
| |
|
London home becomes 'biggest-ever' repossession |
| |
|
An £11 million mansion in the upscale west London district of Holland Park has been t... |
| |
|
Libor rise 'might mean rise in mortgage rates' |
| |
|
A rise in the London Inter-bank Offered Rate (Libor) is putting financial pressure on mort... |
| |
|
CML releases gloomy mortgage figures |
| |
|
Mortgage lending fell to just £21.8 billion last month, new figures show.
Ac... |
| |
|
US rescue plan to help loans sector |
| |
|
The difficulties currently being faced by consumers looking for loans might be eased with ... |
| |
|
Over-55s 'unrealistic' home improvement plans revealed |
| |
|
Some of Britain's over-55s are ill-prepared for making essential home upgrades as they get... |
| |
|
HBOS in Lloyds takeover |
| |
|
Lloyds TSB is to take over HBOS in a £12.2 billion shares-only deal, the firms announ... |
| |
|
Bank rate meeting minutes released |
| |
|
The minutes of the Bank of England's latest rate-setting meeting were released today.
... |
| |
|
HBOS and Lloyds TSB moot merger |
| |
|
Merger talks between HBOS and Lloyds TSB have been confirmed.
According to inside... |
| |
|
Personal loans drive up debt figures |
| |
|
Personal debt levels have increased by 30 per cent over the past 12 months, a new survey h... |
| |
|
Inflation 'on the up' |
| |
|
Annual price rises stood at 4.7 per cent last month, new government figures have shown.
|
| |
|
New repossession law 'will speed up process' |
| |
|
A new law could quicken the time in which homes can be repossessed by creditors of equity ... |
| |
|
Personal loan lending under threat from bank collapses |
| |
|
Consumer personal loans might be negatively affected by the closure of two major US banks.... |
| |
|
FSA finds broker culpable for wrong advice |
| |
|
A home loans broker has been censured by the Financial Services Authority (FSA).
... |
| |
|
AmEx predicts downturn in insurance |
| |
|
Britons are cutting back on important insurance protection due to their shrinking budgets,... |
| |
|
FOS slams PPI |
| |
|
Loans insurance continues to be miss-sold in the UK, the Financial Ombudsman Service (FOS)... |
| |
|
HSBC releases student finances research |
| |
|
Many students are facing tough financial credit conditions, with bad credit loans one of t... |
| |
|
Government unveils home extension reforms |
| |
|
Home extensions will become easier to install due to new government legislation, ministers... |
| |
|
Credit card PPI slammed by Which? |
| |
|
Payment Protection Insurance (PPI) for credit cards is useless, Which? said today.
|
| |
|
CML downbeat on new lending figures |
| |
|
Mortgage lending remains subdued as the credit crunch continues, providers have said.
... |
| |
|
Football fans 'facing 21% inflation rate' |
| |
|
One in four matchgoing football fans are not getting to as many games as they used to - th... |
| |
|
Globrix detects stagnating property market |
| |
|
The average property put on the market in the UK remains there for more than 90 days, Glob... |
| |
|
M&S Money offers 'personal loan reward' |
| |
|
Personal loans are to benefit from a new offer, following an announcement from M&S mon... |
| |
|
Halifax issues home insurance warning |
| |
|
Heavy rain might cause many Britons to claim on their home insurance or take out a loan to... |
| |
|
Bank holds rates |
| |
|
The Bank of England decided to hold interest rates at five per cent today.
Concer... |
| |
|
Government admits negative equity exclusion from mortgage rescue plan |
| |
|
The government's plan to help those who fall behind on their home loan repayments will not... |
| |
|
Haggling trend 'sparked by credit crunch' |
| |
|
More and more Britons are haggling, in order to secure discounts on goods and services.
|
| |
|
Moneyfacts points out benefits of bridging loans |
| |
|
Bridging loans can be beneficial for both lenders and borrowers in the mortgage sector, it... |
| |
|
Government unveils housing reforms |
| |
|
Stamp duty for properties worth £175,000 or less is to be suspended for a year, the g... |
| |
|
Young couples 'struggle financially after getting married' |
| |
|
Britain's newlyweds are facing financial struggles over their first few months of marriage... |
| |
|
Scottish Power and Npower Impose New Price Rises |
| |
|
Two more large energy providers have put up the costs of their general tariffs - a move wh... |
| |
|
Home improvements 'funded by personal loans' |
| |
|
Britons are taking out personal loans to upgrade their own homes, Halifax has suggested.
|
| |
|
The Chelsea tracks 'family loans' decline |
| |
|
Many Britons are no longer giving loans to family members, as the credit crunch continues.... |
| |
|
Moneyfacts issues car loans advice |
| |
|
Many car buyers are neglecting the opportunity to secure the best car loan deal, a financi... |
| |
|
Britons risk debt spiral due to crunch, studies suggest |
| |
|
The typical British household has become £2,500 a year less well off over the past 12... |
| |
|
MSM loan sales 'hit by credit crunch' |
| |
|
The credit crunch has hit the financial fortunes of moneysupermarket.com, the price compar... |
| |
|
Additional Kids' Classes 'Costing £1.7bn Per Year' |
| |
|
Parents might be forced into taking out loans to fund their childrens' extra-curricular cl... |
| |
|
Big majority of students have taken out a loan, Halifax says |
| |
|
Four in five students have a loan, new research from Halifax has revealed.
Accord... |
| |
|
Mortgage market 'shrinks by 65%' |
| |
|
The number of home loans approved by banks in the UK has declined by 65 per cent over the ... |
| |
|
Influential Club positive on rate cut |
| |
|
The pound's recent falls on exchanges will not stop the Bank of England from making furthe... |
| |
|
Parents urged to take care with offspring's debts |
| |
|
Parents have been advised to help manage their children's debt, as long as they do not put... |
| |
|
More price rises on the way |
| |
|
A second energy supplier has announced price increases, further adding to consumer debt wo... |
| |
|
Inflation becoming 'a real strain on families' |
| |
|
Households across the UK are starting to feel the pinch of rising prices and bills, accord... |
| |
|
Students face "nasty surprise" |
| |
|
The growing cost of living is set to impact significantly on students over the next term, ... |
| |
|
Brits raiding savings to pay for holidays |
| |
|
Britons are collectively raiding their savings to the tune of £50 billion each year t... |
| |
|
Loan customers urged to "shop around" |
| |
|
Personal loan customers are being urged to shop around for the best deal in order to avoid... |
| |
|
Online banking 'a useful facility' |
| |
|
Online banking allows people to monitor their money more closely and helps them to plan th... |
| |
|
Business loan applications 'up 17%' |
| |
|
Applications for business loans have risen for the first time in over 18 months, according... |
| |
|
Personal loans for Brits in need of a break? |
| |
|
Stressed-out Brits may need to take out a personal loan to finance a well-earned holiday.<... |
| |
|
Millions unable to afford energy price hikes |
| |
|
A survey by uSwitch reveals the extent to which households in Britain are struggling with ... |
| |
|
Credit crunch 'not spoiling wedding days' |
| |
|
The credit crunch is not deterring people from paying for weddings, it has been claimed.
|
| |
|
Inflation likely to pass 5%, says Bank |
| |
|
The Bank of England has admitted that inflation is likely to remain well above target duri... |
| |
|
Car buyers urged to stay away from dealer finance |
| |
|
Anyone who is considering buying a new car is being urged to take out a cheap unsecured pe... |
| |
|
Inflation up again |
| |
|
The consumer price index (CPI) has increased to 4.4 per cent in July, well ahead of the go... |
| |
|
Grocery bills 'up 27%' |
| |
|
The price of groceries for the average UK family has increased by £1,400 a year, acco... |
| |
|
Credit cards 'turn the screw' on customers |
| |
|
Credit card firms have been criticised for "turning the screw" on consumers.
|
| |
|
Treasury denies stamp duty plan |
| |
|
Speculation that the government may suspend stamp duty holiday have been dismissed by the ... |
| |
|
Over-50s 'defying credit crunch' |
| |
|
The over-50s are defying the credit crunch by being fun-loving and fancy-free, according t... |
| |
|
'No time to adapt to new economic reality' |
| |
|
Consumers have been unable adapt to price increases and the slowdown in the economy becaus... |
| |
|
Loft conversions 'a good investment' |
| |
|
Taking out a personal loan to finance a loft conversion is always a good investment, espec... |
| |
|
Learn from the over-50s, consumers told |
| |
|
Young people and adults in their 20s, 30s and 40s would do well to seek advice from parent... |
| |
|
'Interest rates unlikely to budge for a while' |
| |
|
Interest rates are likely to stay frozen for a few more months, according to a leading fin... |
| |
|
First-time buyers 'getting older' |
| |
|
A report has revealed that most first-time buyers have to wait until they are in their 30s... |
| |
|
Consumer debt 'a growing problem' |
| |
|
Consumers struggling with their finances may find now is a good time to take out a loan fo... |
| |
|
Home improvements 'add value to property' |
| |
|
More and more householders are taking out personal loans to pay for home improvement proje... |
| |
|
Expert extols virtues of business loans |
| |
|
Entrepreneurs are still taking out business or self-employed loans in order to finance new... |
| |
|
New prepaid card on the market |
| |
|
PayPal has launched a new prepaid top-up card that can be used on the high street and on t... |
| |
|
'Shop around for best loans' |
| |
|
Anyone looking to consolidate their debts needs to make sure they shop around for the best... |
| |
|
Beware DIY disasters |
| |
|
Brits who take out personal loans to pay for home improvements should beware that DIY disa... |
| |
|
New figures show consumers still borrowing |
| |
|
The increase in total net lending to individuals in June amounted to £4 billion, belo... |
| |
|
Living costs 'eating away' at income |
| |
|
The proportion of people whose earnings do not cover the cost of bills and debts has risen... |
| |
|
Brits under pressure in the run-up to Christmas |
| |
|
Consumers may need to consider taking out debt consolidation loans if a new study is corre... |
| |
|
'Shop around for best personal loans' |
| |
|
Consumers in need of some extra finance are being urged to shop around for a suitably-pric... |
| |
|
Equity loans advice 'on the rise' |
| |
|
More and more people are considering taking out equity loans as the UK economy turns sour,... |
| |
|
Popularity of online banking soars |
| |
|
The number of people banking online has grown by over 500 per cent in past seven years, ac... |
| |
|
High street sales slump in June |
| |
|
High street sales fell 3.9 per cent in June, the largest monthly fall since records began ... |
| |
|
Grandparents putting family first |
| |
|
Grandparents are cutting back on basics and luxuries in order to indulge members of their ... |
| |
|
Banks publish unsecured lending figures |
| |
|
Unsecured lending was subdued in June, according to the British Bankers' Association (BBA)... |
| |
|
Credit card firms 'hurting consumers' |
| |
|
Moneysupermarket.com has revealed the names of card firms that are "taking a bite&quo... |
| |
|
Retirees urged to sort finances |
| |
|
Many retirees are spending considerably more during the first 12 months of retirement than... |
| |
|
Brits admit to financial concerns |
| |
|
A large proportion of UK consumers say they are concerned or very concerned about their fi... |
| |
|
CML: Speak to your lender early |
| |
|
The Council of Mortgage Lenders (CML) has advised mortgage holders on tight budgets to con... |
| |
|
Gas prices could rise by 60%, says uSwitch |
| |
|
Brits considering taking out personal loans to add some much-needed liquidity to their fin... |
| |
|
Study: 47 is the magic number for Brits with cards |
| |
|
The average Brit has to wait until they are 47 years old before they can finally get the b... |
| |
|
Equity loans 'increasingly popular' |
| |
|
A new report has highlighted the popularity of equity loans in the UK.
Data produ... |
| |
|
Inflation hits 3.8% in June |
| |
|
Consumer prices inflation (CPI) hit 3.8 per cent in June, well above the government's targ... |
| |
|
Credit card charges on the up |
| |
|
There has been a marked increase in the number of credit cards increasing their rates and ... |
| |
|
Personal loans are a "great help" |
| |
|
Personal loans are of "great help" when it comes to coping with monetary shortfa... |
| |
|
Report reveals how Brits are fighting inflation |
| |
|
A new study has revealed the lengths to which people in Britain are prepared to go to help... |
| |
|
Shoppers spending less |
| |
|
Shopper numbers fell back in June after a blip in May when the sun came out, according to ... |
| |
|
Secured loan market shrinking |
| |
|
Secured loan lender First Plus has announced that it will not accept new applications from... |
| |
|
Parents to take out secured loans for undergraduate offspring? |
| |
|
Taking out a secured loan to help offspring attend university is one option for parents wh... |
| |
|
Credit crisis hits teens as parents curb allowances |
| |
|
Parents are lending less money to their children as they struggle to cope with the rising ... |
| |
|
Women urged to declutter handbags |
| |
|
Women are vulnerable to identity theft because they carry too much personal information in... |
| |
|
Expert warns against bridging loans |
| |
|
Taking out a bridging loan to buy a property is not a wise move now that house prices seem... |
| |
|
Brits planning to take to the road |
| |
|
Some 12 million holidaymakers are planning road trips across the UK and Europe this summer... |
| |
|
First-time loan seekers 'should not feel daunted' |
| |
|
People seeking out a personal loan for the first time should not be daunted by the task ah... |
| |
|
Over-50s hit worst by credit crunch |
| |
|
The over-50s are some of the hardest hit members of society, according to a survey of peop... |
| |
|
Rising overseas card fees 'not a surprise' |
| |
|
The decision by one of the UK's biggest banks to increase its charges for getting cash out... |
| |
|
Brits using credit cards to pay mortgages 'worrying' |
| |
|
Justin Urquhart-Stewart, of Seven Investment Management, has expressed concern that millio... |
| |
|
Insurer warns of rising retirement costs |
| |
|
A new study has found that the average cost of retirement for a typical household in the U... |
| |
|
Brits take out loans to cover living costs |
| |
|
Some seven per cent of consumers have taken out a personal loan in the past year to cover ... |
| |
|
Brits spent £354bn on plastic cards in 2007 |
| |
|
UK consumers spent £354 billion on their debit and credit cards last year, up from &#... |
| |
|
'Fundamentals' driving up oil price |
| |
|
Fundamentals like supply and demand rather than speculation are driving oil prices higher,... |
| |
|
Credit card debtors 'could lose their homes' |
| |
|
People in debt may find themselves under increased pressure as more credit card lenders ap... |
| |
|
Consumer borrowing up £1.4bn in May |
| |
|
Consumer borrowing climbed £1.4 billion in May, according to a new set of figures pub... |
| |
|
Consumer spending could halt, says analyst |
| |
|
There is a growing possibility that problems in the housing and mortgage markets will &quo... |
| |
|
Minimum personal loan rates top 7% |
| |
|
An investigation into the personal loans market by Moneyfacts.co.uk has discovered that th... |
| |
|
Brits building extensions rather than selling-up, says survey |
| |
|
Almost 1.5 million new extensions are currently being built or being considered in the com... |
| |
|
Equity loans for overseas homes |
| |
|
Brits considering taking out an equity loan may be among those who are increasingly intere... |
| |
|
'30% rise' in Brits struggling with mortgage payments |
| |
|
National Debtline has said there has been a rise in the number of people struggling with t... |
| |
|
Home improvements 'could add £55k to house value' |
| |
|
Taking out a secured loan to pay for home improvements could add £54,922 to the value... |
| |
|
Brits urged to protect their income |
| |
|
Brits should take steps to ensure their income is protected at a time when the credit cris... |
| |
|
Economist warns about inflation |
| |
|
The impact of retail spending could result in greater inflation, according to economic res... |
| |
|
Britons tipped to keep on spending |
| |
|
It has been revealed that, despite warnings about the credit crunch, shoppers are still pl... |
| |
|
Pfeg: Young adults should plan finances now |
| |
|
Young people need to start thinking about their financial future as soon as possible, acco... |
| |
|
Energy bills could rise by 40%, says uSwitch |
| |
|
Energy consumers could see their bills increase by more than 40 per cent by the end of the... |
| |
|
Brits urged to review their finances |
| |
|
Less than one in three consumers have reviewed their finances in light of the credit crisi... |
| |
|
Cost of living 'up 26% in 2 years' |
| |
|
Brits have endured a 26 per cent rise in the cost of living over the last two years as eve... |
| |
|
Retails sales jump 3.5% in May |
| |
|
Retail sales jumped a record 3.5 per cent over the month of May, according to the Office f... |
| |
|
Unsecured loan rejections 'on the rise' |
| |
|
The rejection rate for unsecured personal loan applicants has risen as a result of the cre... |
| |
|
Credit card rates 'harming consumers' |
| |
|
A new report by Defaqto has concluded that the average credit card rate has increased to t... |
| |
|
Study: 84% of new credit card holders not asked to prove income |
| |
|
The vast majority of successful credit card applicants are not being asked if they can aff... |
| |
|
Inflation hits 16-year high |
| |
|
Those Brits who have seen their food and fuel prices soar over the past weeks may not be s... |
| |
|
Store cards 'the devil in disguise' |
| |
|
Store cards have been described as the "devil in disguise" by one well-known mon... |
| |
|
Loan insurance controls 'could hurt borrowers' |
| |
|
The Association of British Insurers (ABI) has said that restricting the sale of payment pr... |
| |
|
Loan insurance valuable during uncertain times, says ABI |
| |
|
The Association of British Insurers (ABI) has highlighted the importance of payment protec... |
| |
|
1 in 4 say spending is 'out of control' |
| |
|
Despite growing concerns about the rising cost of living, more than a quarter of adults fe... |
| |
|
Cheap credit 'may be over' |
| |
|
The days when borrowers could rely on cheap credit may be over for the time being, it has ... |
| |
|
Price rises hit motorists |
| |
|
The rising cost of petrol is forcing many people to consider looking for a new job, it has... |
| |
|
Elderly 'need financial support' from relatives |
| |
|
A growing number of adults are being forced to provide financial support to their parents,... |
| |
|
Survey: 7.5m borrow money to pay for home repairs |
| |
|
Around 7.5 million Brits have to rely on personal loans, overdrafts, credit cards and hand... |
| |
|
Life 'does not' begin at 40 |
| |
|
Contrary to the old saying, life does not begin at 40 for many wage earners, according to ... |
| |
|
Small personal loans 'useful in credit crunch' |
| |
|
Taking out a small personal loan may be one solution for people struggling with higher foo... |
| |
|
Balance transfer card charges 'on the rise' |
| |
|
Consumers looking for credit may find they are better off choosing a personal loan over a ... |
| |
|
Credit crunch 'is having an uneven impact' |
| |
|
The credit crunch is hitting Brits aged 55 and over particularly hard but there are signs ... |
| |
|
Bank holds interest rates at 5% |
| |
|
Potential secured personal borrowers may be interested to know that the Bank of England's ... |
| |
|
BBA defends personal loan insurance |
| |
|
Eric Leenders, executive director of retail at the British Bankers' Association, has taken... |
| |
|
Credit crisis hits Scotland |
| |
|
Homeowners in Scotland thinking of taking out an equity loan may want to act now as new fi... |
| |
|
Male entrepreneurs 'lack confidence' |
| |
|
Male business loan customers are increasingly pessimistic about their prospects in the pre... |
| |
|
3 in 4 borrowers unsure about loan repayments |
| |
|
Only one in four adults in Britain can accurately say how much they have left to pay on th... |
| |
|
Business loans clients 'don't need to inure against everything' |
| |
|
New business loans customers have been reassured they do not have to insure themselves for... |
| |
|
Equity loans 'largely unaffected by credit crisis' |
| |
|
Brits considering taking out an equity loan are being reassured that the product has not b... |
| |
|
Brits to blow budgets on overseas trips |
| |
|
Brits are determined to leave their financial worries behind them this summer and spend th... |
| |
|
Taking out a secured personal loan 'a good way to borrow' |
| |
|
Secured personal loans are one of the best ways of fulfilling an individual's financial re... |
| |
|
New cars 'tempting' people into debt |
| |
|
Consumers are apparently being "tempted into debt" by cars, according to a new s... |
| |
|
Study: 50% of Brits waiting for inheritance to solve finances |
| |
|
Half of all Britons are waiting for their inheritance to help solve their financial proble... |
| |
|
Business customers urged to find better rates |
| |
|
Business loan customers are being urged to spurn specialist business accounts in favour of... |
| |
|
"Big surge" in PPI claims says chief ombudsman |
| |
|
There has been a "big surge" in the number of complaints about payment protectio... |
| |
|
'Not enough borrowers switching to competitive products' |
| |
|
There has been a 17 per cent drop in the number of financial products being switched to mo... |
| |
|
Borrowers take out £2.5bn in personal loans in April |
| |
|
New personal loans taken out in April amounted to £2.5 billion, a slight fall on the ... |
| |
|
Personal loan insurance could land banks in trouble, says FT |
| |
|
Britain's biggest banks could be in trouble with the Competition Commission if it is prove... |
| |
|
Women urged to take control of finances |
| |
|
Almost a fifth of single or divorced women want to meet a rich man so they do not have to ... |
| |
|
Survey: 1 in 10 would take out personal loan to pay for wedding |
| |
|
A new survey has found that one in ten people would take out a personal loan to pay for th... |
| |
|
Banks urge borrowers to find alternatives to unauthorised overdrafts |
| |
|
The chief executive of the British Bankers' Association (BBA) has defended bank charges th... |
| |
|
Spring clean you finances, borrowers told |
| |
|
Personal finance customers are being urged to construct a "spring clean" of thei... |
| |
|
Lenders urged not to hound struggling borrowers |
| |
|
Mental health charity Mind is calling on lenders to take a light touch approach to struggl... |
| |
|
Study: Teenagers looking forward to personal loans |
| |
|
Teenagers are looking forward to the time when they are allowed to take out personal loans... |
| |
|
Brits 'addicted' to online banking |
| |
|
It is ten years since banking customers in the UK started using the internet to manage the... |
| |
|
Borrowers urged to check credit profiles to combat fraud |
| |
|
A personal finance site is urging personal loan borrowers to check their credit profile on... |
| |
|
Debt worries 'affecting mental health' |
| |
|
A survey conducted by charity Mind has revealed that 91 per cent of respondents said worri... |
| |
|
'Brits saving money by booking independent holidays' |
| |
|
A growing number of Brits who may have taken out a personal loan to pay for a trip abroad ... |
| |
|
New business loan providers 'targeting firms' |
| |
|
Business owners and property investors are turning to bridging loans as mainstream lenders... |
| |
|
Cost of living on the up say official figures |
| |
|
Consumer prices inflation has risen to three per cent, well above the government's target ... |
| |
|
Cost of living 'forcing parents back to work' |
| |
|
The rising cost of living has pushed over one million new parents back into work, accordin... |
| |
|
Government should intervene in people's finances, says expert |
| |
|
The government should intervene to help people manage their personal finances just as it d... |
| |
|
Bank charges 'bad news for customers' |
| |
|
A high court ruling on bank charges could lead to many customers being less well off in th... |
| |
|
Firms using business loans 'to finance smaller deals' |
| |
|
Firms are increasingly using bridging loans to keep their businesses fully operational, it... |
| |
|
Would-be retirees facing family pressure |
| |
|
Almost half of those facing retirement are being approached by relatives for financial sup... |
| |
|
Credit card charges "disgustingly high" |
| |
|
Interest charges on outstanding credit card balances are still "disgustingly high&quo... |
| |
|
Popular financial discussions revealed |
| |
|
The tenth most-openly-discussed financial question is: "How much have you borrowed?&q... |
| |
|
Bank holds rates at 5% |
| |
|
The Bank of England's monetary policy committee (MPC) has decided to keep the base rate of... |
| |
|
Consumers reminded of consequences of debt |
| |
|
Consumers have been warned that those who have been charged by their banks for exceeding o... |
| |
|
Unsecured loans 'being used to buy property' |
| |
|
It is "dangerous" to buy property using unsecured loans, according to the busine... |
| |
|
Loan shoppers urged to conduct research |
| |
|
Holidaymakers planning on taking out a loan to finance their trip are being urged to first... |
| |
|
More insolvency predicted in 2008 |
| |
|
There could be many as 104,000 insolvency "casualties" during 2008, according to... |
| |
|
Economists: MPC will not reduce base rate |
| |
|
The Bank of England's monetary policy committee (MPC) will vote to keep the base rate stat... |
| |
|
'Pay off debts with a low-cost personal loan' |
| |
|
People struggling with their finances in the current economic climate could benefit from p... |
| |
|
Loan warning issued to credit fraud victims |
| |
|
Consumers who do not realise they have been victims of credit fraud may find that criminal... |
| |
|
Buying bling 'can lead to financial problems' |
| |
|
Bling-itis, the phrase used to describe young people's obsession with purchasing flashy go... |
| |
|
Some 71% of UK couples 'have separate accounts' |
| |
|
Nearly three-quarters (71 per cent) of couples in Britain like to keep their money separat... |
| |
|
Financial warning for those living longer |
| |
|
As western populations start to live longer, more and more people are at risk of financial... |
| |
|
Credit unions 'can help families manage money' |
| |
|
Credit unions can help poorer families manage their money and lighten the burden of debt, ... |
| |
|
Consumers issued personal loan advice |
| |
|
Personal loan borrowers are being advised to be shop around for the best product and to re... |
| |
|
Increasing pension contributions 'is worthwhile' |
| |
|
A person contributing £100 each month to his pension pot from the age of 30 can expec... |
| |
|
Cost of pet ownership 'must be remembered' |
| |
|
Potential pet owners have been advised not to forget that costs of owning an animal can re... |
| |
|
Cash transactions 'still popular' |
| |
|
The British Retail Consortium (BRC) has said that the UK has not fully embraced a paperles... |
| |
|
Consumers advised about seeking financial reassurance |
| |
|
Consumers who are looking to invest their money and those who are concerned about existing... |
| |
|
Brits want the perfect home |
| |
|
The majority of Brits are seeking their dream home, new research from Legal & General ... |
| |
|
Parents "sap back" £11bn |
| |
|
Adult children are finding they have become a vital means of support for their parents in ... |
| |
|
OFT: Overdraft charges to be assessed |
| |
|
The high court has supported the Office of Fair Trading (OFT) campaign to open up unarrang... |
| |
|
Finance is a big relationship issue, says expert |
| |
|
Personal finances play a crucial role in relationships despite being "the hardest thi... |
| |
|
Students 'could get less financial support from parents' |
| |
|
The credit crunch will affect the level of support some students receive from their parent... |
| |
|
Defaqto: Beware of credit card costs |
| |
|
Credit card customers hoping to take advantage of zero per cent balance transfer deals sho... |
| |
|
Data breaches on the increase, says the information commissioner |
| |
|
People's data are not protected enough by businesses and public bodies, the information co... |
| |
|
Credit crunch 'benefits' savings |
| |
|
In situations where there is a negative financial outlook, people take a more detailed loo... |
| |
|
Going green "can save you money" |
| |
|
Homeowners could save up to £400 a year on household bills by going green, it has bee... |
| |
|
Expert: Nought per cent balance transfers a thing of the past |
| |
|
It will be "very hard to come by" interest-free balance transfers in future mont... |
| |
|
Apacs: Consumers beware of phising |
| |
|
The first quarter of 2008 has seen an increase of over 200 per cent in phishing incidents ... |
| |
|
Nationwide: Cash and equity Isa limits should be equalised |
| |
|
People are encouraged to save more by the increased annual subscription limits for individ... |
| |
|
Everyone should get the benefits of an Isa, says Nationwide |
| |
|
Every adult in the UK should get the full benefits of an individual savings account (Isa),... |
| |
|
Economic slowdown affects all types of credit, says expert |
| |
|
Lenders are tightening up their credit policy across all finance products due to the curre... |
| |
|
Expert: Banks still in the mood to lend money |
| |
|
Banks have to lend money to make money and they "still have an appetite" to do j... |
| |
|
Residential streets least safe for car parking, survey says |
| |
|
Having your car deliberately damaged is most likely in residential streets, research from ... |
| |
|
Car market turning green |
| |
|
Consumers looking for a new or used car, including those who take out a personal loan to c... |
| |
|
Labour market 'not as bad as predicted' |
| |
|
The current labour market is not as bad as many people have thought, an expert has claimed... |
| |
|
Reduced availability of credit a continuing trend "for the next few months" |
| |
|
The availability of credit may continue to fall in the second quarter of 2008, economic re... |
| |
|
Expert: Checking statements may stop fraud early |
| |
|
People should check their bank and credit card statements thoroughly in order to detect fr... |
| |
|
A bad credit rating will come back to haunt you, students are warned |
| |
|
Students should be "responsible", budget for their time at university and avoid ... |
| |
|
Expert: Card fraud prevention a shared responsibility |
| |
|
Individuals as well as the financial sector have to look at their responsibilities when it... |
| |
|
UniAid: Credit crunch not a threat to student loans |
| |
|
Student loans are unlikely to be affected by pressures on the international economy, UniAi... |
| |
|
British bank details sold in bulk online, says report |
| |
|
Credit card numbers are sold online for as little as 20p each, according to a report by we... |
| |
|
ID fraud: Check your personal information daily "to avoid becoming a victim" |
| |
|
Recent losses of data by government departments and private companies suggest that consume... |
| |
|
MPs: Low-paid affected by 10p tax rate cut |
| |
|
The government's decision to abolish the 10p rate of income tax, affects households below ... |
| |
|
Homeowners "make their property more energy efficient" since Hips |
| |
|
Responding to the introduction of home information packs (Hips), many homeowners started m... |
| |
|
Normality in mortgage market "key to property market health" |
| |
|
The outlook of the property market in the UK depends on "how quickly the mortgage mar... |
| |
|
Axa: Middle Britain struggling to make ends meet |
| |
|
Households with above average incomes find it increasingly difficult to deal with their fi... |
| |
|
Poll: Interest rates predicted to be cut by 0.25% |
| |
|
The majority of financial institutions surveyed in a poll by Adfero predicted a 0.25 per c... |
| |
|
RAC: People risk losing property as soon as three months after first warning |
| |
|
Homeowners are in danger of having their properties repossessed as soon as three months af... |
| |
|
Research: Voluntary pension contributions almost halved |
| |
|
The past 12 months have seen a cut of voluntary pension contributions by UK workers almost... |
| |
|
Expert expects Islamic finance to grow in the UK |
| |
|
Although there has been very little demand for Islamic finance products from non-Muslims s... |
| |
|
Men beat women to savings, according to research |
| |
|
Men are 50 per cent more likely to save money than women and 62 per cent of people overall... |
| |
|
Survey: Northerners save while southerners spend |
| |
|
A growing divide in the spending and savings habits between the north and the south of the... |
| |
|
Managing debt a personal responsibility, expert says |
| |
|
Banks cannot help people manage their debt; it is their own responsibility to do that, cla... |
| |
|
Invest in your home to increase sale potential, says expert |
| |
|
Investing in a home to make small changes can help attract potential buyers and increase t... |
| |
|
Make a home inviting 'to maximise sale potential' |
| |
|
Making small but effective changes to a property can help maximise its potential when sell... |
| |
|
People are currently hunting for bargains, says expert |
| |
|
The current credit crunch means more and more people are looking on the internet for barga... |
| |
|
Cifas: Identity thieves target forty-something males |
| |
|
Men in their 40s are more likely to have their identity stolen than any other age group, r... |
| |
|
Keep on top of debt, says Halifax |
| |
|
People should concentrate on paying their bills and speak to their providers and another b... |
| |
|
ADDIDI Wealth: Re-financing increasingly difficult for debt-ridden consumers |
| |
|
The ongoing credit crunch has made it difficult for people to borrow at affordable rates a... |
| |
|
Survey: Less than half of Isa holders to save more |
| |
|
Many individual savings account (Isa) holders are not making full use of their tax-free al... |
| |
|
CBI revised forecast: UK economy growth slower but interest rates to be cut further |
| |
|
In its latest quarterly economic forecast, the employers' organisation CBI has downgraded ... |
| |
|
Do homework on credit cards, consumers told |
| |
|
People shopping for a credit card should make sure they understand the "whole product... |
| |
|
'Crucial' to get home improvements right, says expert |
| |
|
It is "crucially important" that householders who spend money on home improvemen... |
| |
|
Beware charges when shopping overseas, holidaymakers warned |
| |
|
Paying for a holiday is a common reason for taking out a personal loan - but a new report ... |
| |
|
Report: 81% of parents discuss money matters with kids |
| |
|
Concerns over debt and saving for the future are the most common money-related topics pare... |
| |
|
Credit crunch equals "good offers" on bank accounts |
| |
|
Banks are offering a "plethora" of good deals on current accounts as the global ... |
| |
|
Credit crunch making borrowing more expensive, says expert |
| |
|
Global economic conditions mean UK consumers are finding it increasingly difficult to obta... |
| |
|
Protect credit rating 'like crown jewels' |
| |
|
The current economic climate means the days of cheap lending for all are over and consumer... |
| |
|
Ensure personal belongings are insured, says building society |
| |
|
UK consumers should make sure the contents of their handbags and backpacks are fully insur... |
| |
|
Report: 6.5m choose debt consolidation |
| |
|
Some 6.5 million people - or 14 per cent of the population - have merged their outgoings i... |
| |
|
Keep lenders informed when moving, borrowers told |
| |
|
People should keep their credit card and loan providers informed when they move house to a... |
| |
|
Car buyers lead drive to eco-friendly vehicles |
| |
|
The demand for gas-guzzling 4x4 and people carriers is dropping off as increasing numbers ... |
| |
|
Survey: Parents give in to pester power |
| |
|
Many parents are cutting back financially in order to pay for the latest toys, gadgets and... |
| |
|
Budget to 'impact on personal finances' |
| |
|
Alistair Darling's first Budget could have the biggest impact on drinkers, drivers and smo... |
| |
|
Over half of Britain is financially unfit, says report |
| |
|
A new study into the financial fitness of consumers in the UK has discovered that more tha... |
| |
|
Apacs reveals new card fraud stats |
| |
|
Fraudulent credit and debit card use abroad has increased by 25 per cent in the past year,... |
| |
|
Check cover before making claim, householders warned |
| |
|
As storms batter Britain, householders who may need to make a claim for damage should chec... |
| |
|
Consumer borrowing hits £76.7bn in 2007 |
| |
|
Consumer borrowing in the UK hit a three-year high in 2007 at £76.7 billion - an ... |
| |
|
Report: Cost of living outstrips wages |
| |
|
The average wage will increase by £533 or 3.4 per cent in 2008 - but the cost of livi... |
| |
|
Britons 'work 70 days to pay off debt interest' |
| |
|
Britons have to work for 70 days a year to earn enough money to pay the interest on their ... |
| |
|
Interest rates hold steady at 5.25% |
| |
|
Interest rates will stay at 5.25 per cent in March after the Bank of England's monetary po... |
| |
|
Build stag and hen night costs into wedding budget, consumers told |
| |
|
Couples should include the costs of stag and hen night parties in their wedding budget &qu... |
| |
|
Not changing address "perfect" for ID fraud |
| |
|
Failing to tell utility companies, banks and other organisations about a change of address... |
| |
|
"Dramatic fall" in savings |
| |
|
Some two million UK adults are saving over 50 per cent less than they were a year ago, whi... |
| |
|
"Decline" in home improvement loans |
| |
|
The market for home improvement personal loans has been in decline for "quite a few m... |
| |
|
Consumer confidence 'falls to new low' |
| |
|
Consumer confidence fell to a "new low" in February as the current economic down... |
| |
|
Debt worries 'take up 2 years' |
| |
|
British adults "waste" 16,848 hours - or two years - of their life worrying abou... |
| |
|
Cost of following football 'tops £1,000 a year' |
| |
|
British football fans spent an average of £1,080 following their team in 2007, with P... |
| |
|
Homeowners 'look to conversions' to add space and value |
| |
|
A lack of quality housing and conditions in the property market means many homeowners are ... |
| |
|
Consumer tighten spending as 11% struggle to pay bills |
| |
|
People are becoming "more cautious" with their spending in the face of the curre... |
| |
|
Insurance "particularly important" for gap year travellers |
| |
|
There are a number of reasons why having adequate travel insurance is important for people... |
| |
|
Parents 'clock up 1,600 miles' as taxi drivers |
| |
|
Parents looking to finance the purchase of a new car with a personal loan may be intereste... |
| |
|
Consumers turn to personal loans for weddings |
| |
|
As thousands of women prepare to propose to their partners on February 29th, new figures f... |
| |
|
Parents 'pay £27bn' to get kids on property ladder |
| |
|
Mothers and fathers in the UK have dug out a total of £27 billion to help their child... |
| |
|
Consumers 'reel in' borrowing during credit crunch |
| |
|
Consumers are "reeling in" their borrowing on things like credit cards and perso... |
| |
|
Inflation 'affecting debts' |
| |
|
Inflation and paying of debts from last year are two factors influencing strains on consum... |
| |
|
Parents offer adult offspring financial support |
| |
|
An increasing number of adult children are turning to their parents to help them with thei... |
| |
|
Drivers 'ignoring car repairs' |
| |
|
Drivers who have taken out an unsecured personal loan to pay for a new car could be among ... |
| |
|
1 in 5 'use loans for new car' |
| |
|
Some 20 per cent of people looking to buy a new car will take out an unsecured loan or bor... |
| |
|
Credit card providers 'tightening lending criteria' during crunch |
| |
|
There is "no doubt" that some credit card providers are tightening their lending... |
| |
|
Younger shoppers 'turn to online banking' over cheques |
| |
|
The use of cheques to pay for goods and services is a "generational thing" accor... |
| |
|
London 'worst hotspot' for card fraud |
| |
|
London has overtaken Birmingham as the worst city in the UK for credit and debit card frau... |
| |
|
Bridging loans 'becoming more important' during credit crunch |
| |
|
Bridging loans that provide homebuyers with the funds to buy their new house while they wa... |
| |
|
Travel insurance "always a good idea" |
| |
|
Consumers who may have taken out a personal loan for a dream gap year away should make sur... |
| |
|
Couples can "divide and conquer" with better financial planning |
| |
|
Communication is "crucial" for couples when it comes to financial planning, alth... |
| |
|
Consumers must "stay on top" of credit card spending |
| |
|
Consumers can become confused or "detached" about their spending if they use mul... |
| |
|
1 in 3 "concerned" about debt |
| |
|
A third of people are "concerned" about managing their debts and despite fears o... |
| |
|
1 in 3 'planning financial overhaul' |
| |
|
A third of people plan to completely revise their personal finances in light of the global... |
| |
|
Northern Rock to be nationalised |
| |
|
Northern Rock, the bank at the centre of the credit crunch, is to be nationalised in an ef... |
| |
|
Where there's a will, there could be a scam, warns Citizens Advice |
| |
|
Increasing numbers of people are being cheated out of hundreds of pounds by bogus will wri... |
| |
|
Brits have most credit cards in Europe |
| |
|
On average, British adults own 1.4 credit cards each - the highest amount in western Europ... |
| |
|
Don't let break-ups lead to financial breakdowns, couples warned |
| |
|
Love may be in the air today but credit reference agency CreditCall is warning consumers t... |
| |
|
Fraud unit 'saves consumers £107m' |
| |
|
The Dedicated Cheque and Plastic Crime Unit (DCPCU), a team of police officers and banking... |
| |
|
Consumers 'could save' by choosing personal loans over car finance |
| |
|
Motorists could be throwing away £174 million by choosing car dealers' higher interes... |
| |
|
"Rainy day" savings expected to grow, says bank |
| |
|
Consumers faced with a slowing economy in 2008 will start to squirrel away money for a &qu... |
| |
|
'Aim high, save low generation' warned on pensions |
| |
|
Young people are failing to back their aspirations for retirement with saving for the futu... |
| |
|
New rules to promote credit card comparison |
| |
|
New measures should be introduced to give consumers a better understanding of the full cos... |
| |
|
Scam initiative highlights "tricks of the trade" |
| |
|
Government agency the Office of Fair Trading (OFT) is warning consumers looking to protect... |
| |
|
Home insurance "absolutely critical", says expert |
| |
|
Home insurance is the "second most important" insurance consumers can buy after ... |
| |
|
'Do homework' before moving abroad, expert advises |
| |
|
Loan customers looking to live or retire abroad need to research their chosen country &quo... |
| |
|
Don't use debt consolidation as "quick fix", says expert |
| |
|
People looking to manage their debts should address their root causes rather than looking ... |
| |
|
Prevent fraud with "simple steps" |
| |
|
Simple precautions like keeping credit cards in a safe place and ensuring websites are gen... |
| |
|
Valentine's Day spending to hit £1.6 billion |
| |
|
Lovelorn Brits plan to spend over £1.6 billion on Valentine's Day gifts for that spec... |
| |
|
Online banking and shopping 'an extra environment for scams' |
| |
|
Internet banking and online shopping has created "an extra environment for scams"... |
| |
|
"Be open and honest" about loans |
| |
|
People should be "open and honest" with their family and partners about borrowin... |
| |
|
New website aims to reunite savers with "lost accounts" |
| |
|
A new online service has been launched to reunite savers with £460 million of "l... |
| |
|
Teaching personal finance in schools 'could cut adult debt' |
| |
|
Teaching schoolchildren about personal finance could reduce their chances of getting into ... |
| |
|
OFT sends warning to consumers with Scams Awareness Month |
| |
|
A new campaign by the Office of Fair Trading is warning the family and carers of elderly p... |
| |
|
'Choose personal loans' for debt consolidation |
| |
|
Personal loans "can be great" for helping to manage debt by consolidating paymen... |
| |
|
Interest rates 'likely to fall to 4.5%' |
| |
|
The Bank of England is likely to cut interest rates to 4.5 per cent by the end of this yea... |
| |
|
Bad credit history 'can affect job prospects', graduates told |
| |
|
Graduates have been warned that a poor credit history can not only make it difficult to ge... |
| |
|
Get on electoral register 'to avoid bad credit rating' |
| |
|
Being on the electoral register could help consumers avoid a bad credit rating and improve... |
| |
|
House prices down again in January |
| |
|
Property prices fell for the third consecutive month in January as the annual rate of infl... |
| |
|
'More than 5m' miss credit card payments |
| |
|
New research shows 11 per cent of credit card customers missed a payment in the last half ... |
| |
|
Consumers urged to 'get financially fit' |
| |
|
Spending time on reviewing personal finances and looking around for the best deals on cred... |
| |
|
UK consumers are second biggest online shoppers |
| |
|
British internet users are the second highest internet shoppers, outstripping even the Uni... |
| |
|
Home improvements lead to 2.9m rooms 'vanishing' |
| |
|
Increasing numbers of Britons are applying open plan living arrangements for their homes b... |
| |
|
Bridging loans should be 'last resort', expert warns |
| |
|
Bridging loans should not be used when buying a home unless it is "absolutely unavoid... |
| |
|
Knock personal finances into shape, consumers urged |
| |
|
Consumers who have switched to a new credit card to help them manage their Christmas spend... |
| |
|
Switching lenders could equal "colossal" savings |
| |
|
Shopping around for the best deal on unsecured loans could bring "colossal" savi... |
| |
|
Consumers receive £1 billion in compensation through FCSC |
| |
|
Over £1 billion in compensation has been paid to customers of financial services firm... |
| |
|
Interest rates expected to fall after "shock" US cut |
| |
|
The Bank of England is expected to reduce interest rates in February following the US Fede... |
| |
|
'Be proactive' with personal finance, says expert |
| |
|
People should "get savvy" and be more proactive in managing their personal finan... |
| |
|
Survey: More homeowners face storm damage |
| |
|
British homes are experiencing rising levels of storm damage as weather becomes more turbu... |
| |
|
Sub-prime lenders 'could face unnecessary fees' |
| |
|
Borrowers looking to remortgage their property with a sub-prime mortgage loan should be wa... |
| |
|
Lack of building insurance could leave home investment unprotected |
| |
|
Some people who took out personal loans to make home improvements may not have protected t... |
| |
|
Missed payments 'can impact future lending' |
| |
|
Delaying bill repayments because of festive overspending could cost consumers dear in the ... |
| |
|
Buy-to-let mortgage loans 'still a sound investment' |
| |
|
Becoming a landlord through a buy-to-let mortgage loan still represents a sound investment... |
| |
|
Consumer spending sees end-of-year rise |
| |
|
Consumers flexed their plastic between October and December as consumer spending rose, acc... |
| |
|
Today 'most dangerous' for drivers |
| |
|
Drivers who took out a personal loan for their new car may want to think about leaving the... |
| |
|
Wage divide leaves underpaid on tight budget |
| |
|
A "huge" wage divide in the UK is seeing pay skyrocket for some while the wages ... |
| |
|
Brits 'spend more time planning holidays than loans' |
| |
|
Only one in ten Britons put as much time into choosing a personal loan as they put into pl... |
| |
|
EU 'cheaper loan' legislation heads for vote |
| |
|
European Union (EU) lawmakers will vote later today on new legislation that could open up ... |
| |
|
Borrowers could benefit as interest rates 'set to fall' |
| |
|
Existing borrowers and people shopping for personal loans could benefit from an expected c... |
| |
|
One in four 'underestimate home improvement costs' |
| |
|
Homeowners looking to carry out major home improvements should "expect the unexpected... |
| |
|
Consolidate to combat the credit crunch |
| |
|
Consolidating debts into a single monthly repayment through a personal loan could help avo... |
| |
|
Increasing property values could encourage equity loans |
| |
|
Rising property values and increasing housing equity could encourage more homeowners to co... |
| |
|
Awareness of debt solutions "incredibly important" |
| |
|
Knowing all the available options when dealing with debt "can make the difference&quo... |
| |
|
Debt management 'preferable' for banks |
| |
|
Banks prefer their consumers to take on a debt management plan rather than declare bankrup... |
| |
|
People 'relying on credit' to meet living costs |
| |
|
Millions of people claim they will be more reliant on credit in 2008 than they were in 200... |
| |
|
Credit card spenders 'should act now' to address debt |
| |
|
People who spent more on their credit cards over Christmas than they may have intended sho... |
| |
|
Insulation a "cost-effective" way to reduce bills |
| |
|
Both cavity wall insulation and loft insulation provide a "cost-effective" way t... |
| |
|
Borrowers 'may save with larger loan' |
| |
|
Borrowers taking on a personal loan could pay less in the long run for taking out a larger... |
| |
|
People 'should act now' to pay off debt |
| |
|
Household budgets are feeling the pinch of unpaid bills, according to MoneyExpert.com.
|
| |
|
CCCS: Ways to manage post-Christmas debt |
| |
|
Setting out a day-to-day budget for both spending and repayments may be a good way to mana... |
| |
|
Debt consolidation loan 'may be good solution' |
| |
|
Consolidating a number of debts onto one loan could prove to be an ideal solution for peop... |
| |
|
Credit card users 'plan to switch' to manage debt |
| |
|
Up to 2.6 million people could transfer their existing credit card balance to a new plan i... |
| |
|
Prime minister pledges to help consumers in debt |
| |
|
The prime minister has pledged to do more to help people struggling with personal debt, it... |
| |
|
Bank of England releases November figures |
| |
|
Net consumer credit increased by £1.1 billion during the month of November, according... |
| |
|
IVAs 'may rise' in new year |
| |
|
The number of people entering into an individual voluntary agreement (IVA)or declaring ban... |
| |
|
Debt consolidation loans 'may be very effective' |
| |
|
People who are juggling a number of personal debts may benefit from a debt consolidation l... |
| |
|
'Long-term energy savings' with home insulation |
| |
|
Installing cavity wall insulation could create annual savings of £90 on household ele... |
| |
|
Personal loan 'makes debt repayments manageable' |
| |
|
Taking on an unsecured personal loan to consolidate a number of debts may make repayments ... |
| |
|
Consumers 'could save' with a debt consolidation loan |
| |
|
Consumers paying off debts in the UK could save up to £15 billion in interest payment... |
| |
|
'Common sense needed' for debt reduction |
| |
|
People looking to reduce their debt in the new year should use common sense, Fair Investme... |
| |
|
Credit card rates 'will continue to increase' |
| |
|
Credit card rates are likely to "continue to creep up" in the new year, an exper... |
| |
|
New year 'is ideal time' for financial planning |
| |
|
The start of the new year has been highlighted as the ideal time to make changes to person... |
| |
|
Loan advice 'should not come from family and friends' |
| |
|
Consumers seeking financial advice on loans or investments should not turn to family and f... |
| |
|
Shoppers don't stick to Christmas budget |
| |
|
Despite the fact that 86 per cent of consumers claim to be 'savvy shoppers' more than six ... |
| |
|
Home insulation 'can lead to savings' |
| |
|
Consumers who live in older or draughty houses have been advised to check the state of the... |
| |
|
Loan applications 'increase in new year' |
| |
|
The number of loan applications increases in the new year as people look to consolidate de... |
| |
|
Britons 'keep financial secrets' |
| |
|
More than one in five Britons have a financial secret that they are not prepared to share ... |
| |
|
Older people 'lending to younger family members' |
| |
|
Around one-third of over-55s use funds from their pensions to help pay for younger family ... |
| |
|
Christmas spending 'on the up' |
| |
|
Spending in the week running up to Christmas could reach record levels this year, a new re... |
| |
|
Long-term risk important for lenders |
| |
|
Certain groups of people who are looking to borrow money for the purchase of a house may n... |
| |
|
Lending money to friends 'can lead to debt' |
| |
|
People should make sure they do not get into debt themselves when lending money to friends... |
| |
|
Christmas spending increases |
| |
|
The amounts being spent by last minute Christmas shoppers this year are likely to exceed t... |
| |
|
Britain's borrowing increases |
| |
|
The rate of borrowing in the UK has increased considerably in recent months, according to ... |
| |
|
Last-minute shoppers 'break their budget' |
| |
|
Last-minute holiday shoppers may go over their holiday budgets by a combined £594 mil... |
| |
|
Lending to family 'can be difficult' |
| |
|
With people in the UK lending around £14 billion to their friends and family members ... |
| |
|
People 'spreading out' Christmas costs |
| |
|
Results from a new survey conducted by Legal & General indicate that people are "... |
| |
|
High-interest credit cards 'should come with warning' |
| |
|
Consumers applying for a high-interest credit card should be provided with examples of how... |
| |
|
Christmas spending 'half that of 2005' |
| |
|
The pressures brought to bear on UK consumers' finances are likely to subdue Christmas spl... |
| |
|
Consumers 'must take responsibility for debt' |
| |
|
Consumers need to realise that they are responsible for their own indebtedness, it has bee... |
| |
|
Credit card mortgage payments 'may lead to debt' |
| |
|
Getting into the habit of making monthly mortgage payments on a credit card could cause pe... |
| |
|
"Financial workout" suggested for 2008 |
| |
|
The average Brit is 43 per cent "financially overweight", new research from Abbe... |
| |
|
Interest rate cut 'may be good news' for loan seekers |
| |
|
The recent Bank of England decision to cut interest rates could be "welcome news"... |
| |
|
Value of renovations 'should be considered' |
| |
|
The value a major renovation adds to a property should be taken into consideration when ev... |
| |
|
Small cost of loft insulation 'could create long-run savings' |
| |
|
The small upfront cost of installing loft insulation could be offset by the amount of mone... |
| |
|
Base rate reduction welcomed |
| |
|
The cost of borrowing is likely to come down following yesterday's Bank of England decisio... |
| |
|
Avoid credit card debt this Christmas, moneysupermarket.com says |
| |
|
With the UK's collective credit limit totalling £177 billion, price comparison site m... |
| |
|
Social lending expands overseas |
| |
|
A peer-to-peer lending scheme launched by Zopa in the UK earlier this year has made its wa... |
| |
|
Halifax: Lack of planning puts Brits in holiday debt |
| |
|
With only one-third of Christmas shoppers pre-determining a budget for their holiday shopp... |
| |
|
'Changing attitudes' about debt management |
| |
|
Although a new report published today cites that many people in the UK view housing equity... |
| |
|
Personal loan 'may cover cost of home security' |
| |
|
The Christmas holidays are "a good time" to invest in a home security system, ac... |
| |
|
Christmas debts 'carrying over' from last year |
| |
|
Some 4.4 million credit card holders are still paying off debts they ran up last Christmas... |
| |
|
'Avoid debt hangover' during Christmas spend |
| |
|
People should take precautionary measures to minimise the financial impact of the Christma... |
| |
|
Extension potential 'an asset' |
| |
|
Some 44 per cent of househunters look for extension or renovation potential in a new home,... |
| |
|
Increased financial pressure 'putting strain on relationships' |
| |
|
Personal finances "are being brought under pressure" from the current credit cru... |
| |
|
John Charcol: Repay debts in 2008 |
| |
|
Next year may be a good time for borrowers to work on clearing their debts, according to J... |
| |
|
Basement conversions 'can add value' to properties |
| |
|
Basement conversions are becoming popular with homeowners looking to increase the value of... |
| |
|
People 'still paying off' Christmas debts |
| |
|
Some ten per cent of people who went into debt last Christmas to fund their holiday spendi... |
| |
|
Financial education needed 'more than ever' |
| |
|
It is important for children to learn basic money management skills at school from an earl... |
| |
|
Over-50s 'travelling more' |
| |
|
People over the age of 50 have more time and money to travel than ever before, according t... |
| |
|
Debt 'the only option' for some |
| |
|
Many people who wish to purchase a house or go to university now have to go into debt to d... |
| |
|
People 'should be aware' of debt management options |
| |
|
It is important for people who are struggling to get out of debt to be aware of their diff... |
| |
|
Christmas costs 'falling' |
| |
|
New research has found that the cost of traditional Christmas items has fallen in the past... |
| |
|
Credit card borrowers 'trying to control debt' |
| |
|
With around 11 per cent of borrowers "very concerned" about the amount of debt t... |
| |
|
Accounts 'running dry' due to poor budgeting |
| |
|
Some 64 per cent of people in the UK have admitted to making sacrifices in the days leadin... |
| |
|
Low-rate loan 'way to pay' for green improvements |
| |
|
A low-rate personal loan may be a good way to finance green home improvement projects, whi... |
| |
|
Debt concerns increasing, says MoneyExpert |
| |
|
Some 3.4 million people could find that they are not able to keep up with their borrowing,... |
| |
|
Kitchens and bathrooms tops for home improvements |
| |
|
Bathrooms and kitchens are among the most important areas to bear in mind when making reno... |
| |
|
'Advice is best' for debt management |
| |
|
There may be an increase in debt management in the near future, according to a spokesman f... |
| |
|
Home repairs 'could save money' |
| |
|
People could save money on their energy bills in the long-run by making improvements to th... |
| |
|
CCCS: Keep Christmas debts in control |
| |
|
The period immediately following the Christmas season is often the busiest time of year fo... |
| |
|
Young workers 'more aware' of debt |
| |
|
Young professionals are becoming more aware of their personal finances, particularly with ... |
| |
|
Personal budgeting scheme to launch this week |
| |
|
Some 250,000 workers across the UK are set to participate in the Axa My Budget Day scheme,... |
| |
|
People 'embarrassed' about debt |
| |
|
Some people in the UK do not want to have a conversation about money because they are emba... |
| |
|
'Shop around' for PPI |
| |
|
Some consumers do not realise they can often get a better deal on payment protection insur... |
| |
|
Yuppies 'worried' about debt |
| |
|
Some four in ten modern Yuppies – young, urban professionals earning an average or sl... |
| |
|
High costs annoy UK drivers, survey says |
| |
|
New research from Barclays Personal Loans has found that the number one gripe among UK mot... |
| |
|
People 'should approach debt honestly' |
| |
|
People who find themselves in debt following the expensive Christmas season should take an... |
| |
|
PPI 'important' for personal loans |
| |
|
Payment protection insurance (PPI) is important for loans, although it is up to the indivi... |
| |
|
Brits "turn to computers" for financial advice |
| |
|
Brits are "turning to computers instead of consultants" for their financial advi... |
| |
|
Gross lending declined in September |
| |
|
Although borrowing for house purchase was lower in September than it was in August, remort... |
| |
|
Debt consolidation loans 'could help stressed workers' |
| |
|
People who are in control of their debt are likely to be less distracted and more efficien... |
| |
|
Loans 'can help' with higher bills |
| |
|
Despite consistent quality of loan applications since April 2007, new research from moneys... |
| |
|
Credit for Christmas on the rise |
| |
|
Based on new borrowing and lending statistics released by the Bank of England, it is expec... |
| |
|
Loans to fund 18% of used car sales |
| |
|
New research from Sainsbury's Car Loans has revealed that 18 per cent of people looking to... |
| |
|
'Still possible' to find competitive loan rates |
| |
|
People seeking secured loans are still able to find competitive rates, although some lende... |
| |
|
Personal debt "soaring" |
| |
|
A money conference held by Citizens Advice yesterday in London highlighted the need for de... |
| |
|
Debt consolidation 'can ease stress' |
| |
|
People who are concerned about their personal finances should take action to ease their de... |
| |
|
Credit card costs highlighted |
| |
|
The costs associated with credit and store cards have been highlighted by an expert, who s... |
| |
|
Debt consolidation loans 'make sense' |
| |
|
Debt consolidation loans make "a great deal of sense", according to the senior e... |
| |
|
Family lending 'can cost relationships' |
| |
|
New research has shown that people in the UK are owed a combined total of £25 billion... |
| |
|
Bank of England: Business lending up in third quarter |
| |
|
Business lending increased in the third quarter for both other financial corporations (OFC... |
| |
|
People 'need to take responsibility' for debt repayments |
| |
|
Some 75 per cent of consumers have said they believe they are not responsible for over-ind... |
| |
|
Personal loans 'better for buying a car' |
| |
|
Using a personal loan to fund a new car purchase is more advisable than relying on a credi... |
| |
|
Debt consolidation "number one reason" to take out a loan |
| |
|
The main reason people take out a personal loan is to consolidate their debts, followed by... |
| |
|
Personal loans could help with winter money management |
| |
|
People who "can't resist a sneaky dip" into their savings may want to consider a... |
| |
|
Personal loan rates "remain competitive" |
| |
|
Despite rising base rates, advertised personal loan rates are still competitive in the cur... |
| |
|
Social lending 'brings individuality' to personal loans |
| |
|
A new social lending service launched today by Zopa offers a "more individual and per... |
| |
|
Bank of England: Increase in net lending in September |
| |
|
An increase in total net lending and net consumer credit last month was above the average ... |
| |
|
Tighter lending conditions emerge in credit crunch |
| |
|
People whose financial histories fall outside of specific thresholds are vulnerable to the... |
| |
|
Egg: Yummy mummies struggle to keep up |
| |
|
New research conducted by online bank Egg has revealed that the average new mum spends ... |
| |
|
UK consumers 'do not know what they owe' |
| |
|
Some 60 per cent of UK consumers do not know how much debt they have, according to re... |
| |
|
Diesel and petrol gap "narrowing" for buyers |
| |
|
A new study from AA Personal Loans has revealed that there is an emerging "split"... |
| |
|
Over-55s seek more travel abroad |
| |
|
New research from Bradford & Bingley has revealed that 48 per cent of over-55s surveye... |
| |
|
Debt management helps people 'fulfil their responsibility' |
| |
|
New research from debt management company Chiltern has shown that the average man who seek... |
| |
|
Datamonitor: Consumer credit market to dip in 2007 |
| |
|
Following the US sub-prime mortgage market and a worldwide credit crunch, the consumer cre... |
| |
|
Personal loan rates rise from July |
| |
|
Some 32 providers of personal loans have increased their rates by an average of 0.93 per c... |
| |
|
Christmas shoppers 'should plan ahead' |
| |
|
Many Christmas shoppers will depend on credit to get through the holiday season, according... |
| |
|
British families 'cutting back on borrowing' |
| |
|
With five rises in base rates since the summer of 2006 and an increase in other household ... |
| |
|
Consumers 'prefer managing money online' |
| |
|
Online banking is on the rise, with around 14 million UK adults holding at least one bank ... |
| |
|
Foreign property rental guarantees 'can be misleading' |
| |
|
People who bank on rental income to pay back a mortgage or a loan taken out to fund a prop... |
| |
|
Gap year students 'willing to work' to repay travel debts |
| |
|
Gap year students, who sometimes choose to take out a personal loan before they go travell... |
| |
|
September lending trends 'unchanged' from August |
| |
|
Despite a "rare" rise in card borrowing, there have been few changes to trends i... |
| |
|
Credit squeeze 'could affect secured loans' |
| |
|
Recent developments in the global sub-prime and credit markets will have an effect on secu... |
| |
|
Changes to IVAs 'will not be felt by consumers' |
| |
|
It is likely that the credit squeeze will prompt changes to be made to the system that reg... |
| |
|
'Shop around' for car loan deals, bank says |
| |
|
With many people taking out a loan to afford a new car, new research from Sainsbury's has ... |
| |
|
Low-rate loan could be "way to pay" for home security |
| |
|
A new study from Alliance and Leicester Personal Loans has revealed that that 68 per cent ... |
| |
|
Personal loans help cover cosmetic surgery costs |
| |
|
New research from Abbey Loans has revealed that nearly one million UK adults plan to take ... |
| |
|
Bridging loans 'can be a useful tool' when buying a house |
| |
|
Bridging loans can be a useful tool for people who need to "bridge" the time gap... |
| |
|
The cost of DIY disasters |
| |
|
A total of £350 million of damage is caused to people's homes through botched attempt... |
| |
|
Brits make home improvements 'every five years' |
| |
|
Around one in three Britons looks to spend money on home improvements every five years, ne... |
| |
|
Wars over heating costs set in as winter nears |
| |
|
People in the UK are fighting with family and friends over the amount of money that is spe... |
| |
|
Two in five Brits 'saving for a place in the sun' |
| |
|
Two out of five British adults (43 per cent) are considering purchasing a home in the sun,... |
| |
|
Majority of young people 'experiencing debt burden' |
| |
|
Over three-quarters of young people in Britain have experienced debt, it has been reported... |
| |
|
Credit cards 'can be an expensive way to borrow' |
| |
|
Consumers have been warned that credit cards can be an expensive way to borrow money, with... |
| |
|
Credit crunch 'not affecting high-value mortgages' |
| |
|
Customers looking for high-value mortgages have not been adversely affected by the current... |
| |
|
Bad credit loans 'can be affordable' |
| |
|
It is possible to find a bad credit loan even if you have had trouble securing funds in th... |
| |
|
Loan benefits assessed |
| |
|
The various benefits of a range of different loans have been highlighted by a financial ad... |
| |
|
Interest rates stay the same |
| |
|
The Bank of England's monetary policy committee today decided not to alter the base rate o... |
| |
|
The cost of love |
| |
|
New research has revealed that 5.9 million people think their partner does not spend enoug... |
| |
|
Credit card debt 'could last a lifetime' |
| |
|
Consumers have been warned of the perils of taking on the burden of a credit card debt.
|
| |
|
Credit cards 'do not help' |
| |
|
Consumers have been reminded that there is "no such thing as free credit" and th... |
| |
|
Borrowing continues to increase |
| |
|
The total amount of net loans and other advances rose in August by £0.9 billion, new ... |
| |
|
Counting the cost of credit card cash |
| |
|
Consumers are paying fees for withdrawing cash from their credit cards, new findings have ... |
| |
|
Poor credit rating 'does not stop borrowing' |
| |
|
People with a poor credit rating are still able to borrow money, although it may be at a m... |
| |
|
Consumer borrowing 'easier now than before' |
| |
|
Economic growth across the country in the last few years has been fuelled by consumer spen... |
| |
|
Financial education 'needs to improve' |
| |
|
There is a need for more financial education among the population, an expert has said.
|
| |
|
Personal loans 'increasingly acceptable' |
| |
|
Taking out a personal loan or other form of debt has become "more acceptable" an... |
| |
|
Heating repairs 'could cost dear' |
| |
|
Heating repairs over the winter months could cost the nation a total of £64 million, ... |
| |
|
Debt consolidation 'can help with problems' |
| |
|
Consumers who look to consolidate their debts, possibly through a secured loan, may have b... |
| |
|
FTBs 'no more affected than others' |
| |
|
First-time buyers (FTBs) looking to enter the property market will not be affected any mor... |
| |
|
Home improvements 'may help saleability' |
| |
|
People considering taking out a loan to carry out home improvements may be interested to h... |
| |
|
Debt consolidation 'popular among loans customers' |
| |
|
There are a number of reasons why consumers opt to take out a personal loan, but home impr... |
| |
|
Renovations 'can add value to a home' |
| |
|
Renovations and extensions to homes and properties can increase their value, which may be ... |
| |
|
Students 'should be given financial advice' |
| |
|
The different financial options open to students, including various different loans and cr... |
| |
|
Secured loans 'can help tackle debt problems' |
| |
|
Secured loans and other borrowing for people with bad credit ratings are becoming increasi... |
| |
|
Parents pay for kids' debt |
| |
|
Parents are increasingly helping their children out of debt, new research has shown.
<... |
| |
|
Equity release 'can be good' |
| |
|
Equity release schemes "can be a good way" for people that find themselves to be... |
| |
|
'Secure a loan before heading to the forecourt' |
| |
|
For consumers considering the purchase of a new car, it has been advised that finance is s... |
| |
|
IVAs 'can help to solve problems' |
| |
|
An individual voluntary arrangement (IVA) has been highlighted as a "good way" f... |
| |
|
Nature of UK debt 'is changing' |
| |
|
The nature of debt and debt problems in the UK is changing so that it no longer focuses on... |
| |
|
Financial education 'would help borrowers' |
| |
|
Better financial education would help resolve debt problems and help people to borrow mone... |
| |
|
Housing market sees activity increase |
| |
|
The housing market has seen increased activity since July, a new survey has shown.
|
| |
|
IVAs 'do not solve problem' |
| |
|
People who opt for Individual Voluntary Arrangements (IVA) as a way to solve their debt pr... |
| |
|
'Consider needs' when borrowing |
| |
|
Consumers considering borrowing money have been urged to consider whether they "want&... |
| |
|
House prices 'could rise' |
| |
|
House prices in parts of London near to where the 2012 Olympic Games will be held could ri... |
| |
|
Brits "accustomed to taking on debt" |
| |
|
More UK residents are comfortable about going into debt, new research from moneysupermarke... |
| |
|
Debt advice increases |
| |
|
The number of people seeking advice over debt concerns has increased, new findings from Ci... |
| |
|
Buy-to-let investors 'seeing good returns' |
| |
|
Buy-to-let investors in Britain are returning to the property market, as record rental gro... |
| |
|
Lending not for house purchase increases |
| |
|
The total amount of lending not used for house purchase or remortgaging has increased to i... |
| |
|
Hips 'affecting the market' |
| |
|
Home information packs (Hips) are adversely affecting the property market, the National As... |
| |
|
Buy-to-let 'continuing to grow' |
| |
|
The buy-to-let market is continuing to grow as an alternative form of investment, as pensi... |
| |
|
Interest rates stay steady |
| |
|
The Bank of England yesterday announced there would be no interest rate rise this month.
|
| |
|
Funding for financial education given |
| |
|
A total of £11.5 million has been set aside by the government for the teaching of fin... |
| |
|
House redevelopment 'may become easier' |
| |
|
Proposals for changes in the law relating to planning permission are designed to make it &... |
| |
|
Cellar extensions offer a range of options |
| |
|
People considering taking out a loan for an extension may wish to consider the possibility... |
| |
|
House price growth slows |
| |
|
House prices across the UK are increasing at a slower rate than in previous months, new fi... |
| |
|
'Moral obligation' of environmental issues |
| |
|
Middle class people feel "morally obliged" to address green issues, claims have ... |
| |
|
Green Homes give "better quality of life" |
| |
|
Eco homes offer a "better quality of life" for homeowners than traditional house... |
| |
|
Overdraft mistakes can cost more than £60 |
| |
|
Mistakenly going overdrawn on a current account can cost consumers upwards of £60 eac... |
| |
|
Buy-to-let 'growing' |
| |
|
Confidence in the buy-to-let sector is continuing to grow, new findings have suggested.
|
| |
|
'Talk to someone' if debt gets too much |
| |
|
People who find themselves in a situation where they cannot manage their debts are being a... |
| |
|
"Only" 26% have rate-protected products |
| |
|
Interest rate rises worry four in ten people throughout the UK each month but "only&q... |
| |
|
Lending to friends 'causes problems' |
| |
|
Lending money to friends and family can cause problems, the Debt Advice Bureau has suggest... |
| |
|
Remortgaging 'can be useful for a variety of reasons' |
| |
|
An increasing number of people are remortgaging their properties in order to either fund h... |
| |
|
Buy-to-let market 'stable' |
| |
|
Stability in the housing market is being provided by the buy-to-let sector, new research h... |
| |
|
Bank of mum and dad 'helps with wheels' |
| |
|
The bank of mum and dad will pay out more than £1,000 for a new vehicle, new research... |
| |
|
Britons borrowing reaches new levels |
| |
|
Britons have borrowed a total of £1.35 trillion this year, new research has shown.
|
| |
|
Property 'can be good alternative' to pensions |
| |
|
Investing in property can be a viable alternative to a pension fund, a spokesperson for th... |
| |
|
Financial education 'would help debt decisions' |
| |
|
A financial education from an early age would help people better manage debts and make few... |
| |
|
Table tops homebuyer wish list |
| |
|
A kitchen table tops the "wish list" of UK homebuyers, new research has found.
|
| |
|
Extra study 'can have long term benefits' |
| |
|
With many students having graduated in recent months, some may be considering furthering t... |
| |
|
Sacrifices of the first-time buyer |
| |
|
An increasing number of first-time buyers make sacrifices in order to get on the property ... |
| |
|
Holiday budget, not budget holiday |
| |
|
While it is easy enough to find a budget holiday, not enough people set themselves a budge... |
| |
|
Lack of competition in store card market |
| |
|
Interest rates on store cards are higher than those on standard cards because of a lack of... |
| |
|
Brits 'waste millions' on car finance |
| |
|
Brits could waste a total of £140 million on new car purchases if they don't choose t... |
| |
|
Mortgage lending 'hits new record' |
| |
|
Mortgage lending reached a new record in July, figures released today reveal.
Fin... |
| |
|
'Strong' house price growth in university towns |
| |
|
University towns have seen strong growth in house prices over the past three years, new re... |
| |
|
Spending 'for appearance' |
| |
|
Many Brits aim for a lifestyle above their means, with large numbers blaming peer pressure... |
| |
|
Consumers fall behind in car bargaining |
| |
|
Consumers are not fully aware of tactics to save money on a new car, research has suggeste... |
| |
|
Consumers 'can pay too much' with credit cards |
| |
|
Although lifetime balance transfers on credit cards are "flexible" consumers can... |
| |
|
Counting the cost of children |
| |
|
The cost of entertaining children over the summer break could total £5.29 billion thi... |
| |
|
The cost of forecourt finance motors ahead |
| |
|
Forecourt finance can cost borrowers dearly, one financial comparison site has warned.
|
| |
|
Confidence grows in buy-to-let market |
| |
|
People investing in buy-to-let mortgages have spent a total of £21.2 billion in the f... |
| |
|
Inflation falls in July |
| |
|
Inflation figures have fallen for all age groups over the past month, according to new fin... |
| |
|
Break in China won't cost the earth |
| |
|
The trend for flying to faraway destinations is on the increase, with China becoming incre... |
| |
|
Counting the cost of motoring |
| |
|
Drivers in the UK spent a total of £36.5 billion on new cars last year, according to ... |
| |
|
Card providers go to "extreme" lengths for custom |
| |
|
Returns to be made on credit cards mean that providers go to "extreme" lengths w... |
| |
|
Homebuyers 'will pay more for garden' |
| |
|
Homebuyers are willing to pay more for a property with a garden, new research has revealed... |
| |
|
PPI 'should be chosen carefully' |
| |
|
Payment protection insurance (PPI) on a personal loan or a secured loan should be "ch... |
| |
|
New buyers should 'consider hidden costs' |
| |
|
First-time buyers need to be aware of hidden costs associated with a property, one expert ... |
| |
|
Online banking 'can bring big benefits' |
| |
|
Those thinking of taking out a personal loan may want to turn to the internet to help them... |
| |
|
UK weddings 'can cost £20,000' |
| |
|
Would-be newlyweds planning their nuptials may want to reconsider their financial situatio... |
| |
|
Regularly switching "affects credit score" |
| |
|
Consumers who regularly switch credit cards to take advantage of introductory offers may b... |
| |
|
Debt consolidation is a "good thing" |
| |
|
People with a number of debts may be interested to hear claims from one provider that cons... |
| |
|
Borrowing 'key to good credit reference' |
| |
|
Borrowing some money can be a useful tool in developing a good credit history, one expert ... |
| |
|
Long-term mortgage popularity |
| |
|
Long-term fixed-rate mortgages are "popular across the board" a leading provider... |
| |
|
Financial basics 'should be taught in school' |
| |
|
Children should be taught the basics when it comes to financial matters, one expert has ar... |
| |
|
Loans "an easy option" |
| |
|
Personal finance advice site Fool has suggested that people looking for a loan should reme... |
| |
|
The cost of happiness |
| |
|
Britons spend over £10,000 on their own enjoyment each year, new research has reveale... |
| |
|
Scots 'spend more on holiday' |
| |
|
Scottish people spend more money when on their holiday, new research has shown.
F... |
| |
|
Scots 'spend more on holiday' |
| |
|
Scottish people spend more money when on their holiday, new research has shown.
F... |
| |
|
Teenagers 'rely on bank of mum and dad' |
| |
|
A quarter of teenagers jetting into the sun this summer expect to have to raid the bank of... |
| |
|
Low-carbon housing 'a success' |
| |
|
The low-carbon buildings scheme set up by the government has been "more than successf... |
| |
|
Loan size 'doubling' for first-time buyers |
| |
|
The average size of loan for a first time buyer has reached £130,000 according to new... |
| |
|
Insurance costs 'change with location' |
| |
|
New drivers who have just passed their tests and are considering taking out a loan to cove... |
| |
|
Increasing costs of season tickets |
| |
|
The cost of football season tickets are increasing at a rapid rate and there are not enoug... |
| |
|
Home development is not "easy money" |
| |
|
First-time buyers that invest in property to renovate and sell on at a profit have been wa... |
| |
|
University education leads to 'more debt than expected' |
| |
|
The cost of a university education is higher than many people expect, according to new fin... |
| |
|
Household improvements 'important for environment' |
| |
|
Homeowners have a "big responsibility" to reduce carbon emissions, the National ... |
| |
|
Equity release can 'bring forward' an inheritance |
| |
|
Equity release is a common way for people to "bring forward" an inheritance to f... |
| |
|
Consumers 'don't have to pay more to be green' |
| |
|
Consumers with a green conscience do not have to pay more for financial services products,... |
| |
|
Equity release has 'large range' of options |
| |
|
Equity release schemes can offer a "much larger range" of options than most peop... |
| |
|
Added value of a conservatory |
| |
|
The addition of a conservatory to a home can "add a level of value" as well as e... |
| |
|
Loans are 'common for debt consolidation' |
| |
|
A total of four out of ten people opt to take out a loan to consolidate any other debts, a... |
| |
|
Rising costs of kids |
| |
|
The cost of giving children pocket money has risen by 600 per cent in the last 20 years, a... |
| |
|
Escalating costs of Harry Potter |
| |
|
The sensation that is Harry Potter could be leaving some parents in search of a loan to co... |
| |
|
Counting the cost of summer |
| |
|
The costs of childcare over the summer holidays can prove difficult to cover for many pare... |
| |
|
Career development loans 'have significant benefits' |
| |
|
Career development loans have been praised as having significant benefits for those wishin... |
| |
|
Interest rates 'may have peaked' |
| |
|
One commentator believes interest rates may have peaked at 5.75 per cent, following recent... |
| |
|
Professional mortgages 'can offer more' |
| |
|
Young professionals considering buying a house have been urged to consider the benefits of... |
| |
|
Counting the cost of failing to make home checks |
| |
|
Many first time buyers are being stung by properties with hidden flaws that only become ap... |
| |
|
Strong growth of 100 per cent LTV mortgage predicted |
| |
|
The majority of brokers think that the 100 per cent LTV mortgage and personal loan market ... |
| |
|
Personal finance lessons in schools 'welcomed' |
| |
|
The teaching of personal finance in schools has been welcomed by the Personal Finance Educ... |
| |
|
Cheque usage diminishing |
| |
|
The popularity of cheques as a means of payment is dwindling, while other means of payment... |
| |
|
The cost of an extra bedroom |
| |
|
Homeowners are willing to pay up to £80,000 for an extra bedroom in their new house, ... |
| |
|
Returns of 13 per cent on buy-to-let |
| |
|
A buy-to-let property has averaged a return of 13 per cent on the investment made over the... |
| |
|
New buyers find a house close to the parental home |
| |
|
The new generation of first-time buyers are opting to invest in property close to their pa... |
| |
|
Chance to save money with online loans |
| |
|
People opting to buy a personal loan on the internet could be set to save themselves money... |
| |
|
Counting the cost of love |
| |
|
Single Britons spend on average £1,000 each year in their search for love, according ... |
| |
|
Equity release 'growing in popularity' |
| |
|
Equity release is becoming increasingly popular, especially for retired people, as people ... |
| |
|
Government suggestions for more long-term loans |
| |
|
The government has suggested that there be an increase of long-term fixed rate loans avail... |
| |
|
Secured loan market 'to grow' |
| |
|
Secured loan lending is set to increase in the coming months, according to a report.
<... |
| |
|
Fixed-rate mortgages 'increasingly popular' |
| |
|
Fixed-rate mortgages are continuing to grow in popularity, despite possible fears over aff... |
| |
|
Budgeting for wedding 'wise' |
| |
|
People planning to get married should shop around to find the best deal on a loan to cover... |
| |
|
Comparison sites 'should show value for money' |
| |
|
Value for money should be key to best-buys and comparison sites, according to EveryInvesto... |
| |
|
Britons move 'every four years' |
| |
|
Many Britons move home every four years in order to climb the property ladder, according t... |
| |
|
Graduates with student debt 'can apply for mortgages' |
| |
|
Student loan debt does not prevent graduates from applying for a mortgage, Scottish Widows... |
| |
|
'Scrapping graduate overdrafts teaches cost of borrowing' |
| |
|
HSBC has said that plans to scrap interest-free overdrafts for university graduates will t... |
| |
|
Mortgage burden soars for first-time buyers |
| |
|
First-time property buyers are paying almost a third of their total income on their mortga... |
| |
|
BoE raises interest rates to 5.75% |
| |
|
As had been widely expected, the Bank of England has announced that it is set to raise int... |
| |
|
House price rise seen in June |
| |
|
House prices in most areas of the UK increased in June 2007, with the average prices of a ... |
| |
|
Affinity credit cards popular, says Co-op |
| |
|
The Co-operative Bank claims that Affinity credit cards are a "popular choice" w... |
| |
|
Mistakes 'not being learnt from by young' |
| |
|
Twenty-somethings in the UK are failing to learn from their parents' mistakes and plan for... |
| |
|
Spending on plastic reaches record levels |
| |
|
The amount of money Britons are now spending on credit cards and plastic soared last year ... |
| |
|
Students 'should avoid expensive credit cards' |
| |
|
Students have been advised to avoid using expensive credit cards while at university, bein... |
| |
|
Britons 'should offer friends advice, not loans' |
| |
|
Britons have been advised to offer advice to their friends in financial difficulties, rath... |
| |
|
Consumers 'taking out personal loans to buy cars' |
| |
|
Over a third of British consumers taking out personal loans are doing so to purchase cars ... |
| |
|
Britons 'spending hundreds' on gifts for partners |
| |
|
Both men and women are spending hundreds of pounds on gifts for their loved ones every yea... |
| |
|
Banks 'should do more' to help borrowers |
| |
|
The British Bankers' Association (BBA) has published its annual statistics and provided a ... |
| |
|
Credit 'is a social enabler' |
| |
|
While interest rate rises have resulted in a rise in mortgage repayments and a drop in pop... |
| |
|
OFT accused of 'shy' response to credit card complaints |
| |
|
Consumer interest magazine Which? has accused the Office of Fair Trading (OFT) of giving a... |
| |
|
Britons 'wait for red reminders on bills' |
| |
|
The majority of Britons have received a "red reminder" requesting payment, it ha... |
| |
|
Offsetting popular, says CML |
| |
|
Offset mortgages are becoming increasingly popular among British borrowers, according to f... |
| |
|
House prices 'to be corrected' by basic rate rises |
| |
|
The housing market will "run out of steam" if interest rates are increased to si... |
| |
|
Brits splash the cash on weddings |
| |
|
Britons spend an average of £386 to attend weddings, according to the latest research... |
| |
|
New anti-fraud measures to make finances 'safer' |
| |
|
Credit history provider Equifax has said that the recent changes to the way that credit ca... |
| |
|
Brits advised to face up to debt |
| |
|
Britons suffering as a result of recent interest rate rises should not ignore their proble... |
| |
|
'Financial stress' caused by friends' nuptials |
| |
|
The cost of going to a friend's wedding totals £386 on average, according to new rese... |
| |
|
Lending on homes 'remains strong' |
| |
|
Mortgage lending has remained strong across the UK, according to new figures released from... |
| |
|
Rise' in borrowing secured on home |
| |
|
British people are borrowing more money against the value of their homes, according to new... |
| |
|
Advice 'needs to be standardised' |
| |
|
Calls have been made for the standardisation of information given to consumers relating to... |
| |
|
The cost of unexpected bills mounts up |
| |
|
A total of 80 per cent of the population have been hit by unexpected bills over the course... |
| |
|
The cost of summer spending |
| |
|
A number of things are likely to be putting pressure on people's finances over the summer ... |
| |
|
Repayments getting higher |
| |
|
Mortgage repayments have reached a fifteen year high, according to findings from the Counc... |
| |
|
'Strength' of UK finance |
| |
|
Financial services in the UK are a major part of the UK economy, a new report has shown.
|
| |
|
Britons 'do not plan finances' |
| |
|
Britons do not plan their finances enough, according to a new survey from National Savings... |
| |
|
CML: Mortgage market demand continues |
| |
|
Consumers are "clearly" showing a demand for other lenders to enter the mortgage... |
| |
|
Moving costs 'more than year's salary' |
| |
|
The hidden costs of moving home cost average Britons some £23,800 each year, accordin... |
| |
|
Mortgage demand 'fuelling competition' |
| |
|
Demand and competition in the mortgage-lending market place is continuing to grow, with tr... |
| |
|
Home credit 'may be suitable' |
| |
|
A number of people that may struggle to get personal loans may find a home credit option s... |
| |
|
Breaking overdraft limits 'expensive' |
| |
|
Going over an overdraft limit can result in fees of more than double the amount the limit ... |
| |
|
Financial workout advised |
| |
|
Consumers are being advised to check that their finances are working for them ahead of the... |
| |
|
Secured loans 'increasingly popular' |
| |
|
An increasing number of people are opting for secured loans as a borrowing option, accordi... |
| |
|
Mortgage market 'will continue to grow' |
| |
|
Financial advisers remain optimistic about growth in the mortgage market despite the four ... |
| |
|
More rises possible |
| |
|
Nearly half of investors in the country believe that interest rates will rise to more... |
| |
|
Credit card holders are 'unhappy with service' |
| |
|
Almost 21 per cent of credit card holders in the UK are unhappy with their current deal, a... |
| |
|
Cost of larger loans 'getting cheaper' |
| |
|
Interest rates on larger personal loans have been getting cheaper, despite a number of bas... |
| |
|
No increase in base rate this month |
| |
|
The Bank of England has today decided not to raise the base rate; instead it is to remain ... |
| |
|
Consumer confidence 'returns with a bang' |
| |
|
Consumer confidence in the UK has rocketed to its highest level for 18 months, it has been... |
| |
|
Cost of owning a pet 'on the rise' |
| |
|
The cost of owning a pet can be in excess of £9,000 over a lifetime, new findings hav... |
| |
|
Student loans 'feed growing debt culture' |
| |
|
Student loans are leading to a culture of debt among young people, according to a money ed... |
| |
|
Consumers 'more financially aware' |
| |
|
Consumers are now more financially aware than they were in the recent past, according to a... |
| |
|
Consumers 'should shop around' for best loan offers |
| |
|
Consumers looking for the best deals on personal loans have been advised to not panic and ... |
| |
|
Britons 'should opt for loft conversions to boost home value' |
| |
|
Britons taking out a personal loan to renovate their home with the intention of increasing... |
| |
|
Loans 'can save money' |
| |
|
Smart consumers like to shop around for the best deals when it comes to borrowing money, n... |
| |
|
Debt a 'common' way to pay for holidays |
| |
|
More than a quarter of Britons use a loan or credit card to pay for their holidays, a new ... |
| |
|
Stable housing at Easter |
| |
|
The housing market has remained stable over the Easter period, new results from the Nation... |
| |
|
The hidden cost of a trip to the shops |
| |
|
Millions of people across the country are choosing to tell untruths to their loved ones ab... |
| |
|
Borrowing steady across UK |
| |
|
Borrowing in the country has remained at a steady level in April, according to new finding... |
| |
|
No budget set by holidaymakers |
| |
|
Over a third of people going on holiday do not set themselves a budget, new findings from ... |
| |
|
Luxury of the home still most important |
| |
|
New findings from Yorkshire Bank indicate that a quarter of first-time buyers do not want ... |
| |
|
Fixed-rate deals increasingly popular |
| |
|
A record number of investors are opting for fixed-rate deals on their mortgages, new findi... |
| |
|
Mortgage lending 'still healthy' |
| |
|
Mortgage lending in the UK saw an 18 per cent rise on the figure for the same time last ye... |
| |
|
Britons spend £90bn on home conversions |
| |
|
Homeowners in Briton have spent over £90 billion on converting unused space in their ... |
| |
|
Loans for postgraduates 'can help' |
| |
|
A loan can be a good thing for a postgraduate student, in particular ones that are tailore... |
| |
|
Credit card firms 'set to reintroduce fees' |
| |
|
As Britons forgo the use of credit cards, possibly in preference of personal loans or cutt... |
| |
|
Consternation at Hips delay |
| |
|
Home Information Packs (Hips) are no longer to be introduced next month as communities sec... |
| |
|
Home-buying help from bank of mum and dad |
| |
|
An increasingly large number of young homebuyers are turning to the bank of mum and dad fo... |
| |
|
Money tops sex in happiness survey |
| |
|
Britons rate being assured with their finances above a good sex life in terms of importanc... |
| |
|
Consumer spending little changed by interest rises |
| |
|
Interest rate rises have so far had little effect on consumer spending, it has emerged.
|
| |
|
Equity release 'competitive' |
| |
|
Equity release continues to be as competitive as the leading mortgage deals, new research ... |
| |
|
Internet 'popular for researching mortgages' |
| |
|
An ever-increasing number of people are choosing to research their mortgage purchase onlin... |
| |
|
Buy-to-let looks healthy |
| |
|
The buy-to-let sector looks set to remain buoyant despite recent inflation and interest ra... |
| |
|
Young people 'likely' to buy loans |
| |
|
Young people are far more likely to buy loans than they are savings products, new claims s... |
| |
|
'Growing desire' for property abroad |
| |
|
More than 40 per cent of Britons want to buy property abroad, a new survey carried out by ... |
| |
|
'Vast majority' of Brits comfortable with their borrowing |
| |
|
Most Britons are comfortable with their borrowing activity, it has been reported, with man... |
| |
|
Consumers 'will take rate rise in their stride' |
| |
|
British consumers were expecting the recent rise in interest rates and consequently are fu... |
| |
|
The dangers of property |
| |
|
Warnings have come today that state investors should not put all of their assets into the ... |
| |
|
Spending on credit cards down |
| |
|
Consumer spending on credit cards has decreased, it has emerged, as people become more con... |
| |
|
Equity release 'major part of retirement' |
| |
|
Equity release is now considered a major part of retirement planning, according to an expe... |
| |
|
Family budgets 'squeezed by rate rise' |
| |
|
Budgets for UK families in have been "squeezed" by this week's rise in interest ... |
| |
|
Money 'the last taboo' for Brits |
| |
|
Britons would rather discuss previously taboo matters concerning their sex-life and health... |
| |
|
Larger interest rate rise 'would have been more effective' |
| |
|
With the Bank of England raising interest rates today by 0.25 per cent to a six-year high ... |
| |
|
Fixed-rate loan-holders 'sheltered from rate rise' |
| |
|
The monetary policy committee of the Bank of England today voted to increase the base rate... |
| |
|
Younger Britons 'fear debt legacy' |
| |
|
The majority of young people in Britain fear being left with a legacy of debt when their p... |
| |
|
Debt consolidation loans 'not a bad idea' |
| |
|
While being warned against the running up of further bills, consumers looking to use conso... |
| |
|
Credit responsibility 'falls to individuals' |
| |
|
Consumers have ultimate responsibility for their levels of borrowing, the Debt Advice Bure... |
| |
|
Second-hand car buyers 'to spend £4,056 each' |
| |
|
Britons looking to purchase a second-hand car in the six months to August 2007 will spend ... |
| |
|
Remortgaging likely to increase in popularity |
| |
|
New findings today suggest that millions of people could be looking to remortgage if next ... |
| |
|
The opportunities of niche markets |
| |
|
The Council of Mortgage Lenders (CML) has suggested that there is still much potential for... |
| |
|
Individual borrowing remains healthy |
| |
|
Lending levels for the month of March remained broadly similar to those in February, new f... |
| |
|
Car sales 'healthy' |
| |
|
The market for larger cars continued to grow last year despite environmental concerns surr... |
| |
|
A third of young Brits 'being paid poorly' |
| |
|
Around 34 per cent of British workers aged between 18 and 34 years old claim that they are... |
| |
|
Store card action "not enough" |
| |
|
Action taken recently by the Competition Commission to oblige providers of store cards to ... |
| |
|
House prices continue to grow |
| |
|
House prices in April have continued to rise, but at a slower rate, new findings reveal.
|
| |
|
Borrowing affected by interest |
| |
|
Interest rates may be affecting personal borrowing, a new report has claimed.
The... |
| |
|
Green mortgages 'set for growth' |
| |
|
With consumers becoming increasingly aware of environmental issues, the market for so-call... |
| |
|
Wales a buy-to-let 'hotspot' |
| |
|
Wales has emerged as a hotspot for buy-to-let investors in a recent study from one mortgag... |
| |
|
Hips could shake the moving market |
| |
|
The housing market could see a change with the introduction of the new Home Information Pa... |
| |
|
Secured loan market 'thriving' |
| |
|
The secured loan market in Britain is larger than ever, new research suggests.
An... |
| |
|
'Priorities' for the Thoresen review |
| |
|
The Resolution Foundation has today announced five key points which it believes the Thores... |
| |
|
Buy-to-let increasingly popular |
| |
|
New research has revealed that the buy-to-let market is to continue growing.
The ... |
| |
|
Better protection for borrowers |
| |
|
Changes in the Consumer Credit Act are this month coming into force, which one expert clai... |
| |
|
Lending on the rise |
| |
|
New findings from the Council of Mortgage (CML) lenders has shown that last month saw the ... |
| |
|
Cost of running the home on the rise |
| |
|
New research has today revealed the increased cost of running one's own home.
The... |
| |
|
Britons 'overpaying on their mortgage' |
| |
|
Research released today has found that up to 19 per cent of people with a mortgage are pot... |
| |
|
Equity release 'important for retirement' |
| |
|
Equity release is set to become more important when planning for retirement, new research ... |
| |
|
No more Bank of Mum and Dad |
| |
|
New research has found that fewer parents are giving their adult children money.
... |
| |
|
Sesame fined by FSA |
| |
|
The Financial Services Authority (FSA) has today fined Sesame £330,000 for its failur... |
| |
|
Landlords' portfolio gearing on the slide |
| |
|
New research reveals that almost two thirds of buy-to-let investors have borrowings of les... |
| |
|
New guidelines for financial advice suggested |
| |
|
A competency framework for financial advice is being called for by the Chartered Insurance... |
| |
|
Britons 'spend billions on the home' |
| |
|
Spending on home furnishings reached £13.5 billion in 2005, a new survey reveals.
|
| |
|
CPI rises to 3.1% |
| |
|
The consumer price index (CPI) has risen by 3.1 per cent in the 12 months to March 2007.
|
| |
|
Mortgage brokers offer more secured loan services |
| |
|
Mortgage brokers are now more frequently offering advice on secured loans.
New fi... |
| |
|
460,000 home loan applicants turned down in last six months |
| |
|
The continued rise in interest rates has led to more and more people being rejected for ho... |
| |
|
Lib Dems plan 'energy loans' |
| |
|
The Liberal Democrats have today announced plans for an energy efficiency loan for the hom... |
| |
|
Balls aims to tackle loan sharks |
| |
|
Treasury minister Ed Balls has announced plans aimed at tackling the persistent problem of... |
| |
|
Millions of Brits 'don't trust their banks' |
| |
|
A full two-thirds of British consumers who bank with one of the so-called big five banks s... |
| |
|
Property markets 'could still crash' |
| |
|
A new piece of research from Datamonitor has claimed that the UK property markets could st... |
| |
|
Interest rate rises "absorbed" by housing market |
| |
|
Rises in the UK's base rate of interest seen in recent months have been "absorbed&quo... |
| |
|
Calls to cut "complex" household energy tariffs |
| |
|
A number of Liberal Democrat MPs have called for the government to do more to limit consum... |
| |
|
'It pays to haggle over car prices' |
| |
|
Brits could be missing out on millions of pounds worth of savings for neglecting to haggle... |
| |
|
Brits opt for fixed-rate home loans |
| |
|
More British first-time property buyers than ever before opted for a fixed-rate home loan ... |
| |
|
Foreign spending 'costing British holidaymakers' |
| |
|
British holidaymakers are likely to face charges related to using their credit cards close... |
| |
|
Interest rates held at 5.25% |
| |
|
Britain's base rate of interest has been maintained at 5.25 per cent, the Bank of England'... |
| |
|
7.5m Brits 'budget for short-term' |
| |
|
New research has revealed that close to 7.5 million British consumers have a short-term ap... |
| |
|
Research shows costs of DIY disasters |
| |
|
British DIY endeavours are costing a total of £2.6 million annually as a result of un... |
| |
|
Property now 'worth 55% of all personal wealth' |
| |
|
The proportion of personal wealth accounted for by property ownership is increasing around... |
| |
|
Quarter of homes bought alone |
| |
|
Over the course of the last three years one in four homes purchased in the UK was bought b... |
| |
|
Home enhancements offer 'win-win situation' |
| |
|
Britain's homeowners could find themselves in a win-win situation if they invest in improv... |
| |
|
Brits being 'misled' by advertised APRs |
| |
|
Varying methods of calculating interest rate payments means many of the UK's credit card c... |
| |
|
Brits 'spending big' on DIY |
| |
|
The annual bill for DIY endeavours is now close to £1,400 for the typical British hou... |
| |
|
MPC expected to "hold fire" on base rates |
| |
|
Despite surprising many observers with its decisions in recent months, the monetary policy... |
| |
|
Brits spend billions on other people's big day |
| |
|
Expensive gifts and costly accommodation means Brits now spend billions of pounds each yea... |
| |
|
UK 'needs national financial advice service' |
| |
|
A group of MPs have warned the government that a national generic financial advice service... |
| |
|
Individual lending increase up on last month |
| |
|
Official figures from the Bank of England have revealed that the net amount of money lent ... |
| |
|
Brits keep quiet over financial concerns |
| |
|
Government figures have shown that for 30 per cent of British parents financial concerns a... |
| |
|
Credit card lenders 'get tough' |
| |
|
Many of the UK's largest credit card lenders are tightening their criteria in the wake of ... |
| |
|
UK saving habits questioned |
| |
|
The Building Societies Association (BSA) has questioned some the saving habits which preva... |
| |
|
Poor families 'feel the effects of inflation' |
| |
|
Families forced to live on relatively low incomes are feeling the effects of recent rises ... |
| |
|
Cost of moving 'triples in ten years' |
| |
|
Rising estate agent fees and stamp duty taxes have seen the average cost of moving house f... |
| |
|
Extent of 'perk-less plastic' revealed |
| |
|
There are close to 20 million credit cards in the UK which offer the user no kind of rewar... |
| |
|
Figures highlight 'Britain's bonus boom' |
| |
|
The number of Brits receiving performance-related bonuses from their employer has doubled ... |
| |
|
"Positive" loan habits highlighted |
| |
|
Some of the positive ways to utilise loans, including as a means to consolidate debt, have... |
| |
|
'Grand designs costing Brits billions' |
| |
|
Home improvement ideas among British homeowners would currently cost in excess of £15... |
| |
|
Treasury announces 'dormant account action plan' |
| |
|
A plan to use funds left dormant in bank accounts in Britain to support a number of youth ... |
| |
|
Loan lending tops £4,000 million |
| |
|
The amount of money being loaned across the UK has risen to over £4,000 million in to... |
| |
|
Car buyers 'going green' |
| |
|
British car buyers are increasingly concerned about the environmental affects of the vehic... |
| |
|
Banks aim to build on inclusion progress |
| |
|
Banking organisations in the UK are making progress in their drive to increase the provisi... |
| |
|
Financial review 'could save Brits thousands' |
| |
|
British consumers could save thousands of pounds if they gave their personal finances a &q... |
| |
|
Interest-free further education loans called for |
| |
|
British further education students ought to have access to interest-free loans to fund the... |
| |
|
1 in 4 car buyers 'plan to use a loan' |
| |
|
More than a quarter of Britons planning to purchase a car over the next six months will pa... |
| |
|
'Mum's the word' when it comes to money handling |
| |
|
The way young people parents handle their finances has the greatest impact on how they the... |
| |
|
CAB join forces with credit unions |
| |
|
Citizens Advice bureaux in Britain are to share resources and best practice ideas with cre... |
| |
|
Charity hails financial inclusion plans |
| |
|
Citizens Advice has welcomed the announcement of government plans to address the scale of ... |
| |
|
Government plans "will benefit" financial firms |
| |
|
British financial firms would benefit in a number of ways if the proposed national finance... |
| |
|
Brits 'won't stop using cash' |
| |
|
The popularity of using cash for a wide range of small-scale transactions does not look se... |
| |
|
"Competitive" loan market praised |
| |
|
Britain's "competitive" loan market has created a good atmosphere for both lende... |
| |
|
Lenders 'targeting new income streams' |
| |
|
Many of the UK's money lending organisations are introducing a variety of money making mea... |
| |
|
Fixed-rates appeal amid interest uncertainty |
| |
|
Many of the UK's homebuyers are now opting for fixed-rate repayment deals in an effort to ... |
| |
|
Brits 'paying billions' on water damage repair |
| |
|
Millions of Brits are falling victim to domestic water leaks and are shelling out billions... |
| |
|
Revolt forecast over 'dormancy fees' |
| |
|
Plans among a number of financial service providers to introduce charges on credit cards l... |
| |
|
Property market reaches 'plateau' |
| |
|
Residential property values increased by 0.9 per cent during February in the UK, according... |
| |
|
Loan lenders criticised by National Debtline |
| |
|
Loan lending organisations ought to take more of the responsibility for the extent of the ... |
| |
|
Consumer confidence "fairly downbeat" |
| |
|
Confidence among British consumers remained at relatively low levels during February as th... |
| |
|
Loan rate trends highlighted |
| |
|
Increasing indebtedness across the UK has prompted a series of alterations on typical loan... |
| |
|
Bank to "hold fire" on interest rates |
| |
|
The Bank of England's monetary policy committee (MPC) looks set to "hold fire" a... |
| |
|
Parental funds being 'drained' by adult children |
| |
|
The current generation of grown up children are putting a significant strain on their pare... |
| |
|
Millions 'ready to switch from big lenders' |
| |
|
The UK's biggest money lenders could be faced with thousands of customers switching to sma... |
| |
|
'Money is Britain's biggest concern' |
| |
|
Financial concerns were the most commonly cited threat to quality of life by respondents t... |
| |
|
Brits 'ignoring' low rate car loan options |
| |
|
Many Brits looking to purchase a new car are missing out on potential money saving loan op... |
| |
|
Unsecured personal borrowing "muted" in January |
| |
|
Unsecured personal borrowing in the UK was relatively muted during the first month of 2007... |
| |
|
Borrowing Brits 'financially unaware' |
| |
|
As few as six per cent of British people claim to be informed of their rights as a consume... |
| |
|
Debt consolidation loans for 6m Brits |
| |
|
Around one in seven adults in the UK has taken out a debt consolidation loan over the past... |
| |
|
Britain sees doubling of mortgages worth 100% plus |
| |
|
The number of mortgages worth 100 per cent or more of the value of homes almost doubled in... |
| |
|
BBA: Unsecured lending subdued |
| |
|
Consumers keeping up with balance repayments are leading to a more "subdued" uns... |
| |
|
Competition in 100% mortgage market 'could bring costs down' |
| |
|
The cost of borrowing on a 100 per cent home loan is likely to decrease as more lenders en... |
| |
|
Debt consolidation loans attract 1 in 7 Brits |
| |
|
As many as one in seven British adults have chosen to take out a debt consolidation loan w... |
| |
|
Shopoholics 'spending their loans on fashion' |
| |
|
Thousands of British women are using their personal loans or credit cards to fuel their fa... |
| |
|
Banks expected to announced £6.5bn bad debt |
| |
|
Britain's leading financial institutions are expected to write off £6.5 billion in ba... |
| |
|
Card companies 'will not charge' balance repaying customers |
| |
|
Credit card providers are unlikely to introduce charges for customers who pay off the bala... |
| |
|
Creditors "accommodating" to debt repayment problems |
| |
|
Financial institutions are generally "accommodating" when they are informed of p... |
| |
|
Interest rate decision 'in the balance' |
| |
|
Members of the Bank of England's monetary policy committee (MPC) were not united in their ... |
| |
|
BSA reports record mortgage approvals for January |
| |
|
A strong mortgage market led to a record number of mortgage approvals last month, a spokes... |
| |
|
Lending 'is becoming more responsible' |
| |
|
UK financial institutions are taking a more proactive and responsible approach to lending,... |
| |
|
Private lending up 1.7% for January |
| |
|
Lending increased 1.7 per cent in January to a national total of £1,290 billion, rese... |
| |
|
First-time buyers 'see affordability stretched' |
| |
|
Single first-time buyers looki |
