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Consumer group has strong words for "immoral" card firms
Practices from credit card firms which help to push customers into unsustainable debts have been slammed as "toxic" by Which?
The consumer group made the comments following news that the government will soon ban unsolicited high-interest credit card cheques from providers.
Ministers also said earlier this week that increases to upper limits on card balances would also be outlawed, unless they were specifically requested by the customer.
Peter Vicary-Smith, chief executive of Which?, commented: "Credit card companies have been allowed to get away with encouraging people to spend more than they can afford for far too long.
"Sending people unsolicited credit card cheques and extending their credit limits without being asked, in the hope of tempting them to overspend, is not just irresponsible - it's immoral. Stamping out these toxic credit practices is a clear victory for consumers."
A common way of managing debt is for the customer to take out a debt consolidation loan.