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'Shop around for best loans' |
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Anyone looking to consolidate their debts needs to make sure they shop around for the best... |
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Beware DIY disasters |
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Brits who take out personal loans to pay for home improvements should beware that DIY disa... |
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New figures show consumers still borrowing |
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The increase in total net lending to individuals in June amounted to £4 billion, belo... |
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Living costs 'eating away' at income |
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The proportion of people whose earnings do not cover the cost of bills and debts has risen... |
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Brits under pressure in the run-up to Christmas |
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Consumers may need to consider taking out debt consolidation loans if a new study is corre... |
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'Shop around for best personal loans' |
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Consumers in need of some extra finance are being urged to shop around for a suitably-pric... |
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Equity loans advice 'on the rise' |
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More and more people are considering taking out equity loans as the UK economy turns sour,... |
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Popularity of online banking soars |
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The number of people banking online has grown by over 500 per cent in past seven years, ac... |
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High street sales slump in June |
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High street sales fell 3.9 per cent in June, the largest monthly fall since records began ... |
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Banks publish unsecured lending figures |
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Unsecured lending was subdued in June, according to the British Bankers' Association (BBA)... |
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Grandparents putting family first |
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Grandparents are cutting back on basics and luxuries in order to indulge members of their ... |
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Credit card firms 'hurting consumers' |
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Moneysupermarket.com has revealed the names of card firms that are "taking a bite&quo... |
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Retirees urged to sort finances |
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Many retirees are spending considerably more during the first 12 months of retirement than... |
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Brits admit to financial concerns |
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A large proportion of UK consumers say they are concerned or very concerned about their fi... |
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CML: Speak to your lender early |
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The Council of Mortgage Lenders (CML) has advised mortgage holders on tight budgets to con... |
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Gas prices could rise by 60%, says uSwitch |
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Brits considering taking out personal loans to add some much-needed liquidity to their fin... |
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Study: 47 is the magic number for Brits with cards |
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The average Brit has to wait until they are 47 years old before they can finally get the b... |
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Equity loans 'increasingly popular' |
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A new report has highlighted the popularity of equity loans in the UK.
Data produ... |
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Inflation hits 3.8% in June |
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Consumer prices inflation (CPI) hit 3.8 per cent in June, well above the government's targ... |
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Personal loans are a "great help" |
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Personal loans are of "great help" when it comes to coping with monetary shortfa... |
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Credit card charges on the up |
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There has been a marked increase in the number of credit cards increasing their rates and ... |
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Report reveals how Brits are fighting inflation |
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A new study has revealed the lengths to which people in Britain are prepared to go to help... |
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Shoppers spending less |
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Shopper numbers fell back in June after a blip in May when the sun came out, according to ... |
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Secured loan market shrinking |
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Secured loan lender First Plus has announced that it will not accept new applications from... |
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Parents to take out secured loans for undergraduate offspring? |
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Taking out a secured loan to help offspring attend university is one option for parents wh... |
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Credit crisis hits teens as parents curb allowances |
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Parents are lending less money to their children as they struggle to cope with the rising ... |
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Women urged to declutter handbags |
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Women are vulnerable to identity theft because they carry too much personal information in... |
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Expert warns against bridging loans |
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Taking out a bridging loan to buy a property is not a wise move now that house prices seem... |
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Brits planning to take to the road |
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Some 12 million holidaymakers are planning road trips across the UK and Europe this summer... |
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First-time loan seekers 'should not feel daunted' |
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People seeking out a personal loan for the first time should not be daunted by the task ah... |
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Over-50s hit worst by credit crunch |
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The over-50s are some of the hardest hit members of society, according to a survey of peop... |
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Rising overseas card fees 'not a surprise' |
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The decision by one of the UK's biggest banks to increase its charges for getting cash out... |
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Brits using credit cards to pay mortgages 'worrying' |
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Justin Urquhart-Stewart, of Seven Investment Management, has expressed concern that millio... |
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Insurer warns of rising retirement costs |
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A new study has found that the average cost of retirement for a typical household in the U... |
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Brits take out loans to cover living costs |
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Some seven per cent of consumers have taken out a personal loan in the past year to cover ... |
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'Fundamentals' driving up oil price |
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Fundamentals like supply and demand rather than speculation are driving oil prices higher,... |
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Brits spent £354bn on plastic cards in 2007 |
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UK consumers spent £354 billion on their debit and credit cards last year, up from &#... |
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Credit card debtors 'could lose their homes' |
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People in debt may find themselves under increased pressure as more credit card lenders ap... |
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Consumer borrowing up £1.4bn in May |
| |
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Consumer borrowing climbed £1.4 billion in May, according to a new set of figures pub... |
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Consumer spending could halt, says analyst |
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There is a growing possibility that problems in the housing and mortgage markets will &quo... |
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Minimum personal loan rates top 7% |
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An investigation into the personal loans market by Moneyfacts.co.uk has discovered that th... |
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Brits building extensions rather than selling-up, says survey |
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Almost 1.5 million new extensions are currently being built or being considered in the com... |
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Equity loans for overseas homes |
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Brits considering taking out an equity loan may be among those who are increasingly intere... |
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'30% rise' in Brits struggling with mortgage payments |
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National Debtline has said there has been a rise in the number of people struggling with t... |
| |
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Home improvements 'could add £55k to house value' |
| |
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Taking out a secured loan to pay for home improvements could add £54,922 to the value... |
| |
|
Brits urged to protect their income |
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Brits should take steps to ensure their income is protected at a time when the credit cris... |
| |
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Economist warns about inflation |
| |
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The impact of retail spending could result in greater inflation, according to economic res... |
| |
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Britons tipped to keep on spending |
| |
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It has been revealed that, despite warnings about the credit crunch, shoppers are still pl... |
| |
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Pfeg: Young adults should plan finances now |
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Young people need to start thinking about their financial future as soon as possible, acco... |
| |
|
Energy bills could rise by 40%, says uSwitch |
| |
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Energy consumers could see their bills increase by more than 40 per cent by the end of the... |
| |
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Brits urged to review their finances |
| |
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Less than one in three consumers have reviewed their finances in light of the credit crisi... |
| |
|
Cost of living 'up 26% in 2 years' |
| |
|
Brits have endured a 26 per cent rise in the cost of living over the last two years as eve... |
| |
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Retails sales jump 3.5% in May |
| |
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Retail sales jumped a record 3.5 per cent over the month of May, according to the Office f... |
| |
|
Unsecured loan rejections 'on the rise' |
| |
|
The rejection rate for unsecured personal loan applicants has risen as a result of the cre... |
| |
|
Credit card rates 'harming consumers' |
| |
|
A new report by Defaqto has concluded that the average credit card rate has increased to t... |
| |
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Study: 84% of new credit card holders not asked to prove income |
| |
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The vast majority of successful credit card applicants are not being asked if they can aff... |
| |
|
Inflation hits 16-year high |
| |
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Those Brits who have seen their food and fuel prices soar over the past weeks may not be s... |
| |
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Store cards 'the devil in disguise' |
| |
|
Store cards have been described as the "devil in disguise" by one well-known mon... |
| |
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Loan insurance controls 'could hurt borrowers' |
| |
|
The Association of British Insurers (ABI) has said that restricting the sale of payment pr... |
| |
|
Loan insurance valuable during uncertain times, says ABI |
| |
|
The Association of British Insurers (ABI) has highlighted the importance of payment protec... |
| |
|
1 in 4 say spending is 'out of control' |
| |
|
Despite growing concerns about the rising cost of living, more than a quarter of adults fe... |
| |
|
Cheap credit 'may be over' |
| |
|
The days when borrowers could rely on cheap credit may be over for the time being, it has ... |
| |
|
Price rises hit motorists |
| |
|
The rising cost of petrol is forcing many people to consider looking for a new job, it has... |
| |
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Elderly 'need financial support' from relatives |
| |
|
A growing number of adults are being forced to provide financial support to their parents,... |
| |
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Survey: 7.5m borrow money to pay for home repairs |
| |
|
Around 7.5 million Brits have to rely on personal loans, overdrafts, credit cards and hand... |
| |
|
Life 'does not' begin at 40 |
| |
|
Contrary to the old saying, life does not begin at 40 for many wage earners, according to ... |
| |
|
Small personal loans 'useful in credit crunch' |
| |
|
Taking out a small personal loan may be one solution for people struggling with higher foo... |
| |
|
Balance transfer card charges 'on the rise' |
| |
|
Consumers looking for credit may find they are better off choosing a personal loan over a ... |
| |
|
Credit crunch 'is having an uneven impact' |
| |
|
The credit crunch is hitting Brits aged 55 and over particularly hard but there are signs ... |
| |
|
BBA defends personal loan insurance |
| |
|
Eric Leenders, executive director of retail at the British Bankers' Association, has taken... |
| |
|
Bank holds interest rates at 5% |
| |
|
Potential secured personal borrowers may be interested to know that the Bank of England's ... |
| |
|
Male entrepreneurs 'lack confidence' |
| |
|
Male business loan customers are increasingly pessimistic about their prospects in the pre... |
| |
|
Credit crisis hits Scotland |
| |
|
Homeowners in Scotland thinking of taking out an equity loan may want to act now as new fi... |
| |
|
3 in 4 borrowers unsure about loan repayments |
| |
|
Only one in four adults in Britain can accurately say how much they have left to pay on th... |
| |
|
Business loans clients 'don't need to inure against everything' |
| |
|
New business loans customers have been reassured they do not have to insure themselves for... |
| |
|
Equity loans 'largely unaffected by credit crisis' |
| |
|
Brits considering taking out an equity loan are being reassured that the product has not b... |
| |
|
Brits to blow budgets on overseas trips |
| |
|
Brits are determined to leave their financial worries behind them this summer and spend th... |
| |
|
Taking out a secured personal loan 'a good way to borrow' |
| |
|
Secured personal loans are one of the best ways of fulfilling an individual's financial re... |
| |
|
New cars 'tempting' people into debt |
| |
|
Consumers are apparently being "tempted into debt" by cars, according to a new s... |
| |
|
Study: 50% of Brits waiting for inheritance to solve finances |
| |
|
Half of all Britons are waiting for their inheritance to help solve their financial proble... |
| |
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Business customers urged to find better rates |
| |
|
Business loan customers are being urged to spurn specialist business accounts in favour of... |
| |
|
"Big surge" in PPI claims says chief ombudsman |
| |
|
There has been a "big surge" in the number of complaints about payment protectio... |
| |
|
'Not enough borrowers switching to competitive products' |
| |
|
There has been a 17 per cent drop in the number of financial products being switched to mo... |
| |
|
Borrowers take out £2.5bn in personal loans in April |
| |
|
New personal loans taken out in April amounted to £2.5 billion, a slight fall on the ... |
| |
|
Personal loan insurance could land banks in trouble, says FT |
| |
|
Britain's biggest banks could be in trouble with the Competition Commission if it is prove... |
| |
|
Women urged to take control of finances |
| |
|
Almost a fifth of single or divorced women want to meet a rich man so they do not have to ... |
| |
|
Survey: 1 in 10 would take out personal loan to pay for wedding |
| |
|
A new survey has found that one in ten people would take out a personal loan to pay for th... |
| |
|
Banks urge borrowers to find alternatives to unauthorised overdrafts |
| |
|
The chief executive of the British Bankers' Association (BBA) has defended bank charges th... |
| |
|
Spring clean you finances, borrowers told |
| |
|
Personal finance customers are being urged to construct a "spring clean" of thei... |
| |
|
Lenders urged not to hound struggling borrowers |
| |
|
Mental health charity Mind is calling on lenders to take a light touch approach to struggl... |
| |
|
Study: Teenagers looking forward to personal loans |
| |
|
Teenagers are looking forward to the time when they are allowed to take out personal loans... |
| |
|
Brits 'addicted' to online banking |
| |
|
It is ten years since banking customers in the UK started using the internet to manage the... |
| |
|
Borrowers urged to check credit profiles to combat fraud |
| |
|
A personal finance site is urging personal loan borrowers to check their credit profile on... |
| |
|
Debt worries 'affecting mental health' |
| |
|
A survey conducted by charity Mind has revealed that 91 per cent of respondents said worri... |
| |
|
'Brits saving money by booking independent holidays' |
| |
|
A growing number of Brits who may have taken out a personal loan to pay for a trip abroad ... |
| |
|
New business loan providers 'targeting firms' |
| |
|
Business owners and property investors are turning to bridging loans as mainstream lenders... |
| |
|
Cost of living on the up say official figures |
| |
|
Consumer prices inflation has risen to three per cent, well above the government's target ... |
| |
|
Cost of living 'forcing parents back to work' |
| |
|
The rising cost of living has pushed over one million new parents back into work, accordin... |
| |
|
Government should intervene in people's finances, says expert |
| |
|
The government should intervene to help people manage their personal finances just as it d... |
| |
|
Bank charges 'bad news for customers' |
| |
|
A high court ruling on bank charges could lead to many customers being less well off in th... |
| |
|
Firms using business loans 'to finance smaller deals' |
| |
|
Firms are increasingly using bridging loans to keep their businesses fully operational, it... |
| |
|
Would-be retirees facing family pressure |
| |
|
Almost half of those facing retirement are being approached by relatives for financial sup... |
| |
|
Credit card charges "disgustingly high" |
| |
|
Interest charges on outstanding credit card balances are still "disgustingly high&quo... |
| |
|
Popular financial discussions revealed |
| |
|
The tenth most-openly-discussed financial question is: "How much have you borrowed?&q... |
| |
|
Bank holds rates at 5% |
| |
|
The Bank of England's monetary policy committee (MPC) has decided to keep the base rate of... |
| |
|
Consumers reminded of consequences of debt |
| |
|
Consumers have been warned that those who have been charged by their banks for exceeding o... |
| |
|
Unsecured loans 'being used to buy property' |
| |
|
It is "dangerous" to buy property using unsecured loans, according to the busine... |
| |
|
Loan shoppers urged to conduct research |
| |
|
Holidaymakers planning on taking out a loan to finance their trip are being urged to first... |
| |
|
More insolvency predicted in 2008 |
| |
|
There could be many as 104,000 insolvency "casualties" during 2008, according to... |
| |
|
Economists: MPC will not reduce base rate |
| |
|
The Bank of England's monetary policy committee (MPC) will vote to keep the base rate stat... |
| |
|
'Pay off debts with a low-cost personal loan' |
| |
|
People struggling with their finances in the current economic climate could benefit from p... |
| |
|
Buying bling 'can lead to financial problems' |
| |
|
Bling-itis, the phrase used to describe young people's obsession with purchasing flashy go... |
| |
|
Loan warning issued to credit fraud victims |
| |
|
Consumers who do not realise they have been victims of credit fraud may find that criminal... |
| |
|
Some 71% of UK couples 'have separate accounts' |
| |
|
Nearly three-quarters (71 per cent) of couples in Britain like to keep their money separat... |
| |
|
Financial warning for those living longer |
| |
|
As western populations start to live longer, more and more people are at risk of financial... |
| |
|
Credit unions 'can help families manage money' |
| |
|
Credit unions can help poorer families manage their money and lighten the burden of debt, ... |
| |
|
Consumers issued personal loan advice |
| |
|
Personal loan borrowers are being advised to be shop around for the best product and to re... |
| |
|
Increasing pension contributions 'is worthwhile' |
| |
|
A person contributing £100 each month to his pension pot from the age of 30 can expec... |
| |
|
Cost of pet ownership 'must be remembered' |
| |
|
Potential pet owners have been advised not to forget that costs of owning an animal can re... |
| |
|
Cash transactions 'still popular' |
| |
|
The British Retail Consortium (BRC) has said that the UK has not fully embraced a paperles... |
| |
|
Consumers advised about seeking financial reassurance |
| |
|
Consumers who are looking to invest their money and those who are concerned about existing... |
| |
|
Brits want the perfect home |
| |
|
The majority of Brits are seeking their dream home, new research from Legal & General ... |
| |
|
Parents "sap back" £11bn |
| |
|
Adult children are finding they have become a vital means of support for their parents in ... |
| |
|
OFT: Overdraft charges to be assessed |
| |
|
The high court has supported the Office of Fair Trading (OFT) campaign to open up unarrang... |
| |
|
Finance is a big relationship issue, says expert |
| |
|
Personal finances play a crucial role in relationships despite being "the hardest thi... |
| |
|
Students 'could get less financial support from parents' |
| |
|
The credit crunch will affect the level of support some students receive from their parent... |
| |
|
Defaqto: Beware of credit card costs |
| |
|
Credit card customers hoping to take advantage of zero per cent balance transfer deals sho... |
| |
|
Data breaches on the increase, says the information commissioner |
| |
|
People's data are not protected enough by businesses and public bodies, the information co... |
| |
|
Credit crunch 'benefits' savings |
| |
|
In situations where there is a negative financial outlook, people take a more detailed loo... |
| |
|
Going green "can save you money" |
| |
|
Homeowners could save up to £400 a year on household bills by going green, it has bee... |
| |
|
Expert: Nought per cent balance transfers a |
