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Home improvement loans to beat the recession |
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People are continuing to take out home improvement loans to expand their properties during... |
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Falling house prices return in April |
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House prices have begun to fall again this month following a brief jump in March, which sp... |
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High street sales up in April |
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Sales figures for UK retailers jumped by the biggest level for more than a year in April, ... |
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Credit blacklisting due to fraud 'on the up' |
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The number of people whose credit rating has been badly damaged by identity theft is set t... |
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Pensioners' incomes do not match their needs |
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Pensioners may not have enough money to meet their needs in later life, according to new r... |
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Britain becoming 'a nation of hagglers' |
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New figures reveal that Brits are getting thrifty to survive the recession by haggling for... |
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Majority of companies 'planning to freeze wages' |
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The majority of companies are planning to freeze employees' wages this year as the economi... |
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Fall in house prices slows |
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The housing downturn may be beginning to show signs of slowing as prices fell by the lowes... |
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Northern Rock reports rise in mortgage applications |
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Northern Rock has reported a rise in the number of potential mortgage buyers between Febru... |
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Student loan interest rate decision expected |
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A decision is expected soon on what the interest rate will be for student loans beginning ... |
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Housing market 'boosted by Budget' |
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Chancellor Alistair Darling announced a £1 billion injection into the housing market ... |
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Mortgage lending increased by 16 per cent in March |
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Mortgage lending was up 16 per cent in March, according to the Council of Mortgage Lenders... |
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Darling delivers Budget |
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Chancellor Alistair Darling made his annual Budget speech in parliament today, where he ou... |
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Credit card firms 'out of touch' |
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Credit card companies are "out of touch with reality", according to consumer wat... |
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£2bn needed for new jobs, says TUC |
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The government should inject £2 billion into new schemes to help the long-term unempl... |
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Darling set to announce '£1bn housing rescue plan' |
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Chancellor Alistair Darling will allocate £1 billion to breathe life into the trouble... |
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80% of motorists 'would support car scrappage scheme' |
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Around 80 per cent of motorists would support a car scrappage scheme in exchange for £... |
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Sellers continue to ask more for houses |
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Sellers raised the asking price for their homes by almost £4,000 on average in April ... |
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Lower loan rates anticipated |
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Loan rates have fallen for the first time since last August, suggesting that competition m... |
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1m homeowners in negative equity |
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Nearly one million British homeowners are in negative equity as a result of falling house ... |
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Staying in is the new going out |
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Brits are going out less and spending more on drinking at home and holidaying in the UK du... |
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Recession sparks rising insurance fraud |
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The recession has led to record numbers of fraudulent insurance claims, according to resea... |
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Equitable Life members take government to court |
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More than one million Equitable Life policyholders will take the government to court over ... |
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First signs of hope for housing market? |
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The UK housing market could be showing the first signs of upturn, after a rise in the numb... |
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Almost 2m adults living rent-free in the UK |
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Nearly two million adults are living rent-free with family or friends as people continue t... |
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Brown faces backlash over proposed minimum wage freeze |
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Gordon Brown could face a backlash from unions over plans to freeze the minimum wage to ea... |
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Interest rates remain steady at 0.5% |
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The Bank of England has announced that interest rates will remain unchanged at the current... |
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Mortgage lenders 'still demand high deposits' |
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Most mortgage providers are still demanding high deposits, even thought the rate of new mo... |
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One-third of people have no emergency savings |
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Almost one-third of people in the UK do not have any money set aside for an emergency, acc... |
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Consumer confidence fell in March |
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Consumer confidence fell in March amid rising unemployment, according to a survey by the N... |
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High winter fuel bills leave customers stunned |
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Ten per cent of Brits cannot afford to pay their fuel bills following the coldest winter f... |
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Nearly half of Brits 'cannot afford Easter home improvements' |
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Nearly half of Brits cannot afford to do any DIY this Easter, according to research.
<... |
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Borrowers to get 30 days' breathing space |
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Debt collectors have agreed to give struggling consumers 30-days' breathing space to put t... |
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Brits take steps to cut motoring costs |
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Frugal British motorists could save almost £5 billion this year by taking steps to cu... |
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Interest rates 'will be kept at 0.5%' |
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Interest rates are unlikely to be raised by the Bank of England until 2010, an expert has ... |
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New house price decline registered by lender |
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House prices continued to fall in the UK in March, according to Halifax.
The late... |
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Nationwide releases new 8.2% personal loan |
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New rates for personal loans have been announced by Nationwide.
The building soci... |
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Economist sees "tentative" recovery for property market |
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The secured loan markets could soon begin to recover, according to a top economist.
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Ban stamp duty, broker says |
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The secured loans market could be boosted considerably by suspending stamp duty entirely, ... |
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Net decline in personal loan debts highlighted by Bank |
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Unsecured loan debts - including those for personal loans - shrank for the first time sinc... |
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Personal loan debt a priority for tracker mortgage borrowers |
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Debt repayments are proving a priority for homeowners who have made savings on their track... |
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Dunfermline broken up in government-backed deal |
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Loan and savings provider Nationwide has struck a government-backed deal with troubled Sco... |
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CML highlights "gap" in secured loan demand |
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A "gap" in the mortgage market has caused concern at industry group the Council ... |
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Cash 'no longer king' for British consumers |
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Despite recent falls in the UK housing market, one in three Britons believe property is a ... |
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Equity loans probe seeks industry submissions |
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Trade body SHIP is seeking industry submissions for its ongoing consultation into the equi... |
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Faster Payments shortfall highlighted by new report |
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The Faster Payments Service (FPS) is still not operating at full capacity, it has emerged.... |
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Broker calls on customers to take out fixed secure loans |
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Secured loan rates could soon be on the up again, a leading mortgage broker has warned.
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Bank of England chief calls for fiscal prudence |
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The governor of the Bank of England has called for the upcoming Budget to be prudent on ru... |
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Loan debt burden leaves borrowers with "daunting task" |
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Increasing personal debt levels leave UK consumers facing a "daunting task" in b... |
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Personal loan debts 'falling' |
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The overall personal loan debt has dropped over the past year, figures from banks have sho... |
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Seven in ten 'go for fixed mortgage loans' |
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Fixed-rate mortgages remain popular, despite the ever-decreasing Bank of England base rate... |
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Finances improved as Brits get thrifty |
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Spenders have been trading down and looking to economise as the recession continues to tak... |
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Consumer mindset 'has changed over past year' |
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Forward-looking Britons are now setting aside more money in a bid to have a deposit ready ... |
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Savers 'spread the risk' |
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Wary of future fluctuations in the world's markets, Britons are increasingly looking to sp... |
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Changes to card laws demanded by provider |
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The UK government should make positive order of payments for credit card debts mandatory, ... |
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FSA proposes tightening of secured loans market |
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Caps could be introduced on secured loan lending to consumers, following the publication o... |
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Personal loans insurance complaints 'on the up' |
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Payment Protection Insurance (PPI) complaints received by the Financial Ombudsman Service ... |
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Consumer group has strong words for "immoral" card firms |
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Practices from credit card firms which help to push customers into unsustainable debts hav... |
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Boost your credit score via mobile phone contracts, site advises |
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Simple lifestyle changes can have dramatic effects on a consumers credit rating, new analy... |
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Credit card cheques 'could be banned' |
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The government has unveiled a raft of new proposals aimed at preventing consumers from run... |
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Age Concern sounds equity loans warning |
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Equity loans should not be entered into lightly, a charity has warned.
Age Concer... |
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Mortgage completions halve, CML confirms |
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Secured loan completions fell from 48,600 to 23,400 in the UK between January 2008 and Jan... |
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0% deals 'missed out on by cardholders' |
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Britons are potentially locking themselves into a debt spiral - and putting themselves in ... |
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Shopping addiction 'leading people into debt' |
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Personal loans and credit cards are fuelling the "shoporexia" phenomenon in the ... |
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Analyst raises fears of "next credit crunch" |
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Credit cards could prove to be the "next credit crunch" - leading to more people... |
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Bad credit loans debts 'more of a priority than saving' |
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Debts such as bad credit loans debts are being prioritised by many Britons.
A sur... |
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Secured loans advice unveiled by HBF |
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An increase in secured loans lending from banks was called for today by the Home Builders ... |
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Secured loans market could be boosted by Sipp rule change |
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Holders of self invested personal pensions (Sipps) should be able to hold residential prop... |
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BCC gives Budget recommendations |
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The chancellor's upcoming Budget should set out future spending restraints, in order to he... |
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Call for Hips to be scrapped from agents |
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Home information packs (Hips) should be scrapped, the National Association of Estate Agent... |
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Lloyds Group insurance deal 'almost done' |
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The government has nearly completed a deal to insure over £250 billion of "toxic... |
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New fall in house prices noted by Halifax |
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House prices fell further in February, putting extra pressure on the secured loans market.... |
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Business loans fears as firms confess cash flow difficulties |
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The constriction in business loans stemming from the credit crunch is helping to cause cas... |
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Bank of England 'to begin quantitative easing' |
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The Bank of England has announced that it will embark on a programme of quantitative easin... |
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UKFI criticised for not providing pay details to MPs |
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UK Financial Investments (UKFI), the government-backed firm which handles public stakes in... |
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Quantitative easing 'getting closer' |
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Recent comments from Bank of England policymakers suggest that a programme of quantitative... |
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Credit Action tracks increase in debt levels |
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Debt consolidation could be considered by more Britons, following an increase in the total... |
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BSA weighs in against rate cut |
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Building societies have called on the Bank of England to not cut its lending rate further ... |
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Big job losses expected in industrial slump |
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The damage done by the credit crunch to the manufacturing sector will put 140,000 people o... |
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Quantitative easing on the agenda at upcoming Bank of England meeting |
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The Bank of England seems set to reduce interest rates closer to zero and begin quantitati... |
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Unpopularity of banks exposed by poll |
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Banks' loan practices are not inspiring confidence in consumers, it has been revealed.
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Banks suffer setback in charges test case |
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Customers who are trying to reclaim overdraft charges from their bank have received a lega... |
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Debt enquiries on the up at Citizens Advice |
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Debt consolidation loans could be on the up over the months to come, as Citizens Advice de... |
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Site reveals 'secret debts' problems |
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Potential debt consolidation customers are keeping the amount of money they owe secret fro... |
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PPI crackdown launched by FSA |
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Sales of single premium Payment Protection Insurance (PPI) from UK financial firms is the ... |
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Report exposes hidden costs of 'family loans' |
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Loans and cash gifts given to children and grandchildren are pushing some households into ... |
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Limit repossessions and build more homes, MPs urge |
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The government must stick to house-building targets and work hard to limit repossessions n... |
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Family financial support 'damaging parents' budgets' |
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Britain's 18 to 25-year-olds are wreaking havoc on their parents' personal finances with t... |
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Brown mulls over 'new mortgage schemes' |
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Gordon Brown is to announce several new plans aimed at improving mortgage lending in the U... |
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Business loans plan 'leads to £40bn of loan offers' |
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The government's Enterprise Finance Guarantee scheme is proving successful, banks have sug... |
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Close Invoice Finance identifies business loan problems |
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Business loans are a major source of stress in the economy, with operators of 540,000 firm... |
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Women 'being turned down for personal loans' |
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Four in ten British women were turned down by providers for personal loans and other forms... |
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Quantitative easing meets with MPC's approval |
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Policymakers at the Bank of England voted unanimously to seek the chancellor's approval to... |
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Payday loans market 'steadies' following growth in demand |
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Demand for a certain kind of bad credit loan has steadied recently, figures from Moneysupe... |
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Misleading loans promises firms face 'government action' |
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Claims management companies are to be investigated to making misleading promises to indebt... |
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|
Rics: Investors returning to housing market |
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Low house prices caused by the property slump are tempting more and more prospective buyer... |
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Loans policies 'at root of bank unpopularity' |
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There is deep mistrust and concern among UK consumers regarding banks' business practices.... |
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Homeowner loans investigation announced by OFT |
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The Office of Fair Trading (OFT) has launched a consultation on homeowner loans, which cou... |
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Secured loans offer launched for self-builds |
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'Grand Design' loans could grow in popularity, thanks to a new deal struck by BuildStore a... |
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Lloyds shares rise as nationalisation speculation is dismissed |
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Lloyds Banking Group shares rallied slightly today, alleviating concerns that the governme... |
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Credit crunch turns money green |
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Consumers are making green decisions in order to gain some respite from the credit crunch.... |
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Credit cards used for Valentine's |
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Britons use credit cards to buy Valentine's gifts, as well as products to prepare for the ... |
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|
Mortgage approvals 'drop 49%' |
| |
|
The number of secured loans on homes approved by providers for 2008 in the UK fell 49 per ... |
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UK's recession will be severe, Bank says |
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Britain's economy will shrink by three per cent in 2008, putting millions of people's pers... |
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Brits 'taking out loans to fund home renovations' |
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Homeowners are using personal loans to fund DIY projects and other renovations in increasi... |
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FSA sale and rent back plans welcomed |
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|
The Homeowner Advice Centre said today that it was optimistic that there will be cutbacks ... |
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Recession 'might be worst in a century' |
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|
The present recession could outstrip that of the 1930s, a government minister has suggeste... |
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Predicted rise in mortgage costs from consumers |
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|
Consumers expect mortgage rates to increase again in the year ahead, according to Lloyds T... |
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Stay-at-home youngsters 'building secured loan deposits' |
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The "Boomeranger" generation is growing in number as the economic conditions wor... |
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CBI asks government to help firms through recession |
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UK businesses are having such difficulty in securing business loans that the government ne... |
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Bank rate cut 'will penalise savers' |
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Financial experts have criticised the Bank of England's decision to cut interest rates onc... |
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Secured loans major factor in homeowner IVA rise |
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|
Pressures with secured loan repayments appear to be forcing more well-off people into taki... |
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Interest rates cut |
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The Bank of England has cut the cost of borrowing for the fifth consecutive month.
|
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£40m cost of 'big freeze' |
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This week's bad weather will lead to home insurance claims of more than £40 million, ... |
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Remortgagers 'looking to fix in March' |
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Many Britons will look to take out another secured loan on their home in March - the month... |
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Bank 'should abandon rate cuts' |
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The Bank of England should abandon cutting interest rates and pursue alternative measures ... |
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Loan repayment fears as recession cutbacks bite |
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Personal loan and secured loan repayments are coming under pressure, as consumers look to ... |
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|
Snow damage 'costs Britain more than £1bn' |
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Big damage was caused to the UK economy yesterday, according to a business group.
|
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Post Office bank 'to boost loan lending' |
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Personal loans lending at the Post Office could be ramped up, with the creation of a "... |
| |
|
BSA comes out against rate cut |
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The Bank of England should not cut interest rates when it meets this week, an industry bod... |
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Secured loans jargon 'confusing to FTBs' |
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First-time buyers (FTBs) are confused by the technical terms used by mortgage lenders.
|
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Interest rates 'will fall again' |
| |
|
The Bank of England could reduce its official interest rate to just 0.5 per cent next week... |
| |
|
PPI changes announced by Commission |
| |
|
The Competition Commission has announced a range of reforms to the way that Payment Protec... |
| |
|
Availability of loans 'needs to increase' |
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|
Improving provision of loans to consumers is the "single most critical problem" ... |
| |
|
Single-premium PPI slammed by Which? |
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|
Single-premium personal loans Payment Protection Insurance (PPI) should be banned outright... |
| |
|
CCCS sees payday loans growing in popularity |
| |
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Unsecured high-interest short-term loans are becoming more popular in the UK, a charity sa... |
| |
|
Lloyds, RBS 'to see staff bonuses cut' |
| |
|
The Treasury will look to end the "bonus culture" at banks partly owned by the p... |
| |
|
AMI sees benefits of government bank bailouts |
| |
|
The secured loans sector has yet to see the full benefit of successive government bank bai... |
| |
|
FSA sees increase in repossessions |
| |
|
New figures from the UK's financial regulator show worsening conditions in the secured loa... |
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|
Economy shrinks again, UK enters recession |
| |
|
Britain has officially entered recession, the government announced today.
Output ... |
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Northern Rock bonuses slammed by Cable |
| |
|
Government-owned bank Northern Rock was heavily criticised by the Liberal Democrats today,... |
| |
|
Loans figures released by Sainsbury's |
| |
|
Many people are looking to take out personal loans to consolidate debts at the moment, a p... |
| |
|
Economist sees potential of government plan |
| |
|
The government's latest bank plan could help loans lending in the UK, an expert has said.<... |
| |
|
Secured loans lending malaise continues, CML says |
| |
|
Secured loan provision continues to suffer in the UK housing downturn, figures from the Co... |
| |
|
Bank shares, sterling fall on markets |
| |
|
It has been a turbulent start to the week on the financial markets, with bank shares and s... |
| |
|
PPI pulled by providers |
| |
|
Single premium Payment Protection Insurance (PPI) for personal loans will no longer be pro... |
| |
|
Remortgaging problems highlighted by brokers |
| |
|
Finding a new secured loan at an attractive rate is proving difficult in the current finan... |
| |
|
Second bank plan 'might improve loan supply' |
| |
|
The government has announced a major new plan, which it hopes will boost consumer and busi... |
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|
MySpace con leaves man borrowing loans |
