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Around 30m Brits 'set for £8bn debt hangover' |
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Christmas spending is likely to send around 30 million Brits into debt over the coming mon... |
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Treasury plans 'to help understanding of homeowner loans' |
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New Treasury proposals to improve protection for those taking up homeowner loans will have... |
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Buy-to-let remortgaging falls |
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The number of landlords looking to remortgage their buy-to-let properties has dropped to i... |
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Brits reveal retirement concerns |
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A quarter of Britons have admitted to having financial worries over their future, accordin... |
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New mortgage plans 'will bring more protection to borrowers' |
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Plans to give the Financial Services Authority (FSA) more powers over the mortgage market ... |
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'More people than ever' worried about finances |
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A huge number of Brits are concerned about their financial security at present, according ... |
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Supreme Court rules in favour of overdraft charges |
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Overdraft charges on UK savings accounts are set to remain in place after the Supreme Cour... |
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Mortgage approval rates 'rising gradually' |
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The number of mortgage approvals in the UK is rising "in a very gradual way", ac... |
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FSA set for new homeowner loan powers |
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The Financial Services Authority (FSA) is to be granted new powers that it will be able to... |
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Europeans 'relying on unsecured loans' |
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Around 50 per cent of people in Europe regularly borrow through credit cards, car and unse... |
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'Financial stress' taking its toll on Britons |
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The stress of coping during the economic downturn may be having an impact on the health of... |
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Homeowners 'lack knowledge of offset mortgages' |
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Four out of ten homeowners in the UK do not understand the concept of an offset mortgage, ... |
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Mortgage lending 'rose during October' |
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The amount of mortgages and other homeowner loans approved continued to rise during Octobe... |
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Two-year fixed rates 'fall below 5%' |
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The average rate on a two-year fixed mortgage has fallen below five per cent for the first... |
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SVR mortgage deals 'over 4% higher than base rate' |
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The average standard variable rate (SVR) mortgage is now charging 4.7 per cent interest, a... |
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Mortgage lending rose in October |
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Mortgage lending rose five per cent in October, according to the latest data from the Coun... |
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Act quick to get your festive finances in order, consumers told |
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Consumers are being urged to act quickly if they are to secure affordable loans ahead of t... |
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Financial education plans welcomed by industry |
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Plans by the government to help Britons get to grips with their finances have been welcome... |
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Bank of England split over quantitative easing scheme |
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The Bank of England's Monetary Policy Committee (MPC) was split three ways in November ove... |
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Businesses struggling to get finance |
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Access to finance remains a problem for small and medium-sized businesses, according to a ... |
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Property prices falling, research reveals. |
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A monthly house price index by FindaProperty.com revealed that the asking price for proper... |
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SHIP: Government Green Paper is not enough |
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The government's Green Paper on the future of care for the elderly has not done enough to ... |
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Brits hiding debts from loved ones |
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Almost one-in-five adults in the UK are hiding some form of debt from their loved ones, ac... |
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Energy prices 'likely to soar' |
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Centrica, the parent company of British Gas, has announced that wholesale gas prices will ... |
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Court ruling means PFF won't protect 'risky investments' |
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Following a landmark ruling at the High Court this week, trustees looking to invest pensio... |
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CML cuts repossession prediction |
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In welcome news for homeowners, the Council of Mortgage Lenders (CML) has cut the number o... |
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More people set to work beyond retirement |
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The number of people working beyond the age of retirement looks set to double in the next ... |
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Landlords call for higher tax threshold on spare room income |
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The National Landlords Association (NLA) wants the government to increase the tax threshol... |
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£5,000 debt interest to be paid by households this year |
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Households in the UK are set to spend £5,000 this year on paying off debt interest al... |
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Third of credit card users 'don't plan to pay balance within 6 months' |
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Over a third of people who are racking up debts on their credit cards ahead of Christmas d... |
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Training for youngsters 'is essential' |
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Following reports that the government is to cut £350 million in training for young pe... |
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UK shoppers could get hit by EU legislation |
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The consumer rights of shoppers in the UK could be affected by new EU legislation.
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Service sector 'showing signs of improvement' |
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Figures for the service sector show that it is experiencing its most positive spell since ... |
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Entrepreneurs from ethnic minorities to get government backing |
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New plans have been announced which aim to help entrepreneurs from ethnic minorities get i... |
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Government should 'cut spending not raise VAT' |
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The government should be cutting its own spending rather than increasing VAT on products, ... |
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Debt management review launched |
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The practices of debt management companies are set to go under the microscope following th... |
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Pension schemes 'have been mismanaged since the 90s' |
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Pension schemes around the UK have been mismanaged for around 15 years, according to finan... |
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High percentage loan-to-value mortgages on the rise |
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New figures show that the number of 85 per cent loan-to-value mortgages is on the rise aga... |
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Consumers should face 'mandatory quotation searches' |
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Customers should be able to find out what kind rate they are getting when they apply for c... |
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Bank of England 'likely' to continue quantitative easing |
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The Bank of England Monetary Policy Committee (MPC) looks set to revisit its policy of qua... |
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Customers 'still reliant on credit cards' |
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Consumers are spending as much money on credit cards now as they have done in the past, ac... |
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A third of wills 'have not been updated in 5 years' |
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People who have written a will could leave inheritors with problems if they do not update ... |
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Northern Rock heading back to private sector is 'good for consumers' |
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The European Commission has approved plans by the government to split the government-owned... |
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Retail market 'facing difficult year' |
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Retailers and customers alike are set to face a difficult 2010, according to experts.
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Mortgage approvals hit highest level in 18 months |
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New mortgage approvals increased in September to reach their highest level in 18 months, n... |
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Bankers are meeting mortgage demand |
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Britain's top bankers have claimed they are meeting the demand for mortgages from homebuye... |
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Personal loan rates rise |
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Following the Bank of England dropping the base interest rate to 0.5 per cent earlier this... |
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Car scrappage scheme sees increase in personal loans |
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The number of personal loans being taken out has increased since the introduction of the c... |
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UK 'still in longest recession ever' |
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The UK is experiencing its longest recession since figures were first collated in the 1950... |
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Most homeowners 'not protected if they lose their job' |
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Two-thirds of homeowners have not taken out insurance cover to protect their mortgage paym... |
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Halifax and Bank of Scotland to up overdraft fees |
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Customers of high street banks Halifax and the Bank of Scotland are set to be charged more... |
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Parents 'still happy to help' kids buy first home |
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A quarter of parents with adult children plan to use their savings to help their offspring... |
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Tories announce change to housing benefits system |
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If the Conservative party comes into power following next year's general election it has s... |
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FSA take over the banking rulebook |
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As of next month, the power of regulation over banks will shift from the institutions them... |
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Three-quarters of landlords 'have experienced rent arrears' |
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The majority of landlords have experienced rental arrears from their tenants, according to... |
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Government 'halves number of adults living in households with no bank account' |
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The government announced yesterday (October 20th) that it has reduced the number of adults... |
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UK 'still some way from a stable recovery' |
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The UK still has many obstacles to get over before it will see its economic recovery stabi... |
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Homeowners seeking repossession advice climbs 25 % |
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The number of worried homeowners who sought advice about home repossession increased by ov... |
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Mortgage lenders 'have already reduced risk' |
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Following the announcement from the Financial Services Authority (FSA) that mortgage lende... |
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FSA clamps down on home loans |
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Banks offering home loans face tougher regulations under plans developed by the Financial ... |
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Personal loan insurance ban overturned |
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A ban which would have prevented payment protection insurance being sold at the same time ... |
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UK personal loan market 'faces a tough time' |
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The UK personal loan market has faced a tough time over the last year, according to a new ... |
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Personal loan protection ruling due |
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The UK personal loan market could be set for another shake up as Barclays awaits a ruling ... |
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Recession boosts ID theft worries |
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People are more worried about identity theft because of the impact of the recession, it ha... |
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Credit card firms 'should be fair' |
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Credit card providers should "play fair" when it comes to interest rates, one ex... |
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|
Demand for high LTV mortgages greater than supply |
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|
A third of mortgage seekers are on the hunt for a home loan available with a deposit of 20... |
| |
|
FSA to crack down on self-cert mortgages |
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|
The Financial Services Authority (FSA) is reportedly introducing a new rule which means th... |
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|
New mortgage approvals up 29% month-on-month |
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|
The number of new mortgages approved for home purchase dropped slightly in August, standin... |
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|
Interest rates 'likely to stay low until 2014' |
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|
Interest rates are likely to stay low for another five years, while the economy recovers, ... |
| |
|
Mortgage rates lower, scale of lending 'unlikely to increase' soon |
| |
|
The lowering of rates is unlikely to lead to an increase in lending or more high loan-to-v... |
| |
|
Cheaper to buy a home rather than rent, survey reveals |
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|
First-time buyers could be better off buying a house rather than renting one because of re... |
| |
|
House price rises 'may not be' sustainable |
| |
|
The recent rise in house prices may not be sustainable, according to market experts Fitch ... |
| |
|
Homeowners win right to sue banks over controversial mortgages |
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|
A group of more than 300 people have been given the go-ahead to sue Barclays and Bank of S... |
| |
|
Base rate 'will not rise' in 2010 |
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The base rate is unlikely to rise above 0.5 per cent during 2010, according to the Centre ... |
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|
Consumer credit market 'stabilised' |
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|
The consumer credit market appears to have stabilised but is down on last year's figures, ... |
| |
|
Unemployment 'deterring first-time buyers' |
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|
High levels of unemployment are preventing first-time buyers from getting on the property ... |
| |
|
Student loans 'most common form of borrowing for university goers' |
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|
Student loans are still the most common form of borrowing used by people heading to univer... |
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|
'Fewer people remortgaging' but properties still selling |
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|
According to experts, less people are remortgaging their homes but there are still many pe... |
| |
|
Free childcare proposals 'not needed' |
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|
A new proposal from the government which aims to put 250,000 two-year-olds into free child... |
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|
UK housing market 'continues to fall' |
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|
According to new research, the UK housing market is "still on the way down" desp... |
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Consumer credit market shows signs of recovery |
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|
The credit market is stabilising but consumers continue to face limited choice, according ... |
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|
UK lending continues to rise |
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|
Total UK personal debt stood at £1,457 billion at the end of August, according to res... |
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More Brits complain about neighbour nuisance |
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Neighbour disturbance in the UK is on the rise, it has bee revealed.
Research car... |
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HSBC injects £500mn into home buyer credit market |
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|
High street banking giant HSBC has announced that it is to inject half a billion pounds in... |
| |
|
Fixed-rate mortgages 'not winning over consumers' |
| |
|
Despite the Libor rate coming down fixed-rate mortgages are not following suit, according ... |
| |
|
Brits fall back on savings in downturn |
| |
|
The amount Britons have withdrawn from individual savings accounts has tripled in the last... |
| |
|
LSE: Economic recovery will be slow |
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|
The UK economy will recover soon but expansion will be slow and steady, according to the L... |
| |
|
Bank customers 'overwhelmed by information' |
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|
UK customers are losing out on the best current account deals because they are overwhelmed... |
| |
|
Essential bills 'put Brits under financial pressure' |
| |
|
Brits are struggling to cope with monthly bills in the middle of the recession, it has bee... |
| |
|
Consumers urged to 'shop around' for energy supplier |
| |
|
People should shop around when looking for an energy supplier as they can often find a bet... |
| |
|
Building society announces 100 per cent mortgage |
| |
|
A new mortgage aimed at first-time buyers has been announced by Mansfield Building Society... |
| |
|
Pension quality mark 'will not make people understand which scheme suits them' |
| |
|
A pensions expert has said that while the new Pension Quality Mark will reassure people co... |
| |
|
Economic recovery 'to begin this year' |
| |
|
According to a group of experts, economic recovery in the UK will begin before the end of ... |
| |
|
Owners of £1 million properties to be taxed under Liberal Democrat plans |
| |
|
Owners of properties worth more than £1 million would be taxed under a new proposal a... |
| |
|
Scots ?upbeat about finances? |
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|
People in Scotland remain positive about their future finances despite the difficult econo... |
| |
|
UK personal loans market ?contracting? |
| |
|
The personal loans market in the UK is shrinking, it has been revealed.
Research ... |
| |
|
Government must improve competitiveness on insurance |
| |
|
A new survey has found that the heads of the UK's insurance companies believe there needs ... |
| |
|
First-time buyers getting a "very raw deal" |
| |
|
The number of mortgage approvals has increased year-on-year for the first time since early... |
| |
|
Report quells claims of housing recovery |
| |
|
According to a new report, property prices are unlikely to return to levels seen in 2007 f... |
| |
|
Property 'best return on investment' |
| |
|
New research has suggested that despite the ailing housing market, many people still belie... |
| |
|
Quantitative easing 'would put Britain at risk' |
| |
|
According to a property expert, more quantitative easing would compromise Britain's appeal... |
| |
|
Households 'will struggle for some time' |
| |
|
Unemployment and household wealth figures are likely to make grim reading until at least 2... |
| |
|
Families 'spending less disposable income on mortgages' |
| |
|
According to new research, the percentage of disposable income that the average family spe... |
| |
|
Average price of shopping falls marginally |
| |
|
According to research by the British Retail Consortium (BRC), the average price of shoppin... |
| |
|
Government is doing "too little, too late" to help homeowners |
| |
|
For those struggling to keep up with mortgage repayments, the government is doing "to... |
| |
|
Elderly homeowners retain £654bn in equity |
| |
|
In the UK elderly homeowners have managed to retain £654 billion of equity in their h... |
| |
|
Home insurance claims fall |
| |
|
According to new research, the number of home insurance claims has fallen by nearly a thir... |
| |
|
Bank charges to be cut for going overdrawn |
| |
|
NatWest and RBS announced yesterday (September 8th) that they are to cut bank charges for ... |
| |
|
Unemployment and lower incomes making debt 'difficult to tackle' |
| |
|
The nation's debt-addled consumers are struggling to pay back the money they have borrowed... |
| |
|
Percentage fee increase on fixed rate mortgages |
| |
|
The number of fixed-rate mortgages which feature a percentage fee has increased by 14 per ... |
| |
|
Only half of consumers 'have confidence in their bank' |
| |
|
According to new research, only 50 per cent of UK consumers have confidence in their own b... |
| |
|
Bank of England 'unlikely to continue quantitative easing' |
| |
|
A leading economist is not expecting the Bank of England's Monetary Policy Committee (MPC)... |
| |
|
Enquiries into buy-to-let mortgages up, but deals fall |
| |
|
New research has found that the number of enquiries about buy-to-let mortgages has nearly ... |
| |
|
UK 'will not see boom for many years' |
| |
|
Although the UK is now crawling out of recession, the economy will not see boom conditions... |
| |
|
New mortgage offer 'excellent opportunity for first-time buyers' |
| |
|
Banking giant HSBC recently announced that it is offering a rate of 1.99 per cent on a two... |
| |
|
Wholesale gas price has 'halved' |
| |
|
New research has found the extent to which the wholesale gas price has fallen.
Th... |
| |
|
FSA publishes complaint figures on banks |
| |
|
The Financial Services Authority (FSA) has published figures showing how many complaints i... |
| |
|
Stamp duty holiday to be extended |
| |
|
The stamp duty holiday on properties costing under £175,000 will be extended until th... |
| |
|
Homeowners issued advice on repossessions |
| |
|
The Ministry of Justice has launched a series of online guides for homeowners who are in d... |
| |
|
Variable rate deals 'double' |
| |
|
The share of the mortgage market which has been taken up by variable rate deals has more t... |
| |
|
'Dramatic fall' in the number of high-end property sales |
| |
|
The number of higher-end properties being sold has fallen dramatically over the last year,... |
| |
|
Millions unsure about pension details |
| |
|
According to new figures, over two million people are unsure about the details of their pe... |
| |
|
More signs economy could emerge from recession next quarter |
| |
|
There have been further signs that the UK economy could emerge from recession in the next ... |
| |
|
Working-age people living in workless households hits 10-yr high |
| |
|
The number of working-age people living in workless households between April and June was ... |
| |
|
House prices up 1.6% in August |
| |
|
The average cost of a UK house rose 1.6 per cent in August and the year-on-year decline sl... |
| |
|
House buyers 'will continue to struggle to get a mortgage' |
| |
|
House buyers will continue to be hampered in getting a mortgage, despite decreases in hous... |
| |
|
'More positive property news would help the market' |
| |
|
According to a group of experts, if more positive property news was reported, more people ... |
| |
|
7m expected to take UK trip this weekend |
| |
|
New research has found that nearly seven million Brits will make the most of the last bank... |
| |
|
Client communication 'helps keep savings safe' |
| |
|
A survey of independent financial advisers (IFAs) has found that 71 per cent of them belie... |
| |
|
Consumer confidence returning in savings market |
| |
|
New research has found that consumers are growing more confident about saving.
Th... |
| |
|
Mortgage lenders 'reluctant to cut cost of fixed-rate mortgages' |
| |
|
Despite a significant reduction in the cost of funding on the swap rates market, mortgage ... |
| |
|
Nearly 10% gap between base rate and loan rate |
| |
|
People looking to get a loan can now expect to pay a ten per cent annual percentage rate. ... |
| |
|
Fall in direct debit users challenged |
| |
|
Research by uSwitch has found that people are switching from paying their bills by direct ... |
| |
|
Changes to trade credit insurance scheme |
| |
|
The Department for Business Innovation and Skills has made changes to the government's tra... |
| |
|
Universities 'should cut places not resources' |
| |
|
Universities should cut the number of students, rather than slash the resources that are a... |
| |
|
Government 'should cut VAT on green appliances' |
| |
|
According to the British Retail Consortium (BRC), the government should cut VAT on green a... |
| |
|
People should 'prepare themselves for interest rate hike' |
| |
|
Consumers should prepare themselves for a sharp rise in interest rates when the aftermath ... |
| |
|
Brits should 'exchange currency for cash' |
| |
|
Research from currency provider FairFX.com has found that only four per cent of respondent... |
| |
|
Student debt on the rise |
| |
|
On average, a fresher starting university this year will leave with debts of £23,000,... |
| |
|
CPI 'remains stable' |
| |
|
Despite many experts expecting a fall in the Consumer Price Index (CPI), the figure remain... |
| |
|
Mortgage lenders 'managing demand' |
| |
|
Mortgage lenders are not actively searching for new customers and are instead "managi... |
| |
|
France and Germany out of recession |
| |
|
According to the latest European GDP figures, France and Germany saw a positive growth of ... |
| |
|
Research finds 1 in 16 'have benefitted from downturn' |
| |
|
New research from Yorkshire Bank has found that one in every 16 people in the UK have actu... |
| |
|
Councils must 'make homes a priority' |
| |
|
Councils throughout the country need to prioritise their projects and have housing at the ... |
| |
|
Two million Brits hiding debt form partner |
| |
|
New research from Sainsbury's Finance has found that 3.6 million Brits claim to ignore or ... |
| |
|
Lending conditions 'starting to improve' |
| |
|
A new report by the Confederation of British Industry shows that lending conditions could ... |
| |
|
'Pleasantly surprising' mortgage figures revealed |
| |
|
New figures from the Council of Mortgage Lenders (CML) have made one expert "pleasant... |
| |
|
Young Brits 'adapt better to recession' |
| |
|
New research has found that younger Brits have a more positive outlook about the impact of... |
| |
|
UK 'may be past' worst of recession |
| |
|
New research has found that private sector unemployment is expected to slow in the next qu... |
| |
|
Businesses at risk due to not locking up |
| |
|
Security lapses within small businesses are putting such companies at risk.
New r... |
| |
|
People stuck with 'second-best loans' |
| |
|
Consumers could be losing out after new research shows they are likely to be settling for ... |
| |
|
Anger over 'nimby's charter' |
| |
|
Government proposals to allow local councils to stop students and immigrants from living i... |
| |
|
Consumers 'still prefer to bank with a high street lender' |
| |
|
Despite the turmoil and questions of morality raised over management in the banking sector... |
| |
|
Proposals to give loans for green homes outlined |
| |
|
New proposals have been made about how the government should implement its scheme to offer... |
| |
|
Property price crash 'is not that significant' |
| |
|
According to an expert, the property crash of the past year is not that significant compar... |
| |
|
RBS 'unlikely to recover until 2011' |
| |
|
Royal Bank of Scotland (RBS) this morning reported a profit of £15 million in the fir... |
| |
|
Good half-year results for banks seen |
| |
|
Although yesterday (August 4th) showed strong half year results for Barclays and HSBC, the... |
| |
|
UK is 'coming out of the recession' |
| |
|
According to research company Defaqto, there are clear signs that the UK is coming out of ... |
| |
|
MPC expected to extend quantitative easing |
| |
|
According to Capital Economics, the Bank of England Monetary Policy Committee (MPC) is lik... |
| |
|
House prices 'will stabilise in 2011' |
| |
|
According to a new report by the National Housing Federation, house prices will continue t... |
| |
|
'Seek debt advice in advance' if you fear for your job |
| |
|
As debt troubles continue to plague UK consumers, experts are warning people to seek advic... |
| |
|
Government 'should use nationalised bank shares' |
| |
|
An economist has claimed that the government should use its shares in the part nationalise... |
| |
|
House prices 'could end the year higher than when they started' |
| |
|
House prices rose by 1.3 per cent in July, according to new research, prompting the author... |
| |
|
Car insurance premiums spiking 'at fastest rate for ten years' |
| |
|
The most recent AA British Premium Index shows that car insurance premiums have increased ... |
| |
|
Approved remortgages jump last month |
| |
|
In June, the number of approved remortgages was up nearly ten per cent, according to new f... |
| |
|
New 'tax amnesty' announced |
| |
|
People holding offshore accounts and failing to pay the correct tax on any interest have b... |
| |
|
People 'terrified' of tackling debt |
| |
|
The social stigma attached to debt issues and a fear of speaking out are causing many peop... |
| |
|
Housing market will recover 'with more confidence and stock' |
| |
|
Tentative signs that the housing market is heading in the right direction mean that people... |
| |
|
Banks 'may have to prepare for a spate of delinquencies' |
| |
|
As credit card losses mount around the world, financial institutions must prepare themselv... |
| |
|
Pay and display car parks 'give thieves opportunities' |
| |
|
According to the AA, pay and display car parks give thieves a guideline as to how long the... |
| |
|
People choosing fixed-rate mortgages 'has peaked' |
| |
|
Mortgage seekers picking fixed-rates reached 83 per cent in June, leading one expert to sa... |
| |
|
'You need a maths qualification to understand energy bills' |
| |
|
Almost three-quarters of consumers think that you need a qualification in maths to underst... |
| |
|
Household bills 'to remain stable' |
| |
|
Proposals made by water regulator Ofwat could mean that household bills could remain stabl... |
| |
|
Savers 'being hit hard in recession' |
| |
|
A decline in interest on customers' savings mean that savers are being hit hard in the rec... |
| |
|
Brits still giving to charity despite recession |
| |
|
Charities are still receiving money from generous Brits, despite the economic downturn, ac... |
| |
|
Brits to 'miss out' on billions of tax credits |
| |
|
People in Britain are set to miss out on £4.2 billion in tax credits, according to ne... |
| |
|
Comparison sites 'focus on price not best cover' |
| |
|
The British Insurance Brokers Association (BIBA) has said that drivers should get further ... |
| |
|
Government 'must look at the bigger picture' on savings |
| |
|
A leading charity has warned the government must thoroughly assess how savings will affect... |
| |
|
Broadband customers 'not shopping around' |
| |
|
Fifty per cent of broadband users have not switched providers in the last four years.
... |
| |
|
Banks offering better rates to 'lock-in savers' |
| |
|
New research has found that banks looking to entice customers to save are offering increas... |
| |
|
Casual phone users will be 'hit hardest' by BT hike |
| |
|
Following an announcement by BT last week that it is to raise prices for the second time i... |
| |
|
BT customers face further price hike |
| |
|
Twelve million BT customers are set to be hit by another price rise by telecoms giant BT.<... |
| |
|
Airline charges for debit cards 'need to be made clear' |
| |
|
In a new report by the Office of Fair Trading (OFT) airlines have been told that they must... |
| |
|
Debit card scheme to get European banks' backing |
| |
|
A new European debit card payment scheme is expected to get backing from major banks.
|
| |
|
Tough year predicted for charities |
| |
|
The RSPB believes that this year could be a difficult one for charities around the country... |
| |
|
Government 'too focused on wind energy' |
| |
|
The Confederation of British Industry (CBI) has suggested that the government's environmen... |
| |
|
Expert encourages changing perception of retirement |
| |
|
Society as a whole needs to change its attitude towards retirement, according to a pension... |
| |
|
Income tax increase will push Brits abroad, says expert |
| |
|
Introducing the 50 per cent income tax band will encourage Brits to look abroad, an expert... |
| |
|
BRC say retailers are having to tighten finance margins |
| |
|
Retailers who are used to offering heavy discounts to customers are having to rein in deal... |
| |
|
Equifax outlines dangers of lying to get credit |
| |
|
Customers have been "bending the truth" in order to secure loans, according to E... |
| |
|
House prices fall in June |
| |
|
House prices across the UK have fallen to levels last seen in January 2006, according to n... |
| |
|
Interest rates on large loans 'increasing' |
| |
|
The interest rates on personal loans are rising the more consumers want to borrow, accordi... |
| |
|
Bank keeps rates steady |
| |
|
The Bank of England has voted to keep its base rate at 0.5 per cent for the fourth consecu... |
| |
|
Darling outlines tougher financial regulation measures |
| |
|
Alistair Darling has announced new reforms for the financial system which will see banks f... |
| |
|
Mortgage product availability 'drops 90%' |
| |
|
The number of mortgage products available has shrunk by 90 per cent in the past two years,... |
| |
|
Rules 'needed to protect borrowers' |
| |
|
Tougher rules are needed to protect people taking out loans or mortgages, it has been clai... |
| |
|
Personal loans used to cover dental treatments |
| |
|
Over £60 million has been taken out in personal loans to cover the cost of dental tre... |
| |
|
Unsolicited credit card cheques to be banned |
| |
|
The government has announced a series of reforms to help consumers struggling with debt, i... |
| |
|
UK personal debt hits £1,459 billion |
| |
|
New figures show personal debt in the UK now totals £1,459 billion and there are no s... |
| |
|
'Slow take up' of mortgage rescue scheme |
| |
|
Only six households have been granted help by the Mortgage Rescue Scheme since it was intr... |
| |
|
Housing market 'may be past the worst' |
| |
|
The number of new mortgage approvals increased for the fourth consecutive month in May, ac... |
| |
|
Ofgem report finds customers 'extremely unhappy' |
| |
|
A report has found that customers are extremely unhappy with the way that energy companies... |
| |
|
Home improvements warning ? make sure you are insured say experts |
| |
|
What might seem a trivial DIY task could uncover larger problems not covered by home insur... |
| |
|
Homeowners opting for fixed-rate mortgages |
| |
|
Homeowners are increasingly opting for fixed-rate mortgages and taking advantage of the lo... |
| |
|
Brits use personal loans to finance weddings |
| |
|
Brits are taking out personal loans to cover the costs of their wedding days, it has been ... |
| |
|
Brits' savings at five-year peak |
| |
|
The savings of British bank account holders have reached a five-year peak, research has re... |
| |
|
One in five victims of ID fraud don't get their money back |
| |
|
Although most victims of identity fraud get their money back, one in five do not get the f... |
| |
|
Energy customers are 'being overcharged £74 per household' |
| |
|
New research has found that the energy savings being made by suppliers are not being passe... |
| |
|
OFT warns of 'selling on debt' claims |
| |
|
Businesses are falsely offering to buy consumer debt from people, prompting the Office of ... |
| |
|
Shoppers 'to spend 1 in every 14 pounds online by 2012' |
| |
|
Online retailers are set to pull Britain out of the recession as recent figures show them ... |
| |
|
People missing out on financial help due to 'embarrassment' |
| |
|
A charity has found that people are too embarrassed about being in financial difficulty to... |
| |
|
Complaints against credit card companies 'on the rise' |
| |
|
The number of complaints made against credit card companies over payment insurance has inc... |
| |
|
Don't expect further increases in mortgage interest, expert warns |
| |
|
Despite the interest on a two-year fixed-rate mortgage deal increasing by 0.16 per cent in... |
| |
|
Consumers not practicing what they preach, says research |
| |
|
Although more consumers believe saving is important, many are still not putting money away... |
| |
|
Businesses are 'reliant' on core employees |
| |
|
Businesses are reliant on a small number of core employees, which they would be lost witho... |
| |
|
'We are not out of the woods' says economist |
| |
|
Public debt will hold back any substantial economic growth, an expert has warned.
|
| |
|
Property market 'is frozen' |
| |
|
Despite recent price increases, the property market is "frozen" and there is not... |
| |
|
Liverpool is the most trustworthy city finds report |
| |
|
Liverpudlians are the most honest and trustworthy people in the UK, according to a new stu... |
| |
|
Inflation rate for elderly drops, but still well above national rate |
| |
|
New figures show that the inflation rate affecting those over 75 fell to 3.6 per cent last... |
| |
|
Parents failing to prepare for the worst |
| |
|
Over seven million parents admit to not planning for how their children would cope financi... |
| |
|
Lending rates increase amid expectation of upturn |
| |
|
A growing number of mortgage lenders have begun to increase their interest rates in respon... |
| |
|
Worst of recession 'could be over' |
| |
|
The UK could be over the worst of the recession, meaning people may begin to start spendin... |
| |
|
Borrowers turn to fixed rates as 'rate cycle hits the floor' |
| |
|
The take up of fixed-rate products increased further last month as consumers realise that ... |
| |
|
Third of UK workers failing to save any wages |
| |
|
Research shows that 32 per cent of UK workers are not saving any of their wages.
... |
| |
|
Citizens Advice Bureau sees spike in enquiries |
| |
|
The latest figures from the Citizens Advice Bureau (CAB) show an increase in employment, b... |
| |
|
Gov't must take action on fuel poverty, says committee |
| |
|
The Environment, Food and Rural Affairs Select Committee said today that the government mu... |
| |
|
ID fraudsters turn attention to the less wealthy |
| |
|
New research has found that fraudsters are targeting lower income victims living in rented... |
| |
|
UK 'moving out of recession' |
| |
|
Experts are saying that the UK appears to be moving out of recession much quicker than exp... |
| |
|
HSBC takes interest away from customers |
| |
|
HSBC announced that it will no longer be paying interest on its current accounts.
|
| |
|
Credit card rates soar despite static Bank of England rates |
| |
|
Credit card companies have been accused of "cashing in" on customers by a c... |
| |
|
Halifax named best overall lender at industry awards |
| |
|
Halifax cleaned up at the Legal and General's Mortgage Club Awards it was announced today.... |
| |
|
New guide given to customers using cards abroad |
| |
|
With the holiday season fast approaching, consumers are being given tips and information o... |
| |
|
ISA providers 'content to offer poorer deals' to slow customers |
| |
|
Some of the more attractive cash ISA's have been withdrawn this week, prompting one expert... |
| |
|
Brits dipping out on summer savings |
| |
|
Every summer people are saving money on utility bills but the money is being spent on leis... |
| |
|
Upturn in consumer confidence is seasonal, says expert |
| |
|
An expert has played down the upturn in consumer confidence saying "people are in a s... |
| |
|
Demand for variable mortgages halves |
| |
|
Homeowners' demand for variable mortgages has halved since the start of the year, accordin... |
| |
|
Lords report says failure of bank regulation 'partly to blame' for financial crisis. |
| |
|
The banking sector is set to be more closely scrutinised after an influential committee fo... |
| |
|
Credit crunch 'hangover' making lenders and borrowers cautious |
| |
|
Lenders and borrowers have adopted a more frugal attitude to credit since the economic dow... |
| |
|
Recession 'no longer getting worse' |
| |
|
Borrowing figures show the UK economy is demonstrating "a pause in the economic downt... |
| |
|
Car sales boosted by scrappage scheme |
| |
|
Over 35,000 new cars have been ordered in the UK since the introduction of a new scrappage... |
| |
|
House prices resume upward trend |
| |
|
House prices rose by 1.2 per cent in May sparking further hopes of recovery in the housing... |
| |
|
Half of unsecured loans used for debt consolidation |
| |
|
Just over half of people who took out a personal loan last year did so to consolidate exis... |
| |
|
OFT warns of £3m car-matching scam |
| |
|
The Office of Fair Trading has warned of a new car-matching scam, which is costing consume... |
| |
|
Outstanding debt 'now outweighs earnings' |
| |
|
The average Brit now owes more in debt than they earn in their salary, according to new re... |
| |
|
More homeowners 'could pay off mortgage early' |
| |
|
Record-low interest rates could help one in ten homeowners pay off their mortgage earlier ... |
| |
|
Boy racer extras can boost premiums by £6,000 |
| |
|
Opting for go-faster modifications on a car can add up to £6,485 to an insurance prem... |
| |
|
Recession 'could force people to use loan sharks' |
| |
|
More people are likely to turn to loan sharks during the recession, as they struggle to ac... |
| |
|
Mortgage lending falls by 9% in April |
| |
|
The amount of money lent in mortgages fell by nine per cent in April, according to the lat... |
| |
|
Using credit cards abroad 'to cost £73m' |
| |
|
Using credit cards to pay for purchases on holiday will cost Brits an estimated £73 m... |
| |
|
BT in bid to cut mobile call charges |
| |
|
BT and mobile operator 3 have teamed in a campaign to scrap the charges telecoms companies... |
| |
|
Lloyds offers 95% first-time buyer mortgage |
| |
|
Lloyds TSB has announced a new 95 per cent mortgage aimed at helping first-time buyers get... |
| |
|
Millions facing "impoverished old age" |
| |
|
The UK pensions system is based on a "bet" on the stock market that has left mil... |
| |
|
Inflation continues to fall |
| |
|
Inflation in the UK continued to fall in April as a result of declining food and energy bi... |
| |
|
New protection for contactless credit cards |
| |
|
A range of new products has been designed to help protect contactless credit cards from fr... |
| |
|
Scam victims 'open to persuasion' |
| |
|
Being financially savvy and having knowledge of investments can make people susceptible to... |
| |
|
'Staggering jump' in unsecured loan rates |
| |
|
Interest rates for unsecured loans have almost doubled in the past two years, according to... |
| |
|
Women 'save more than men' |
| |
|
Women in the UK save almost twice as much of their salaries compared with men, according t... |
| |
|
Rise in house repossessions |
| |
|
There has been a rise in the number of houses being repossessed by mortgage lenders in the... |
| |
|
Students to pay 0% interest on loans |
| |
|
More than 2.5 million students will pay zero per cent interest on their loans from Septemb... |
| |
|
Mortgage costs 'lowest in five years' |
| |
|
Those looking to enter the housing market are experiencing the lowest debt servicing costs... |
| |
|
BT announces 15,000 further job cuts |
| |
|
Telecoms giant BT has announced it will cut a further 15,000 jobs over the coming year aft... |
| |
|
New credit card could reduce fraud |
| |
|
A new digital credit card that could reduce the rate of fraud is being trialled by Visa an... |
| |
|
Jobless rate hits 2.2m |
| |
|
The number of UK jobless has risen by 244,000 in the first three months of 2009, taking th... |
| |
|
Customers 'overpaying for broadband by 40%' |
| |
|
Internet customers in the UK could be overpaying for broadband by as much as 40 per cent, ... |
| |
|
One-third of Brits 'too scared to shop online' |
| |
|
Nearly one-third of Brits avoid shopping online because they do not trust the system, acco... |
| |
|
Lenders accepting lower deposits on loans |
| |
|
New research has found there are a growing number of lenders willing to accept smaller dep... |
| |
|
Smart meters: 'Great news for consumers' |
| |
|
Plans announced by the government today to install smart meters in all UK homes by 2020 ma... |
| |
|
Borrowers 'could save with fixed-rate mortgage' |
| |
|
UK homeowners are being urged to consider switching to a fixed-rate mortgage to take advan... |
| |
|
RBS predicts 'rise in bad loans' |
| |
|
Part-nationalised lender Royal Bank of Scotland (RBS) has predicted the number of bad loan... |
| |
|
Cameron bike theft prompts insurance warning |
| |
|
Insurers are warning keen cyclists to make sure they are covered for theft, after David Ca... |
| |
|
British Gas cuts electricity bills by 10% |
| |
|
British Gas has announced it will shave ten per cent off the price of its electricity for ... |
| |
|
House prices fall sharply again |
| |
|
House prices continued to fall sharply in April, dashing hopes that a market recovery coul... |
| |
|
200,000 Britons have 'secret credit cards' |
| |
|
There are more than 200,000 secret credit cards in the UK that borrowers keep hidden from ... |
| |
|
New scheme to protect rental tenants |
| |
|
A new licensing scheme is to be introduced to protect private rental tenants from being ex... |
| |
|
Rising energy costs 'make homeowners go green' |
| |
|
Rising energy costs are causing homeowners to be more energy efficient, according to a new... |
| |
|
National Grid fined £30m for 'stifling competition' |
| |
|
National Grid has been fined £30 million for stifling competition in the gas market.<... |
| |
|
Big mark-ups at motorway service stations |
| |
|
A new survey has revealed huge price mark-ups on food, drinks and petrol at the nation's m... |
| |
|
Falling house prices return in April |
| |
|
House prices have begun to fall again this month following a brief jump in March, which sp... |
| |
|
Home improvement loans to beat the recession |
| |
|
People are continuing to take out home improvement loans to expand their properties during... |
| |
|
High street sales up in April |
| |
|
Sales figures for UK retailers jumped by the biggest level for more than a year in April, ... |
| |
|
Credit blacklisting due to fraud 'on the up' |
| |
|
The number of people whose credit rating has been badly damaged by identity theft is set t... |
| |
|
Pensioners' incomes do not match their needs |
| |
|
Pensioners may not have enough money to meet their needs in later life, according to new r... |
| |
|
Britain becoming 'a nation of hagglers' |
| |
|
New figures reveal that Brits are getting thrifty to survive the recession by haggling for... |
| |
|
Majority of companies 'planning to freeze wages' |
| |
|
The majority of companies are planning to freeze employees' wages this year as the economi... |
| |
|
Fall in house prices slows |
| |
|
The housing downturn may be beginning to show signs of slowing as prices fell by the lowes... |
| |
|
Northern Rock reports rise in mortgage applications |
| |
|
Northern Rock has reported a rise in the number of potential mortgage buyers between Febru... |
| |
|
Student loan interest rate decision expected |
| |
|
A decision is expected soon on what the interest rate will be for student loans beginning ... |
| |
|
Housing market 'boosted by Budget' |
| |
|
Chancellor Alistair Darling announced a £1 billion injection into the housing market ... |
| |
|
Mortgage lending increased by 16 per cent in March |
| |
|
Mortgage lending was up 16 per cent in March, according to the Council of Mortgage Lenders... |
| |
|
Darling delivers Budget |
| |
|
Chancellor Alistair Darling made his annual Budget speech in parliament today, where he ou... |
| |
|
Credit card firms 'out of touch' |
| |
|
Credit card companies are "out of touch with reality", according to consumer wat... |
| |
|
£2bn needed for new jobs, says TUC |
| |
|
The government should inject £2 billion into new schemes to help the long-term unempl... |
| |
|
Darling set to announce '£1bn housing rescue plan' |
| |
|
Chancellor Alistair Darling will allocate £1 billion to breathe life into the trouble... |
| |
|
80% of motorists 'would support car scrappage scheme' |
| |
|
Around 80 per cent of motorists would support a car scrappage scheme in exchange for £... |
| |
|
Sellers continue to ask more for houses |
| |
|
Sellers raised the asking price for their homes by almost £4,000 on average in April ... |
| |
|
Lower loan rates anticipated |
| |
|
Loan rates have fallen for the first time since last August, suggesting that competition m... |
| |
|
1m homeowners in negative equity |
| |
|
Nearly one million British homeowners are in negative equity as a result of falling house ... |
| |
|
Staying in is the new going out |
| |
|
Brits are going out less and spending more on drinking at home and holidaying in the UK du... |
| |
|
Recession sparks rising insurance fraud |
| |
|
The recession has led to record numbers of fraudulent insurance claims, according to resea... |
| |
|
Equitable Life members take government to court |
| |
|
More than one million Equitable Life policyholders will take the government to court over ... |
| |
|
First signs of hope for housing market? |
| |
|
The UK housing market could be showing the first signs of upturn, after a rise in the numb... |
| |
|
Almost 2m adults living rent-free in the UK |
| |
|
Nearly two million adults are living rent-free with family or friends as people continue t... |
| |
|
Brown faces backlash over proposed minimum wage freeze |
| |
|
Gordon Brown could face a backlash from unions over plans to freeze the minimum wage to ea... |
| |
|
Interest rates remain steady at 0.5% |
| |
|
The Bank of England has announced that interest rates will remain unchanged at the current... |
| |
|
Mortgage lenders 'still demand high deposits' |
| |
|
Most mortgage providers are still demanding high deposits, even thought the rate of new mo... |
| |
|
One-third of people have no emergency savings |
| |
|
Almost one-third of people in the UK do not have any money set aside for an emergency, acc... |
| |
|
Consumer confidence fell in March |
| |
|
Consumer confidence fell in March amid rising unemployment, according to a survey by the N... |
| |
|
High winter fuel bills leave customers stunned |
| |
|
Ten per cent of Brits cannot afford to pay their fuel bills following the coldest winter f... |
| |
|
Nearly half of Brits 'cannot afford Easter home improvements' |
| |
|
Nearly half of Brits cannot afford to do any DIY this Easter, according to research.
<... |
| |
|
Borrowers to get 30 days' breathing space |
| |
|
Debt collectors have agreed to give struggling consumers 30-days' breathing space to put t... |
| |
|
Brits take steps to cut motoring costs |
| |
|
Frugal British motorists could save almost £5 billion this year by taking steps to cu... |
| |
|
Interest rates 'will be kept at 0.5%' |
| |
|
Interest rates are unlikely to be raised by the Bank of England until 2010, an expert has ... |
| |
|
New house price decline registered by lender |
| |
|
House prices continued to fall in the UK in March, according to Halifax.
The late... |
| |
|
Nationwide releases new 8.2% personal loan |
| |
|
New rates for personal loans have been announced by Nationwide.
The building soci... |
| |
|
Economist sees "tentative" recovery for property market |
| |
|
The secured loan markets could soon begin to recover, according to a top economist.
|
| |
|
Ban stamp duty, broker says |
| |
|
The secured loans market could be boosted considerably by suspending stamp duty entirely, ... |
| |
|
Net decline in personal loan debts highlighted by Bank |
| |
|
Unsecured loan debts - including those for personal loans - shrank for the first time sinc... |
| |
|
Personal loan debt a priority for tracker mortgage borrowers |
| |
|
Debt repayments are proving a priority for homeowners who have made savings on their track... |
| |
|
Dunfermline broken up in government-backed deal |
| |
|
Loan and savings provider Nationwide has struck a government-backed deal with troubled Sco... |
| |
|
CML highlights "gap" in secured loan demand |
| |
|
A "gap" in the mortgage market has caused concern at industry group the Council ... |
| |
|
Cash 'no longer king' for British consumers |
| |
|
Despite recent falls in the UK housing market, one in three Britons believe property is a ... |
| |
|
Equity loans probe seeks industry submissions |
| |
|
Trade body SHIP is seeking industry submissions for its ongoing consultation into the equi... |
| |
|
Faster Payments shortfall highlighted by new report |
| |
|
The Faster Payments Service (FPS) is still not operating at full capacity, it has emerged.... |
| |
|
Broker calls on customers to take out fixed secure loans |
| |
|
Secured loan rates could soon be on the up again, a leading mortgage broker has warned.
|
| |
|
Bank of England chief calls for fiscal prudence |
| |
|
The governor of the Bank of England has called for the upcoming Budget to be prudent on ru... |
| |
|
Loan debt burden leaves borrowers with "daunting task" |
| |
|
Increasing personal debt levels leave UK consumers facing a "daunting task" in b... |
| |
|
Personal loan debts 'falling' |
| |
|
The overall personal loan debt has dropped over the past year, figures from banks have sho... |
| |
|
Seven in ten 'go for fixed mortgage loans' |
| |
|
Fixed-rate mortgages remain popular, despite the ever-decreasing Bank of England base rate... |
| |
|
Finances improved as Brits get thrifty |
| |
|
Spenders have been trading down and looking to economise as the recession continues to tak... |
| |
|
Consumer mindset 'has changed over past year' |
| |
|
Forward-looking Britons are now setting aside more money in a bid to have a deposit ready ... |
| |
|
Savers 'spread the risk' |
| |
|
Wary of future fluctuations in the world's markets, Britons are increasingly looking to sp... |
| |
|
Changes to card laws demanded by provider |
| |
|
The UK government should make positive order of payments for credit card debts mandatory, ... |
| |
|
FSA proposes tightening of secured loans market |
| |
|
Caps could be introduced on secured loan lending to consumers, following the publication o... |
| |
|
Personal loans insurance complaints 'on the up' |
| |
|
Payment Protection Insurance (PPI) complaints received by the Financial Ombudsman Service ... |
| |
|
Consumer group has strong words for "immoral" card firms |
| |
|
Practices from credit card firms which help to push customers into unsustainable debts hav... |
| |
|
Boost your credit score via mobile phone contracts, site advises |
| |
|
Simple lifestyle changes can have dramatic effects on a consumers credit rating, new analy... |
| |
|
Credit card cheques 'could be banned' |
| |
|
The government has unveiled a raft of new proposals aimed at preventing consumers from run... |
| |
|
Age Concern sounds equity loans warning |
| |
|
Equity loans should not be entered into lightly, a charity has warned.
Age Concer... |
| |
|
Mortgage completions halve, CML confirms |
| |
|
Secured loan completions fell from 48,600 to 23,400 in the UK between January 2008 and Jan... |
| |
|
0% deals 'missed out on by cardholders' |
| |
|
Britons are potentially locking themselves into a debt spiral - and putting themselves in ... |
| |
|
Shopping addiction 'leading people into debt' |
| |
|
Personal loans and credit cards are fuelling the "shoporexia" phenomenon in the ... |
| |
|
Analyst raises fears of "next credit crunch" |
| |
|
Credit cards could prove to be the "next credit crunch" - leading to more people... |
| |
|
Bad credit loans debts 'more of a priority than saving' |
| |
|
Debts such as bad credit loans debts are being prioritised by many Britons.
A sur... |
| |
|
Secured loans advice unveiled by HBF |
| |
|
An increase in secured loans lending from banks was called for today by the Home Builders ... |
| |
|
Secured loans market could be boosted by Sipp rule change |
| |
|
Holders of self invested personal pensions (Sipps) should be able to hold residential prop... |
| |
|
Call for Hips to be scrapped from agents |
| |
|
Home information packs (Hips) should be scrapped, the National Association of Estate Agent... |
| |
|
BCC gives Budget recommendations |
| |
|
The chancellor's upcoming Budget should set out future spending restraints, in order to he... |
| |
|
Lloyds Group insurance deal 'almost done' |
| |
|
The government has nearly completed a deal to insure over £250 billion of "toxic... |
| |
|
New fall in house prices noted by Halifax |
| |
|
House prices fell further in February, putting extra pressure on the secured loans market.... |
| |
|
Business loans fears as firms confess cash flow difficulties |
| |
|
The constriction in business loans stemming from the credit crunch is helping to cause cas... |
| |
|
Bank of England 'to begin quantitative easing' |
| |
|
The Bank of England has announced that it will embark on a programme of quantitative easin... |
| |
|
UKFI criticised for not providing pay details to MPs |
| |
|
UK Financial Investments (UKFI), the government-backed firm which handles public stakes in... |
| |
|
Quantitative easing 'getting closer' |
| |
|
Recent comments from Bank of England policymakers suggest that a programme of quantitative... |
| |
|
Credit Action tracks increase in debt levels |
| |
|
Debt consolidation could be considered by more Britons, following an increase in the total... |
| |
|
BSA weighs in against rate cut |
| |
|
Building societies have called on the Bank of England to not cut its lending rate further ... |
| |
|
Big job losses expected in industrial slump |
| |
|
The damage done by the credit crunch to the manufacturing sector will put 140,000 people o... |
| |
|
Quantitative easing on the agenda at upcoming Bank of England meeting |
| |
|
The Bank of England seems set to reduce interest rates closer to zero and begin quantitati... |
| |
|
Banks suffer setback in charges test case |
| |
|
Customers who are trying to reclaim overdraft charges from their bank have received a lega... |
| |
|
Unpopularity of banks exposed by poll |
| |
|
Banks' loan practices are not inspiring confidence in consumers, it has been revealed.
|
| |
|
Debt enquiries on the up at Citizens Advice |
| |
|
Debt consolidation loans could be on the up over the months to come, as Citizens Advice de... |
| |
|
Site reveals 'secret debts' problems |
| |
|
Potential debt consolidation customers are keeping the amount of money they owe secret fro... |
| |
|
PPI crackdown launched by FSA |
| |
|
Sales of single premium Payment Protection Insurance (PPI) from UK financial firms is the ... |
| |
|
Report exposes hidden costs of 'family loans' |
| |
|
Loans and cash gifts given to children and grandchildren are pushing some households into ... |
| |
|
Limit repossessions and build more homes, MPs urge |
| |
|
The government must stick to house-building targets and work hard to limit repossessions n... |
| |
|
Family financial support 'damaging parents' budgets' |
| |
|
Britain's 18 to 25-year-olds are wreaking havoc on their parents' personal finances with t... |
| |
|
Brown mulls over 'new mortgage schemes' |
| |
|
Gordon Brown is to announce several new plans aimed at improving mortgage lending in the U... |
| |
|
Business loans plan 'leads to £40bn of loan offers' |
| |
|
The government's Enterprise Finance Guarantee scheme is proving successful, banks have sug... |
| |
|
Close Invoice Finance identifies business loan problems |
| |
|
Business loans are a major source of stress in the economy, with operators of 540,000 firm... |
| |
|
Women 'being turned down for personal loans' |
| |
|
Four in ten British women were turned down by providers for personal loans and other forms... |
| |
|
Quantitative easing meets with MPC's approval |
| |
|
Policymakers at the Bank of England voted unanimously to seek the chancellor's approval to... |
| |
|
Payday loans market 'steadies' following growth in demand |
| |
|
Demand for a certain kind of bad credit loan has steadied recently, figures from Moneysupe... |
| |
|
Misleading loans promises firms face 'government action' |
| |
|
Claims management companies are to be investigated to making misleading promises to indebt... |
| |
|
Rics: Investors returning to housing market |
| |
|
Low house prices caused by the property slump are tempting more and more prospective buyer... |
| |
|
Homeowner loans investigation announced by OFT |
| |
|
The Office of Fair Trading (OFT) has launched a consultation on homeowner loans, which cou... |
| |
|
Loans policies 'at root of bank unpopularity' |
| |
|
There is deep mistrust and concern among UK consumers regarding banks' business practices.... |
| |
|
Secured loans offer launched for self-builds |
| |
|
'Grand Design' loans could grow in popularity, thanks to a new deal struck by BuildStore a... |
| |
|
Lloyds shares rise as nationalisation speculation is dismissed |
| |
|
Lloyds Banking Group shares rallied slightly today, alleviating concerns that the governme... |
| |
|
Credit crunch turns money green |
| |
|
Consumers are making green decisions in order to gain some respite from the credit crunch.... |
| |
|
Credit cards used for Valentine's |
| |
|
Britons use credit cards to buy Valentine's gifts, as well as products to prepare for the ... |
| |
|
Mortgage approvals 'drop 49%' |
| |
|
The number of secured loans on homes approved by providers for 2008 in the UK fell 49 per ... |
| |
|
UK's recession will be severe, Bank says |
| |
|
Britain's economy will shrink by three per cent in 2008, putting millions of people's pers... |
| |
|
Brits 'taking out loans to fund home renovations' |
| |
|
Homeowners are using personal loans to fund DIY projects and other renovations in increasi... |
| |
|
FSA sale and rent back plans welcomed |
| |
|
The Homeowner Advice Centre said today that it was optimistic that there will be cutbacks ... |
| |
|
Recession 'might be worst in a century' |
| |
|
The present recession could outstrip that of the 1930s, a government minister has suggeste... |
| |
|
Predicted rise in mortgage costs from consumers |
| |
|
Consumers expect mortgage rates to increase again in the year ahead, according to Lloyds T... |
| |
|
Stay-at-home youngsters 'building secured loan deposits' |
| |
|
The "Boomeranger" generation is growing in number as the economic conditions wor... |
| |
|
CBI asks government to help firms through recession |
| |
|
UK businesses are having such difficulty in securing business loans that the government ne... |
| |
|
Bank rate cut 'will penalise savers' |
| |
|
Financial experts have criticised the Bank of England's decision to cut interest rates onc... |
| |
|
Secured loans major factor in homeowner IVA rise |
| |
|
Pressures with secured loan repayments appear to be forcing more well-off people into taki... |
| |
|
Interest rates cut |
| |
|
The Bank of England has cut the cost of borrowing for the fifth consecutive month.
|
| |
|
£40m cost of 'big freeze' |
| |
|
This week's bad weather will lead to home insurance claims of more than £40 million, ... |
| |
|
Remortgagers 'looking to fix in March' |
| |
|
Many Britons will look to take out another secured loan on their home in March - the month... |
| |
|
Bank 'should abandon rate cuts' |
| |
|
The Bank of England should abandon cutting interest rates and pursue alternative measures ... |
| |
|
Loan repayment fears as recession cutbacks bite |
| |
|
Personal loan and secured loan repayments are coming under pressure, as consumers look to ... |
| |
|
Snow damage 'costs Britain more than £1bn' |
| |
|
Big damage was caused to the UK economy yesterday, according to a business group.
|
| |
|
Post Office bank 'to boost loan lending' |
| |
|
Personal loans lending at the Post Office could be ramped up, with the creation of a "... |
| |
|
BSA comes out against rate cut |
| |
|
The Bank of England should not cut interest rates when it meets this week, an industry bod... |
| |
|
Secured loans jargon 'confusing to FTBs' |
| |
|
First-time buyers (FTBs) are confused by the technical terms used by mortgage lenders.
|
| |
|
Interest rates 'will fall again' |
| |
|
The Bank of England could reduce its official interest rate to just 0.5 per cent next week... |
| |
|
PPI changes announced by Commission |
| |
|
The Competition Commission has announced a range of reforms to the way that Payment Protec... |
| |
|
Availability of loans 'needs to increase' |
| |
|
Improving provision of loans to consumers is the "single most critical problem" ... |
| |
|
Single-premium PPI slammed by Which? |
| |
|
Single-premium personal loans Payment Protection Insurance (PPI) should be banned outright... |
| |
|
CCCS sees payday loans growing in popularity |
| |
|
Unsecured high-interest short-term loans are becoming more popular in the UK, a charity sa... |
| |
|
Lloyds, RBS 'to see staff bonuses cut' |
| |
|
The Treasury will look to end the "bonus culture" at banks partly owned by the p... |
| |
|
AMI sees benefits of government bank bailouts |
| |
|
The secured loans sector has yet to see the full benefit of successive government bank bai... |
| |
|
FSA sees increase in repossessions |
| |
|
New figures from the UK's financial regulator show worsening conditions in the secured loa... |
| |
|
Economy shrinks again, UK enters recession |
| |
|
Britain has officially entered recession, the government announced today.
Output ... |
| |
|
Loans figures released by Sainsbury's |
| |
|
Many people are looking to take out personal loans to consolidate debts at the moment, a p... |
| |
|
Northern Rock bonuses slammed by Cable |
| |
|
Government-owned bank Northern Rock was heavily criticised by the Liberal Democrats today,... |
| |
|
Economist sees potential of government plan |
| |
|
The government's latest bank plan could help loans lending in the UK, an expert has said.<... |
| |
|
Secured loans lending malaise continues, CML says |
| |
|
Secured loan provision continues to suffer in the UK housing downturn, figures from the Co... |
| |
|
Bank shares, sterling fall on markets |
| |
|
It has been a turbulent start to the week on the financial markets, with bank shares and s... |
| |
|
PPI pulled by providers |
| |
|
Single premium Payment Protection Insurance (PPI) for personal loans will no longer be pro... |
| |
|
Remortgaging problems highlighted by brokers |
| |
|
Finding a new secured loan at an attractive rate is proving difficult in the current finan... |
| |
|
Second bank plan 'might improve loan supply' |
| |
|
The government has announced a major new plan, which it hopes will boost consumer and busi... |
| |
|
Bank of America gets bailout |
| |
|
A dramatic new rescue has been announced by the US treasury for the nation's biggest bank.... |
| |
|
MySpace con leaves man borrowing loans |
| |
|
A postman has borrowed heavily on personal loans and credit cards, after being scammed for... |
| |
|
ECB announces rate cut |
| |
|
The European Central Bank (ECB) cut its official rate from 2.5 per cent to two per cent to... |
| |
|
Provider cuts personal loan rates |
| |
|
A new personal loans deal was announced by Sainsbury's today.
The personal loans ... |
| |
|
Business loans assistance offered by minister |
| |
|
A new business loans boosting strategy has been unveiled by Lord Mandelson.
The b... |
| |
|
Poll highlights "anger" at rate cuts |
| |
|
The Bank of England's latest cut to its official interest rate has backfired.
Acc... |
| |
|
BCC sees "frightening deterioration" in new economic report |
| |
|
Manufacturing and services in the UK have been hit hard by the financial crisis, the Briti... |
| |
|
HBOS/Lloyds merger gets court approval |
| |
|
Two big business loan providers are to merge - creating the UK's largest loans lender.
|
| |
|
Expert predicts shift in payment methods |
| |
|
People will move out of credit spending and into pay-as-you-go, it has been suggested.
|
| |
|
Government moots new bank plan |
| |
|
A new bank bailout plan to help improve the provision of business loans and other loans fo... |
| |
|
Conservatives release report on loans |
| |
|
Short-term, high-interest web and doorstep loans have been criticised by Conservatives.
|
| |
|
Industry groups react to rate cut |
| |
|
Secured loans firms in the UK have given a muted reception to the Bank of England's latest... |
| |
|
CML calls for understanding of lenders' plight |
| |
|
Mortgage firms in the UK are facing "conflicting pressures" on their finances, a... |
| |
|
Bank reduces rates again |
| |
|
The Bank of England has reduced interest rates again - a move which might make business lo... |
| |
|
Expert forecasts unprecedented slashing of rates |
| |
|
A top economist predicted today that the Bank of England will cut the base rate of interes... |
| |
|
Darling downbeat on recovery prospects |
| |
|
The current recession afflicting the UK economy could take a while to get better, Alistair... |
| |
|
Value of property 'falls again' |
| |
|
House prices continue to fall in the UK, suggesting that secured loans provision remains s... |
| |
|
Finance help offered to girl guides |
| |
|
Girl guides are to be given a new pamphlet on money management, in order to help them deve... |
| |
|
Brown: We will limit repossessions |
| |
|
Extra help for secured loan payments is to be offered by the government.
Speaking... |
| |
|
Bank rate cut 'likely' |
| |
|
The Bank of England will cut its official rate by 50 basis points to 1.5 per cent later th... |
| |
|
Economic downturn 'will lead to job cuts' |
| |
|
Rising unemployment will hit the economy hard this year.
This is the prediction o... |
| |
|
Exchanges battered by crunch, 2008 figures show |
| |
|
Exchanges battered by crunch, 2008 figures show
The FTSE 100 lost 31 per cent of ... |
| |
|
Site predicts Brit gym decline |
| |
|
Credit crunched Brits will give up on the gym in the New Year.
The trend, a drama... |
| |
|
Lloyds urges consumers to tackle bills |
| |
|
As energy costs continue to rise, consumers should treat their utility bills as a priority... |
| |
|
More financial advice needed, Halifax suggests |
| |
|
Britons should make a "financial fresh start" in order to protect themselves aga... |
| |
|
Rics predicts further secured loan turmoil |
| |
|
Secured loan approval numbers are likely to remain depressed, according to the Royal Insti... |
| |
|
BBA tracks decline in secured loan approvals |
| |
|
Mortgage approval numbers last month were 61 per cent lower than in November 2007, the Bri... |
| |
|
'Mystery repossession' slammed by Which? |
| |
|
RBS has come under fire from consumer group Which? for threatening a couple who had never ... |
| |
|
Personal loan APRs 'on the up' |
| |
|
Credit provision is still restricted on the high street, MoneyExpert.com suggested today.<... |
| |
|
Gieve gloomy on government's breaking even from Rock |
| |
|
The government is unlikely to see a return from nationalising Northern Rock and Bradford &... |
| |
|
Rate cut warning for savers issued by Skipton |
| |
|
Further interest rate cuts from the Bank of England could be good news for borrowers - but... |
| |
|
HBOS merger "paves way for super-group" |
| |
|
The upcoming merger of secured loans lenders HBOS and Lloyds into a single "super len... |
| |
|
Growth of credit unions highlighted by report |
| |
|
Credit unions continue to grow in both portfolio size and members, a major report into the... |
| |
|
First time buyers 'on the up' |
| |
|
More and more first-time buyers are taking out a secured loan and purchasing property, a s... |
| |
|
Mortgage arrears 'on the up' |
| |
|
People falling in to arrears on their secured loans are increasing, Standard & Poors (... |
| |
|
Bigger rate cut 'discussed by Bank' |
| |
|
The Bank of England's official rate could have been taken below two per cent this month, m... |
| |
|
Equity release loans 'could double due to crunch' |
| |
|
Equity loans volumes have been boosted by the credit crunch and financial downturn, Norwic... |
| |
|
Inflation drops to 4.1%, rate cuts more likely |
| |
|
Inflation fell again last month, opening the door to further interest rate cuts from the B... |
| |
|
Further price falls forecast by bank boss |
| |
|
The secured loans sector could suffer from a further big drop in house prices next year, t... |
| |
|
Card apathy criticised by Fool.co.uk |
| |
|
Britons should get smart about their credit card rights - and bargain with their provider ... |
| |
|
Halifax sees changed shopping patterns for Christmas |
| |
|
Christmas shoppers are becoming more "prudent" this year, Halifax has claimed.
|
| |
|
Academics release gloomy remortgaging report |
| |
|
Homeowners who took out secured loans on their properties during the boomtime are facing b... |
| |
|
Loan book writedown at HBOS hits FTSE |
| |
|
A £5 billion writedown announced by HBOS on its business loans and personal loans has... |
| |
|
Debit card warning issued by CPP |
| |
|
Online shoppers should always be sure to use a credit card rather than a debit card, a sec... |
| |
|
Christmas debt warning issued by mums' website |
| |
|
Parents could be forced into spending more on credit in order to keep up appearances this ... |
| |
|
Christmas surge in interest-free credit card applications |
| |
|
Interest-free credit cards have seen a rise in demand in the Christmas run-up, new figures... |
| |
|
Grandparents 'should give cash' |
| |
|
Instead of spending money on Christmas presents, grandparents should make contributions to... |
| |
|
Start planning your remortgage loan early, expert advises |
| |
|
People looking to find a new secured loan to replace their current mortgage should move qu... |
| |
|
CML releases downbeat secured loans data |
| |
|
Secured loans lending continues to remain at levels well below those of last year, a new r... |
| |
|
Industrial data 'forecasts deeper recession' |
| |
|
Worse-than-expected industrial figures have been released by the Office for National Stati... |
| |
|
Axa forecasts cost of living an adult life |
| |
|
The real cost of living has been calculated by an insurance firm.
According to Ax... |
| |
|
Possible loans claims highlighted by site |
| |
|
Mistakes made on loan contracts by providers could lead to successful legal claims from bo... |
| |
|
Lloyds updates on merger |
| |
|
Lloyds TSB has pledged to continue HBOS' high street presence, following the two firms' me... |
| |
|
New quotes system announced at personal loans provider |
| |
|
Nationwide has announced the introduction of a personalised pricing system for its persona... |
| |
|
"Mortgage holidays" announced by government |
| |
|
Two-year "mortgage holidays" are to be offered to some struggling homeowners, th... |
| |
|
Bank of England cuts interest rates again |
| |
|
Another interest rate cut was made by the Bank of England today.
Following the an... |
| |
|
Debt warning issued by Citizens Advice |
| |
|
Britons are risking a "New Year headache" due to their Christmas spending excess... |
| |
|
MPC meets to set interest rate |
| |
|
The nine-member Monetary Policy Committee (MPC) meets today to discuss what to set the new... |
| |
|
Don't spend too much this Christmas, expert advises |
| |
|
Overspending through bad credit loans and other forms of credit can lead to "misery&q... |
| |
|
Bank 'Should Cut Interest Rates' |
| |
|
Business leaders have called on the Bank of England to cut the base rate at its meeting la... |
| |
|
Higher interest rates likely for next year, poll shows |
| |
|
Interest rates will rise in 2009, a poll has indicated.
Lender Lloyds TSB's surve... |
| |
|
PwC report shows debt fears |
| |
|
Personal loan and card borrowing increased by six per cent over the year to September, a n... |
| |
|
Consumer confidence 'on the up' |
| |
|
A major consumer confidence index has registered an improvement for November.
GFK... |
| |
|
Personal loan rates 'on the increase' |
| |
|
Personal loans continue to become more expensive to take out, new figures show.
A... |
| |
|
Card firms 'to help struggling customers' |
| |
|
Credit card firms have agreed to help out indebted customers more.
Following a me... |
| |
|
House prices 'dropped 0.4% this month' |
| |
|
House prices have fallen by 0.4 per cent over the past month, Nationwide said today.
<... |
| |
|
King issues lending warning for banks |
| |
|
Banks should increase their lending in order to boost the economy, the governor of the Ban... |
| |
|
Mortgage lending hit by crunch, BBA says |
| |
|
Mortgage secured loans lending declined last month.
The British Bankers' Associat... |
| |
|
FSA gives an update on adviser plans |
| |
|
An update on the Retail Distribution Review (RDR) has been released by the Financial Servi... |
| |
|
RBS announces small business overdraft freeze |
| |
|
Business overdrafts are to be frozen by RBS.
The move, praised by chancellor of t... |
| |
|
Chancellor 'plots VAT reduction' |
| |
|
A cut in VAT from 17.5 to 15 per cent is expected from chancellor of the exchequer Alistai... |
| |
|
Banks should try to stop credit booms, Bean says |
| |
|
Central banks should work hard to stop boom and bust conditions from afflicting economies,... |
| |
|
Christmas debt warning issued by charity |
| |
|
"Vulnerable" families could face extra debts as a result of their Christmas spen... |
| |
|
MP: Banks should be lending more |
| |
|
Banks should be more generous in their home and business loans lending following the gover... |
| |
|
Finances are Brits 'biggest' concern |
| |
|
Financial concerns have become the single most pressing issue in the public conscience, ac... |
| |
|
Teens budgeting skills 'boosted' |
| |
|
British teens are being helped to develop better budgeting skills by their parents, accord... |
| |
|
Brits facing 'pre payday blues' |
| |
|
A growing number of Britons make cut backs in the week before payday, according to new res... |
| |
|
Parents support over 25s |
| |
|
Young people in their 20s are receiving financial support from their parents, according to... |
| |
|
B&B board "massively sorry" for bank's collapse |
| |
|
The board of collapsed secured loans lender Bradford & Bingley (B&B) has apologise... |
| |
|
Minimum income restrictions 'on the up for cards and loans' |
| |
|
More and more lenders are imposing minimum income rules on new customers, MoneyExpert.com ... |
| |
|
Credit, debit card spends 'increase' |
| |
|
Card spending was on the up in September, payments association Apacs has said in its lates... |
| |
|
Asking prices 'drop 3% in a month' |
| |
|
Asking prices fell by 2.9 per cent over the month to November 8th, new figures from a lead... |
| |
|
Consumers urged to 'manage money better' |
| |
|
Consumers should try to keep a "money diary" to help them better manage their mo... |
| |
|
Halifax withdraws intermediary unsecured loans |
| |
|
Unsecured loans will no longer be available to consumers from Halifax through intermediari... |
| |
|
Fixed-rate mortgages 'fail to follow base rate cut' |
| |
|
The average fixed-rate mortgage product has not been reduced in line with the Bank of Engl... |
| |
|
CC publishes PPI proposals |
| |
|
The Competition Commission (CC) has published a consultation on its proposed remedies for ... |
| |
|
Consumers 'avoiding' savings raid |
| |
|
Britons are managing to leave their saving accounts well alone despite the continuing fina... |
| |
|
Mortgage 'savings' following rate cut |
| |
|
Homeowners could pay off their mortgage loans quicker and save money following the Bank of... |
| |
|
Buyers avoiding stamp duty |
| |
|
An increasing number of borrowers are avoiding stamp duty, according to new research from ... |
| |
|
Housing market 'to improve' |
| |
|
Purchases in the housing market are expected to improve in the near future, according to t... |
| |
|
Bank cut 'hits savers hard' |
| |
|
The Bank of England's interest rate cut has had a marked impact on savings accounts - with... |
| |
|
No more rate cuts, bankers tell Darling |
| |
|
Bank executives have told the chancellor of the exchequer that their latest round of rate ... |
| |
|
Brown calls on banks to match rate cuts |
| |
|
Banks should pass on the latest cut in interest rates, the prime minister has said.
|
| |
|
Personal loan debt protection proposed by Tories |
| |
|
People who fall behind on their personal loan payments should be better protected by the g... |
| |
|
House prices 'fall by 15%' |
| |
|
House prices have fallen by over 15 per cent in a year, Halifax has claimed.
New ... |
| |
|
Bank slashes rates |
| |
|
Interest rates have been cut by 1.5 per cent, in a shock move from the Bank of England.
|
| |
|
Banks must match rate cuts, MPs say |
| |
|
A parliamentary motion has been tabled by more than 20 MPs, calling on banks to pass on in... |
| |
|
Sainsbury's forecasts rise of second-hand car sales |
| |
|
Car loans are likely to be used for more second hand vehicles than before, new figures sug... |
| |
|
Campaigners call for 'credit crunch lunches' |
| |
|
Cash-strapped Brits can save a surprisingly large amount of money by cutting down on food ... |
| |
|
Bank cuts won't be mirrored by lenders, HSBC boss warns |
| |
|
Rate cuts might not be passed on by lenders this month, a bank executive has suggested.
|
| |
|
Mortgage stress 'affecting business owners' |
| |
|
Bridging loans are being increasingly relied on in the credit crunch - due to the continui... |
| |
|
Rates 'should be slashed by Bank' |
| |
|
As much as one per cent could be cut off the Bank of England's lending rate this week, ana... |
| |
|
Consumer action site shut down |
| |
|
Penaltycharges.co.uk, a campaigning site which aims to help people reclaim bank penalties,... |
| |
|
Rates must be lowered, MPC member says |
| |
|
The Bank of England needs to cut interest rates "aggressively" over the next few... |
| |
|
Consolidate your PPI, Post Office advises |
| |
|
Five million Britons can save £570 a year by consolidating their Payment Protection I... |
| |
|
Firework celebrations 'might lead to personal liability payouts' |
| |
|
Seven-figure personal liability claims might be the result of some Bonfire Night parties t... |
| |
|
FTSE will rise, investors predict |
| |
|
A majority of investors expect stock markets to begin recovering within the next three mon... |
| |
|
£15 million bridging loans announced by lender |
| |
|
A new bridging loan facility for high-income borrowers has been unveiled by Anthony & ... |
| |
|
Bank rate 'could go to zero' |
| |
|
The Bank of England could reduce interest rates to zero, a former policymaker at the insti... |
| |
|
GDP fall tracked by ONS |
| |
|
The economy suffered negative growth over the three months to September, the government sa... |
| |
|
Icesave customers in limbo as talks fail to reach agreement |
| |
|
Latest discussions between Iceland and the UK over savers' compensation have ended without... |
| |
|
Inflation biggest financial fear for investors, general public |
| |
|
The Association of Investment Companies (AIC) said today that almost a third of active inv... |
| |
|
BBA releases new mortgage lending data |
| |
|
Mortgage lending from banks increased slightly last month, figures released today show.
|
| |
|
The Yorkshire takes over smaller society |
| |
|
The Barnsley building society has been taken over by the Yorkshire, after facing apparent ... |
| |
|
Personal loans face APR hikes as crunch continues |
| |
|
Personal loans rates are being hiked by lenders, despite the Bank of England's recent inte... |
| |
|
Economist predicts deep cuts to bank rate |
| |
|
Interest rates could be cut to their lowest-ever level by the Bank of England, a top econo... |
| |
|
Lending down 42% on year, CML says |
| |
|
A further decline in mortgage lending was announced today by an industry group.
T... |
| |
|
American Express warns parents over childrens' concerns |
| |
|
Children are picking up on their parents' financial difficulties, American Express suggest... |
| |
|
AA advises customers not to be 'pressured' over family loans |
| |
|
Over 20 million Britons are loaning money to family and friends, AA Personal Loans has cla... |
| |
|
Two lenders put tracker rates up |
| |
|
Some tracker rates have been raised by Lloyds TSB and the Woolwich building society.
<... |
| |
|
Unsecured lending 'hit hard by crunch' |
| |
|
Personal loan and credit card applications are being rejected at a rate of 20 per cent, Mo... |
| |
|
Committee plans probe of government bank plan |
| |
|
The government's £37 billion bank recapitalisation scheme is to be scrutinised by a p... |
| |
|
Defaqto foresees saver 'struggle' over inflation |
| |
|
Rising inflation is bad news for savers, Defaqto said today.
The financial data ... |
| |
|
Sales down, new Rics survey finds |
| |
|
Home sales continue to decline, the Royal Institution of Chartered Surveyors (Rics) said t... |
| |
|
Landsbanki 'offered loan by UK government' |
| |
|
Collapsed Icelandic bank Landsbanki is to be offered a £100 million loan by the gover... |
| |
|
Equity Release volumes 'down on last year' |
| |
|
Equity release loan figures for the third quarter of 2008 were announced today by Key Reti... |
| |
|
Government 'spends £37bn on bank shares' |
| |
|
RBS is to be taken over by the government, with public money to be used to buy up £20... |
| |
|
CC issues new PPI report |
| |
|
Providers of payment protection insurance (PPI) for retail need to improve their services,... |
| |
|
House prices 'have fallen by 13%' |
| |
|
House prices fell by 13.3 per cent from September 2007 to September 2008, Halifax said tod... |
| |
|
Mortgage industry boosted by government moves |
| |
|
Many mortgage lenders in the UK are passing on the Bank of England's rate cut.
Ll... |
| |
|
Bank shares 'to be bought up by government' |
| |
|
The government plans to buy up shares in banks in order to loosen the grip of the credit c... |
| |
|
A&L hit by fine from regulator over PPI |
| |
|
The Financial Services Authority (FSA) has fined a bank £7 million for its sales prac... |
| |
|
BBC: Banks might sell stakes to government |
| |
|
RBS, Barclays and Lloyds TSB executives met with Alistair Darling yesterday to discuss the... |
| |
|
Experts predict rate cut |
| |
|
The Bank of England will cut interest rates later this week, as the economy continues to s... |
| |
|
Lib Dem reveals student loans non-payments |
| |
|
Student loans are not being paid by around one-third of recent graduates, it has been reve... |
| |
|
Savers' protected by FSA move |
| |
|
Savers in the UK are to have £50,000 of their deposits guaranteed by the government f... |
| |
|
Rate cuts predicted by Global Insight |
| |
|
Interest rates will be cut to 3.25 per cent by the end of 2009, a top economist has predic... |
| |
|
Fuel poverty increase marked by government |
| |
|
Many more Britons are falling in to fuel poverty - and might feel forced into applying for... |
| |
|
Fool issues saving advice |
| |
|
Parents should try to conscientiously save for their children's future as early as possibl... |
| |
|
PPI interventions will 'escalate', FSA says |
| |
|
Financial Services Authority (FSA) is to crack down on firms who mis-sell loans insurance,... |
| |
|
Flat GDP shown by government figures |
| |
|
British GDP showed flat growth over the second quarter - making a Bank of England interest... |
| |
|
Markets stage recovery following rescue plan vote failure |
| |
|
Stocks rallied slightly today, after yesterday's severe volatility due to the failure of t... |
| |
|
GE Money hit by FSA fine |
| |
|
GE Money Home Lending has been fined £1.1 million by the Financial Services Authority... |
| |
|
Energy suppliers blasted by consumers |
| |
|
The overall level of customer satisfaction with gas and electricity providers is lower tha... |
| |
|
HSBC upbeat on online payment fraud risk |
| |
|
Internet money transfers remain largely safe from fraud, HSBC said today.
Accordi... |
| |
|
One in five car buyers 'will not haggle' |
| |
|
Car loans customers are missing out on big savings - due to their failure to haggle.
<... |
| |
|
Bank deputy hints at rate cut |
| |
|
Interest rates might soon be reduced by the Bank of England, as inflation pressures ease.<... |
| |
|
Economist downbeat on global prospects |
| |
|
The current economic downturn might be with us for another two years, a Defaqto expert has... |
| |
|
Abbey predicts big spending cutbacks among students |
| |
|
Half of all students are planning to sell some of their possessions on eBay, in order to s... |
| |
|
London home becomes 'biggest-ever' repossession |
| |
|
An £11 million mansion in the upscale west London district of Holland Park has been t... |
| |
|
Libor rise 'might mean rise in mortgage rates' |
| |
|
A rise in the London Inter-bank Offered Rate (Libor) is putting financial pressure on mort... |
| |
|
CML releases gloomy mortgage figures |
| |
|
Mortgage lending fell to just £21.8 billion last month, new figures show.
Ac... |
| |
|
US rescue plan to help loans sector |
| |
|
The difficulties currently being faced by consumers looking for loans might be eased with ... |
| |
|
Over-55s 'unrealistic' home improvement plans revealed |
| |
|
Some of Britain's over-55s are ill-prepared for making essential home upgrades as they get... |
| |
|
HBOS in Lloyds takeover |
| |
|
Lloyds TSB is to take over HBOS in a £12.2 billion shares-only deal, the firms announ... |
| |
|
HBOS and Lloyds TSB moot merger |
| |
|
Merger talks between HBOS and Lloyds TSB have been confirmed.
According to inside... |
| |
|
Bank rate meeting minutes released |
| |
|
The minutes of the Bank of England's latest rate-setting meeting were released today.
... |
| |
|
Personal loans drive up debt figures |
| |
|
Personal debt levels have increased by 30 per cent over the past 12 months, a new survey h... |
| |
|
Inflation 'on the up' |
| |
|
Annual price rises stood at 4.7 per cent last month, new government figures have shown.
|
| |
|
New repossession law 'will speed up process' |
| |
|
A new law could quicken the time in which homes can be repossessed by creditors of equity ... |
| |
|
Personal loan lending under threat from bank collapses |
| |
|
Consumer personal loans might be negatively affected by the closure of two major US banks.... |
| |
|
FSA finds broker culpable for wrong advice |
| |
|
A home loans broker has been censured by the Financial Services Authority (FSA).
... |
| |
|
AmEx predicts downturn in insurance |
| |
|
Britons are cutting back on important insurance protection due to their shrinking budgets,... |
| |
|
FOS slams PPI |
| |
|
Loans insurance continues to be miss-sold in the UK, the Financial Ombudsman Service (FOS)... |
| |
|
HSBC releases student finances research |
| |
|
Many students are facing tough financial credit conditions, with bad credit loans one of t... |
| |
|
Government unveils home extension reforms |
| |
|
Home extensions will become easier to install due to new government legislation, ministers... |
| |
|
Credit card PPI slammed by Which? |
| |
|
Payment Protection Insurance (PPI) for credit cards is useless, Which? said today.
|
| |
|
CML downbeat on new lending figures |
| |
|
Mortgage lending remains subdued as the credit crunch continues, providers have said.
... |
| |
|
Football fans 'facing 21% inflation rate' |
| |
|
One in four matchgoing football fans are not getting to as many games as they used to - th... |
| |
|
Globrix detects stagnating property market |
| |
|
The average property put on the market in the UK remains there for more than 90 days, Glob... |
| |
|
M&S Money offers 'personal loan reward' |
| |
|
Personal loans are to benefit from a new offer, following an announcement from M&S mon... |
| |
|
Halifax issues home insurance warning |
| |
|
Heavy rain might cause many Britons to claim on their home insurance or take out a loan to... |
| |
|
Bank holds rates |
| |
|
The Bank of England decided to hold interest rates at five per cent today.
Concer... |
| |
|
Government admits negative equity exclusion from mortgage rescue plan |
| |
|
The government's plan to help those who fall behind on their home loan repayments will not... |
| |
|
Haggling trend 'sparked by credit crunch' |
| |
|
More and more Britons are haggling, in order to secure discounts on goods and services.
|
| |
|
Moneyfacts points out benefits of bridging loans |
| |
|
Bridging loans can be beneficial for both lenders and borrowers in the mortgage sector, it... |
| |
|
Young couples 'struggle financially after getting married' |
| |
|
Britain's newlyweds are facing financial struggles over their first few months of marriage... |
| |
|
Government unveils housing reforms |
| |
|
Stamp duty for properties worth £175,000 or less is to be suspended for a year, the g... |
| |
|
Scottish Power and Npower Impose New Price Rises |
| |
|
Two more large energy providers have put up the costs of their general tariffs - a move wh... |
| |
|
Home improvements 'funded by personal loans' |
| |
|
Britons are taking out personal loans to upgrade their own homes, Halifax has suggested.
|
| |
|
The Chelsea tracks 'family loans' decline |
| |
|
Many Britons are no longer giving loans to family members, as the credit crunch continues.... |
| |
|
Moneyfacts issues car loans advice |
| |
|
Many car buyers are neglecting the opportunity to secure the best car loan deal, a financi... |
| |
|
Britons risk debt spiral due to crunch, studies suggest |
| |
|
The typical British household has become £2,500 a year less well off over the past 12... |
| |
|
MSM loan sales 'hit by credit crunch' |
| |
|
The credit crunch has hit the financial fortunes of moneysupermarket.com, the price compar... |
| |
|
Additional Kids' Classes 'Costing £1.7bn Per Year' |
| |
|
Parents might be forced into taking out loans to fund their childrens' extra-curricular cl... |
| |
|
Big majority of students have taken out a loan, Halifax says |
| |
|
Four in five students have a loan, new research from Halifax has revealed.
Accord... |
| |
|
Mortgage market 'shrinks by 65%' |
| |
|
The number of home loans approved by banks in the UK has declined by 65 per cent over the ... |
| |
|
Influential Club positive on rate cut |
| |
|
The pound's recent falls on exchanges will not stop the Bank of England from making furthe... |
| |
|
Parents urged to take care with offspring's debts |
| |
|
Parents have been advised to help manage their children's debt, as long as they do not put... |
| |
|
More price rises on the way |
| |
|
A second energy supplier has announced price increases, further adding to consumer debt wo... |
| |
|
Students face "nasty surprise" |
| |
|
The growing cost of living is set to impact significantly on students over the next term, ... |
| |
|
Inflation becoming 'a real strain on families' |
| |
|
Households across the UK are starting to feel the pinch of rising prices and bills, accord... |
| |
|
Brits raiding savings to pay for holidays |
| |
|
Britons are collectively raiding their savings to the tune of £50 billion each year t... |
| |
|
Loan customers urged to "shop around" |
| |
|
Personal loan customers are being urged to shop around for the best deal in order to avoid... |
| |
|
Online banking 'a useful facility' |
| |
|
Online banking allows people to monitor their money more closely and helps them to plan th... |
| |
|
Business loan applications 'up 17%' |
| |
|
Applications for business loans have risen for the first time in over 18 months, according... |
| |
|
Personal loans for Brits in need of a break? |
| |
|
Stressed-out Brits may need to take out a personal loan to finance a well-earned holiday.<... |
| |
|
Millions unable to afford energy price hikes |
| |
|
A survey by uSwitch reveals the extent to which households in Britain are struggling with ... |
| |
|
Credit crunch 'not spoiling wedding days' |
| |
|
The credit crunch is not deterring people from paying for weddings, it has been claimed.
|
| |
|
Inflation likely to pass 5%, says Bank |
| |
|
The Bank of England has admitted that inflation is likely to remain well above target duri... |
| |
|
Car buyers urged to stay away from dealer finance |
| |
|
Anyone who is considering buying a new car is being urged to take out a cheap unsecured pe... |
| |
|
Inflation up again |
| |
|
The consumer price index (CPI) has increased to 4.4 per cent in July, well ahead of the go... |
| |
|
Grocery bills 'up 27%' |
| |
|
The price of groceries for the average UK family has increased by £1,400 a year, acco... |
| |
|
Credit cards 'turn the screw' on customers |
| |
|
Credit card firms have been criticised for "turning the screw" on consumers.
|
| |
|
Over-50s 'defying credit crunch' |
| |
|
The over-50s are defying the credit crunch by being fun-loving and fancy-free, according t... |
| |
|
Treasury denies stamp duty plan |
| |
|
Speculation that the government may suspend stamp duty holiday have been dismissed by the ... |
| |
|
'No time to adapt to new economic reality' |
| |
|
Consumers have been unable adapt to price increases and the slowdown in the economy becaus... |
| |
|
Loft conversions 'a good investment' |
| |
|
Taking out a personal loan to finance a loft conversion is always a good investment, espec... |
| |
|
Learn from the over-50s, consumers told |
| |
|
Young people and adults in their 20s, 30s and 40s would do well to seek advice from parent... |
| |
|
'Interest rates unlikely to budge for a while' |
| |
|
Interest rates are likely to stay frozen for a few more months, according to a leading fin... |
| |
|
First-time buyers 'getting older' |
| |
|
A report has revealed that most first-time buyers have to wait until they are in their 30s... |
| |
|
Consumer debt 'a growing problem' |
| |
|
Consumers struggling with their finances may find now is a good time to take out a loan fo... |
| |
|
Expert extols virtues of business loans |
| |
|
Entrepreneurs are still taking out business or self-employed loans in order to finance new... |
| |
|
Home improvements 'add value to property' |
| |
|
More and more householders are taking out personal loans to pay for home improvement proje... |
| |
|
New prepaid card on the market |
| |
|
PayPal has launched a new prepaid top-up card that can be used on the high street and on t... |
| |
|
'Shop around for best loans' |
| |
|
Anyone looking to consolidate their debts needs to make sure they shop around for the best... |
| |
|
Beware DIY disasters |
| |
|
Brits who take out personal loans to pay for home improvements should beware that DIY disa... |
| |
|
New figures show consumers still borrowing |
| |
|
The increase in total net lending to individuals in June amounted to £4 billion, belo... |
| |
|
Living costs 'eating away' at income |
| |
|
The proportion of people whose earnings do not cover the cost of bills and debts has risen... |
| |
|
Brits under pressure in the run-up to Christmas |
| |
|
Consumers may need to consider taking out debt consolidation loans if a new study is corre... |
| |
|
'Shop around for best personal loans' |
| |
|
Consumers in need of some extra finance are being urged to shop around for a suitably-pric... |
| |
|
Equity loans advice 'on the rise' |
| |
|
More and more people are considering taking out equity loans as the UK economy turns sour,... |
| |
|
Popularity of online banking soars |
| |
|
The number of people banking online has grown by over 500 per cent in past seven years, ac... |
| |
|
High street sales slump in June |
| |
|
High street sales fell 3.9 per cent in June, the largest monthly fall since records began ... |
| |
|
Banks publish unsecured lending figures |
| |
|
Unsecured lending was subdued in June, according to the British Bankers' Association (BBA)... |
| |
|
Grandparents putting family first |
| |
|
Grandparents are cutting back on basics and luxuries in order to indulge members of their ... |
| |
|
Credit card firms 'hurting consumers' |
| |
|
Moneysupermarket.com has revealed the names of card firms that are "taking a bite&quo... |
| |
|
Retirees urged to sort finances |
| |
|
Many retirees are spending considerably more during the first 12 months of retirement than... |
| |
|
Brits admit to financial concerns |
| |
|
A large proportion of UK consumers say they are concerned or very concerned about their fi... |
| |
|
CML: Speak to your lender early |
| |
|
The Council of Mortgage Lenders (CML) has advised mortgage holders on tight budgets to con... |
| |
|
Gas prices could rise by 60%, says uSwitch |
| |
|
Brits considering taking out personal loans to add some much-needed liquidity to their fin... |
| |
|
Study: 47 is the magic number for Brits with cards |
| |
|
The average Brit has to wait until they are 47 years old before they can finally get the b... |
| |
|
Inflation hits 3.8% in June |
| |
|
Consumer prices inflation (CPI) hit 3.8 per cent in June, well above the government's targ... |
| |
|
Equity loans 'increasingly popular' |
| |
|
A new report has highlighted the popularity of equity loans in the UK.
Data produ... |
| |
|
Personal loans are a "great help" |
| |
|
Personal loans are of "great help" when it comes to coping with monetary shortfa... |
| |
|
Credit card charges on the up |
| |
|
There has been a marked increase in the number of credit cards increasing their rates and ... |
| |
|
Report reveals how Brits are fighting inflation |
| |
|
A new study has revealed the lengths to which people in Britain are prepared to go to help... |
| |
|
Shoppers spending less |
| |
|
Shopper numbers fell back in June after a blip in May when the sun came out, according to ... |
| |
|
Secured loan market shrinking |
| |
|
Secured loan lender First Plus has announced that it will not accept new applications from... |
| |
|
Parents to take out secured loans for undergraduate offspring? |
| |
|
Taking out a secured loan to help offspring attend university is one option for parents wh... |
| |
|
Credit crisis hits teens as parents curb allowances |
| |
|
Parents are lending less money to their children as they struggle to cope with the rising ... |
| |
|
Women urged to declutter handbags |
| |
|
Women are vulnerable to identity theft because they carry too much personal information in... |
| |
|
Expert warns against bridging loans |
| |
|
Taking out a bridging loan to buy a property is not a wise move now that house prices seem... |
| |
|
Brits planning to take to the road |
| |
|
Some 12 million holidaymakers are planning road trips across the UK and Europe this summer... |
| |
|
First-time loan seekers 'should not feel daunted' |
| |
|
People seeking out a personal loan for the first time should not be daunted by the task ah... |
| |
|
Over-50s hit worst by credit crunch |
| |
|
The over-50s are some of the hardest hit members of society, according to a survey of peop... |
| |
|
Rising overseas card fees 'not a surprise' |
| |
|
The decision by one of the UK's biggest banks to increase its charges for getting cash out... |
| |
|
Brits using credit cards to pay mortgages 'worrying' |
| |
|
Justin Urquhart-Stewart, of Seven Investment Management, has expressed concern that millio... |
| |
|
Insurer warns of rising retirement costs |
| |
|
A new study has found that the average cost of retirement for a typical household in the U... |
| |
|
Brits take out loans to cover living costs |
| |
|
Some seven per cent of consumers have taken out a personal loan in the past year to cover ... |
| |
|
'Fundamentals' driving up oil price |
| |
|
Fundamentals like supply and demand rather than speculation are driving oil prices higher,... |
| |
|
Brits spent £354bn on plastic cards in 2007 |
| |
|
UK consumers spent £354 billion on their debit and credit cards last year, up from &#... |
| |
|
Credit card debtors 'could lose their homes' |
| |
|
People in debt may find themselves under increased pressure as more credit card lenders ap... |
| |
|
Consumer borrowing up £1.4bn in May |
| |
|
Consumer borrowing climbed £1.4 billion in May, according to a new set of figures pub... |
| |
|
Consumer spending could halt, says analyst |
| |
|
There is a growing possibility that problems in the housing and mortgage markets will &quo... |
| |
|
Minimum personal loan rates top 7% |
| |
|
An investigation into the personal loans market by Moneyfacts.co.uk has discovered that th... |
| |
|
Brits building extensions rather than selling-up, says survey |
| |
|
Almost 1.5 million new extensions are currently being built or being considered in the com... |
| |
|
Equity loans for overseas homes |
| |
|
Brits considering taking out an equity loan may be among those who are increasingly intere... |
| |
|
'30% rise' in Brits struggling with mortgage payments |
| |
|
National Debtline has said there has been a rise in the number of people struggling with t... |
| |
|
Home improvements 'could add £55k to house value' |
| |
|
Taking out a secured loan to pay for home improvements could add £54,922 to the value... |
| |
|
Brits urged to protect their income |
| |
|
Brits should take steps to ensure their income is protected at a time when the credit cris... |
| |
|
Economist warns about inflation |
| |
|
The impact of retail spending could result in greater inflation, according to economic res... |
| |
|
Britons tipped to keep on spending |
| |
|
It has been revealed that, despite warnings about the credit crunch, shoppers are still pl... |
| |
|
Pfeg: Young adults should plan finances now |
| |
|
Young people need to start thinking about their financial future as soon as possible, acco... |
| |
|
Energy bills could rise by 40%, says uSwitch |
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Energy consumers could see their bills increase by more than 40 per cent by the end of the... |
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Brits urged to review their finances |
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Less than one in three consumers have reviewed their finances in light of the credit crisi... |
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Cost of living 'up 26% in 2 years' |
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Brits have endured a 26 per cent rise in the cost of living over the last two years as eve... |
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Retails sales jump 3.5% in May |
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Retail sales jumped a record 3.5 per cent over the month of May, according to the Office f... |
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Unsecured loan rejections 'on the rise' |
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The rejection rate for unsecured personal loan applicants has risen as a result of the cre... |
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Credit card rates 'harming consumers' |
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A new report by Defaqto has concluded that the average credit card rate has increased to t... |
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Study: 84% of new credit card holders not asked to prove income |
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The vast majority of successful credit card applicants are not being asked if they can aff... |
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Inflation hits 16-year high |
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Those Brits who have seen their food and fuel prices soar over the past weeks may not be s... |
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Store cards 'the devil in disguise' |
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Store cards have been described as the "devil in disguise" by one well-known mon... |
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Loan insurance controls 'could hurt borrowers' |
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The Association of British Insurers (ABI) has said that restricting the sale of payment pr... |
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Loan insurance valuable during uncertain times, says ABI |
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The Association of British Insurers (ABI) has highlighted the importance of payment protec... |
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1 in 4 say spending is 'out of control' |
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Despite growing concerns about the rising cost of living, more than a quarter of adults fe... |
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Cheap credit 'may be over' |
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The days when borrowers could rely on cheap credit may be over for the time being, it has ... |
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Price rises hit motorists |
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The rising cost of petrol is forcing many people to consider looking for a new job, it has... |
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Elderly 'need financial support' from relatives |
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A growing number of adults are being forced to provide financial support to their parents,... |
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Survey: 7.5m borrow money to pay for home repairs |
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Around 7.5 million Brits have to rely on personal loans, overdrafts, credit cards and hand... |
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Life 'does not' begin at 40 |
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Contrary to the old saying, life does not begin at 40 for many wage earners, according to ... |
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Small personal loans 'useful in credit crunch' |
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Taking out a small personal loan may be one solution for people struggling with higher foo... |
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Balance transfer card charges 'on the rise' |
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Consumers looking for credit may find they are better off choosing a personal loan over a ... |
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Credit crunch 'is having an uneven impact' |
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The credit crunch is hitting Brits aged 55 and over particularly hard but there are signs ... |
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Bank holds interest rates at 5% |
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Potential secured personal borrowers may be interested to know that the Bank of England's ... |
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BBA defends personal loan insurance |
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Eric Leenders, executive director of retail at the British Bankers' Association, has taken... |
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Male entrepreneurs 'lack confidence' |
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Male business loan customers are increasingly pessimistic about their prospects in the pre... |
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Credit crisis hits Scotland |
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Homeowners in Scotland thinking of taking out an equity loan may want to act now as new fi... |
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3 in 4 borrowers unsure about loan repayments |
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Only one in four adults in Britain can accurately say how much they have left to pay on th... |
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Business loans clients 'don't need to inure against everything' |
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New business loans customers have been reassured they do not have to insure themselves for... |
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Equity loans 'largely unaffected by credit crisis' |
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Brits considering taking out an equity loan are being reassured that the product has not b... |
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Brits to blow budgets on overseas trips |
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Brits are determined to leave their financial worries behind them this summer and spend th... |
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Taking out a secured personal loan 'a good way to borrow' |
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Secured personal loans are one of the best ways of fulfilling an individual's financial re... |
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New cars 'tempting' people into debt |
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Consumers are apparently being "tempted into debt" by cars, according to a new s... |
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Study: 50% of Brits waiting for inheritance to solve finances |
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Half of all Britons are waiting for their inheritance to help solve their financial proble... |
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Business customers urged to find better rates |
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Business loan customers are being urged to spurn specialist business accounts in favour of... |
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"Big surge" in PPI claims says chief ombudsman |
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There has been a "big surge" in the number of complaints about payment protectio... |
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'Not enough borrowers switching to competitive products' |
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There has been a 17 per cent drop in the number of financial products being switched to mo... |
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Borrowers take out £2.5bn in personal loans in April |
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New personal loans taken out in April amounted to £2.5 billion, a slight fall on the ... |
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Women urged to take control of finances |
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Almost a fifth of single or divorced women want to meet a rich man so they do not have to ... |
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Personal loan insurance could land banks in trouble, says FT |
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Britain's biggest banks could be in trouble with the Competition Commission if it is prove... |
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Survey: 1 in 10 would take out personal loan to pay for wedding |
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A new survey has found that one in ten people would take out a personal loan to pay for th... |
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Banks urge borrowers to find alternatives to unauthorised overdrafts |
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The chief executive of the British Bankers' Association (BBA) has defended bank charges th... |
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Spring clean you finances, borrowers told |
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Personal finance customers are being urged to construct a "spring clean" of thei... |
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Lenders urged not to hound struggling borrowers |
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Mental health charity Mind is calling on lenders to take a light touch approach to struggl... |
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Brits 'addicted' to online banking |
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It is ten years since banking customers in the UK started using the internet to manage the... |
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Study: Teenagers looking forward to personal loans |
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Teenagers are looking forward to the time when they are allowed to take out personal loans... |
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Borrowers urged to check credit profiles to combat fraud |
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A personal finance site is urging personal loan borrowers to check their credit profile on... |
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Debt worries 'affecting mental health' |
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A survey conducted by charity Mind has revealed that 91 per cent of respondents said worri... |
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'Brits saving money by booking independent holidays' |
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A growing number of Brits who may have taken out a personal loan to pay for a trip abroad ... |
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New business loan providers 'targeting firms' |
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Business owners and property investors are turning to bridging loans as mainstream lenders... |
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Cost of living on the up say official figures |
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Consumer prices inflation has risen to three per cent, well above the government's target ... |
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Cost of living 'forcing parents back to work' |
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The rising cost of living has pushed over one million new parents back into work, accordin... |
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Government should intervene in people's finances, says expert |
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The government should intervene to help people manage their personal finances just as it d... |
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Bank charges 'bad news for customers' |
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A high court ruling on bank charges could lead to many customers being less well off in th... |
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Firms using business loans 'to finance smaller deals' |
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Firms are increasingly using bridging loans to keep their businesses fully operational, it... |
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Would-be retirees facing family pressure |
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Almost half of those facing retirement are being approached by relatives for financial sup... |
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Credit card charges "disgustingly high" |
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Interest charges on outstanding credit card balances are still "disgustingly high&quo... |
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Popular financial discussions revealed |
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The tenth most-openly-discussed financial question is: "How much have you borrowed?&q... |
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Bank holds rates at 5% |
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The Bank of England's monetary policy committee (MPC) has decided to keep the base rate of... |
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Unsecured loans 'being used to buy property' |
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It is "dangerous" to buy property using unsecured loans, according to the busine... |
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Consumers reminded of consequences of debt |
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Consumers have been warned that those who have been charged by their banks for exceeding o... |
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Loan shoppers urged to conduct research |
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Holidaymakers planning on taking out a loan to finance their trip are being urged to first... |
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More insolvency predicted in 2008 |
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There could be many as 104,000 insolvency "casualties" during 2008, according to... |
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Economists: MPC will not reduce base rate |
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The Bank of England's monetary policy committee (MPC) will vote to keep the base rate stat... |
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'Pay off debts with a low-cost personal loan' |
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People struggling with their finances in the current economic climate could benefit from p... |
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Loan warning issued to credit fraud victims |
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Consumers who do not realise they have been victims of credit fraud may find that criminal... |
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Buying bling 'can lead to financial problems' |
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Bling-itis, the phrase used to describe young people's obsession with purchasing flashy go... |
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Some 71% of UK couples 'have separate accounts' |
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Nearly three-quarters (71 per cent) of couples in Britain like to keep their money separat... |
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Financial warning for those living longer |
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As western populations start to live longer, more and more people are at risk of financial... |
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Credit unions 'can help families manage money' |
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Credit unions can help poorer families manage their money and lighten the burden of debt, ... |
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Consumers issued personal loan advice |
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Personal loan borrowers are being advised to be shop around for the best product and to re... |
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Increasing pension contributions 'is worthwhile' |
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A person contributing £100 each month to his pension pot from the age of 30 can expec... |
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Cost of pet ownership 'must be remembered' |
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Potential pet owners have been advised not to forget that costs of owning an animal can re... |
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Cash transactions 'still popular' |
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The British Retail Consortium (BRC) has said that the UK has not fully embraced a paperles... |
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Consumers advised about seeking financial reassurance |
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Consumers who are looking to invest their money and those who are concerned about existing... |
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Brits want the perfect home |
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The majority of Brits are seeking their dream home, new research from Legal & General ... |
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Parents "sap back" £11bn |
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Adult children are finding they have become a vital means of support for their parents in ... |
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OFT: Overdraft charges to be assessed |
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The high court has supported the Office of Fair Trading (OFT) campaign to open up unarrang... |
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Finance is a big relationship issue, says expert |
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Personal finances play a crucial role in relationships despite being "the hardest thi... |
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Students 'could get less financial support from parents' |
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The credit crunch will affect the level of support some students receive from their parent... |
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Defaqto: Beware of credit card costs |
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Credit card customers hoping to take advantage of zero per cent balance transfer deals sho... |
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Data breaches on the increase, says the information commissioner |
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People's data are not protected enough by businesses and public bodies, the information co... |
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Credit crunch 'benefits' savings |
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In situations where there is a negative financial outlook, people take a more detailed loo... |
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Going green "can save you money" |
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Homeowners could save up to £400 a year on household bills by going green, it has bee... |
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Expert: Nought per cent balance transfers a thing of the past |
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It will be "very hard to come by" interest-free balance transfers in future mont... |
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Apacs: Consumers beware of phising |
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The first quarter of 2008 has seen an increase of over 200 per cent in phishing incidents ... |
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Nationwide: Cash and equity Isa limits should be equalised |
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People are encouraged to save more by the increased annual subscription limits for individ... |
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Everyone should get the benefits of an Isa, says Nationwide |
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Every adult in the UK should get the full benefits of an individual savings account (Isa),... |
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Economic slowdown affects all types of credit, says expert |
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Lenders are tightening up their credit policy across all finance products due to the curre... |
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Expert: Banks still in the mood to lend money |
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Banks have to lend money to make money and they "still have an appetite" to do j... |
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Residential streets least safe for car parking, survey says |
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Having your car deliberately damaged is most likely in residential streets, research from ... |
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Car market turning green |
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Consumers looking for a new or used car, including those who take out a personal loan to c... |
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Labour market 'not as bad as predicted' |
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The current labour market is not as bad as many people have thought, an expert has claimed... |
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Reduced availability of credit a continuing trend "for the next few months" |
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The availability of credit may continue to fall in the second quarter of 2008, economic re... |
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Expert: Checking statements may stop fraud early |
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People should check their bank and credit card statements thoroughly in order to detect fr... |
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A bad credit rating will come back to haunt you, students are warned |
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Students should be "responsible", budget for their time at university and avoid ... |
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Expert: Card fraud prevention a shared responsibility |
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Individuals as well as the financial sector have to look at their responsibilities when it... |
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UniAid: Credit crunch not a threat to student loans |
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Student loans are unlikely to be affected by pressures on the international economy, UniAi... |
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British bank details sold in bulk online, says report |
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Credit card numbers are sold online for as little as 20p each, according to a report by we... |
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ID fraud: Check your personal information daily "to avoid becoming a victim" |
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Recent losses of data by government departments and private companies suggest that consume... |
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MPs: Low-paid affected by 10p tax rate cut |
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The government's decision to abolish the 10p rate of income tax, affects households below ... |
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Homeowners "make their property more energy efficient" since Hips |
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Responding to the introduction of home information packs (Hips), many homeowners started m... |
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Normality in mortgage market "key to property market health" |
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The outlook of the property market in the UK depends on "how quickly the mortgage mar... |
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Axa: Middle Britain struggling to make ends meet |
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Households with above average incomes find it increasingly difficult to deal with their fi... |
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Poll: Interest rates predicted to be cut by 0.25% |
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The majority of financial institutions surveyed in a poll by Adfero predicted a 0.25 per c... |
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RAC: People risk losing property as soon as three months after first warning |
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Homeowners are in danger of having their properties repossessed as soon as three months af... |
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Research: Voluntary pension contributions almost halved |
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The past 12 months have seen a cut of voluntary pension contributions by UK workers almost... |
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Expert expects Islamic finance to grow in the UK |
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Although there has been very little demand for Islamic finance products from non-Muslims s... |
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Men beat women to savings, according to research |
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Men are 50 per cent more likely to save money than women and 62 per cent of people overall... |
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Survey: Northerners save while southerners spend |
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A growing divide in the spending and savings habits between the north and the south of the... |
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Managing debt a personal responsibility, expert says |
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Banks cannot help people manage their debt; it is their own responsibility to do that, cla... |
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Make a home inviting 'to maximise sale potential' |
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Making small but effective changes to a property can help maximise its potential when sell... |
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People are currently hunting for bargains, says expert |
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The current credit crunch means more and more people are looking on the internet for barga... |
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Invest in your home to increase sale potential, says expert |
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Investing in a home to make small changes can help attract potential buyers and increase t... |
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Cifas: Identity thieves target forty-something males |
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Men in their 40s are more likely to have their identity stolen than any other age group, r... |
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Keep on top of debt, says Halifax |
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People should concentrate on paying their bills and speak to their providers and another b... |
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ADDIDI Wealth: Re-financing increasingly difficult for debt-ridden consumers |
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The ongoing credit crunch has made it difficult for people to borrow at affordable rates a... |
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Survey: Less than half of Isa holders to save more |
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Many individual savings account (Isa) holders are not making full use of their tax-free al... |
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CBI revised forecast: UK economy growth slower but interest rates to be cut further |
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In its latest quarterly economic forecast, the employers' organisation CBI has downgraded ... |
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Do homework on credit cards, consumers told |
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People shopping for a credit card should make sure they understand the "whole product... |
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'Crucial' to get home improvements right, says expert |
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It is "crucially important" that householders who spend money on home improvemen... |
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Beware charges when shopping overseas, holidaymakers warned |
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Paying for a holiday is a common reason for taking out a personal loan - but a new report ... |
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Report: 81% of parents discuss money matters with kids |
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Concerns over debt and saving for the future are the most common money-related topics pare... |
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Credit crunch equals "good offers" on bank accounts |
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Banks are offering a "plethora" of good deals on current accounts as the global ... |
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Credit crunch making borrowing more expensive, says expert |
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Global economic conditions mean UK consumers are finding it increasingly difficult to obta... |
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Protect credit rating 'like crown jewels' |
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The current economic climate means the days of cheap lending for all are over and consumer... |
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Ensure personal belongings are insured, says building society |
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UK consumers should make sure the contents of their handbags and backpacks are fully insur... |
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Report: 6.5m choose debt consolidation |
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Some 6.5 million people - or 14 per cent of the population - have merged their outgoings i... |
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Keep lenders informed when moving, borrowers told |
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People should keep their credit card and loan providers informed when they move house to a... |
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|
Car buyers lead drive to eco-friendly vehicles |
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The demand for gas-guzzling 4x4 and people carriers is dropping off as increasing numbers ... |
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Survey: Parents give in to pester power |
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Many parents are cutting back financially in order to pay for the latest toys, gadgets and... |
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Budget to 'impact on personal finances' |
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Alistair Darling's first Budget could have the biggest impact on drinkers, drivers and smo... |
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Over half of Britain is financially unfit, says report |
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A new study into the financial fitness of consumers in the UK has discovered that more tha... |
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Apacs reveals new card fraud stats |
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Fraudulent credit and debit card use abroad has increased by 25 per cent in the past year,... |
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|
Check cover before making claim, householders warned |
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|
As storms batter Britain, householders who may need to make a claim for damage should chec... |
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Consumer borrowing hits £76.7bn in 2007 |
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|
Consumer borrowing in the UK hit a three-year high in 2007 at £76.7 billion - an ... |
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|
Report: Cost of living outstrips wages |
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|
The average wage will increase by £533 or 3.4 per cent in 2008 - but the cost of livi... |
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|
Britons 'work 70 days to pay off debt interest' |
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|
Britons have to work for 70 days a year to earn enough money to pay the interest on their ... |
| |
|
Build stag and hen night costs into wedding budget, consumers told |
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|
Couples should include the costs of stag and hen night parties in their wedding budget &qu... |
| |
|
Interest rates hold steady at 5.25% |
| |
|
Interest rates will stay at 5.25 per cent in March after the Bank of England's monetary po... |
| |
|
Not changing address "perfect" for ID fraud |
| |
|
Failing to tell utility companies, banks and other organisations about a change of address... |
| |
|
"Dramatic fall" in savings |
| |
|
Some two million UK adults are saving over 50 per cent less than they were a year ago, whi... |
| |
|
"Decline" in home improvement loans |
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|
The market for home improvement personal loans has been in decline for "quite a few m... |
| |
|
Consumer confidence 'falls to new low' |
| |
|
Consumer confidence fell to a "new low" in February as the current economic down... |
| |
|
Debt worries 'take up 2 years' |
| |
|
British adults "waste" 16,848 hours - or two years - of their life worrying abou... |
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|
Cost of following football 'tops £1,000 a year' |
| |
|
British football fans spent an average of £1,080 following their team in 2007, with P... |
| |
|
Homeowners 'look to conversions' to add space and value |
| |
|
A lack of quality housing and conditions in the property market means many homeowners are ... |
| |
|
Consumer tighten spending as 11% struggle to pay bills |
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|
People are becoming "more cautious" with their spending in the face of the curre... |
| |
|
Insurance "particularly important" for gap year travellers |
| |
|
There are a number of reasons why having adequate travel insurance is important for people... |
| |
|
Parents 'clock up 1,600 miles' as taxi drivers |
| |
|
Parents looking to finance the purchase of a new car with a personal loan may be intereste... |
| |
|
Consumers turn to personal loans for weddings |
| |
|
As thousands of women prepare to propose to their partners on February 29th, new figures f... |
| |
|
Parents 'pay £27bn' to get kids on property ladder |
| |
|
Mothers and fathers in the UK have dug out a total of £27 billion to help their child... |
| |
|
Consumers 'reel in' borrowing during credit crunch |
| |
|
Consumers are "reeling in" their borrowing on things like credit cards and perso... |
| |
|
Inflation 'affecting debts' |
| |
|
Inflation and paying of debts from last year are two factors influencing strains on consum... |
| |
|
Parents offer adult offspring financial support |
| |
|
An increasing number of adult children are turning to their parents to help them with thei... |
| |
|
Drivers 'ignoring car repairs' |
| |
|
Drivers who have taken out an unsecured personal loan to pay for a new car could be among ... |
| |
|
1 in 5 'use loans for new car' |
| |
|
Some 20 per cent of people looking to buy a new car will take out an unsecured loan or bor... |
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|
Credit card providers 'tightening lending criteria' during crunch |
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|
There is "no doubt" that some credit card providers are tightening their lending... |
| |
|
Younger shoppers 'turn to online banking' over cheques |
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|
The use of cheques to pay for goods and services is a "generational thing" accor... |
| |
|
London 'worst hotspot' for card fraud |
| |
|
London has overtaken Birmingham as the worst city in the UK for credit and debit card frau... |
| |
|
Bridging loans 'becoming more important' during credit crunch |
| |
|
Bridging loans that provide homebuyers with the funds to buy their new house while they wa... |
| |
|
Travel insurance "always a good idea" |
| |
|
Consumers who may have taken out a personal loan for a dream gap year away should make sur... |
| |
|
Couples can "divide and conquer" with better financial planning |
| |
|
Communication is "crucial" for couples when it comes to financial planning, alth... |
| |
|
Consumers must "stay on top" of credit card spending |
| |
|
Consumers can become confused or "detached" about their spending if they use mul... |
| |
|
1 in 3 "concerned" about debt |
| |
|
A third of people are "concerned" about managing their debts and despite fears o... |
| |
|
Northern Rock to be nationalised |
| |
|
Northern Rock, the bank at the centre of the credit crunch, is to be nationalised in an ef... |
| |
|
1 in 3 'planning financial overhaul' |
| |
|
A third of people plan to completely revise their personal finances in light of the global... |
| |
|
Where there's a will, there could be a scam, warns Citizens Advice |
| |
|
Increasing numbers of people are being cheated out of hundreds of pounds by bogus will wri... |
| |
|
Brits have most credit cards in Europe |
| |
|
On average, British adults own 1.4 credit cards each - the highest amount in western Europ... |
| |
|
Fraud unit 'saves consumers £107m' |
| |
|
The Dedicated Cheque and Plastic Crime Unit (DCPCU), a team of police officers and banking... |
| |
|
Don't let break-ups lead to financial breakdowns, couples warned |
| |
|
Love may be in the air today but credit reference agency CreditCall is warning consumers t... |
| |
|
Consumers 'could save' by choosing personal loans over car finance |
| |
|
Motorists could be throwing away £174 million by choosing car dealers' higher interes... |
| |
|
"Rainy day" savings expected to grow, says bank |
| |
|
Consumers faced with a slowing economy in 2008 will start to squirrel away money for a &qu... |
| |
|
'Aim high, save low generation' warned on pensions |
| |
|
Young people are failing to back their aspirations for retirement with saving for the futu... |
| |
|
New rules to promote credit card comparison |
| |
|
New measures should be introduced to give consumers a better understanding of the full cos... |
| |
|
Scam initiative highlights "tricks of the trade" |
| |
|
Government agency the Office of Fair Trading (OFT) is warning consumers looking to protect... |
| |
|
Home insurance "absolutely critical", says expert |
| |
|
Home insurance is the "second most important" insurance consumers can buy after ... |
| |
|
'Do homework' before moving abroad, expert advises |
| |
|
Loan customers looking to live or retire abroad need to research their chosen country &quo... |
| |
|
Don't use debt consolidation as "quick fix", says expert |
| |
|
People looking to manage their debts should address their root causes rather than looking ... |
| |
|
Prevent fraud with "simple steps" |
| |
|
Simple precautions like keeping credit cards in a safe place and ensuring websites are gen... |
| |
|
Valentine's Day spending to hit £1.6 billion |
| |
|
Lovelorn Brits plan to spend over £1.6 billion on Valentine's Day gifts for that spec... |
| |
|
Online banking and shopping 'an extra environment for scams' |
| |
|
Internet banking and online shopping has created "an extra environment for scams"... |
| |
|
"Be open and honest" about loans |
| |
|
People should be "open and honest" with their family and partners about borrowin... |
| |
|
Teaching personal finance in schools 'could cut adult debt' |
| |
|
Teaching schoolchildren about personal finance could reduce their chances of getting into ... |
| |
|
New website aims to reunite savers with "lost accounts" |
| |
|
A new online service has been launched to reunite savers with £460 million of "l... |
| |
|
OFT sends warning to consumers with Scams Awareness Month |
| |
|
A new campaign by the Office of Fair Trading is warning the family and carers of elderly p... |
| |
|
'Choose personal loans' for debt consolidation |
| |
|
Personal loans "can be great" for helping to manage debt by consolidating paymen... |
| |
|
Interest rates 'likely to fall to 4.5%' |
| |
|
The Bank of England is likely to cut interest rates to 4.5 per cent by the end of this yea... |
| |
|
Bad credit history 'can affect job prospects', graduates told |
| |
|
Graduates have been warned that a poor credit history can not only make it difficult to ge... |
| |
|
Get on electoral register 'to avoid bad credit rating' |
| |
|
Being on the electoral register could help consumers avoid a bad credit rating and improve... |
| |
|
House prices down again in January |
| |
|
Property prices fell for the third consecutive month in January as the annual rate of infl... |
| |
|
'More than 5m' miss credit card payments |
| |
|
New research shows 11 per cent of credit card customers missed a payment in the last half ... |
| |
|
Consumers urged to 'get financially fit' |
| |
|
Spending time on reviewing personal finances and looking around for the best deals on cred... |
| |
|
UK consumers are second biggest online shoppers |
| |
|
British internet users are the second highest internet shoppers, outstripping even the Uni... |
| |
|
Home improvements lead to 2.9m rooms 'vanishing' |
| |
|
Increasing numbers of Britons are applying open plan living arrangements for their homes b... |
| |
|
Bridging loans should be 'last resort', expert warns |
| |
|
Bridging loans should not be used when buying a home unless it is "absolutely unavoid... |
| |
|
Knock personal finances into shape, consumers urged |
| |
|
Consumers who have switched to a new credit card to help them manage their Christmas spend... |
| |
|
Switching lenders could equal "colossal" savings |
| |
|
Shopping around for the best deal on unsecured loans could bring "colossal" savi... |
| |
|
Consumers receive £1 billion in compensation through FCSC |
| |
|
Over £1 billion in compensation has been paid to customers of financial services firm... |
| |
|
Interest rates expected to fall after "shock" US cut |
| |
|
The Bank of England is expected to reduce interest rates in February following the US Fede... |
| |
|
'Be proactive' with personal finance, says expert |
| |
|
People should "get savvy" and be more proactive in managing their personal finan... |
| |
|
Survey: More homeowners face storm damage |
| |
|
British homes are experiencing rising levels of storm damage as weather becomes more turbu... |
| |
|
Sub-prime lenders 'could face unnecessary fees' |
| |
|
Borrowers looking to remortgage their property with a sub-prime mortgage loan should be wa... |
| |
|
Lack of building insurance could leave home investment unprotected |
| |
|
Some people who took out personal loans to make home improvements may not have protected t... |
| |
|
Missed payments 'can impact future lending' |
| |
|
Delaying bill repayments because of festive overspending could cost consumers dear in the ... |
| |
|
Buy-to-let mortgage loans 'still a sound investment' |
| |
|
Becoming a landlord through a buy-to-let mortgage loan still represents a sound investment... |
| |
|
Consumer spending sees end-of-year rise |
| |
|
Consumers flexed their plastic between October and December as consumer spending rose, acc... |
| |
|
Today 'most dangerous' for drivers |
| |
|
Drivers who took out a personal loan for their new car may want to think about leaving the... |
| |
|
Wage divide leaves underpaid on tight budget |
| |
|
A "huge" wage divide in the UK is seeing pay skyrocket for some while the wages ... |
| |
|
Brits 'spend more time planning holidays than loans' |
| |
|
Only one in ten Britons put as much time into choosing a personal loan as they put into pl... |
| |
|
EU 'cheaper loan' legislation heads for vote |
| |
|
European Union (EU) lawmakers will vote later today on new legislation that could open up ... |
| |
|
Borrowers could benefit as interest rates 'set to fall' |
| |
|
Existing borrowers and people shopping for personal loans could benefit from an expected c... |
| |
|
Consolidate to combat the credit crunch |
| |
|
Consolidating debts into a single monthly repayment through a personal loan could help avo... |
| |
|
One in four 'underestimate home improvement costs' |
| |
|
Homeowners looking to carry out major home improvements should "expect the unexpected... |
| |
|
Increasing property values could encourage equity loans |
| |
|
Rising property values and increasing housing equity could encourage more homeowners to co... |
| |
|
Awareness of debt solutions "incredibly important" |
| |
|
Knowing all the available options when dealing with debt "can make the difference&quo... |
| |
|
Debt management 'preferable' for banks |
| |
|
Banks prefer their consumers to take on a debt management plan rather than declare bankrup... |
| |
|
People 'relying on credit' to meet living costs |
| |
|
Millions of people claim they will be more reliant on credit in 2008 than they were in 200... |
| |
|
Credit card spenders 'should act now' to address debt |
| |
|
People who spent more on their credit cards over Christmas than they may have intended sho... |
| |
|
Insulation a "cost-effective" way to reduce bills |
| |
|
Both cavity wall insulation and loft insulation provide a "cost-effective" way t... |
| |
|
Borrowers 'may save with larger loan' |
| |
|
Borrowers taking on a personal loan could pay less in the long run for taking out a larger... |
| |
|
People 'should act now' to pay off debt |
| |
|
Household budgets are feeling the pinch of unpaid bills, according to MoneyExpert.com.
|
| |
|
CCCS: Ways to manage post-Christmas debt |
| |
|
Setting out a day-to-day budget for both spending and repayments may be a good way to mana... |
| |
|
Debt consolidation loan 'may be good solution' |
| |
|
Consolidating a number of debts onto one loan could prove to be an ideal solution for peop... |
| |
|
Credit card users 'plan to switch' to manage debt |
| |
|
Up to 2.6 million people could transfer their existing credit card balance to a new plan i... |
| |
|
Prime minister pledges to help consumers in debt |
| |
|
The prime minister has pledged to do more to help people struggling with personal debt, it... |
| |
|
Bank of England releases November figures |
| |
|
Net consumer credit increased by £1.1 billion during the month of November, according... |
| |
|
IVAs 'may rise' in new year |
| |
|
The number of people entering into an individual voluntary agreement (IVA)or declaring ban... |
| |
|
Debt consolidation loans 'may be very effective' |
| |
|
People who are juggling a number of personal debts may benefit from a debt consolidation l... |
| |
|
'Long-term energy savings' with home insulation |
| |
|
Installing cavity wall insulation could create annual savings of £90 on household ele... |
| |
|
Personal loan 'makes debt repayments manageable' |
| |
|
Taking on an unsecured personal loan to consolidate a number of debts may make repayments ... |
| |
|
Consumers 'could save' with a debt consolidation loan |
| |
|
Consumers paying off debts in the UK could save up to £15 billion in interest payment... |
| |
|
'Common sense needed' for debt reduction |
| |
|
People looking to reduce their debt in the new year should use common sense, Fair Investme... |
| |
|
Credit card rates 'will continue to increase' |
| |
|
Credit card rates are likely to "continue to creep up" in the new year, an exper... |
| |
|
New year 'is ideal time' for financial planning |
| |
|
The start of the new year has been highlighted as the ideal time to make changes to person... |
| |
|
Loan advice 'should not come from family and friends' |
| |
|
Consumers seeking financial advice on loans or investments should not turn to family and f... |
| |
|
Shoppers don't stick to Christmas budget |
| |
|
Despite the fact that 86 per cent of consumers claim to be 'savvy shoppers' more than six ... |
| |
|
Home insulation 'can lead to savings' |
| |
|
Consumers who live in older or draughty houses have been advised to check the state of the... |
| |
|
Loan applications 'increase in new year' |
| |
|
The number of loan applications increases in the new year as people look to consolidate de... |
| |
|
Britons 'keep financial secrets' |
| |
|
More than one in five Britons have a financial secret that they are not prepared to share ... |
| |
|
Older people 'lending to younger family members' |
| |
|
Around one-third of over-55s use funds from their pensions to help pay for younger family ... |
| |
|
Christmas spending 'on the up' |
| |
|
Spending in the week running up to Christmas could reach record levels this year, a new re... |
| |
|
Long-term risk important for lenders |
| |
|
Certain groups of people who are looking to borrow money for the purchase of a house may n... |
| |
|
Lending money to friends 'can lead to debt' |
| |
|
People should make sure they do not get into debt themselves when lending money to friends... |
| |
|
Christmas spending increases |
| |
|
The amounts being spent by last minute Christmas shoppers this year are likely to exceed t... |
| |
|
Britain's borrowing increases |
| |
|
The rate of borrowing in the UK has increased considerably in recent months, according to ... |
| |
|
Last-minute shoppers 'break their budget' |
| |
|
Last-minute holiday shoppers may go over their holiday budgets by a combined £594 mil... |
| |
|
Lending to family 'can be difficult' |
| |
|
With people in the UK lending around £14 billion to their friends and family members ... |
| |
|
People 'spreading out' Christmas costs |
| |
|
Results from a new survey conducted by Legal & General indicate that people are "... |
| |
|
High-interest credit cards 'should come with warning' |
| |
|
Consumers applying for a high-interest credit card should be provided with examples of how... |
| |
|
Christmas spending 'half that of 2005' |
| |
|
The pressures brought to bear on UK consumers' finances are likely to subdue Christmas spl... |
| |
|
Consumers 'must take responsibility for debt' |
| |
|
Consumers need to realise that they are responsible for their own indebtedness, it has bee... |
| |
|
Credit card mortgage payments 'may lead to debt' |
| |
|
Getting into the habit of making monthly mortgage payments on a credit card could cause pe... |
| |
|
"Financial workout" suggested for 2008 |
| |
|
The average Brit is 43 per cent "financially overweight", new research from Abbe... |
| |
|
Interest rate cut 'may be good news' for loan seekers |
| |
|
The recent Bank of England decision to cut interest rates could be "welcome news"... |
| |
|
Value of renovations 'should be considered' |
| |
|
The value a major renovation adds to a property should be taken into consideration when ev... |
| |
|
Small cost of loft insulation 'could create long-run savings' |
| |
|
The small upfront cost of installing loft insulation could be offset by the amount of mone... |
| |
|
Base rate reduction welcomed |
| |
|
The cost of borrowing is likely to come down following yesterday's Bank of England decisio... |
| |
|
Avoid credit card debt this Christmas, moneysupermarket.com says |
| |
|
With the UK's collective credit limit totalling £177 billion, price comparison site m... |
| |
|
Social lending expands overseas |
| |
|
A peer-to-peer lending scheme launched by Zopa in the UK earlier this year has made its wa... |
| |
|
Halifax: Lack of planning puts Brits in holiday debt |
| |
|
With only one-third of Christmas shoppers pre-determining a budget for their holiday shopp... |
| |
|
'Changing attitudes' about debt management |
| |
|
Although a new report published today cites that many people in the UK view housing equity... |
| |
|
Personal loan 'may cover cost of home security' |
| |
|
The Christmas holidays are "a good time" to invest in a home security system, ac... |
| |
|
Christmas debts 'carrying over' from last year |
| |
|
Some 4.4 million credit card holders are still paying off debts they ran up last Christmas... |
| |
|
'Avoid debt hangover' during Christmas spend |
| |
|
People should take precautionary measures to minimise the financial impact of the Christma... |
| |
|
Extension potential 'an asset' |
| |
|
Some 44 per cent of househunters look for extension or renovation potential in a new home,... |
| |
|
Increased financial pressure 'putting strain on relationships' |
| |
|
Personal finances "are being brought under pressure" from the current credit cru... |
| |
|
John Charcol: Repay debts in 2008 |
| |
|
Next year may be a good time for borrowers to work on clearing their debts, according to J... |
| |
|
Basement conversions 'can add value' to properties |
| |
|
Basement conversions are becoming popular with homeowners looking to increase the value of... |
| |
|
People 'still paying off' Christmas debts |
| |
|
Some ten per cent of people who went into debt last Christmas to fund their holiday spendi... |
| |
|
Financial education needed 'more than ever' |
| |
|
It is important for children to learn basic money management skills at school from an earl... |
| |
|
Over-50s 'travelling more' |
| |
|
People over the age of 50 have more time and money to travel than ever before, according t... |
| |
|
Debt 'the only option' for some |
| |
|
Many people who wish to purchase a house or go to university now have to go into debt to d... |
| |
|
People 'should be aware' of debt management options |
| |
|
It is important for people who are struggling to get out of debt to be aware of their diff... |
| |
|
Christmas costs 'falling' |
| |
|
New research has found that the cost of traditional Christmas items has fallen in the past... |
| |
|
Credit card borrowers 'trying to control debt' |
| |
|
With around 11 per cent of borrowers "very concerned" about the amount of debt t... |
| |
|
Accounts 'running dry' due to poor budgeting |
| |
|
Some 64 per cent of people in the UK have admitted to making sacrifices in the days leadin... |
| |
|
Low-rate loan 'way to pay' for green improvements |
| |
|
A low-rate personal loan may be a good way to finance green home improvement projects, whi... |
| |
|
Debt concerns increasing, says MoneyExpert |
| |
|
Some 3.4 million people could find that they are not able to keep up with their borrowing,... |
| |
|
Kitchens and bathrooms tops for home improvements |
| |
|
Bathrooms and kitchens are among the most important areas to bear in mind when making reno... |
| |
|
'Advice is best' for debt management |
| |
|
There may be an increase in debt management in the near future, according to a spokesman f... |
| |
|
Home repairs 'could save money' |
| |
|
People could save money on their energy bills in the long-run by making improvements to th... |
| |
|
CCCS: Keep Christmas debts in control |
| |
|
The period immediately following the Christmas season is often the busiest time of year fo... |
| |
|
Young workers 'more aware' of debt |
| |
|
Young professionals are becoming more aware of their personal finances, particularly with ... |
| |
|
Personal budgeting scheme to launch this week |
| |
|
Some 250,000 workers across the UK are set to participate in the Axa My Budget Day scheme,... |
| |
|
'Shop around' for PPI |
| |
|
Some consumers do not realise they can often get a better deal on payment protection insur... |
| |
|
Yuppies 'worried' about debt |
| |
|
Some four in ten modern Yuppies – young, urban professionals earning an average or sl... |
| |
|
People 'embarrassed' about debt |
| |
|
Some people in the UK do not want to have a conversation about money because they are emba... |
| |
|
High costs annoy UK drivers, survey says |
| |
|
New research from Barclays Personal Loans has found that the number one gripe among UK mot... |
| |
|
People 'should approach debt honestly' |
| |
|
People who find themselves in debt following the expensive Christmas season should take an... |
| |
|
PPI 'important' for personal loans |
| |
|
Payment protection insurance (PPI) is important for loans, although it is up to the indivi... |
| |
|
Brits "turn to computers" for financial advice |
| |
|
Brits are "turning to computers instead of consultants" for their financial advi... |
| |
|
Gross lending declined in September |
| |
|
Although borrowing for house purchase was lower in September than it was in August, remort... |
| |
|
Debt consolidation loans 'could help stressed workers' |
| |
|
People who are in control of their debt are likely to be less distracted and more efficien... |
| |
|
Loans 'can help' with higher bills |
| |
|
Despite consistent quality of loan applications since April 2007, new research from moneys... |
| |
|
Credit for Christmas on the rise |
| |
|
Based on new borrowing and lending statistics released by the Bank of England, it is expec... |
| |
|
Loans to fund 18% of used car sales |
| |
|
New research from Sainsbury's Car Loans has revealed that 18 per cent of people looking to... |
| |
|
'Still possible' to find competitive loan rates |
| |
|
People seeking secured loans are still able to find competitive rates, although some lende... |
| |
|
Personal debt "soaring" |
| |
|
A money conference held by Citizens Advice yesterday in London highlighted the need for de... |
| |
|
Debt consolidation 'can ease stress' |
| |
|
People who are concerned about their personal finances should take action to ease their de... |
| |
|
Credit card costs highlighted |
| |
|
The costs associated with credit and store cards have been highlighted by an expert, who s... |
| |
|
Debt consolidation loans 'make sense' |
| |
|
Debt consolidation loans make "a great deal of sense", according to the senior e... |
| |
|
Family lending 'can cost relationships' |
| |
|
New research has shown that people in the UK are owed a combined total of £25 billion... |
| |
|
Bank of England: Business lending up in third quarter |
| |
|
Business lending increased in the third quarter for both other financial corporations (OFC... |
| |
|
People 'need to take responsibility' for debt repayments |
| |
|
Some 75 per cent of consumers have said they believe they are not responsible for over-ind... |
| |
|
Personal loans 'better for buying a car' |
| |
|
Using a personal loan to fund a new car purchase is more advisable than relying on a credi... |
| |
|
Debt consolidation "number one reason" to take out a loan |
| |
|
The main reason people take out a personal loan is to consolidate their debts, followed by... |
| |
|
Personal loans could help with winter money management |
| |
|
People who "can't resist a sneaky dip" into their savings may want to consider a... |
| |
|
Personal loan rates "remain competitive" |
| |
|
Despite rising base rates, advertised personal loan rates are still competitive in the cur... |
| |
|
Social lending 'brings individuality' to personal loans |
| |
|
A new social lending service launched today by Zopa offers a "more individual and per... |
| |
|
Bank of England: Increase in net lending in September |
| |
|
An increase in total net lending and net consumer credit last month was above the average ... |
| |
|
Tighter lending conditions emerge in credit crunch |
| |
|
People whose financial histories fall outside of specific thresholds are vulnerable to the... |
| |
|
Egg: Yummy mummies struggle to keep up |
| |
|
New research conducted by online bank Egg has revealed that the average new mum spends ... |
| |
|
UK consumers 'do not know what they owe' |
| |
|
Some 60 per cent of UK consumers do not know how much debt they have, according to re... |
| |
|
Diesel and petrol gap "narrowing" for buyers |
| |
|
A new study from AA Personal Loans has revealed that there is an emerging "split"... |
| |
|
Over-55s seek more travel abroad |
| |
|
New research from Bradford & Bingley has revealed that 48 per cent of over-55s surveye... |
| |
|
Debt management helps people 'fulfil their responsibility' |
| |
|
New research from debt management company Chiltern has shown that the average man who seek... |
| |
|
Datamonitor: Consumer credit market to dip in 2007 |
| |
|
Following the US sub-prime mortgage market and a worldwide credit crunch, the consumer cre... |
| |
|
Personal loan rates rise from July |
| |
|
Some 32 providers of personal loans have increased their rates by an average of 0.93 per c... |
| |
|
Christmas shoppers 'should plan ahead' |
| |
|
Many Christmas shoppers will depend on credit to get through the holiday season, according... |
| |
|
British families 'cutting back on borrowing' |
| |
|
With five rises in base rates since the summer of 2006 and an increase in other household ... |
| |
|
Consumers 'prefer managing money online' |
| |
|
Online banking is on the rise, with around 14 million UK adults holding at least one bank ... |
| |
|
Foreign property rental guarantees 'can be misleading' |
| |
|
People who bank on rental income to pay back a mortgage or a loan taken out to fund a prop... |
| |
|
Gap year students 'willing to work' to repay travel debts |
| |
|
Gap year students, who sometimes choose to take out a personal loan before they go travell... |
| |
|
September lending trends 'unchanged' from August |
| |
|
Despite a "rare" rise in card borrowing, there have been few changes to trends i... |
| |
|
Credit squeeze 'could affect secured loans' |
| |
|
Recent developments in the global sub-prime and credit markets will have an effect on secu... |
| |
|
Changes to IVAs 'will not be felt by consumers' |
| |
|
It is likely that the credit squeeze will prompt changes to be made to the system that reg... |
| |
|
'Shop around' for car loan deals, bank says |
| |
|
With many people taking out a loan to afford a new car, new research from Sainsbury's has ... |
| |
|
Low-rate loan could be "way to pay" for home security |
| |
|
A new study from Alliance and Leicester Personal Loans has revealed that that 68 per cent ... |
| |
|
Personal loans help cover cosmetic surgery costs |
| |
|
New research from Abbey Loans has revealed that nearly one million UK adults plan to take ... |
| |
|
Bridging loans 'can be a useful tool' when buying a house |
| |
|
Bridging loans can be a useful tool for people who need to "bridge" the time gap... |
| |
|
The cost of DIY disasters |
| |
|
A total of £350 million of damage is caused to people's homes through botched attempt... |
| |
|
Brits make home improvements 'every five years' |
| |
|
Around one in three Britons looks to spend money on home improvements every five years, ne... |
| |
|
Wars over heating costs set in as winter nears |
| |
|
People in the UK are fighting with family and friends over the amount of money that is spe... |
| |
|
Two in five Brits 'saving for a place in the sun' |
| |
|
Two out of five British adults (43 per cent) are considering purchasing a home in the sun,... |
| |
|
Credit cards 'can be an expensive way to borrow' |
| |
|
Consumers have been warned that credit cards can be an expensive way to borrow money, with... |
| |
|
Majority of young people 'experiencing debt burden' |
| |
|
Over three-quarters of young people in Britain have experienced debt, it has been reported... |
| |
|
Credit crunch 'not affecting high-value mortgages' |
| |
|
Customers looking for high-value mortgages have not been adversely affected by the current... |
| |
|
Bad credit loans 'can be affordable' |
| |
|
It is possible to find a bad credit loan even if you have had trouble securing funds in th... |
| |
|
Loan benefits assessed |
| |
|
The various benefits of a range of different loans have been highlighted by a financial ad... |
| |
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Interest rates stay the same |
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The Bank of England's monetary policy committee today decided not to alter the base rate o... |
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The cost of love |
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New research has revealed that 5.9 million people think their partner does not spend enoug... |
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Credit card debt 'could last a lifetime' |
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Consumers have been warned of the perils of taking on the burden of a credit card debt.
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Credit cards 'do not help' |
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Consumers have been reminded that there is "no such thing as free credit" and th... |
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Borrowing continues to increase |
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The total amount of net loans and other advances rose in August by £0.9 billion, new ... |
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Counting the cost of credit card cash |
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Consumers are paying fees for withdrawing cash from their credit cards, new findings have ... |
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Poor credit rating 'does not stop borrowing' |
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People with a poor credit rating are still able to borrow money, although it may be at a m... |
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Consumer borrowing 'easier now than before' |
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Economic growth across the country in the last few years has been fuelled by consumer spen... |
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Financial education 'needs to improve' |
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There is a need for more financial education among the population, an expert has said.
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Personal loans 'increasingly acceptable' |
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Taking out a personal loan or other form of debt has become "more acceptable" an... |
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Heating repairs 'could cost dear' |
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Heating repairs over the winter months could cost the nation a total of £64 million, ... |
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Debt consolidation 'can help with problems' |
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Consumers who look to consolidate their debts, possibly through a secured loan, may have b... |
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FTBs 'no more affected than others' |
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First-time buyers (FTBs) looking to enter the property market will not be affected any mor... |
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Home improvements 'may help saleability' |
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People considering taking out a loan to carry out home improvements may be interested to h... |
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Debt consolidation 'popular among loans customers' |
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There are a number of reasons why consumers opt to take out a personal loan, but home impr... |
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Renovations 'can add value to a home' |
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Renovations and extensions to homes and properties can increase their value, which may be ... |
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Students 'should be given financial advice' |
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The different financial options open to students, including various different loans and cr... |
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Secured loans 'can help tackle debt problems' |
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Secured loans and other borrowing for people with bad credit ratings are becoming increasi... |
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Parents pay for kids' debt |
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Parents are increasingly helping their children out of debt, new research has shown.
<... |
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Equity release 'can be good' |
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Equity release schemes "can be a good way" for people that find themselves to be... |
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'Secure a loan before heading to the forecourt' |
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For consumers considering the purchase of a new car, it has been advised that finance is s... |
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IVAs 'can help to solve problems' |
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An individual voluntary arrangement (IVA) has been highlighted as a "good way" f... |
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Nature of UK debt 'is changing' |
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The nature of debt and debt problems in the UK is changing so that it no longer focuses on... |
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Financial education 'would help borrowers' |
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Better financial education would help resolve debt problems and help people to borrow mone... |
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Housing market sees activity increase |
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The housing market has seen increased activity since July, a new survey has shown.
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IVAs 'do not solve problem' |
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People who opt for Individual Voluntary Arrangements (IVA) as a way to solve their debt pr... |
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'Consider needs' when borrowing |
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Consumers considering borrowing money have been urged to consider whether they "want&... |
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House prices 'could rise' |
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House prices in parts of London near to where the 2012 Olympic Games will be held could ri... |
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Brits "accustomed to taking on debt" |
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More UK residents are comfortable about going into debt, new research from moneysupermarke... |
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Debt advice increases |
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The number of people seeking advice over debt concerns has increased, new findings from Ci... |
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Buy-to-let investors 'seeing good returns' |
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Buy-to-let investors in Britain are returning to the property market, as record rental gro... |
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Lending not for house purchase increases |
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The total amount of lending not used for house purchase or remortgaging has increased to i... |
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Hips 'affecting the market' |
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Home information packs (Hips) are adversely affecting the property market, the National As... |
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