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UK house prices rise slightly in June |
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The price of property in the UK has risen slightly during this month, according to new res... |
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Loyalty may not pay for personal loan customers |
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Customers who choose to remain loyal to their banks could be paying more for financial pro... |
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Housing costs in the UK 'fall 6%' |
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The cost of owning and looking after a home in the UK has fallen by six per cent in the pa... |
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FSA confirms new mortgage measures |
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The Financial Services Authority (FSA) has outlined new rules to protect consumers taking ... |
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Competition 'returning to the personal loan market' |
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The level of competition in the UK's personal loans market is growing, according to a lead... |
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Consumers reveal post-Budget financial concerns |
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More than on in two consumers feel less confident about their finances in the aftermath of... |
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Consumers 'focusing on paying off personal loans' |
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Many consumers in the UK are currently focused on paying off borrowing products such as pe... |
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Over-50s 'regularly spend on cards while abroad' |
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People over 50 regularly spend on credit cards while on holidays abroad, new research has ... |
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Personal loans 'ideal to help people start firms' |
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Financial products such as personal loans could prove useful to those looking to start the... |
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New families 'should be offered debt advice' |
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Couples who are expecting their first child should be given advice on debt issues in prepa... |
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Mortgage rates 'reach 7-year low' |
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Average mortgage rates in the UK have fallen to their lowest level in almost seven years, ... |
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Mortgage lending 'rose 7% in May' |
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Levels of mortgage lending in the UK rose by seven per cent throughout May, new research h... |
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Debt 'encouraging new mums back to work' |
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Concerns over financial issues including debt are encouraging some new mothers back to wor... |
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Consumers 'should seek advice on personal loans' |
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People should not be afraid to ask for an informed opinion when seeking out personal loan ... |
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'Easier' for first-time buyers to get mortgages |
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It has become "slightly easier" for first-time buyers to access mortgages, according to an... |
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Consumers 'must approach reputable personal loan providers' |
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A leading advice body in the UK has called for consumers to ensure they always use reputab... |
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Consumers 'more likely to switch football teams than banks' |
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Brits are more likely to switch their allegiance to another football team than consider a ... |
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Over a quarter of borrowers 'take fixed-rate deals in May' |
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More than one in four mortgage borrowers chose to take out a fixed-rate deal during May, n... |
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First-time buyers 'have low share of mortgage market' |
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New research has suggested that first-time buyers in the UK now account for the lowest sha... |
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Purchasing property 'now cheaper than renting' |
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The cost of owning a home is now cheaper than renting in all parts of UK except London, ac... |
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Personal loans 'can create a strong credit rating' |
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Consumers can create a strong credit rating by making sensible use of personal loans, it h... |
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Homeowners 'boosting efforts to up property values' |
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Consumers in the UK are upping their efforts to add value to and improve the look of their... |
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Secured loans 'key for large projects' |
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Brits who are looking to improve their homes in the next few months should consider using ... |
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Personal loan market 'now open for business' |
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An expert has suggested that the UK's personal loans market is now well and truly back ope... |
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Parents 'encouraging kids to take up pensions' |
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New research has revealed that a number of parents are now urging their children to start ... |
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First-time buyers 'spend over £3,700 kitting out homes' |
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People who have taken out homeowner loans to purchase their first houses spend over £... |
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Credit card market 'enjoying resurgence' |
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The number of credit card deals now available in the UK has suggested the market is experi... |
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Consumers 'could benefit from multiple personal loans' |
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People who are looking to take out personal loans could benefit from considering more than... |
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Younger people 'embrace savings habit' |
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Consumers aged between 18 and 34 are more likely to be saving at present than older genera... |
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Personal loans 'being used to pay education costs' |
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An estimated £37 million of personal loans were taken out last year to pay for fees ... |
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Consumers 'cutting borrowing and savings levels' |
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Brits appear to be cutting back on both their borrowing and savings habits, new research h... |
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'Over 3,000 mortgages' available in the UK |
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More than 3,000 mortgages are now available to consumers in the UK, according to new resea... |
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Personal loans 'offer consumers cold, hard cash' |
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Consumers in the UK can get hold of "cold hard cash" by taking up a personal loan product,... |
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Personal loans 'can improve credit scores' |
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Consumers in the UK could give their credit score a boost by taking out personal loans, it... |
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Mortgage market movement 'not worth debating' |
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The current levels of movement in the UK's mortgage market are not worth debating, an expe... |
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Lending figures 'rose in April' |
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Total lending to individuals in the UK rose by £0.4 billion in April, according to n... |
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Secured lending 'increased in April' |
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Levels of secured lending in the UK rose by £0.5 billion during April, according to ... |
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UK house prices 'rose 0.5% in May' |
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The price of property in the UK rose slightly last month, according to the latest figures ... |
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First-time buyers 'more likely to purchase alone' |
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New research has revealed that the UK's first-time buyers are now more likely to purchase ... |
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House prices in England and Wales 'rose during April' |
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The price of property in England and Wales rose during April, according to the latest figu... |
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Interest rates 'encouraging Brits to review their savings' |
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Consumers in the UK are increasingly choosing to review their savings as interest rates re... |
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Spending on loans 'fell during March' |
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The amount of money spent on loans fell during March, according to new figures from a lead... |
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Brits 'using credit cards to pay bills' |
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Around five million people in the UK use credit cards to pay their households bills, accor... |
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Competition 'returning to mortgage market' |
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Increasingly competitive deals are becoming available in the UK mortgage market, it has be... |
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House purchase lending 'falls in Scotland' |
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Levels of house purchase lending in Scotland fell by a third during the first three months... |
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First-time buyer incentive 'will impact on mortgage market' |
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The previous government's first-time buyer incentive is set to have an impact on mortgage ... |
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Brits 'should consider offsetting mortgages' |
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Consumers in the UK could benefit from offsetting their mortgage in the current financial ... |
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Personal loan demand 'remained low in April' |
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New figures have suggested that consumer demand for personal loans failed to pick up last ... |
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Tracker mortgages 'represent the best value' |
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Consumers in the UK have been advised that tracker mortgages tend to offer the best value ... |
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Availability of 5-year fixed-rate mortgages rises |
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Five-year fixed-rate mortgages have risen significantly in popularity over the past few ye... |
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Consumers 'must change attitude to debt consolidation' |
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People struggling with their finances need to rethink how they view debt consolidation loa... |
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Brits urged to consider financial advice |
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Consumers in the UK are more likely to seek expert advice on car repairs and plumbing issu... |
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Gross mortgage lending 'fell in April' |
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Levels of gross mortgage lending in the UK fell during April, according to new figures.
|
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Consumers 'failing to seek pre-retirement advice' |
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New research has revealed that just a fifth of people approaching retirement tend to seek ... |
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Personal loan rates 'could rise due to PPI ban' |
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The decision to prohibit point-of-sale payment protection insurance (PPI) could lead to a ... |
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Secured loans 'help people meet their dreams' |
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Consumers in the UK could make their dreams a reality by taking out secured personal loans... |
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Personal loan debt 'rising in Wales' |
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New figures have suggested that the number of consumers struggling to pay off personal loa... |
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Planning key to securing the best personal loan deal |
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Consumers need to carefully plan if they want to secure the best personal loan deals, it h... |
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PPI 'to no longer be sold with personal loans' |
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Consumers who take out products such as personal loans will no longer be encouraged to sig... |
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Brits 'out of touch' with mortgage market |
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Consumers in the UK are increasingly becoming out of touch with the mortgage market, accor... |
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Household wealth 'five times higher than 50 years ago' |
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Total household wealth in the UK has increased five-fold in real terms over the past 50 ye... |
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House purchase lending rose during March |
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Levels of house purchase lending increased by 45 per cent year-on-year during March, accor... |
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Mortgage arrears and repossessions fall |
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The number of repossessions and mortgages in arrears fell during the first quarter of 2010... |
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Retirement planning 'a major advice issue' |
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More than a third of consumers who sought financial advice during April wanted help on ret... |
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Debt consolidation 'can make repayments cheaper' |
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Consumers could cut their repayments on debts by consolidating them into a single loan, ac... |
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Mortgage market 'open for business once again' |
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|
New figures from Moneysupermarket.com have suggested that conditions in the UK's mortgage ... |
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Mortgage borrowers 'opting for tracker products' |
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Consumers who are seeking homeowner loans are generally opting for tracker deals rather th... |
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Debt 'can be an emotive issue' |
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|
People who are struggling financially and are seeking debt consolidation products can find... |
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Mortgage lenders 'restricting deals to existing customers' |
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There is growing evidence that mortgage lenders in the UK are restricting some deals to th... |
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Mortgage brokers 'confident about the coming months' |
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A number of mortgage brokers are relatively confident about what the near future holds, an... |
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Secured loans 'ideal for those with a poor credit history' |
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Consumers in the UK with poor credit histories could benefit from taking out a secured per... |
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Consumers 'use personal loans to attend weddings' |
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Some Brits have admitted to using personal loans to fund the cost of attending a wedding, ... |
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Attitudes to debt 'are changing' |
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The general attitude towards debt in the UK is changing, according to a financial expert.<... |
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Personal insolvency stats 'may not tell full story' |
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New official statistics relating to personal insolvency may not reveal the full extent of ... |
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Mortgage deals 'have longest shelf life since 2007' |
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The average shelf life of a mortgage deal now stands at 30 days, new figures from Moneyfac... |
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Unsecured personal loan rates 'rise to 12.9%' |
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The average rate on an unsecured personal loan has risen over four per cent in the past th... |
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UK pension savers 'missing out on £742m' |
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Consumers in the UK who are saving for retirement are missing out on an extra £742 m... |
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Secured lending 'rose during March' |
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Levels of secured lending rose by £0.3 billion during March, according to new figure... |
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Lending to consumers 'rose during March' |
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|
Total lending to individuals increased by £0.6 billion during March, according to ne... |
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Gross lending by mutuals rises |
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Lending by mutuals rose by 36 per cent during March, according to new figures from the Bui... |
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Personal loan borrowing 'fell during March' |
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The number of personal loans taken out by consumers in the UK fell during March, according... |
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'Promising outlook' for fixed-rate mortgage market |
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The market for fixed-rate mortgages is looking "promising" at present, an expert has sugge... |
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Fifth of consumers 'struggling with personal debt' |
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One in five consumers in the UK believe their personal debt is acting as a barrier to thei... |
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Borrowers 'opted for variable rates in March' |
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More than eight out of ten consumers in the UK chose to take up variable rate mortgages in... |
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Mortgage rates 'hit lowest level in 12 months' |
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The UK's mortgage rates have reached their lowest level in 12 months, according to new res... |
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Brits 'using mortgage savings to pay off debt' |
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Almost one in three mortgage borrowers in the UK are using money saved on their mortgage t... |
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Mortgage approvals rise 5% in March |
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The number of mortgages issued in March rose by five per cent compared with the previous m... |
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People 'are rebuilding their savings' |
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People are looking to build up their savings in the coming months after reducing the amoun... |
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Debt consolidation 'can help reduce stress' |
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|
Managing debts effectively through consolidation can help to reduce the stress that consum... |
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|
Mortgage approvals rose in March |
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Mortgage approvals rose slightly in March after three months of falls, according to the Ba... |
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Brits hiding debt from loved ones |
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The amount of cash owed by Brits has topped £55 billion, according to new data from ... |
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Personal loan 'ideal for really important issues' |
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Consumers should only consider personal loans if they are intending to purchase something ... |
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Rising rates 'encouraging consumers to pay off debts' |
| |
|
The rising rates on personal loans and mortgages have led many consumers to pay off their ... |
| |
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Consumers 'want more details on Isa rates' |
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|
The majority of Isa customers in the UK believe their providers could do more to inform th... |
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|
Consumers 'must research debt consolidation plans' |
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|
Brits who are planning to take up a debt consolidation product need to consider all of the... |
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|
Mortgages 'a top advice issue for Brits' |
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|
One in ten people seeking financial advice during March did so for help with homeowner loa... |
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|
Consumers cut use of personal loans to pay debts |
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|
Debt consolidation has become less of a reason to take out a personal loan, new research h... |
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|
Mortgage lending rose 24% in March |
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|
Gross mortgage lending in the UK rose by 24 per cent during March from the previous month,... |
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|
Saving 'continues to rise in the UK' |
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|
Consumers in the UK are continuing to boost their savings pots, new figures have revealed.... |
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|
Fixed-rate mortgage popularity 'set to fall' |
| |
|
The popularity of fixed-rate mortgages among consumers in the UK is likely to decline in t... |
| |
|
Brits 'increase their credit and debit card spending' |
| |
|
The amount of money spent by consumers on credit and debit cards rose during March, accord... |
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|
Party manifestos 'offer range of financial incentives' |
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|
The three main political parties' manifestos have hinted at how many people's personal fin... |
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|
Vendor activity 'picks up in the housing market' |
| |
|
The highest reading of vendor activity in the housing market since May 2007 was seen durin... |
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|
Under-40s 'seeking debt advice online' |
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|
A number of under-40s regularly turn to the web for advice on managing their debts, new fi... |
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|
Personal loans 'best for one-off purchases' |
| |
|
Consumers who are seeking personal loans should think carefully about what they intend to ... |
| |
|
Mortgage market 'on road to recovery' |
| |
|
The mortgage market appears to be on the road to recovery after a weak start to the year, ... |
| |
|
Insolvency body calls on consumers to seek debt help |
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|
Consumers who could benefit from debt consolidation loans should seek help as soon as poss... |
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|
Property prices grow in March |
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The price of property in the UK rose by 1.1 per cent during March, according to new figure... |
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|
Interest rates will rise, expert predicts |
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|
An expert has predicted that interest rates will rise and more people will take out indivi... |
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|
'Use savings with homeowner loans' |
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|
With savings rates low and inflation high, those with homeowner loans could use their mone... |
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|
'Surprising' that consumers have not learned their lessons |
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|
It is 'surprising' consumers have not learned their lessons from the recession, it has bee... |
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|
Confidence in housing market hits two-and-a-half year high |
| |
|
Confidence in the housing market has reached a two-and-a-half year high, according to a ne... |
| |
|
Fixed rate loans can be beneficial for buy-to-let investors |
| |
|
One way to ensure success as a new residential landlord or buy-to-let investor is to apply... |
| |
|
Consumers 'may benefit from borrowing larger loans' |
| |
|
Brits may get better value for money by borrowing larger amounts when taking out personal ... |
| |
|
Home loan market helped by desire for bigger properties |
| |
|
The housing market is improving and more home loans are being taken out because consumers ... |
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|
OFT launches guidance for lenders |
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|
People looking for a personal loan may be less likely to fall foul of corporate malpractic... |
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|
Brits 'return to borrowing' |
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|
Consumers across the UK have increased their reliance on loans in recent months, according... |
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|
Personal loans 'restricted to high quality customers' |
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|
Consumers who have a history of meeting their repayments each month are the only people wi... |
| |
|
Brits 'turn to personal loans for car purchases' |
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|
Personal loans are among the range of products that consumers plan to use to buy cars in t... |
| |
|
UK lending 'rises during February' |
| |
|
Levels of lending to individuals in the UK rose by £2.1 billion during February, acco... |
| |
|
February fall for house prices |
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|
House prices in the UK fell slightly during February, according to new figures from the La... |
| |
|
BBA: Personal loans remain popular |
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|
Personal loans remain a popular financial product in the UK, according to new figures from... |
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|
Lenders: FSA shouldn't ban self-certified mortgages |
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|
Some of Britain's biggest lenders have voiced their disapproval at the Financial Services ... |
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|
Consumers 'need to be realistic on personal loans' |
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|
People who are planning to take out a personal loan must be realistic about what they can ... |
| |
|
Retailers feel the benefit as consumers return to the high streets |
| |
|
Consumer spending is on the rise again as liquidity returns to the lending market with ret... |
| |
|
'Dangerously poor' advice given at banks |
| |
|
Banks and building societies are too often failing to provide their customers with satisfa... |
| |
|
Now is a 'pretty dire time for savers' |
| |
|
Brits have managed to save £59.4 billion over the past year despite the unfavourable ... |
| |
|
CAB cautiously welcomes Budget announcements |
| |
|
The Citizens Advice Bureau (CAB) has welcomed chancellor Alistair Darling's decision to ma... |
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|
Budget 'a modest boost to homeowner loan market' |
| |
|
The government's latest Budget plans will offer "a modest potential boost" to th... |
| |
|
Brits 'improving their savings habits' |
| |
|
Consumers are upping the amount they put away in savings accounts, according to new resear... |
| |
|
Record number of homeowners on SVR mortgages |
| |
|
The number of homeowners on standard variable rate (SVR) mortgage deals has reached record... |
| |
|
Brits 'more interested in saving than spending' |
| |
|
People in the UK are keener on saving at present than spending, according to new research.... |
| |
|
Men 'more confident about financial issues' |
| |
|
Research has revealed that men are generally more confident about handling financial issue... |
| |
|
Over 10m 'facing credit score failures' |
| |
|
More than ten million people in the UK could fail credit assessments when requesting them ... |
| |
|
Personal loans 'ideal for relocating' |
| |
|
People who are planning to relocate in the near future should consider the benefits that p... |
| |
|
Mortgages and loans 'a key advice issue' |
| |
|
A number of consumers chose to seek advice on mortgages and homeowner loans last month, ne... |
| |
|
Gross mortgage lending 'rose in February' |
| |
|
New figures have revealed that gross mortgage lending in the UK rose during February.
... |
| |
|
Brits living beyond their means |
| |
|
New research has revealed that a large number of Brits live beyond their means.
A... |
| |
|
Confidence in housing market drops |
| |
|
Confidence in the UK housing market remains fragile, according to latest findings from the... |
| |
|
First-time buyer prices on the up |
| |
|
Property prices for first-time buyer homes have started to rise again this month after fou... |
| |
|
Kids bailing out mum and dad |
| |
|
Last year parents borrowed £54 million from their kids, research shows.
Rese... |
| |
|
Credit card legislation 'a step in the right direction' |
| |
|
New credit card legislation which aims to put the power back in the hands of consumers is ... |
| |
|
Borrowers 'should consider offset mortgage deals' |
| |
|
Consumers should think about switching to an offset mortgage deal in the current climate, ... |
| |
|
Personal loans 'dominate British debt' |
| |
|
Consumers continue to rely on personal loans to meet their financial needs, new figures ha... |
| |
|
Young people 'seeking more credit' |
| |
|
A growing number of people are seeking to boost the amount of access they have to credit f... |
| |
|
Government reveals new credit card rights |
| |
|
The government has announced new rights for consumers who regularly make use of credit car... |
| |
|
Stamp duty holiday hits mortgage approvals |
| |
|
The number of mortgages approved in the UK has fallen dramatically since the end of the st... |
| |
|
Personal loans 'useful for debt consolidation' |
| |
|
Consumers considering debt consolidation should think about taking out a personal loan, ac... |
| |
|
New financial guide launched for consumers |
| |
|
A new guide designed to help consumers boost their knowledge of a range of financial produ... |
| |
|
Remortgage market 'begins revival' |
| |
|
The UK's remortgaging market is experiencing a revival at present, according to an expert.... |
| |
|
Consumers urged to learn about Money Matters |
| |
|
Brits should seek to improve their knowledge of financial products such as personal loans ... |
| |
|
Saving figures 'reach new high' |
| |
|
The number of people in the UK choosing to put money away in savings accounts has reached ... |
| |
|
Personal loan rates 'have risen significantly' |
| |
|
Rates featured on personal loan products have risen dramatically in the past two years, ac... |
| |
|
Brits 'not seeking better savings deals' |
| |
|
The majority of consumers in the UK are failing to search for improved current account dea... |
| |
|
Tracker mortgages 'the right choice for many borrowers' |
| |
|
Many borrowers would benefit from taking up a tracker mortgage at the moment, according to... |
| |
|
Finance 'remains key to first-time buyers' |
| |
|
The issue of finance remains a vital area of debate for first-time buyers at present, acco... |
| |
|
Personal loan repayments 'key to seeking a mortgage' |
| |
|
Consumers should pay off personal loans as quick as possible if they want to increase thei... |
| |
|
Consumers 'need better understanding of financial products' |
| |
|
People across the UK need to take more notice of the deals they agree over financial produ... |
| |
|
Personal loan market 'has transformed' |
| |
|
The UK market for personal loans has changed "beyond all recognition" in the pas... |
| |
|
House prices 'fall in February' |
| |
|
The price of property in the UK fell by 1.5 per cent during February, according to new res... |
| |
|
Personal loan borrowers 'should consider lending more' |
| |
|
Consumers that are seeking personal loan deals should consider taking out a larger amount ... |
| |
|
Over 3m borrowers 'unaware of mortgage rate' |
| |
|
More than three million mortgage borrowers in the UK do not know the rate on their loan de... |
| |
|
Secured lending 'rose during January' |
| |
|
Levels of secured lending in the UK rose during January, according to new Credit Action fi... |
| |
|
Spring clean finances with personal loans |
| |
|
A leading financial advice website has called on consumers to give their finances a spring... |
| |
|
Mutual lending 'over £1bn in January' |
| |
|
The value of loan approvals agreed in the mutual sector reached over £1 billion in Ja... |
| |
|
Consumer lending 'rose during January' |
| |
|
Total net lending to individuals in the UK rose by £2 billion in January, according t... |
| |
|
Budgeting 'key to handling debt' |
| |
|
Consumers who are struggling with debt should consider spending more time budgeting, accor... |
| |
|
House prices 'hit by slight fall' |
| |
|
The price of property in the UK dropped by one per cent in February compared to the previo... |
| |
|
Personal loans 'can be a handy option' |
| |
|
Consumers may find that personal loans prove to be "a handy option" to boost the... |
| |
|
Brits 'start saving at 25' |
| |
|
Most consumers in the UK start savings accounts when they reach 25, according to new resea... |
| |
|
Fall in Brits 'living on overdrafts' |
| |
|
There has been a marginal improvement in the number of Brits that are permanently overdraw... |
| |
|
Growing number of Brits 'seeking debt advice' |
| |
|
An increasing number of consumers in the UK are seeking advice on their debt problems, new... |
| |
|
Gross mortgage lending 'drops during January' |
| |
|
Levels of gross mortgage lending dropped significantly during January, according to new fi... |
| |
|
Consumers must be aware of debt warning signs |
| |
|
People across the UK need to take note of the warning signs that can arise from debt probl... |
| |
|
Money worries 'affect people's health' |
| |
|
People with concerns over their finances feel such worries are harming their health, accor... |
| |
|
Personal loan debt 'remains constant' |
| |
|
Levels of personal loan debt have remained constant over the past 12 months, according to ... |
| |
|
Scottish property market 'on road to recovery' |
| |
|
The price of property in Scotland is continuing to rise, according to new figures from Llo... |
| |
|
Personal loan access 'to be a basic right' |
| |
|
Seven out of ten consumers in the UK think everyone should have access to financial servic... |
| |
|
Mortgage lending 'dropped in January' |
| |
|
Gross mortgage lending fell by 32 per cent in January from the previous month, according t... |
| |
|
Top personal loan deals 'still available' |
| |
|
There are still some quality personal loan deals available to consumers in the UK, accordi... |
| |
|
Study claims £385m stored in change jars |
| |
|
Jars full of loose change in households across the UK could be more valuable than many peo... |
| |
|
Over 60% of homeowners 'aim to be mortgage-free by 50' |
| |
|
Nearly two thirds of homeowners in the UK want to be mortgage-free by the time they hit 50... |
| |
|
Brits 'not researching loan options for car purchase' |
| |
|
Nearly one in two drivers do not research the different types of finance available to them... |
| |
|
Credit card rates 'reach 12-year high' |
| |
|
Rates available on credit cards in the UK have reached a 12-year high, according to new fi... |
| |
|
Debts 'can soon mount up from credit cards' |
| |
|
Consumers should be careful when using credit cards as debts from plastic "can soon m... |
| |
|
FTB figures 'hit two-year high' |
| |
|
The number of homeowner loans given to first-time buyers (FTB) in the UK reached a two-yea... |
| |
|
Borrowers 'get better mortgage deals with large equity' |
| |
|
Consumers can get hold of better fixed mortgage deals by having significant equity, accord... |
| |
|
Personal loans 'can be used to build up credit' |
| |
|
Consumers that want to build up their credit score should consider taking out personal loa... |
| |
|
Mortgage arrears 'fall in fourth quarter of 2009' |
| |
|
New figures have revealed that the number of mortgage arrears and possessions in the UK fe... |
| |
|
Research reveals 1 in 8 have financial concerns |
| |
|
Concerns over debt and other financial issues are leading some people to neglect their lov... |
| |
|
Personal loans 'an option for buying engagement rings' |
| |
|
People who are looking to get romantic this Valentine's Day could benefit from using a per... |
| |
|
Number of Brits saving 'hits 16-month high' |
| |
|
The number of people regularly or occasionally saving money in the UK has hit its highest ... |
| |
|
Brits urged to not hide debt problems |
| |
|
A leading financial advice website has called on Brits to not ignore any debt problems the... |
| |
|
SVR borrowers 'thinking about remortgaging' |
| |
|
Borrowers with standard variable rate (SVR) homeowner loans are thinking about remortgagin... |
| |
|
Motorists urged to check vehicles before securing finance |
| |
|
British motorists have been warned to carry out a range of checks before buying a second h... |
| |
|
Small house price rise in January |
| |
|
The price of property in the UK rose by 0.6 per cent in January, according to new research... |
| |
|
Students 'must be cautious with personal loans' |
| |
|
People studying at university should be cautious about taking out personal loans to supple... |
| |
|
High LTV mortgages coming back to the market |
| |
|
The number of high loan-to-value (LTV) mortgages on offer in the UK has "soared"... |
| |
|
UK interest rates remain unchanged |
| |
|
The Bank of England has decided to keep interest rates unchanged for another month.
|
| |
|
UK's financial health 'improving' |
| |
|
The financial health of consumers in the UK is improving, according to Alliance Trust.
|
| |
|
Consumers 'cautious over spending' |
| |
|
New research has suggested consumers in the UK have become increasingly cautious about spe... |
| |
|
Accuracy 'vital in personal loan applications' |
| |
|
Consumers who are looking to take up personal loans must ensure their applications are as ... |
| |
|
UK personal debt reaches £1.4bn |
| |
|
Levels of personal debt in the UK reached £1.4 billion during December, according to ... |
| |
|
Personal loan rate high 'no surprise' |
| |
|
News that personal loan rates are at a nine-year high is "no surprise", accordin... |
| |
|
Building societies reveal rise in gross lending |
| |
|
Gross mortgage lending by building societies rose by 15 per cent during December, new figu... |
| |
|
Personal loan rates 'at a nine-year high' |
| |
|
New research has revealed that the rates available on personal loans are at a nine-year hi... |
| |
|
Debt consolidation 'only suitable for manageable arrears' |
| |
|
Consumers should only consider using debt consolidation loans if their arrears are "r... |
| |
|
Women 'planning to boost savings in 2010' |
| |
|
New research has revealed that women are planning to cut back on their spending on a range... |
| |
|
Property prices 'doubled in the past decade' |
| |
|
The price of property in the UK doubled during the past ten years, according to new figure... |
| |
|
Homeowner loan affordability 'improved in 2009' |
| |
|
The affordability of mortgage deals in the UK improved during 2009, according to new resea... |
| |
|
Savings in the UK 'rise by 136%' |
| |
|
Brits have increased their savings pots by 136 per cent in the past 12 months, according t... |
| |
|
Homeowner loan companies 'loosening their purse strings' |
| |
|
Mortgage providers have increased the number of homeowner loan products available to borro... |
| |
|
Personal loan rates 'higher on small deals' |
| |
|
Consumers seeking personal loans will enjoy a better rate on the deal if they borrow more ... |
| |
|
Homeowner loan borrowers 'moving onto SVRs' |
| |
|
Many borrowers are turning to their lenders' standard variable rate (SVR), a leading finan... |
| |
|
1 in 4 Brits 'do not trust their banks' |
| |
|
A quarter of UK consumers do not have any trust in their banks, according to new research ... |
| |
|
'Competitive deals' emerging in the mortgage market |
| |
|
Consumer seeking homeowner loans have a range of competitive deals available to them at th... |
| |
|
Interest rates 'will ensure variable rate mortgages remain popular' |
| |
|
Current interest rate levels mean that variable rate mortgages are set to continue to be p... |
| |
|
Homeowners 'opting for fixed-rates when remortgaging' |
| |
|
The majority of homeowners in the UK that are planning to remortgage in the next six month... |
| |
|
CML: Mortgage lending rose 14% in December |
| |
|
Gross mortgage lending in the UK rose by 14 per cent during December, according to new res... |
| |
|
Interest in variable rate mortgages 'rising' |
| |
|
New figures have revealed that consumer interest in variable rate homeowner loans rose dur... |
| |
|
Debt consolidation loans 'ideal for budgeting' |
| |
|
Consumers that want to improve the way they budget should consider using debt consolidatio... |
| |
|
Personal loan rates 'beginning to decline' |
| |
|
Rates on personal loans in the UK are starting to fall, according to new research from Mon... |
| |
|
Personal loans 'ideal for cutting debt' |
| |
|
A leading comparison website has claimed personal loans have emerged as an ideal way for m... |
| |
|
Banks 'shifting focus away from remortgaging' |
| |
|
Recent falls in remortgaging activity have been driven by financial services firms, which ... |
| |
|
Number of available mortgage products 'reaches 2,500' |
| |
|
The number of mortgage products available in the UK has reached 2,500 for the first time s... |
| |
|
Debts 'encouraging parents to get back to work' |
| |
|
Over 11 million households in the UK are dependent on more than one salary in order to cov... |
| |
|
Mortgage interest payments 'more affordable' |
| |
|
Levels of interest on homeowner loans are becoming more affordable, research has revealed.... |
| |
|
Borrowers 'benefit from reduce homeowner loan rates' |
| |
|
Consumers in the UK that are seeking homeowner loans are benefitting from low mortgage rat... |
| |
|
'Many providers' still offering secured loans |
| |
|
Secured loan deals can still be found in the UK's financial services market, according to ... |
| |
|
Paying off mortgages with credit cards 'not a solution' |
| |
|
People should not regard paying off homeowner loans with credit cards as a solution to deb... |
| |
|
Brits embrace online banking |
| |
|
The number of Britons embracing the concept of online banking has grown, new figures have ... |
| |
|
Loyalty 'does not pay when it comes to personal finance' |
| |
|
Consumers looking to secure personal loans or credit cards this month should not be loyal ... |
| |
|
House price rise 'slows down during December' |
| |
|
The pace of property price rises in the UK slowed during December, according to new figure... |
| |
|
Importance of saving 'falling among consumers' |
| |
|
The amount of consumers in the UK who are choosing to save is falling, according to new fi... |
| |
|
Consumers 'warned over homeowner loan debt' |
| |
|
Homeowners in the UK have been urged by an expert to not use credit cards to pay off mortg... |
| |
|
Consumers 'missing a trick when seeking personal loans' |
| |
|
People across the UK may be "missing a trick" when searching for a competitive p... |
| |
|
Mortgage lenders 'to increase SVRs' |
| |
|
Home loan lenders are opting to increase their standard variable rates (SVRs) despite the ... |
| |
|
Debt consolidation 'to prove popular in early 2010' |
| |
|
Debt consolidation loans will become more popular with Brits in the coming weeks as people... |
| |
|
Consumers using savings to pay off loans |
| |
|
Consumers are aiming to pay back unsecured loans and overdrafts while interest rates are l... |
| |
|
Lenders 'unlikely to raise mortgage margins in 2010' |
| |
|
It is unlikely that lenders will increase the margins on their home loan products this yea... |
| |
|
More Brits looking to transfer debt |
| |
|
Some 4.5 million Britons are expected to transfer their credit card loans in the first thr... |
| |
|
Homeowner loans 'more affordable' |
| |
|
Homeowner loans are affordable for first-time buyers in almost four out of ten local autho... |
| |
|
Competition 'to return to homeowner loan market' |
| |
|
Homeowners or first-time buyers seeking loans will benefit from increased levels of compet... |
| |
|
UK debt levels 'remain high' |
| |
|
New figures from Unbiased.co.uk have suggested that levels of debt in the UK remain high.<... |
| |
|
Homeowner lending 'hits two-year high' |
| |
|
Mortgage lending in the UK reached a two-year high during November, according to new figur... |
| |
|
Shopping around for loans 'should not affect people's credit rating' |
| |
|
The Treasury Committee has released a new report calling on the Office for Fair Trading an... |
| |
|
Homeowner loan availability 'on the rise' |
| |
|
The number of homeowner loans available in the UK has risen by 13 per cent since August, n... |
| |
|
First-time buyer levels 'hit 12-month low' |
| |
|
The number of first-time buyers taking up homeowner loans and purchasing property has reac... |
| |
|
Brits 'must not ignore debt issues' |
| |
|
Consumers in the UK should look to use debt consolidation loans and other similar products... |
| |
|
Fixed rate homeowner loans 'fall in popularity' |
| |
|
The popularity of fixed rate mortgages in the UK continued to fall in November, new resear... |
| |
|
Mortgage lending 'hits £12bn in November' |
| |
|
Gross mortgage lending reached an estimated £12 billion in November, according to new... |
| |
|
Financial recovery 'yet to impact on personal loans' |
| |
|
The personal loan market has yet to benefit from the economic recovery seen in other areas... |
| |
|
Mortgage lenders 'need to cut deposit requirements' |
| |
|
Financial services firms that offer homeowner loans need to cut their deposit requirements... |
| |
|
Consumers predict house price growth in 2010 |
| |
|
Britons are confidence that house prices in the UK will rise over the next 12 months, acco... |
| |
|
Fixed-rate homeowner loans 'falling in popularity' |
| |
|
The number of people taking up fixed-rate mortgages in the UK fell during November, new fi... |
| |
|
Mortgage holders are 'better off' |
| |
|
UK mortgage holders are £200 better off than they were a year ago, it has been claime... |
| |
|
Lenders are regaining confidence |
| |
|
Finance lenders are growing in confidence but are struggling to meet the demand for person... |
| |
|
'Low interest' in homeowner loan rescue scheme |
| |
|
The government has failed to gain much interest in its homeowner loan rescue scheme, accor... |
| |
|
Over half of people 'turning to doorstep lending' |
| |
|
New figures from the Office of Fair Trading have revealed that around one in two borrowers... |
| |
|
Long-term mortgages 'still have a place in the market' |
| |
|
Consumers seeking homeowner loans should not ignore the potential of long-term mortgages d... |
| |
|
Homeowner loan figures 'reach two-year high' |
| |
|
The number of homeowner loans approved in the UK reached its highest level in two years du... |
| |
|
'Good plan needed' to manage Christmas debt |
| |
|
Consumers need to carefully plan how they propose to pay back debts or credit they run up ... |
| |
|
Fixed rate mortgage reductions 'a welcome Christmas present' |
| |
|
The decision by many borrowers to cut the rates on their fixed homeowner loans will prove ... |
| |
|
Brits 'using loans to buy second-hand cars' |
| |
|
People across the UK are choosing to use loans to fund their purchase of second-hand cars,... |
| |
|
Consumers with homeowner loans 'can benefit from low rates' |
| |
|
A number of people with homeowner loans can take advantage of low interest rates at the mo... |
| |
|
House prices 'rose by 1.4% during November' |
| |
|
New research has revealed that UK house prices rose by 1.4 per cent in November when compa... |
| |
|
Homeowner loan availability for first time buyers rises |
| |
|
The number of homeowner loans available to first time buyers has risen to its highest leve... |
| |
|
Campaigns call for lower interest on loans |
| |
|
A campaign has been launched that is calling for lenders to reduce interest charges on the... |
| |
|
Consumers urged to spend sensibly this Christmas |
| |
|
People who are preparing for Christmas have been urged not to get carried away with their ... |
| |
|
More people 'regularly saving each month' |
| |
|
A growing number of people are regularly putting money away into savings accounts, new res... |
| |
|
Number of available homeowner loans 'rises' |
| |
|
The number of homeowner loans available across the UK has risen in the past few months, ne... |
| |
|
Secured lending 'rose in October' |
| |
|
Levels of secured lending across the UK rose during October, new figures from Credit Actio... |
| |
|
Brits 'cutting back on Christmas spending' |
| |
|
New figures have suggested that Britons are looking to cut back on the cost of Christmas t... |
| |
|
Borrowers urged to understand mortgage costs |
| |
|
People who are taking out homeowner loans have been urged by an expert to fully understand... |
| |
|
Debt problems 'growing in the UK' |
| |
|
New figures have highlighted that the number of debt problems arising in the UK has risen.... |
| |
|
Brits 'underestimating their monthly spend' |
| |
|
Many Britons are failing to properly calculate their monthly essential spend, according to... |
| |
|
UK house prices 'continue to rise' |
| |
|
House prices in the UK rose slightly during November, new research from Nationwide has rev... |
| |
|
Around 30m Brits 'set for £8bn debt hangover' |
| |
|
Christmas spending is likely to send around 30 million Brits into debt over the coming mon... |
| |
|
Treasury plans 'to help understanding of homeowner loans' |
| |
|
New Treasury proposals to improve protection for those taking up homeowner loans will have... |
| |
|
Buy-to-let remortgaging falls |
| |
|
The number of landlords looking to remortgage their buy-to-let properties has dropped to i... |
| |
|
Brits reveal retirement concerns |
| |
|
A quarter of Britons have admitted to having financial worries over their future, accordin... |
| |
|
New mortgage plans 'will bring more protection to borrowers' |
| |
|
Plans to give the Financial Services Authority (FSA) more powers over the mortgage market ... |
| |
|
'More people than ever' worried about finances |
| |
|
A huge number of Brits are concerned about their financial security at present, according ... |
| |
|
Supreme Court rules in favour of overdraft charges |
| |
|
Overdraft charges on UK savings accounts are set to remain in place after the Supreme Cour... |
| |
|
Mortgage approval rates 'rising gradually' |
| |
|
The number of mortgage approvals in the UK is rising "in a very gradual way", ac... |
| |
|
FSA set for new homeowner loan powers |
| |
|
The Financial Services Authority (FSA) is to be granted new powers that it will be able to... |
| |
|
Homeowners 'lack knowledge of offset mortgages' |
| |
|
Four out of ten homeowners in the UK do not understand the concept of an offset mortgage, ... |
| |
|
Mortgage lending 'rose during October' |
| |
|
The amount of mortgages and other homeowner loans approved continued to rise during Octobe... |
| |
|
Europeans 'relying on unsecured loans' |
| |
|
Around 50 per cent of people in Europe regularly borrow through credit cards, car and unse... |
| |
|
'Financial stress' taking its toll on Britons |
| |
|
The stress of coping during the economic downturn may be having an impact on the health of... |
| |
|
Two-year fixed rates 'fall below 5%' |
| |
|
The average rate on a two-year fixed mortgage has fallen below five per cent for the first... |
| |
|
SVR mortgage deals 'over 4% higher than base rate' |
| |
|
The average standard variable rate (SVR) mortgage is now charging 4.7 per cent interest, a... |
| |
|
Mortgage lending rose in October |
| |
|
Mortgage lending rose five per cent in October, according to the latest data from the Coun... |
| |
|
Act quick to get your festive finances in order, consumers told |
| |
|
Consumers are being urged to act quickly if they are to secure affordable loans ahead of t... |
| |
|
Financial education plans welcomed by industry |
| |
|
Plans by the government to help Britons get to grips with their finances have been welcome... |
| |
|
Bank of England split over quantitative easing scheme |
| |
|
The Bank of England's Monetary Policy Committee (MPC) was split three ways in November ove... |
| |
|
Businesses struggling to get finance |
| |
|
Access to finance remains a problem for small and medium-sized businesses, according to a ... |
| |
|
Property prices falling, research reveals. |
| |
|
A monthly house price index by FindaProperty.com revealed that the asking price for proper... |
| |
|
SHIP: Government Green Paper is not enough |
| |
|
The government's Green Paper on the future of care for the elderly has not done enough to ... |
| |
|
Brits hiding debts from loved ones |
| |
|
Almost one-in-five adults in the UK are hiding some form of debt from their loved ones, ac... |
| |
|
Energy prices 'likely to soar' |
| |
|
Centrica, the parent company of British Gas, has announced that wholesale gas prices will ... |
| |
|
Court ruling means PFF won't protect 'risky investments' |
| |
|
Following a landmark ruling at the High Court this week, trustees looking to invest pensio... |
| |
|
CML cuts repossession prediction |
| |
|
In welcome news for homeowners, the Council of Mortgage Lenders (CML) has cut the number o... |
| |
|
More people set to work beyond retirement |
| |
|
The number of people working beyond the age of retirement looks set to double in the next ... |
| |
|
Landlords call for higher tax threshold on spare room income |
| |
|
The National Landlords Association (NLA) wants the government to increase the tax threshol... |
| |
|
£5,000 debt interest to be paid by households this year |
| |
|
Households in the UK are set to spend £5,000 this year on paying off debt interest al... |
| |
|
Third of credit card users 'don't plan to pay balance within 6 months' |
| |
|
Over a third of people who are racking up debts on their credit cards ahead of Christmas d... |
| |
|
Training for youngsters 'is essential' |
| |
|
Following reports that the government is to cut £350 million in training for young pe... |
| |
|
UK shoppers could get hit by EU legislation |
| |
|
The consumer rights of shoppers in the UK could be affected by new EU legislation.
|
| |
|
Service sector 'showing signs of improvement' |
| |
|
Figures for the service sector show that it is experiencing its most positive spell since ... |
| |
|
Entrepreneurs from ethnic minorities to get government backing |
| |
|
New plans have been announced which aim to help entrepreneurs from ethnic minorities get i... |
| |
|
Government should 'cut spending not raise VAT' |
| |
|
The government should be cutting its own spending rather than increasing VAT on products, ... |
| |
|
Debt management review launched |
| |
|
The practices of debt management companies are set to go under the microscope following th... |
| |
|
Pension schemes 'have been mismanaged since the 90s' |
| |
|
Pension schemes around the UK have been mismanaged for around 15 years, according to finan... |
| |
|
High percentage loan-to-value mortgages on the rise |
| |
|
New figures show that the number of 85 per cent loan-to-value mortgages is on the rise aga... |
| |
|
Consumers should face 'mandatory quotation searches' |
| |
|
Customers should be able to find out what kind rate they are getting when they apply for c... |
| |
|
Bank of England 'likely' to continue quantitative easing |
| |
|
The Bank of England Monetary Policy Committee (MPC) looks set to revisit its policy of qua... |
| |
|
Customers 'still reliant on credit cards' |
| |
|
Consumers are spending as much money on credit cards now as they have done in the past, ac... |
| |
|
A third of wills 'have not been updated in 5 years' |
| |
|
People who have written a will could leave inheritors with problems if they do not update ... |
| |
|
Northern Rock heading back to private sector is 'good for consumers' |
| |
|
The European Commission has approved plans by the government to split the government-owned... |
| |
|
Retail market 'facing difficult year' |
| |
|
Retailers and customers alike are set to face a difficult 2010, according to experts.
|
| |
|
Mortgage approvals hit highest level in 18 months |
| |
|
New mortgage approvals increased in September to reach their highest level in 18 months, n... |
| |
|
Bankers are meeting mortgage demand |
| |
|
Britain's top bankers have claimed they are meeting the demand for mortgages from homebuye... |
| |
|
Personal loan rates rise |
| |
|
Following the Bank of England dropping the base interest rate to 0.5 per cent earlier this... |
| |
|
Car scrappage scheme sees increase in personal loans |
| |
|
The number of personal loans being taken out has increased since the introduction of the c... |
| |
|
UK 'still in longest recession ever' |
| |
|
The UK is experiencing its longest recession since figures were first collated in the 1950... |
| |
|
Most homeowners 'not protected if they lose their job' |
| |
|
Two-thirds of homeowners have not taken out insurance cover to protect their mortgage paym... |
| |
|
Halifax and Bank of Scotland to up overdraft fees |
| |
|
Customers of high street banks Halifax and the Bank of Scotland are set to be charged more... |
| |
|
Parents 'still happy to help' kids buy first home |
| |
|
A quarter of parents with adult children plan to use their savings to help their offspring... |
| |
|
Tories announce change to housing benefits system |
| |
|
If the Conservative party comes into power following next year's general election it has s... |
| |
|
FSA take over the banking rulebook |
| |
|
As of next month, the power of regulation over banks will shift from the institutions them... |
| |
|
Three-quarters of landlords 'have experienced rent arrears' |
| |
|
The majority of landlords have experienced rental arrears from their tenants, according to... |
| |
|
Government 'halves number of adults living in households with no bank account' |
| |
|
The government announced yesterday (October 20th) that it has reduced the number of adults... |
| |
|
UK 'still some way from a stable recovery' |
| |
|
The UK still has many obstacles to get over before it will see its economic recovery stabi... |
| |
|
Homeowners seeking repossession advice climbs 25 % |
| |
|
The number of worried homeowners who sought advice about home repossession increased by ov... |
| |
|
Mortgage lenders 'have already reduced risk' |
| |
|
Following the announcement from the Financial Services Authority (FSA) that mortgage lende... |
| |
|
FSA clamps down on home loans |
| |
|
Banks offering home loans face tougher regulations under plans developed by the Financial ... |
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|
Personal loan insurance ban overturned |
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A ban which would have prevented payment protection insurance being sold at the same time ... |
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UK personal loan market 'faces a tough time' |
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The UK personal loan market has faced a tough time over the last year, according to a new ... |
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Personal loan protection ruling due |
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The UK personal loan market could be set for another shake up as Barclays awaits a ruling ... |
| |
|
Recession boosts ID theft worries |
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People are more worried about identity theft because of the impact of the recession, it ha... |
| |
|
Credit card firms 'should be fair' |
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|
Credit card providers should "play fair" when it comes to interest rates, one ex... |
| |
|
Demand for high LTV mortgages greater than supply |
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|
A third of mortgage seekers are on the hunt for a home loan available with a deposit of 20... |
| |
|
FSA to crack down on self-cert mortgages |
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|
The Financial Services Authority (FSA) is reportedly introducing a new rule which means th... |
| |
|
New mortgage approvals up 29% month-on-month |
| |
|
The number of new mortgages approved for home purchase dropped slightly in August, standin... |
| |
|
Interest rates 'likely to stay low until 2014' |
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|
Interest rates are likely to stay low for another five years, while the economy recovers, ... |
| |
|
Mortgage rates lower, scale of lending 'unlikely to increase' soon |
| |
|
The lowering of rates is unlikely to lead to an increase in lending or more high loan-to-v... |
| |
|
Cheaper to buy a home rather than rent, survey reveals |
| |
|
First-time buyers could be better off buying a house rather than renting one because of re... |
| |
|
House price rises 'may not be' sustainable |
| |
|
The recent rise in house prices may not be sustainable, according to market experts Fitch ... |
| |
|
Homeowners win right to sue banks over controversial mortgages |
| |
|
A group of more than 300 people have been given the go-ahead to sue Barclays and Bank of S... |
| |
|
Base rate 'will not rise' in 2010 |
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|
The base rate is unlikely to rise above 0.5 per cent during 2010, according to the Centre ... |
| |
|
Consumer credit market 'stabilised' |
| |
|
The consumer credit market appears to have stabilised but is down on last year's figures, ... |
| |
|
Unemployment 'deterring first-time buyers' |
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|
High levels of unemployment are preventing first-time buyers from getting on the property ... |
| |
|
Student loans 'most common form of borrowing for university goers' |
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|
Student loans are still the most common form of borrowing used by people heading to univer... |
| |
|
'Fewer people remortgaging' but properties still selling |
| |
|
According to experts, less people are remortgaging their homes but there are still many pe... |
| |
|
Free childcare proposals 'not needed' |
| |
|
A new proposal from the government which aims to put 250,000 two-year-olds into free child... |
| |
|
UK housing market 'continues to fall' |
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|
According to new research, the UK housing market is "still on the way down" desp... |
| |
|
UK lending continues to rise |
| |
|
Total UK personal debt stood at £1,457 billion at the end of August, according to res... |
| |
|
More Brits complain about neighbour nuisance |
| |
|
Neighbour disturbance in the UK is on the rise, it has bee revealed.
Research car... |
| |
|
Consumer credit market shows signs of recovery |
| |
|
The credit market is stabilising but consumers continue to face limited choice, according ... |
| |
|
HSBC injects £500mn into home buyer credit market |
| |
|
High street banking giant HSBC has announced that it is to inject half a billion pounds in... |
| |
|
Fixed-rate mortgages 'not winning over consumers' |
| |
|
Despite the Libor rate coming down fixed-rate mortgages are not following suit, according ... |
| |
|
Brits fall back on savings in downturn |
| |
|
The amount Britons have withdrawn from individual savings accounts has tripled in the last... |
| |
|
LSE: Economic recovery will be slow |
| |
|
The UK economy will recover soon but expansion will be slow and steady, according to the L... |
| |
|
Bank customers 'overwhelmed by information' |
| |
|
UK customers are losing out on the best current account deals because they are overwhelmed... |
| |
|
Essential bills 'put Brits under financial pressure' |
| |
|
Brits are struggling to cope with monthly bills in the middle of the recession, it has bee... |
| |
|
Consumers urged to 'shop around' for energy supplier |
| |
|
People should shop around when looking for an energy supplier as they can often find a bet... |
| |
|
Building society announces 100 per cent mortgage |
| |
|
A new mortgage aimed at first-time buyers has been announced by Mansfield Building Society... |
| |
|
Pension quality mark 'will not make people understand which scheme suits them' |
| |
|
A pensions expert has said that while the new Pension Quality Mark will reassure people co... |
| |
|
Economic recovery 'to begin this year' |
| |
|
According to a group of experts, economic recovery in the UK will begin before the end of ... |
| |
|
Owners of £1 million properties to be taxed under Liberal Democrat plans |
| |
|
Owners of properties worth more than £1 million would be taxed under a new proposal a... |
| |
|
Scots ?upbeat about finances? |
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|
People in Scotland remain positive about their future finances despite the difficult econo... |
| |
|
UK personal loans market ?contracting? |
| |
|
The personal loans market in the UK is shrinking, it has been revealed.
Research ... |
| |
|
Government must improve competitiveness on insurance |
| |
|
A new survey has found that the heads of the UK's insurance companies believe there needs ... |
| |
|
First-time buyers getting a "very raw deal" |
| |
|
The number of mortgage approvals has increased year-on-year for the first time since early... |
| |
|
Report quells claims of housing recovery |
| |
|
According to a new report, property prices are unlikely to return to levels seen in 2007 f... |
| |
|
Property 'best return on investment' |
| |
|
New research has suggested that despite the ailing housing market, many people still belie... |
| |
|
Quantitative easing 'would put Britain at risk' |
| |
|
According to a property expert, more quantitative easing would compromise Britain's appeal... |
| |
|
Households 'will struggle for some time' |
| |
|
Unemployment and household wealth figures are likely to make grim reading until at least 2... |
| |
|
Families 'spending less disposable income on mortgages' |
| |
|
According to new research, the percentage of disposable income that the average family spe... |
| |
|
Average price of shopping falls marginally |
| |
|
According to research by the British Retail Consortium (BRC), the average price of shoppin... |
| |
|
Government is doing "too little, too late" to help homeowners |
| |
|
For those struggling to keep up with mortgage repayments, the government is doing "to... |
| |
|
Elderly homeowners retain £654bn in equity |
| |
|
In the UK elderly homeowners have managed to retain £654 billion of equity in their h... |
| |
|
Home insurance claims fall |
| |
|
According to new research, the number of home insurance claims has fallen by nearly a thir... |
| |
|
Bank charges to be cut for going overdrawn |
| |
|
NatWest and RBS announced yesterday (September 8th) that they are to cut bank charges for ... |
| |
|
Unemployment and lower incomes making debt 'difficult to tackle' |
| |
|
The nation's debt-addled consumers are struggling to pay back the money they have borrowed... |
| |
|
Percentage fee increase on fixed rate mortgages |
| |
|
The number of fixed-rate mortgages which feature a percentage fee has increased by 14 per ... |
| |
|
Only half of consumers 'have confidence in their bank' |
| |
|
According to new research, only 50 per cent of UK consumers have confidence in their own b... |
| |
|
Bank of England 'unlikely to continue quantitative easing' |
| |
|
A leading economist is not expecting the Bank of England's Monetary Policy Committee (MPC)... |
| |
|
Enquiries into buy-to-let mortgages up, but deals fall |
| |
|
New research has found that the number of enquiries about buy-to-let mortgages has nearly ... |
| |
|
UK 'will not see boom for many years' |
| |
|
Although the UK is now crawling out of recession, the economy will not see boom conditions... |
| |
|
New mortgage offer 'excellent opportunity for first-time buyers' |
| |
|
Banking giant HSBC recently announced that it is offering a rate of 1.99 per cent on a two... |
| |
|
Wholesale gas price has 'halved' |
| |
|
New research has found the extent to which the wholesale gas price has fallen.
Th... |
| |
|
FSA publishes complaint figures on banks |
| |
|
The Financial Services Authority (FSA) has published figures showing how many complaints i... |
| |
|
Stamp duty holiday to be extended |
| |
|
The stamp duty holiday on properties costing under £175,000 will be extended until th... |
| |
|
Homeowners issued advice on repossessions |
| |
|
The Ministry of Justice has launched a series of online guides for homeowners who are in d... |
| |
|
Variable rate deals 'double' |
| |
|
The share of the mortgage market which has been taken up by variable rate deals has more t... |
| |
|
'Dramatic fall' in the number of high-end property sales |
| |
|
The number of higher-end properties being sold has fallen dramatically over the last year,... |
| |
|
Millions unsure about pension details |
| |
|
According to new figures, over two million people are unsure about the details of their pe... |
| |
|
More signs economy could emerge from recession next quarter |
| |
|
There have been further signs that the UK economy could emerge from recession in the next ... |
| |
|
House prices up 1.6% in August |
| |
|
The average cost of a UK house rose 1.6 per cent in August and the year-on-year decline sl... |
| |
|
Working-age people living in workless households hits 10-yr high |
| |
|
The number of working-age people living in workless households between April and June was ... |
| |
|
House buyers 'will continue to struggle to get a mortgage' |
| |
|
House buyers will continue to be hampered in getting a mortgage, despite decreases in hous... |
| |
|
'More positive property news would help the market' |
| |
|
According to a group of experts, if more positive property news was reported, more people ... |
| |
|
7m expected to take UK trip this weekend |
| |
|
New research has found that nearly seven million Brits will make the most of the last bank... |
| |
|
Client communication 'helps keep savings safe' |
| |
|
A survey of independent financial advisers (IFAs) has found that 71 per cent of them belie... |
| |
|
Consumer confidence returning in savings market |
| |
|
New research has found that consumers are growing more confident about saving.
Th... |
| |
|
Mortgage lenders 'reluctant to cut cost of fixed-rate mortgages' |
| |
|
Despite a significant reduction in the cost of funding on the swap rates market, mortgage ... |
| |
|
Nearly 10% gap between base rate and loan rate |
| |
|
People looking to get a loan can now expect to pay a ten per cent annual percentage rate. ... |
| |
|
Fall in direct debit users challenged |
| |
|
Research by uSwitch has found that people are switching from paying their bills by direct ... |
| |
|
Changes to trade credit insurance scheme |
| |
|
The Department for Business Innovation and Skills has made changes to the government's tra... |
| |
|
Universities 'should cut places not resources' |
| |
|
Universities should cut the number of students, rather than slash the resources that are a... |
| |
|
Government 'should cut VAT on green appliances' |
| |
|
According to the British Retail Consortium (BRC), the government should cut VAT on green a... |
| |
|
People should 'prepare themselves for interest rate hike' |
| |
|
Consumers should prepare themselves for a sharp rise in interest rates when the aftermath ... |
| |
|
Brits should 'exchange currency for cash' |
| |
|
Research from currency provider FairFX.com has found that only four per cent of respondent... |
| |
|
Student debt on the rise |
| |
|
On average, a fresher starting university this year will leave with debts of £23,000,... |
| |
|
CPI 'remains stable' |
| |
|
Despite many experts expecting a fall in the Consumer Price Index (CPI), the figure remain... |
| |
|
Mortgage lenders 'managing demand' |
| |
|
Mortgage lenders are not actively searching for new customers and are instead "managi... |
| |
|
France and Germany out of recession |
| |
|
According to the latest European GDP figures, France and Germany saw a positive growth of ... |
| |
|
Research finds 1 in 16 'have benefitted from downturn' |
| |
|
New research from Yorkshire Bank has found that one in every 16 people in the UK have actu... |
| |
|
Councils must 'make homes a priority' |
| |
|
Councils throughout the country need to prioritise their projects and have housing at the ... |
| |
|
Two million Brits hiding debt form partner |
| |
|
New research from Sainsbury's Finance has found that 3.6 million Brits claim to ignore or ... |
| |
|
Lending conditions 'starting to improve' |
| |
|
A new report by the Confederation of British Industry shows that lending conditions could ... |
| |
|
'Pleasantly surprising' mortgage figures revealed |
| |
|
New figures from the Council of Mortgage Lenders (CML) have made one expert "pleasant... |
| |
|
Young Brits 'adapt better to recession' |
| |
|
New research has found that younger Brits have a more positive outlook about the impact of... |
| |
|
Businesses at risk due to not locking up |
| |
|
Security lapses within small businesses are putting such companies at risk.
New r... |
| |
|
UK 'may be past' worst of recession |
| |
|
New research has found that private sector unemployment is expected to slow in the next qu... |
| |
|
People stuck with 'second-best loans' |
| |
|
Consumers could be losing out after new research shows they are likely to be settling for ... |
| |
|
Anger over 'nimby's charter' |
| |
|
Government proposals to allow local councils to stop students and immigrants from living i... |
| |
|
Consumers 'still prefer to bank with a high street lender' |
| |
|
Despite the turmoil and questions of morality raised over management in the banking sector... |
| |
|
Proposals to give loans for green homes outlined |
| |
|
New proposals have been made about how the government should implement its scheme to offer... |
| |
|
Property price crash 'is not that significant' |
| |
|
According to an expert, the property crash of the past year is not that significant compar... |
| |
|
RBS 'unlikely to recover until 2011' |
| |
|
Royal Bank of Scotland (RBS) this morning reported a profit of £15 million in the fir... |
| |
|
Good half-year results for banks seen |
| |
|
Although yesterday (August 4th) showed strong half year results for Barclays and HSBC, the... |
| |
|
UK is 'coming out of the recession' |
| |
|
According to research company Defaqto, there are clear signs that the UK is coming out of ... |
| |
|
MPC expected to extend quantitative easing |
| |
|
According to Capital Economics, the Bank of England Monetary Policy Committee (MPC) is lik... |
| |
|
House prices 'will stabilise in 2011' |
| |
|
According to a new report by the National Housing Federation, house prices will continue t... |
| |
|
'Seek debt advice in advance' if you fear for your job |
| |
|
As debt troubles continue to plague UK consumers, experts are warning people to seek advic... |
| |
|
Government 'should use nationalised bank shares' |
| |
|
An economist has claimed that the government should use its shares in the part nationalise... |
| |
|
Car insurance premiums spiking 'at fastest rate for ten years' |
| |
|
The most recent AA British Premium Index shows that car insurance premiums have increased ... |
| |
|
House prices 'could end the year higher than when they started' |
| |
|
House prices rose by 1.3 per cent in July, according to new research, prompting the author... |
| |
|
Approved remortgages jump last month |
| |
|
In June, the number of approved remortgages was up nearly ten per cent, according to new f... |
| |
|
New 'tax amnesty' announced |
| |
|
People holding offshore accounts and failing to pay the correct tax on any interest have b... |
| |
|
People 'terrified' of tackling debt |
| |
|
The social stigma attached to debt issues and a fear of speaking out are causing many peop... |
| |
|
Housing market will recover 'with more confidence and stock' |
| |
|
Tentative signs that the housing market is heading in the right direction mean that people... |
| |
|
Banks 'may have to prepare for a spate of delinquencies' |
| |
|
As credit card losses mount around the world, financial institutions must prepare themselv... |
| |
|
Pay and display car parks 'give thieves opportunities' |
| |
|
According to the AA, pay and display car parks give thieves a guideline as to how long the... |
| |
|
People choosing fixed-rate mortgages 'has peaked' |
| |
|
Mortgage seekers picking fixed-rates reached 83 per cent in June, leading one expert to sa... |
| |
|
'You need a maths qualification to understand energy bills' |
| |
|
Almost three-quarters of consumers think that you need a qualification in maths to underst... |
| |
|
Household bills 'to remain stable' |
| |
|
Proposals made by water regulator Ofwat could mean that household bills could remain stabl... |
| |
|
Brits still giving to charity despite recession |
| |
|
Charities are still receiving money from generous Brits, despite the economic downturn, ac... |
| |
|
Savers 'being hit hard in recession' |
| |
|
A decline in interest on customers' savings mean that savers are being hit hard in the rec... |
| |
|
Brits to 'miss out' on billions of tax credits |
| |
|
People in Britain are set to miss out on £4.2 billion in tax credits, according to ne... |
| |
|
Comparison sites 'focus on price not best cover' |
| |
|
The British Insurance Brokers Association (BIBA) has said that drivers should get further ... |
| |
|
Government 'must look at the bigger picture' on savings |
| |
|
A leading charity has warned the government must thoroughly assess how savings will affect... |
| |
|
Broadband customers 'not shopping around' |
| |
|
Fifty per cent of broadband users have not switched providers in the last four years.
... |
| |
|
Banks offering better rates to 'lock-in savers' |
| |
|
New research has found that banks looking to entice customers to save are offering increas... |
| |
|
Casual phone users will be 'hit hardest' by BT hike |
| |
|
Following an announcement by BT last week that it is to raise prices for the second time i... |
| |
|
BT customers face further price hike |
| |
|
Twelve million BT customers are set to be hit by another price rise by telecoms giant BT.<... |
| |
|
Airline charges for debit cards 'need to be made clear' |
| |
|
In a new report by the Office of Fair Trading (OFT) airlines have been told that they must... |
| |
|
Tough year predicted for charities |
| |
|
The RSPB believes that this year could be a difficult one for charities around the country... |
| |
|
Debit card scheme to get European banks' backing |
| |
|
A new European debit card payment scheme is expected to get backing from major banks.
|
| |
|
Government 'too focused on wind energy' |
| |
|
The Confederation of British Industry (CBI) has suggested that the government's environmen... |
| |
|
Expert encourages changing perception of retirement |
| |
|
Society as a whole needs to change its attitude towards retirement, according to a pension... |
| |
|
Income tax increase will push Brits abroad, says expert |
| |
|
Introducing the 50 per cent income tax band will encourage Brits to look abroad, an expert... |
| |
|
Equifax outlines dangers of lying to get credit |
| |
|
Customers have been "bending the truth" in order to secure loans, according to E... |
| |
|
BRC say retailers are having to tighten finance margins |
| |
|
Retailers who are used to offering heavy discounts to customers are having to rein in deal... |
| |
|
House prices fall in June |
| |
|
House prices across the UK have fallen to levels last seen in January 2006, according to n... |
| |
|
Interest rates on large loans 'increasing' |
| |
|
The interest rates on personal loans are rising the more consumers want to borrow, accordi... |
| |
|
Bank keeps rates steady |
| |
|
The Bank of England has voted to keep its base rate at 0.5 per cent for the fourth consecu... |
| |
|
Darling outlines tougher financial regulation measures |
| |
|
Alistair Darling has announced new reforms for the financial system which will see banks f... |
| |
|
Mortgage product availability 'drops 90%' |
| |
|
The number of mortgage products available has shrunk by 90 per cent in the past two years,... |
| |
|
Rules 'needed to protect borrowers' |
| |
|
Tougher rules are needed to protect people taking out loans or mortgages, it has been clai... |
| |
|
Personal loans used to cover dental treatments |
| |
|
Over £60 million has been taken out in personal loans to cover the cost of dental tre... |
| |
|
Unsolicited credit card cheques to be banned |
| |
|
The government has announced a series of reforms to help consumers struggling with debt, i... |
| |
|
UK personal debt hits £1,459 billion |
| |
|
New figures show personal debt in the UK now totals £1,459 billion and there are no s... |
| |
|
'Slow take up' of mortgage rescue scheme |
| |
|
Only six households have been granted help by the Mortgage Rescue Scheme since it was intr... |
| |
|
Housing market 'may be past the worst' |
| |
|
The number of new mortgage approvals increased for the fourth consecutive month in May, ac... |
| |
|
Ofgem report finds customers 'extremely unhappy' |
| |
|
A report has found that customers are extremely unhappy with the way that energy companies... |
| |
|
Home improvements warning ? make sure you are insured say experts |
| |
|
What might seem a trivial DIY task could uncover larger problems not covered by home insur... |
| |
|
Homeowners opting for fixed-rate mortgages |
| |
|
Homeowners are increasingly opting for fixed-rate mortgages and taking advantage of the lo... |
| |
|
Brits use personal loans to finance weddings |
| |
|
Brits are taking out personal loans to cover the costs of their wedding days, it has been ... |
| |
|
Brits' savings at five-year peak |
| |
|
The savings of British bank account holders have reached a five-year peak, research has re... |
| |
|
One in five victims of ID fraud don't get their money back |
| |
|
Although most victims of identity fraud get their money back, one in five do not get the f... |
| |
|
Energy customers are 'being overcharged £74 per household' |
| |
|
New research has found that the energy savings being made by suppliers are not being passe... |
| |
|
OFT warns of 'selling on debt' claims |
| |
|
Businesses are falsely offering to buy consumer debt from people, prompting the Office of ... |
| |
|
Shoppers 'to spend 1 in every 14 pounds online by 2012' |
| |
|
Online retailers are set to pull Britain out of the recession as recent figures show them ... |
| |
|
People missing out on financial help due to 'embarrassment' |
| |
|
A charity has found that people are too embarrassed about being in financial difficulty to... |
| |
|
Complaints against credit card companies 'on the rise' |
| |
|
The number of complaints made against credit card companies over payment insurance has inc... |
| |
|
Don't expect further increases in mortgage interest, expert warns |
| |
|
Despite the interest on a two-year fixed-rate mortgage deal increasing by 0.16 per cent in... |
| |
|
Consumers not practicing what they preach, says research |
| |
|
Although more consumers believe saving is important, many are still not putting money away... |
| |
|
Businesses are 'reliant' on core employees |
| |
|
Businesses are reliant on a small number of core employees, which they would be lost witho... |
| |
|
'We are not out of the woods' says economist |
| |
|
Public debt will hold back any substantial economic growth, an expert has warned.
|
| |
|
Property market 'is frozen' |
| |
|
Despite recent price increases, the property market is "frozen" and there is not... |
| |
|
Liverpool is the most trustworthy city finds report |
| |
|
Liverpudlians are the most honest and trustworthy people in the UK, according to a new stu... |
| |
|
Inflation rate for elderly drops, but still well above national rate |
| |
|
New figures show that the inflation rate affecting those over 75 fell to 3.6 per cent last... |
| |
|
Parents failing to prepare for the worst |
| |
|
Over seven million parents admit to not planning for how their children would cope financi... |
| |
|
Lending rates increase amid expectation of upturn |
| |
|
A growing number of mortgage lenders have begun to increase their interest rates in respon... |
| |
|
Worst of recession 'could be over' |
| |
|
The UK could be over the worst of the recession, meaning people may begin to start spendin... |
| |
|
Borrowers turn to fixed rates as 'rate cycle hits the floor' |
| |
|
The take up of fixed-rate products increased further last month as consumers realise that ... |
| |
|
Third of UK workers failing to save any wages |
| |
|
Research shows that 32 per cent of UK workers are not saving any of their wages.
... |
| |
|
Citizens Advice Bureau sees spike in enquiries |
| |
|
The latest figures from the Citizens Advice Bureau (CAB) show an increase in employment, b... |
| |
|
Gov't must take action on fuel poverty, says committee |
| |
|
The Environment, Food and Rural Affairs Select Committee said today that the government mu... |
| |
|
ID fraudsters turn attention to the less wealthy |
| |
|
New research has found that fraudsters are targeting lower income victims living in rented... |
| |
|
UK 'moving out of recession' |
| |
|
Experts are saying that the UK appears to be moving out of recession much quicker than exp... |
| |
|
HSBC takes interest away from customers |
| |
|
HSBC announced that it will no longer be paying interest on its current accounts.
|
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Credit card rates soar despite static Bank of England rates |
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Credit card companies have been accused of "cashing in" on customers by a c... |
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Halifax named best overall lender at industry awards |
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Halifax cleaned up at the Legal and General's Mortgage Club Awards it was announced today.... |
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New guide given to customers using cards abroad |
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With the holiday season fast approaching, consumers are being given tips and information o... |
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ISA providers 'content to offer poorer deals' to slow customers |
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Some of the more attractive cash ISA's have been withdrawn this week, prompting one expert... |
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Brits dipping out on summer savings |
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Every summer people are saving money on utility bills but the money is being spent on leis... |
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Upturn in consumer confidence is seasonal, says expert |
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An expert has played down the upturn in consumer confidence saying "people are in a s... |
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Demand for variable mortgages halves |
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Homeowners' demand for variable mortgages has halved since the start of the year, accordin... |
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Lords report says failure of bank regulation 'partly to blame' for financial crisis. |
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The banking sector is set to be more closely scrutinised after an influential committee fo... |
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Credit crunch 'hangover' making lenders and borrowers cautious |
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Lenders and borrowers have adopted a more frugal attitude to credit since the economic dow... |
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Recession 'no longer getting worse' |
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Borrowing figures show the UK economy is demonstrating "a pause in the economic downt... |
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Car sales boosted by scrappage scheme |
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Over 35,000 new cars have been ordered in the UK since the introduction of a new scrappage... |
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House prices resume upward trend |
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House prices rose by 1.2 per cent in May sparking further hopes of recovery in the housing... |
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Half of unsecured loans used for debt consolidation |
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Just over half of people who took out a personal loan last year did so to consolidate exis... |
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OFT warns of £3m car-matching scam |
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The Office of Fair Trading has warned of a new car-matching scam, which is costing consume... |
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More homeowners 'could pay off mortgage early' |
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Record-low interest rates could help one in ten homeowners pay off their mortgage earlier ... |
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Outstanding debt 'now outweighs earnings' |
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The average Brit now owes more in debt than they earn in their salary, according to new re... |
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Boy racer extras can boost premiums by £6,000 |
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Opting for go-faster modifications on a car can add up to £6,485 to an insurance prem... |
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Recession 'could force people to use loan sharks' |
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More people are likely to turn to loan sharks during the recession, as they struggle to ac... |
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Mortgage lending falls by 9% in April |
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The amount of money lent in mortgages fell by nine per cent in April, according to the lat... |
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Using credit cards abroad 'to cost £73m' |
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Using credit cards to pay for purchases on holiday will cost Brits an estimated £73 m... |
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BT in bid to cut mobile call charges |
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BT and mobile operator 3 have teamed in a campaign to scrap the charges telecoms companies... |
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Lloyds offers 95% first-time buyer mortgage |
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Lloyds TSB has announced a new 95 per cent mortgage aimed at helping first-time buyers get... |
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Millions facing "impoverished old age" |
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The UK pensions system is based on a "bet" on the stock market that has left mil... |
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Inflation continues to fall |
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Inflation in the UK continued to fall in April as a result of declining food and energy bi... |
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New protection for contactless credit cards |
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A range of new products has been designed to help protect contactless credit cards from fr... |
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Scam victims 'open to persuasion' |
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Being financially savvy and having knowledge of investments can make people susceptible to... |
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'Staggering jump' in unsecured loan rates |
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Interest rates for unsecured loans have almost doubled in the past two years, according to... |
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Women 'save more than men' |
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Women in the UK save almost twice as much of their salaries compared with men, according t... |
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Rise in house repossessions |
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There has been a rise in the number of houses being repossessed by mortgage lenders in the... |
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Students to pay 0% interest on loans |
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More than 2.5 million students will pay zero per cent interest on their loans from Septemb... |
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Mortgage costs 'lowest in five years' |
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Those looking to enter the housing market are experiencing the lowest debt servicing costs... |
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BT announces 15,000 further job cuts |
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Telecoms giant BT has announced it will cut a further 15,000 jobs over the coming year aft... |
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New credit card could reduce fraud |
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A new digital credit card that could reduce the rate of fraud is being trialled by Visa an... |
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Jobless rate hits 2.2m |
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The number of UK jobless has risen by 244,000 in the first three months of 2009, taking th... |
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Customers 'overpaying for broadband by 40%' |
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Internet customers in the UK could be overpaying for broadband by as much as 40 per cent, ... |
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One-third of Brits 'too scared to shop online' |
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Nearly one-third of Brits avoid shopping online because they do not trust the system, acco... |
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Lenders accepting lower deposits on loans |
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New research has found there are a growing number of lenders willing to accept smaller dep... |
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Smart meters: 'Great news for consumers' |
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Plans announced by the government today to install smart meters in all UK homes by 2020 ma... |
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Borrowers 'could save with fixed-rate mortgage' |
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UK homeowners are being urged to consider switching to a fixed-rate mortgage to take advan... |
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RBS predicts 'rise in bad loans' |
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Part-nationalised lender Royal Bank of Scotland (RBS) has predicted the number of bad loan... |
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Cameron bike theft prompts insurance warning |
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Insurers are warning keen cyclists to make sure they are covered for theft, after David Ca... |
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British Gas cuts electricity bills by 10% |
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British Gas has announced it will shave ten per cent off the price of its electricity for ... |
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House prices fall sharply again |
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House prices continued to fall sharply in April, dashing hopes that a market recovery coul... |
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200,000 Britons have 'secret credit cards' |
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There are more than 200,000 secret credit cards in the UK that borrowers keep hidden from ... |
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|
New scheme to protect rental tenants |
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A new licensing scheme is to be introduced to protect private rental tenants from being ex... |
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Rising energy costs 'make homeowners go green' |
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Rising energy costs are causing homeowners to be more energy efficient, according to a new... |
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National Grid fined £30m for 'stifling competition' |
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National Grid has been fined £30 million for stifling competition in the gas market.<... |
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Big mark-ups at motorway service stations |
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A new survey has revealed huge price mark-ups on food, drinks and petrol at the nation's m... |
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Falling house prices return in April |
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House prices have begun to fall again this month following a brief jump in March, which sp... |
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Home improvement loans to beat the recession |
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People are continuing to take out home improvement loans to expand their properties during... |
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High street sales up in April |
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Sales figures for UK retailers jumped by the biggest level for more than a year in April, ... |
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Credit blacklisting due to fraud 'on the up' |
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The number of people whose credit rating has been badly damaged by identity theft is set t... |
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Pensioners' incomes do not match their needs |
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|
Pensioners may not have enough money to meet their needs in later life, according to new r... |
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Britain becoming 'a nation of hagglers' |
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New figures reveal that Brits are getting thrifty to survive the recession by haggling for... |
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|
Majority of companies 'planning to freeze wages' |
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|
The majority of companies are planning to freeze employees' wages this year as the economi... |
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|
Fall in house prices slows |
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|
The housing downturn may be beginning to show signs of slowing as prices fell by the lowes... |
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Northern Rock reports rise in mortgage applications |
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Northern Rock has reported a rise in the number of potential mortgage buyers between Febru... |
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|
Student loan interest rate decision expected |
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A decision is expected soon on what the interest rate will be for student loans beginning ... |
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|
Housing market 'boosted by Budget' |
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Chancellor Alistair Darling announced a £1 billion injection into the housing market ... |
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Mortgage lending increased by 16 per cent in March |
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|
Mortgage lending was up 16 per cent in March, according to the Council of Mortgage Lenders... |
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Darling delivers Budget |
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Chancellor Alistair Darling made his annual Budget speech in parliament today, where he ou... |
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Credit card firms 'out of touch' |
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Credit card companies are "out of touch with reality", according to consumer wat... |
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£2bn needed for new jobs, says TUC |
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The government should inject £2 billion into new schemes to help the long-term unempl... |
| |
|
Darling set to announce '£1bn housing rescue plan' |
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Chancellor Alistair Darling will allocate £1 billion to breathe life into the trouble... |
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|
80% of motorists 'would support car scrappage scheme' |
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Around 80 per cent of motorists would support a car scrappage scheme in exchange for £... |
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|
Sellers continue to ask more for houses |
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|
Sellers raised the asking price for their homes by almost £4,000 on average in April ... |
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|
1m homeowners in negative equity |
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|
Nearly one million British homeowners are in negative equity as a result of falling house ... |
| |
|
Lower loan rates anticipated |
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|
Loan rates have fallen for the first time since last August, suggesting that competition m... |
| |
|
Staying in is the new going out |
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|
Brits are going out less and spending more on drinking at home and holidaying in the UK du... |
| |
|
Recession sparks rising insurance fraud |
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|
The recession has led to record numbers of fraudulent insurance claims, according to resea... |
| |
|
Equitable Life members take government to court |
| |
|
More than one million Equitable Life policyholders will take the government to court over ... |
| |
|
First signs of hope for housing market? |
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|
The UK housing market could be showing the first signs of upturn, after a rise in the numb... |
| |
|
Almost 2m adults living rent-free in the UK |
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|
Nearly two million adults are living rent-free with family or friends as people continue t... |
| |
|
Brown faces backlash over proposed minimum wage freeze |
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|
Gordon Brown could face a backlash from unions over plans to freeze the minimum wage to ea... |
| |
|
Interest rates remain steady at 0.5% |
| |
|
The Bank of England has announced that interest rates will remain unchanged at the current... |
| |
|
Mortgage lenders 'still demand high deposits' |
| |
|
Most mortgage providers are still demanding high deposits, even thought the rate of new mo... |
| |
|
One-third of people have no emergency savings |
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|
Almost one-third of people in the UK do not have any money set aside for an emergency, acc... |
| |
|
Consumer confidence fell in March |
| |
|
Consumer confidence fell in March amid rising unemployment, according to a survey by the N... |
| |
|
High winter fuel bills leave customers stunned |
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|
Ten per cent of Brits cannot afford to pay their fuel bills following the coldest winter f... |
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|
Nearly half of Brits 'cannot afford Easter home improvements' |
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|
Nearly half of Brits cannot afford to do any DIY this Easter, according to research.
<... |
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|
Borrowers to get 30 days' breathing space |
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|
Debt collectors have agreed to give struggling consumers 30-days' breathing space to put t... |
| |
|
Brits take steps to cut motoring costs |
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|
Frugal British motorists could save almost £5 billion this year by taking steps to cu... |
| |
|
Interest rates 'will be kept at 0.5%' |
| |
|
Interest rates are unlikely to be raised by the Bank of England until 2010, an expert has ... |
| |
|
New house price decline registered by lender |
| |
|
House prices continued to fall in the UK in March, according to Halifax.
The late... |
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|
Nationwide releases new 8.2% personal loan |
| |
|
New rates for personal loans have been announced by Nationwide.
The building soci... |
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|
Economist sees "tentative" recovery for property market |
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|
The secured loan markets could soon begin to recover, according to a top economist.
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|
Ban stamp duty, broker says |
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|
The secured loans market could be boosted considerably by suspending stamp duty entirely, ... |
| |
|
Net decline in personal loan debts highlighted by Bank |
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|
Unsecured loan debts - including those for personal loans - shrank for the first time sinc... |
| |
|
Personal loan debt a priority for tracker mortgage borrowers |
| |
|
Debt repayments are proving a priority for homeowners who have made savings on their track... |
| |
|
Dunfermline broken up in government-backed deal |
| |
|
Loan and savings provider Nationwide has struck a government-backed deal with troubled Sco... |
| |
|
CML highlights "gap" in secured loan demand |
| |
|
A "gap" in the mortgage market has caused concern at industry group the Council ... |
| |
|
Cash 'no longer king' for British consumers |
| |
|
Despite recent falls in the UK housing market, one in three Britons believe property is a ... |
| |
|
Equity loans probe seeks industry submissions |
| |
|
Trade body SHIP is seeking industry submissions for its ongoing consultation into the equi... |
| |
|
Faster Payments shortfall highlighted by new report |
| |
|
The Faster Payments Service (FPS) is still not operating at full capacity, it has emerged.... |
| |
|
Broker calls on customers to take out fixed secure loans |
| |
|
Secured loan rates could soon be on the up again, a leading mortgage broker has warned.
|
| |
|
Bank of England chief calls for fiscal prudence |
| |
|
The governor of the Bank of England has called for the upcoming Budget to be prudent on ru... |
| |
|
Loan debt burden leaves borrowers with "daunting task" |
| |
|
Increasing personal debt levels leave UK consumers facing a "daunting task" in b... |
| |
|
Personal loan debts 'falling' |
| |
|
The overall personal loan debt has dropped over the past year, figures from banks have sho... |
| |
|
Seven in ten 'go for fixed mortgage loans' |
| |
|
Fixed-rate mortgages remain popular, despite the ever-decreasing Bank of England base rate... |
| |
|
Finances improved as Brits get thrifty |
| |
|
Spenders have been trading down and looking to economise as the recession continues to tak... |
| |
|
Consumer mindset 'has changed over past year' |
| |
|
Forward-looking Britons are now setting aside more money in a bid to have a deposit ready ... |
| |
|
Savers 'spread the risk' |
| |
|
Wary of future fluctuations in the world's markets, Britons are increasingly looking to sp... |
| |
|
Changes to card laws demanded by provider |
| |
|
The UK government should make positive order of payments for credit card debts mandatory, ... |
| |
|
FSA proposes tightening of secured loans market |
| |
|
Caps could be introduced on secured loan lending to consumers, following the publication o... |
| |
|
Personal loans insurance complaints 'on the up' |
| |
|
Payment Protection Insurance (PPI) complaints received by the Financial Ombudsman Service ... |
| |
|
Consumer group has strong words for "immoral" card firms |
| |
|
Practices from credit card firms which help to push customers into unsustainable debts hav... |
| |
|
Boost your credit score via mobile phone contracts, site advises |
| |
|
Simple lifestyle changes can have dramatic effects on a consumers credit rating, new analy... |
| |
|
Credit card cheques 'could be banned' |
| |
|
The government has unveiled a raft of new proposals aimed at preventing consumers from run... |
| |
|
Age Concern sounds equity loans warning |
| |
|
Equity loans should not be entered into lightly, a charity has warned.
Age Concer... |
| |
|
Mortgage completions halve, CML confirms |
| |
|
Secured loan completions fell from 48,600 to 23,400 in the UK between January 2008 and Jan... |
| |
|
0% deals 'missed out on by cardholders' |
| |
|
Britons are potentially locking themselves into a debt spiral - and putting themselves in ... |
| |
|
Analyst raises fears of "next credit crunch" |
| |
|
Credit cards could prove to be the "next credit crunch" - leading to more people... |
| |
|
Shopping addiction 'leading people into debt' |
| |
|
Personal loans and credit cards are fuelling the "shoporexia" phenomenon in the ... |
| |
|
Bad credit loans debts 'more of a priority than saving' |
| |
|
Debts such as bad credit loans debts are being prioritised by many Britons.
A sur... |
| |
|
Secured loans advice unveiled by HBF |
| |
|
An increase in secured loans lending from banks was called for today by the Home Builders ... |
| |
|
Secured loans market could be boosted by Sipp rule change |
| |
|
Holders of self invested personal pensions (Sipps) should be able to hold residential prop... |
| |
|
BCC gives Budget recommendations |
| |
|
The chancellor's upcoming Budget should set out future spending restraints, in order to he... |
| |
|
Call for Hips to be scrapped from agents |
| |
|
Home information packs (Hips) should be scrapped, the National Association of Estate Agent... |
| |
|
Lloyds Group insurance deal 'almost done' |
| |
|
The government has nearly completed a deal to insure over £250 billion of "toxic... |
| |
|
New fall in house prices noted by Halifax |
| |
|
House prices fell further in February, putting extra pressure on the secured loans market.... |
| |
|
Business loans fears as firms confess cash flow difficulties |
| |
|
The constriction in business loans stemming from the credit crunch is helping to cause cas... |
| |
|
Bank of England 'to begin quantitative easing' |
| |
|
The Bank of England has announced that it will embark on a programme of quantitative easin... |
| |
|
UKFI criticised for not providing pay details to MPs |
| |
|
UK Financial Investments (UKFI), the government-backed firm which handles public stakes in... |
| |
|
Quantitative easing 'getting closer' |
| |
|
Recent comments from Bank of England policymakers suggest that a programme of quantitative... |
| |
|
Credit Action tracks increase in debt levels |
| |
|
Debt consolidation could be considered by more Britons, following an increase in the total... |
| |
|
BSA weighs in against rate cut |
| |
|
Building societies have called on the Bank of England to not cut its lending rate further ... |
| |
|
Big job losses expected in industrial slump |
| |
|
The damage done by the credit crunch to the manufacturing sector will put 140,000 people o... |
| |
|
Quantitative easing on the agenda at upcoming Bank of England meeting |
| |
|
The Bank of England seems set to reduce interest rates closer to zero and begin quantitati... |
| |
|
Banks suffer setback in charges test case |
| |
|
Customers who are trying to reclaim overdraft charges from their bank have received a lega... |
| |
|
Unpopularity of banks exposed by poll |
| |
|
Banks' loan practices are not inspiring confidence in consumers, it has been revealed.
|
| |
|
Debt enquiries on the up at Citizens Advice |
| |
|
Debt consolidation loans could be on the up over the months to come, as Citizens Advice de... |
| |
|
Site reveals 'secret debts' problems |
| |
|
Potential debt consolidation customers are keeping the amount of money they owe secret fro... |
| |
|
PPI crackdown launched by FSA |
| |
|
Sales of single premium Payment Protection Insurance (PPI) from UK financial firms is the ... |
| |
|
Report exposes hidden costs of 'family loans' |
| |
|
Loans and cash gifts given to children and grandchildren are pushing some households into ... |
| |
|
Limit repossessions and build more homes, MPs urge |
| |
|
The government must stick to house-building targets and work hard to limit repossessions n... |
| |
|
Family financial support 'damaging parents' budgets' |
| |
|
Britain's 18 to 25-year-olds are wreaking havoc on their parents' personal finances with t... |
| |
|
Brown mulls over 'new mortgage schemes' |
| |
|
Gordon Brown is to announce several new plans aimed at improving mortgage lending in the U... |
| |
|
Business loans plan 'leads to £40bn of loan offers' |
| |
|
The government's Enterprise Finance Guarantee scheme is proving successful, banks have sug... |
| |
|
Close Invoice Finance identifies business loan problems |
| |
|
Business loans are a major source of stress in the economy, with operators of 540,000 firm... |
| |
|
Women 'being turned down for personal loans' |
| |
|
Four in ten British women were turned down by providers for personal loans and other forms... |
| |
|
Quantitative easing meets with MPC's approval |
| |
|
Policymakers at the Bank of England voted unanimously to seek the chancellor's approval to... |
| |
|
Payday loans market 'steadies' following growth in demand |
| |
|
Demand for a certain kind of bad credit loan has steadied recently, figures from Moneysupe... |
| |
|
Misleading loans promises firms face 'government action' |
| |
|
Claims management companies are to be investigated to making misleading promises to indebt... |
| |
|
Rics: Investors returning to housing market |
| |
|
Low house prices caused by the property slump are tempting more and more prospective buyer... |
| |
|
Homeowner loans investigation announced by OFT |
| |
|
The Office of Fair Trading (OFT) has launched a consultation on homeowner loans, which cou... |
| |
|
Loans policies 'at root of bank unpopularity' |
| |
|
There is deep mistrust and concern among UK consumers regarding banks' business practices.... |
| |
|
Secured loans offer launched for self-builds |
| |
|
'Grand Design' loans could grow in popularity, thanks to a new deal struck by BuildStore a... |
| |
|
Lloyds shares rise as nationalisation speculation is dismissed |
| |
|
Lloyds Banking Group shares rallied slightly today, alleviating concerns that the governme... |
| |
|
Credit crunch turns money green |
| |
|
Consumers are making green decisions in order to gain some respite from the credit crunch.... |
| |
|
Credit cards used for Valentine's |
| |
|
Britons use credit cards to buy Valentine's gifts, as well as products to prepare for the ... |
| |
|
Mortgage approvals 'drop 49%' |
| |
|
The number of secured loans on homes approved by providers for 2008 in the UK fell 49 per ... |
| |
|
UK's recession will be severe, Bank says |
| |
|
Britain's economy will shrink by three per cent in 2008, putting millions of people's pers... |
| |
|
Brits 'taking out loans to fund home renovations' |
| |
|
Homeowners are using personal loans to fund DIY projects and other renovations in increasi... |
| |
|
FSA sale and rent back plans welcomed |
| |
|
The Homeowner Advice Centre said today that it was optimistic that there will be cutbacks ... |
| |
|
Recession 'might be worst in a century' |
| |
|
The present recession could outstrip that of the 1930s, a government minister has suggeste... |
| |
|
Predicted rise in mortgage costs from consumers |
| |
|
Consumers expect mortgage rates to increase again in the year ahead, according to Lloyds T... |
| |
|
Stay-at-home youngsters 'building secured loan deposits' |
| |
|
The "Boomeranger" generation is growing in number as the economic conditions wor... |
| |
|
CBI asks government to help firms through recession |
| |
|
UK businesses are having such difficulty in securing business loans that the government ne... |
| |
|
Bank rate cut 'will penalise savers' |
| |
|
Financial experts have criticised the Bank of England's decision to cut interest rates onc... |
| |
|
Secured loans major factor in homeowner IVA rise |
| |
|
Pressures with secured loan repayments appear to be forcing more well-off people into taki... |
| |
|
Interest rates cut |
| |
|
The Bank of England has cut the cost of borrowing for the fifth consecutive month.
|
| |
|
£40m cost of 'big freeze' |
| |
|
This week's bad weather will lead to home insurance claims of more than £40 million, ... |
| |
|
Remortgagers 'looking to fix in March' |
| |
|
Many Britons will look to take out another secured loan on their home in March - the month... |
| |
|
Bank 'should abandon rate cuts' |
| |
|
The Bank of England should abandon cutting interest rates and pursue alternative measures ... |
| |
|
Loan repayment fears as recession cutbacks bite |
| |
|
Personal loan and secured loan repayments are coming under pressure, as consumers look to ... |
| |
|
Snow damage 'costs Britain more than £1bn' |
| |
|
Big damage was caused to the UK economy yesterday, according to a business group.
|
| |
|
Post Office bank 'to boost loan lending' |
| |
|
Personal loans lending at the Post Office could be ramped up, with the creation of a "... |
| |
|
BSA comes out against rate cut |
| |
|
The Bank of England should not cut interest rates when it meets this week, an industry bod... |
| |
|
Secured loans jargon 'confusing to FTBs' |
| |
|
First-time buyers (FTBs) are confused by the technical terms used by mortgage lenders.
|
| |
|
Interest rates 'will fall again' |
| |
|
The Bank of England could reduce its official interest rate to just 0.5 per cent next week... |
| |
|
PPI changes announced by Commission |
| |
|
The Competition Commission has announced a range of reforms to the way that Payment Protec... |
| |
|
Availability of loans 'needs to increase' |
| |
|
Improving provision of loans to consumers is the "single most critical problem" ... |
| |
|
Single-premium PPI slammed by Which? |
| |
|
Single-premium personal loans Payment Protection Insurance (PPI) should be banned outright... |
| |
|
CCCS sees payday loans growing in popularity |
| |
|
Unsecured high-interest short-term loans are becoming more popular in the UK, a charity sa... |
| |
|
Lloyds, RBS 'to see staff bonuses cut' |
| |
|
The Treasury will look to end the "bonus culture" at banks partly owned by the p... |
| |
|
AMI sees benefits of government bank bailouts |
| |
|
The secured loans sector has yet to see the full benefit of successive government bank bai... |
| |
|
FSA sees increase in repossessions |
| |
|
New figures from the UK's financial regulator show worsening conditions in the secured loa... |
| |
|
Economy shrinks again, UK enters recession |
| |
|
Britain has officially entered recession, the government announced today.
Output ... |
| |
|
Loans figures released by Sainsbury's |
| |
|
Many people are looking to take out personal loans to consolidate debts at the moment, a p... |
| |
|
Northern Rock bonuses slammed by Cable |
| |
|
Government-owned bank Northern Rock was heavily criticised by the Liberal Democrats today,... |
| |
|
Economist sees potential of government plan |
| |
|
The government's latest bank plan could help loans lending in the UK, an expert has said.<... |
| |
|
Secured loans lending malaise continues, CML says |
| |
|
Secured loan provision continues to suffer in the UK housing downturn, figures from the Co... |
| |
|
Bank shares, sterling fall on markets |
| |
|
It has been a turbulent start to the week on the financial markets, with bank shares and s... |
| |
|
PPI pulled by providers |
| |
|
Single premium Payment Protection Insurance (PPI) for personal loans will no longer be pro... |
| |
|
Remortgaging problems highlighted by brokers |
| |
|
Finding a new secured loan at an attractive rate is proving difficult in the current finan... |
| |
|
Second bank plan 'might improve loan supply' |
| |
|
The government has announced a major new plan, which it hopes will boost consumer and busi... |
| |
|
Bank of America gets bailout |
| |
|
A dramatic new rescue has been announced by the US treasury for the nation's biggest bank.... |
| |
|
MySpace con leaves man borrowing loans |
| |
|
A postman has borrowed heavily on personal loans and credit cards, after being scammed for... |
| |
|
ECB announces rate cut |
| |
|
The European Central Bank (ECB) cut its official rate from 2.5 per cent to two per cent to... |
| |
|
Provider cuts personal loan rates |
| |
|
A new personal loans deal was announced by Sainsbury's today.
The personal loans ... |
| |
|
Business loans assistance offered by minister |
| |
|
A new business loans boosting strategy has been unveiled by Lord Mandelson.
The b... |
| |
|
Poll highlights "anger" at rate cuts |
| |
|
The Bank of England's latest cut to its official interest rate has backfired.
Acc... |
| |
|
BCC sees "frightening deterioration" in new economic report |
| |
|
Manufacturing and services in the UK have been hit hard by the financial crisis, the Briti... |
| |
|
HBOS/Lloyds merger gets court approval |
| |
|
Two big business loan providers are to merge - creating the UK's largest loans lender.
|
| |
|
Expert predicts shift in payment methods |
| |
|
People will move out of credit spending and into pay-as-you-go, it has been suggested.
|
| |
|
Government moots new bank plan |
| |
|
A new bank bailout plan to help improve the provision of business loans and other loans fo... |
| |
|
Conservatives release report on loans |
| |
|
Short-term, high-interest web and doorstep loans have been criticised by Conservatives.
|
| |
|
Industry groups react to rate cut |
| |
|
Secured loans firms in the UK have given a muted reception to the Bank of England's latest... |
| |
|
CML calls for understanding of lenders' plight |
| |
|
Mortgage firms in the UK are facing "conflicting pressures" on their finances, a... |
| |
|
Bank reduces rates again |
| |
|
The Bank of England has reduced interest rates again - a move which might make business lo... |
| |
|
Expert forecasts unprecedented slashing of rates |
| |
|
A top economist predicted today that the Bank of England will cut the base rate of interes... |
| |
|
Darling downbeat on recovery prospects |
| |
|
The current recession afflicting the UK economy could take a while to get better, Alistair... |
| |
|
Value of property 'falls again' |
| |
|
House prices continue to fall in the UK, suggesting that secured loans provision remains s... |
| |
|
Finance help offered to girl guides |
| |
|
Girl guides are to be given a new pamphlet on money management, in order to help them deve... |
| |
|
Brown: We will limit repossessions |
| |
|
Extra help for secured loan payments is to be offered by the government.
Speaking... |
| |
|
Bank rate cut 'likely' |
| |
|
The Bank of England will cut its official rate by 50 basis points to 1.5 per cent later th... |
| |
|
Economic downturn 'will lead to job cuts' |
| |
|
Rising unemployment will hit the economy hard this year.
This is the prediction o... |
| |
|
Exchanges battered by crunch, 2008 figures show |
| |
|
Exchanges battered by crunch, 2008 figures show
The FTSE 100 lost 31 per cent of ... |
| |
|
Site predicts Brit gym decline |
| |
|
Credit crunched Brits will give up on the gym in the New Year.
The trend, a drama... |
| |
|
Lloyds urges consumers to tackle bills |
| |
|
As energy costs continue to rise, consumers should treat their utility bills as a priority... |
| |
|
More financial advice needed, Halifax suggests |
| |
|
Britons should make a "financial fresh start" in order to protect themselves aga... |
| |
|
Rics predicts further secured loan turmoil |
| |
|
Secured loan approval numbers are likely to remain depressed, according to the Royal Insti... |
| |
|
BBA tracks decline in secured loan approvals |
| |
|
Mortgage approval numbers last month were 61 per cent lower than in November 2007, the Bri... |
| |
|
'Mystery repossession' slammed by Which? |
| |
|
RBS has come under fire from consumer group Which? for threatening a couple who had never ... |
| |
|
Personal loan APRs 'on the up' |
| |
|
Credit provision is still restricted on the high street, MoneyExpert.com suggested today.<... |
| |
|
Gieve gloomy on government's breaking even from Rock |
| |
|
The government is unlikely to see a return from nationalising Northern Rock and Bradford &... |
| |
|
Rate cut warning for savers issued by Skipton |
| |
|
Further interest rate cuts from the Bank of England could be good news for borrowers - but... |
| |
|
HBOS merger "paves way for super-group" |
| |
|
The upcoming merger of secured loans lenders HBOS and Lloyds into a single "super len... |
| |
|
Growth of credit unions highlighted by report |
| |
|
Credit unions continue to grow in both portfolio size and members, a major report into the... |
| |
|
First time buyers 'on the up' |
| |
|
More and more first-time buyers are taking out a secured loan and purchasing property, a s... |
| |
|
Mortgage arrears 'on the up' |
| |
|
People falling in to arrears on their secured loans are increasing, Standard & Poors (... |
| |
|
Bigger rate cut 'discussed by Bank' |
| |
|
The Bank of England's official rate could have been taken below two per cent this month, m... |
| |
|
Equity release loans 'could double due to crunch' |
| |
|
Equity loans volumes have been boosted by the credit crunch and financial downturn, Norwic... |
| |
|
Inflation drops to 4.1%, rate cuts more likely |
| |
|
Inflation fell again last month, opening the door to further interest rate cuts from the B... |
| |
|
Further price falls forecast by bank boss |
| |
|
The secured loans sector could suffer from a further big drop in house prices next year, t... |
| |
|
Card apathy criticised by Fool.co.uk |
| |
|
Britons should get smart about their credit card rights - and bargain with their provider ... |
| |
|
Halifax sees changed shopping patterns for Christmas |
| |
|
Christmas shoppers are becoming more "prudent" this year, Halifax has claimed.
|
| |
|
Academics release gloomy remortgaging report |
| |
|
Homeowners who took out secured loans on their properties during the boomtime are facing b... |
| |
|
Loan book writedown at HBOS hits FTSE |
| |
|
A £5 billion writedown announced by HBOS on its business loans and personal loans has... |
| |
|
Debit card warning issued by CPP |
| |
|
Online shoppers should always be sure to use a credit card rather than a debit card, a sec... |
| |
|
Christmas debt warning issued by mums' website |
| |
|
Parents could be forced into spending more on credit in order to keep up appearances this ... |
| |
|
Christmas surge in interest-free credit card applications |
| |
|
Interest-free credit cards have seen a rise in demand in the Christmas run-up, new figures... |
| |
|
Grandparents 'should give cash' |
| |
|
Instead of spending money on Christmas presents, grandparents should make contributions to... |
| |
|
Start planning your remortgage loan early, expert advises |
| |
|
People looking to find a new secured loan to replace their current mortgage should move qu... |
| |
|
CML releases downbeat secured loans data |
| |
|
Secured loans lending continues to remain at levels well below those of last year, a new r... |
| |
|
Industrial data 'forecasts deeper recession' |
| |
|
Worse-than-expected industrial figures have been released by the Office for National Stati... |
| |
|
Axa forecasts cost of living an adult life |
| |
|
The real cost of living has been calculated by an insurance firm.
According to Ax... |
| |
|
Possible loans claims highlighted by site |
| |
|
Mistakes made on loan contracts by providers could lead to successful legal claims from bo... |
| |
|
Lloyds updates on merger |
| |
|
Lloyds TSB has pledged to continue HBOS' high street presence, following the two firms' me... |
| |
|
New quotes system announced at personal loans provider |
| |
|
Nationwide has announced the introduction of a personalised pricing system for its persona... |
| |
|
"Mortgage holidays" announced by government |
| |
|
Two-year "mortgage holidays" are to be offered to some struggling homeowners, th... |
| |
|
Bank of England cuts interest rates again |
| |
|
Another interest rate cut was made by the Bank of England today.
Following the an... |
| |
|
Debt warning issued by Citizens Advice |
| |
|
Britons are risking a "New Year headache" due to their Christmas spending excess... |
| |
|
MPC meets to set interest rate |
| |
|
The nine-member Monetary Policy Committee (MPC) meets today to discuss what to set the new... |
| |
|
Don't spend too much this Christmas, expert advises |
| |
|
Overspending through bad credit loans and other forms of credit can lead to "misery&q... |
| |
|
Bank 'Should Cut Interest Rates' |
| |
|
Business leaders have called on the Bank of England to cut the base rate at its meeting la... |
| |
|
Higher interest rates likely for next year, poll shows |
| |
|
Interest rates will rise in 2009, a poll has indicated.
Lender Lloyds TSB's surve... |
| |
|
PwC report shows debt fears |
| |
|
Personal loan and card borrowing increased by six per cent over the year to September, a n... |
| |
|
Consumer confidence 'on the up' |
| |
|
A major consumer confidence index has registered an improvement for November.
GFK... |
| |
|
Personal loan rates 'on the increase' |
| |
|
Personal loans continue to become more expensive to take out, new figures show.
A... |
| |
|
Card firms 'to help struggling customers' |
| |
|
Credit card firms have agreed to help out indebted customers more.
Following a me... |
| |
|
House prices 'dropped 0.4% this month' |
| |
|
House prices have fallen by 0.4 per cent over the past month, Nationwide said today.
<... |
| |
|
King issues lending warning for banks |
| |
|
Banks should increase their lending in order to boost the economy, the governor of the Ban... |
| |
|
Mortgage lending hit by crunch, BBA says |
| |
|
Mortgage secured loans lending declined last month.
The British Bankers' Associat... |
| |
|
FSA gives an update on adviser plans |
| |
|
An update on the Retail Distribution Review (RDR) has been released by the Financial Servi... |
| |
|
RBS announces small business overdraft freeze |
| |
|
Business overdrafts are to be frozen by RBS.
The move, praised by chancellor of t... |
| |
|
Chancellor 'plots VAT reduction' |
| |
|
A cut in VAT from 17.5 to 15 per cent is expected from chancellor of the exchequer Alistai... |
| |
|
Banks should try to stop credit booms, Bean says |
| |
|
Central banks should work hard to stop boom and bust conditions from afflicting economies,... |
| |
|
Christmas debt warning issued by charity |
| |
|
"Vulnerable" families could face extra debts as a result of their Christmas spen... |
| |
|
MP: Banks should be lending more |
| |
|
Banks should be more generous in their home and business loans lending following the gover... |
| |
|
Finances are Brits 'biggest' concern |
| |
|
Financial concerns have become the single most pressing issue in the public conscience, ac... |
| |
|
Teens budgeting skills 'boosted' |
| |
|
British teens are being helped to develop better budgeting skills by their parents, accord... |
| |
|
Brits facing 'pre payday blues' |
| |
|
A growing number of Britons make cut backs in the week before payday, according to new res... |
| |
|
Parents support over 25s |
| |
|
Young people in their 20s are receiving financial support from their parents, according to... |
| |
|
B&B board "massively sorry" for bank's collapse |
| |
|
The board of collapsed secured loans lender Bradford & Bingley (B&B) has apologise... |
| |
|
Minimum income restrictions 'on the up for cards and loans' |
| |
|
More and more lenders are imposing minimum income rules on new customers, MoneyExpert.com ... |
| |
|
Credit, debit card spends 'increase' |
| |
|
Card spending was on the up in September, payments association Apacs has said in its lates... |
| |
|
Asking prices 'drop 3% in a month' |
| |
|
Asking prices fell by 2.9 per cent over the month to November 8th, new figures from a lead... |
| |
|
Consumers urged to 'manage money better' |
| |
|
Consumers should try to keep a "money diary" to help them better manage their mo... |
| |
|
Halifax withdraws intermediary unsecured loans |
| |
|
Unsecured loans will no longer be available to consumers from Halifax through intermediari... |
| |
|
Fixed-rate mortgages 'fail to follow base rate cut' |
| |
|
The average fixed-rate mortgage product has not been reduced in line with the Bank of Engl... |
| |
|
CC publishes PPI proposals |
| |
|
The Competition Commission (CC) has published a consultation on its proposed remedies for ... |
| |
|
Consumers 'avoiding' savings raid |
| |
|
Britons are managing to leave their saving accounts well alone despite the continuing fina... |
| |
|
Mortgage 'savings' following rate cut |
| |
|
Homeowners could pay off their mortgage loans quicker and save money following the Bank of... |
| |
|
Buyers avoiding stamp duty |
| |
|
An increasing number of borrowers are avoiding stamp duty, according to new research from ... |
| |
|
Housing market 'to improve' |
| |
|
Purchases in the housing market are expected to improve in the near future, according to t... |
| |
|
Bank cut 'hits savers hard' |
| |
|
The Bank of England's interest rate cut has had a marked impact on savings accounts - with... |
| |
|
No more rate cuts, bankers tell Darling |
| |
|
Bank executives have told the chancellor of the exchequer that their latest round of rate ... |
| |
|
Brown calls on banks to match rate cuts |
| |
|
Banks should pass on the latest cut in interest rates, the prime minister has said.
|
| |
|
Personal loan debt protection proposed by Tories |
| |
|
People who fall behind on their personal loan payments should be better protected by the g... |
| |
|
House prices 'fall by 15%' |
| |
|
House prices have fallen by over 15 per cent in a year, Halifax has claimed.
New ... |
| |
|
Bank slashes rates |
| |
|
Interest rates have been cut by 1.5 per cent, in a shock move from the Bank of England.
|
| |
|
Banks must match rate cuts, MPs say |
| |
|
A parliamentary motion has been tabled by more than 20 MPs, calling on banks to pass on in... |
| |
|
Sainsbury's forecasts rise of second-hand car sales |
| |
|
Car loans are likely to be used for more second hand vehicles than before, new figures sug... |
| |
|
Campaigners call for 'credit crunch lunches' |
| |
|
Cash-strapped Brits can save a surprisingly large amount of money by cutting down on food ... |
| |
|
Bank cuts won't be mirrored by lenders, HSBC boss warns |
| |
|
Rate cuts might not be passed on by lenders this month, a bank executive has suggested.
|
| |
|
Mortgage stress 'affecting business owners' |
| |
|
Bridging loans are being increasingly relied on in the credit crunch - due to the continui... |
| |
|
Rates 'should be slashed by Bank' |
| |
|
As much as one per cent could be cut off the Bank of England's lending rate this week, ana... |
| |
|
Consumer action site shut down |
| |
|
Penaltycharges.co.uk, a campaigning site which aims to help people reclaim bank penalties,... |
| |
|
Rates must be lowered, MPC member says |
| |
|
The Bank of England needs to cut interest rates "aggressively" over the next few... |
| |
|
Consolidate your PPI, Post Office advises |
| |
|
Five million Britons can save £570 a year by consolidating their Payment Protection I... |
| |
|
Firework celebrations 'might lead to personal liability payouts' |
| |
|
Seven-figure personal liability claims might be the result of some Bonfire Night parties t... |
| |
|
FTSE will rise, investors predict |
| |
|
A majority of investors expect stock markets to begin recovering within the next three mon... |
| |
|
£15 million bridging loans announced by lender |
| |
|
A new bridging loan facility for high-income borrowers has been unveiled by Anthony & ... |
| |
|
Bank rate 'could go to zero' |
| |
|
The Bank of England could reduce interest rates to zero, a former policymaker at the insti... |
| |
|
GDP fall tracked by ONS |
| |
|
The economy suffered negative growth over the three months to September, the government sa... |
| |
|
Icesave customers in limbo as talks fail to reach agreement |
| |
|
Latest discussions between Iceland and the UK over savers' compensation have ended without... |
| |
|
Inflation biggest financial fear for investors, general public |
| |
|
The Association of Investment Companies (AIC) said today that almost a third of active inv... |
| |
|
BBA releases new mortgage lending data |
| |
|
Mortgage lending from banks increased slightly last month, figures released today show.
|
| |
|
The Yorkshire takes over smaller society |
| |
|
The Barnsley building society has been taken over by the Yorkshire, after facing apparent ... |
| |
|
Personal loans face APR hikes as crunch continues |
| |
|
Personal loans rates are being hiked by lenders, despite the Bank of England's recent inte... |
| |
|
Economist predicts deep cuts to bank rate |
| |
|
Interest rates could be cut to their lowest-ever level by the Bank of England, a top econo... |
| |
|
Lending down 42% on year, CML says |
| |
|
A further decline in mortgage lending was announced today by an industry group.
T... |
| |
|
American Express warns parents over childrens' concerns |
| |
|
Children are picking up on their parents' financial difficulties, American Express suggest... |
| |
|
AA advises customers not to be 'pressured' over family loans |
| |
|
Over 20 million Britons are loaning money to family and friends, AA Personal Loans has cla... |
| |
|
Two lenders put tracker rates up |
| |
|
Some tracker rates have been raised by Lloyds TSB and the Woolwich building society.
<... |
| |
|
Unsecured lending 'hit hard by crunch' |
| |
|
Personal loan and credit card applications are being rejected at a rate of 20 per cent, Mo... |
| |
|
Committee plans probe of government bank plan |
| |
|
The government's £37 billion bank recapitalisation scheme is to be scrutinised by a p... |
| |
|
Defaqto foresees saver 'struggle' over inflation |
| |
|
Rising inflation is bad news for savers, Defaqto said today.
The financial data ... |
| |
|
Sales down, new Rics survey finds |
| |
|
Home sales continue to decline, the Royal Institution of Chartered Surveyors (Rics) said t... |
| |
|
Landsbanki 'offered loan by UK government' |
| |
|
Collapsed Icelandic bank Landsbanki is to be offered a £100 million loan by the gover... |
| |
|
Equity Release volumes 'down on last year' |
| |
|
Equity release loan figures for the third quarter of 2008 were announced today by Key Reti... |
| |
|
Government 'spends £37bn on bank shares' |
| |
|
RBS is to be taken over by the government, with public money to be used to buy up £20... |
| |
|
CC issues new PPI report |
| |
|
Providers of payment protection insurance (PPI) for retail need to improve their services,... |
| |
|
House prices 'have fallen by 13%' |
| |
|
House prices fell by 13.3 per cent from September 2007 to September 2008, Halifax said tod... |
| |
|
Mortgage industry boosted by government moves |
| |
|
Many mortgage lenders in the UK are passing on the Bank of England's rate cut.
Ll... |
| |
|
Bank shares 'to be bought up by government' |
| |
|
The government plans to buy up shares in banks in order to loosen the grip of the credit c... |
| |
|
A&L hit by fine from regulator over PPI |
| |
|
The Financial Services Authority (FSA) has fined a bank £7 million for its sales prac... |
| |
|
BBC: Banks might sell stakes to government |
| |
|
RBS, Barclays and Lloyds TSB executives met with Alistair Darling yesterday to discuss the... |
| |
|
Experts predict rate cut |
| |
|
The Bank of England will cut interest rates later this week, as the economy continues to s... |
| |
|
Lib Dem reveals student loans non-payments |
| |
|
Student loans are not being paid by around one-third of recent graduates, it has been reve... |
| |
|
Savers' protected by FSA move |
| |
|
Savers in the UK are to have £50,000 of their deposits guaranteed by the government f... |
| |
|
Rate cuts predicted by Global Insight |
| |
|
Interest rates will be cut to 3.25 per cent by the end of 2009, a top economist has predic... |
| |
|
Fuel poverty increase marked by government |
| |
|
Many more Britons are falling in to fuel poverty - and might feel forced into applying for... |
| |
|
Fool issues saving advice |
| |
|
Parents should try to conscientiously save for their children's future as early as possibl... |
| |
|
PPI interventions will 'escalate', FSA says |
| |
|
Financial Services Authority (FSA) is to crack down on firms who mis-sell loans insurance,... |
| |
|
Flat GDP shown by government figures |
| |
|
British GDP showed flat growth over the second quarter - making a Bank of England interest... |
| |
|
Markets stage recovery following rescue plan vote failure |
| |
|
Stocks rallied slightly today, after yesterday's severe volatility due to the failure of t... |
| |
|
GE Money hit by FSA fine |
| |
|
GE Money Home Lending has been fined £1.1 million by the Financial Services Authority... |
| |
|
Energy suppliers blasted by consumers |
| |
|
The overall level of customer satisfaction with gas and electricity providers is lower tha... |
| |
|
HSBC upbeat on online payment fraud risk |
| |
|
Internet money transfers remain largely safe from fraud, HSBC said today.
Accordi... |
| |
|
One in five car buyers 'will not haggle' |
| |
|
Car loans customers are missing out on big savings - due to their failure to haggle.
<... |
| |
|
Bank deputy hints at rate cut |
| |
|
Interest rates might soon be reduced by the Bank of England, as inflation pressures ease.<... |
| |
|
Economist downbeat on global prospects |
| |
|
The current economic downturn might be with us for another two years, a Defaqto expert has... |
| |
|
Abbey predicts big spending cutbacks among students |
| |
|
Half of all students are planning to sell some of their possessions on eBay, in order to s... |
| |
|
London home becomes 'biggest-ever' repossession |
| |
|
An £11 million mansion in the upscale west London district of Holland Park has been t... |
| |
|
Libor rise 'might mean rise in mortgage rates' |
| |
|
A rise in the London Inter-bank Offered Rate (Libor) is putting financial pressure on mort... |
| |
|
CML releases gloomy mortgage figures |
| |
|
Mortgage lending fell to just £21.8 billion last month, new figures show.
Ac... |
| |
|
US rescue plan to help loans sector |
| |
|
The difficulties currently being faced by consumers looking for loans might be eased with ... |
| |
|
Over-55s 'unrealistic' home improvement plans revealed |
| |
|
Some of Britain's over-55s are ill-prepared for making essential home upgrades as they get... |
| |
|
HBOS in Lloyds takeover |
| |
|
Lloyds TSB is to take over HBOS in a £12.2 billion shares-only deal, the firms announ... |
| |
|
HBOS and Lloyds TSB moot merger |
| |
|
Merger talks between HBOS and Lloyds TSB have been confirmed.
According to inside... |
| |
|
Bank rate meeting minutes released |
| |
|
The minutes of the Bank of England's latest rate-setting meeting were released today.
... |
| |
|
Personal loans drive up debt figures |
| |
|
Personal debt levels have increased by 30 per cent over the past 12 months, a new survey h... |
| |
|
Inflation 'on the up' |
| |
|
Annual price rises stood at 4.7 per cent last month, new government figures have shown.
|
| |
|
New repossession law 'will speed up process' |
| |
|
A new law could quicken the time in which homes can be repossessed by creditors of equity ... |
| |
|
Personal loan lending under threat from bank collapses |
| |
|
Consumer personal loans might be negatively affected by the closure of two major US banks.... |
| |
|
FSA finds broker culpable for wrong advice |
| |
|
A home loans broker has been censured by the Financial Services Authority (FSA).
... |
| |
|
AmEx predicts downturn in insurance |
| |
|
Britons are cutting back on important insurance protection due to their shrinking budgets,... |
| |
|
FOS slams PPI |
| |
|
Loans insurance continues to be miss-sold in the UK, the Financial Ombudsman Service (FOS)... |
| |
|
HSBC releases student finances research |
| |
|
Many students are facing tough financial credit conditions, with bad credit loans one of t... |
| |
|
Government unveils home extension reforms |
| |
|
Home extensions will become easier to install due to new government legislation, ministers... |
| |
|
Credit card PPI slammed by Which? |
| |
|
Payment Protection Insurance (PPI) for credit cards is useless, Which? said today.
|
| |
|
CML downbeat on new lending figures |
| |
|
Mortgage lending remains subdued as the credit crunch continues, providers have said.
... |
| |
|
Football fans 'facing 21% inflation rate' |
| |
|
One in four matchgoing football fans are not getting to as many games as they used to - th... |
| |
|
Globrix detects stagnating property market |
| |
|
The average property put on the market in the UK remains there for more than 90 days, Glob... |
| |
|
M&S Money offers 'personal loan reward' |
| |
|
Personal loans are to benefit from a new offer, following an announcement from M&S mon... |
| |
|
Halifax issues home insurance warning |
| |
|
Heavy rain might cause many Britons to claim on their home insurance or take out a loan to... |
| |
|
Bank holds rates |
| |
|
The Bank of England decided to hold interest rates at five per cent today.
Concer... |
| |
|
Government admits negative equity exclusion from mortgage rescue plan |
| |
|
The government's plan to help those who fall behind on their home loan repayments will not... |
| |
|
Haggling trend 'sparked by credit crunch' |
| |
|
More and more Britons are haggling, in order to secure discounts on goods and services.
|
| |
|
Moneyfacts points out benefits of bridging loans |
| |
|
Bridging loans can be beneficial for both lenders and borrowers in the mortgage sector, it... |
| |
|
Young couples 'struggle financially after getting married' |
| |
|
Britain's newlyweds are facing financial struggles over their first few months of marriage... |
| |
|
Government unveils housing reforms |
| |
|
Stamp duty for properties worth £175,000 or less is to be suspended for a year, the g... |
| |
|
Scottish Power and Npower Impose New Price Rises |
| |
|
Two more large energy providers have put up the costs of their general tariffs - a move wh... |
| |
|
Home improvements 'funded by personal loans' |
| |
|
Britons are taking out personal loans to upgrade their own homes, Halifax has suggested.
|
| |
|
The Chelsea tracks 'family loans' decline |
| |
|
Many Britons are no longer giving loans to family members, as the credit crunch continues.... |
| |
|
Moneyfacts issues car loans advice |
| |
|
Many car buyers are neglecting the opportunity to secure the best car loan deal, a financi... |
| |
|
Britons risk debt spiral due to crunch, studies suggest |
| |
|
The typical British household has become £2,500 a year less well off over the past 12... |
| |
|
MSM loan sales 'hit by credit crunch' |
| |
|
The credit crunch has hit the financial fortunes of moneysupermarket.com, the price compar... |
| |
|
Additional Kids' Classes 'Costing £1.7bn Per Year' |
| |
|
Parents might be forced into taking out loans to fund their childrens' extra-curricular cl... |
| |
|
Big majority of students have taken out a loan, Halifax says |
| |
|
Four in five students have a loan, new research from Halifax has revealed.
Accord... |
| |
|
Mortgage market 'shrinks by 65%' |
| |
|
The number of home loans approved by banks in the UK has declined by 65 per cent over the ... |
| |
|
Influential Club positive on rate cut |
| |
|
The pound's recent falls on exchanges will not stop the Bank of England from making furthe... |
| |
|
Parents urged to take care with offspring's debts |
| |
|
Parents have been advised to help manage their children's debt, as long as they do not put... |
| |
|
More price rises on the way |
| |
|
A second energy supplier has announced price increases, further adding to consumer debt wo... |
| |
|
Students face "nasty surprise" |
| |
|
The growing cost of living is set to impact significantly on students over the next term, ... |
| |
|
Inflation becoming 'a real strain on families' |
| |
|
Households across the UK are starting to feel the pinch of rising prices and bills, accord... |
| |
|
Brits raiding savings to pay for holidays |
| |
|
Britons are collectively raiding their savings to the tune of £50 billion each year t... |
| |
|
Loan customers urged to "shop around" |
| |
|
Personal loan customers are being urged to shop around for the best deal in order to avoid... |
| |
|
Online banking 'a useful facility' |
| |
|
Online banking allows people to monitor their money more closely and helps them to plan th... |
| |
|
Business loan applications 'up 17%' |
| |
|
Applications for business loans have risen for the first time in over 18 months, according... |
| |
|
Personal loans for Brits in need of a break? |
| |
|
Stressed-out Brits may need to take out a personal loan to finance a well-earned holiday.<... |
| |
|
Millions unable to afford energy price hikes |
| |
|
A survey by uSwitch reveals the extent to which households in Britain are struggling with ... |
| |
|
Credit crunch 'not spoiling wedding days' |
| |
|
The credit crunch is not deterring people from paying for weddings, it has been claimed.
|
| |
|
Inflation likely to pass 5%, says Bank |
| |
|
The Bank of England has admitted that inflation is likely to remain well above target duri... |
| |
|
Car buyers urged to stay away from dealer finance |
| |
|
Anyone who is considering buying a new car is being urged to take out a cheap unsecured pe... |
| |
|
Inflation up again |
| |
|
The consumer price index (CPI) has increased to 4.4 per cent in July, well ahead of the go... |
| |
|
Grocery bills 'up 27%' |
| |
|
The price of groceries for the average UK family has increased by £1,400 a year, acco... |
| |
|
Credit cards 'turn the screw' on customers |
| |
|
Credit card firms have been criticised for "turning the screw" on consumers.
|
| |
|
Over-50s 'defying credit crunch' |
| |
|
The over-50s are defying the credit crunch by being fun-loving and fancy-free, according t... |
| |
|
Treasury denies stamp duty plan |
| |
|
Speculation that the government may suspend stamp duty holiday have been dismissed by the ... |
| |
|
'No time to adapt to new economic reality' |
| |
|
Consumers have been unable adapt to price increases and the slowdown in the economy becaus... |
| |
|
Loft conversions 'a good investment' |
| |
|
Taking out a personal loan to finance a loft conversion is always a good investment, espec... |
| |
|
Learn from the over-50s, consumers told |
| |
|
Young people and adults in their 20s, 30s and 40s would do well to seek advice from parent... |
| |
|
'Interest rates unlikely to budge for a while' |
| |
|
Interest rates are likely to stay frozen for a few more months, according to a leading fin... |
| |
|
First-time buyers 'getting older' |
| |
|
A report has revealed that most first-time buyers have to wait until they are in their 30s... |
| |
|
Consumer debt 'a growing problem' |
| |
|
Consumers struggling with their finances may find now is a good time to take out a loan fo... |
| |
|
Expert extols virtues of business loans |
| |
|
Entrepreneurs are still taking out business or self-employed loans in order to finance new... |
| |
|
Home improvements 'add value to property' |
| |
|
More and more householders are taking out personal loans to pay for home improvement proje... |
| |
|
New prepaid card on the market |
| |
|
PayPal has launched a new prepaid top-up card that can be used on the high street and on t... |
| |
|
'Shop around for best loans' |
| |
|
Anyone looking to consolidate their debts needs to make sure they shop around for the best... |
| |
|
Beware DIY disasters |
| |
|
Brits who take out personal loans to pay for home improvements should beware that DIY disa... |
| |
|
New figures show consumers still borrowing |
| |
|
The increase in total net lending to individuals in June amounted to £4 billion, belo... |
| |
|
Living costs 'eating away' at income |
| |
|
The proportion of people whose earnings do not cover the cost of bills and debts has risen... |
| |
|
Brits under pressure in the run-up to Christmas |
| |
|
Consumers may need to consider taking out debt consolidation loans if a new study is corre... |
| |
|
'Shop around for best personal loans' |
| |
|
Consumers in need of some extra finance are being urged to shop around for a suitably-pric... |
| |
|
Equity loans advice 'on the rise' |
| |
|
More and more people are considering taking out equity loans as the UK economy turns sour,... |
| |
|
Popularity of online banking soars |
| |
|
The number of people banking online has grown by over 500 per cent in past seven years, ac... |
| |
|
High street sales slump in June |
| |
|
High street sales fell 3.9 per cent in June, the largest monthly fall since records began ... |
| |
|
Banks publish unsecured lending figures |
| |
|
Unsecured lending was subdued in June, according to the British Bankers' Association (BBA)... |
| |
|
Grandparents putting family first |
| |
|
Grandparents are cutting back on basics and luxuries in order to indulge members of their ... |
| |
|
Credit card firms 'hurting consumers' |
| |
|
Moneysupermarket.com has revealed the names of card firms that are "taking a bite&quo... |
| |
|
Retirees urged to sort finances |
| |
|
Many retirees are spending considerably more during the first 12 months of retirement than... |
| |
|
Brits admit to financial concerns |
| |
|
A large proportion of UK consumers say they are concerned or very concerned about their fi... |
| |
|
CML: Speak to your lender early |
| |
|
The Council of Mortgage Lenders (CML) has advised mortgage holders on tight budgets to con... |
| |
|
Gas prices could rise by 60%, says uSwitch |
| |
|
Brits considering taking out personal loans to add some much-needed liquidity to their fin... |
| |
|
Study: 47 is the magic number for Brits with cards |
| |
|
The average Brit has to wait until they are 47 years old before they can finally get the b... |
| |
|
Inflation hits 3.8% in June |
| |
|
Consumer prices inflation (CPI) hit 3.8 per cent in June, well above the government's targ... |
| |
|
Equity loans 'increasingly popular' |
| |
|
A new report has highlighted the popularity of equity loans in the UK.
Data produ... |
| |
|
Personal loans are a "great help" |
| |
|
Personal loans are of "great help" when it comes to coping with monetary shortfa... |
| |
|
Credit card charges on the up |
| |
|
There has been a marked increase in the number of credit cards increasing their rates and ... |
| |
|
Report reveals how Brits are fighting inflation |
| |
|
A new study has revealed the lengths to which people in Britain are prepared to go to help... |
| |
|
Shoppers spending less |
| |
|
Shopper numbers fell back in June after a blip in May when the sun came out, according to ... |
| |
|
Secured loan market shrinking |
| |
|
Secured loan lender First Plus has announced that it will not accept new applications from... |
| |
|
Parents to take out secured loans for undergraduate offspring? |
| |
|
Taking out a secured loan to help offspring attend university is one option for parents wh... |
| |
|
Credit crisis hits teens as parents curb allowances |
| |
|
Parents are lending less money to their children as they struggle to cope with the rising ... |
| |
|
Women urged to declutter handbags |
| |
|
Women are vulnerable to identity theft because they carry too much personal information in... |
| |
|
Expert warns against bridging loans |
| |
|
Taking out a bridging loan to buy a property is not a wise move now that house prices seem... |
| |
|
Brits planning to take to the road |
| |
|
Some 12 million holidaymakers are planning road trips across the UK and Europe this summer... |
| |
|
First-time loan seekers 'should not feel daunted' |
| |
|
People seeking out a personal loan for the first time should not be daunted by the task ah... |
| |
|
Over-50s hit worst by credit crunch |
| |
|
The over-50s are some of the hardest hit members of society, according to a survey of peop... |
| |
|
Rising overseas card fees 'not a surprise' |
| |
|
The decision by one of the UK's biggest banks to increase its charges for getting cash out... |
| |
|
Brits using credit cards to pay mortgages 'worrying' |
| |
|
Justin Urquhart-Stewart, of Seven Investment Management, has expressed concern that millio... |
| |
|
Insurer warns of rising retirement costs |
| |
|
A new study has found that the average cost of retirement for a typical household in the U... |
| |
|
Brits take out loans to cover living costs |
| |
|
Some seven per cent of consumers have taken out a personal loan in the past year to cover ... |
| |
|
'Fundamentals' driving up oil price |
| |
|
Fundamentals like supply and demand rather than speculation are driving oil prices higher,... |
| |
|
Brits spent £354bn on plastic cards in 2007 |
| |
|
UK consumers spent £354 billion on their debit and credit cards last year, up from &#... |
| |
|
Credit card debtors 'could lose their homes' |
| |
|
People in debt may find themselves under increased pressure as more credit card lenders ap... |
| |
|
Consumer borrowing up £1.4bn in May |
| |
|
Consumer borrowing climbed £1.4 billion in May, according to a new set of figures pub... |
| |
|
Consumer spending could halt, says analyst |
| |
|
There is a growing possibility that problems in the housing and mortgage markets will &quo... |
| |
|
Minimum personal loan rates top 7% |
| |
|
An investigation into the personal loans market by Moneyfacts.co.uk has discovered that th... |
| |
|
Brits building extensions rather than selling-up, says survey |
| |
|
Almost 1.5 million new extensions are currently being built or being considered in the com... |
| |
|
Equity loans for overseas homes |
| |
|
Brits considering taking out an equity loan may be among those who are increasingly intere... |
| |
|
'30% rise' in Brits struggling with mortgage payments |
| |
|
National Debtline has said there has been a rise in the number of people struggling with t... |
| |
|
Home improvements 'could add £55k to house value' |
| |
|
Taking out a secured loan to pay for home improvements could add £54,922 to the value... |
| |
|
Brits urged to protect their income |
| |
|
Brits should take steps to ensure their income is protected at a time when the credit cris... |
| |
|
Economist warns about inflation |
| |
|
The impact of retail spending could result in greater inflation, according to economic res... |
| |
|
Britons tipped to keep on spending |
| |
|
It has been revealed that, despite warnings about the credit crunch, shoppers are still pl... |
| |
|
Pfeg: Young adults should plan finances now |
| |
|
Young people need to start thinking about their financial future as soon as possible, acco... |
| |
|
Energy bills could rise by 40%, says uSwitch |
| |
|
Energy consumers could see their bills increase by more than 40 per cent by the end of the... |
| |
|
Brits urged to review their finances |
| |
|
Less than one in three consumers have reviewed their finances in light of the credit crisi... |
| |
|
Cost of living 'up 26% in 2 years' |
| |
|
Brits have endured a 26 per cent rise in the cost of living over the last two years as eve... |
| |
|
Retails sales jump 3.5% in May |
| |
|
Retail sales jumped a record 3.5 per cent over the month of May, according to the Office f... |
| |
|
Unsecured loan rejections 'on the rise' |
| |
|
The rejection rate for unsecured personal loan applicants has risen as a result of the cre... |
| |
|
Credit card rates 'harming consumers' |
| |
|
A new report by Defaqto has concluded that the average credit card rate has increased to t... |
| |
|
Study: 84% of new credit card holders not asked to prove income |
| |
|
The vast majority of successful credit card applicants are not being asked if they can aff... |
| |
|
Inflation hits 16-year high |
| |
|
Those Brits who have seen their food and fuel prices soar over the past weeks may not be s... |
| |
|
Store cards 'the devil in disguise' |
| |
|
Store cards have been described as the "devil in disguise" by one well-known mon... |
| |
|
Loan insurance controls 'could hurt borrowers' |
| |
|
The Association of British Insurers (ABI) has said that restricting the sale of payment pr... |
| |
|
Loan insurance valuable during uncertain times, says ABI |
| |
|
The Association of British Insurers (ABI) has highlighted the importance of payment protec... |
| |
|
1 in 4 say spending is 'out of control' |
| |
|
Despite growing concerns about the rising cost of living, more than a quarter of adults fe... |
| |
|
Cheap credit 'may be over' |
| |
|
The days when borrowers could rely on cheap credit may be over for the time being, it has ... |
| |
|
Price rises hit motorists |
| |
|
The rising cost of petrol is forcing many people to consider looking for a new job, it has... |
| |
|
Elderly 'need financial support' from relatives |
| |
|
A growing number of adults are being forced to provide financial support to their parents,... |
| |
|
Survey: 7.5m borrow money to pay for home repairs |
| |
|
Around 7.5 million Brits have to rely on personal loans, overdrafts, credit cards and hand... |
| |
|
Life 'does not' begin at 40 |
| |
|
Contrary to the old saying, life does not begin at 40 for many wage earners, according to ... |
| |
|
Small personal loans 'useful in credit crunch' |
| |
|
Taking out a small personal loan may be one solution for people struggling with higher foo... |
| |
|
Balance transfer card charges 'on the rise' |
| |
|
Consumers looking for credit may find they are better off choosing a personal loan over a ... |
| |
|
Credit crunch 'is having an uneven impact' |
| |
|
The credit crunch is hitting Brits aged 55 and over particularly hard but there are signs ... |
| |
|
Bank holds interest rates at 5% |
| |
|
Potential secured personal borrowers may be interested to know that the Bank of England's ... |
| |
|
BBA defends personal loan insurance |
| |
|
Eric Leenders, executive director of retail at the British Bankers' Association, has taken... |
| |
|
Male entrepreneurs 'lack confidence' |
| |
|
Male business loan customers are increasingly pessimistic about their prospects in the pre... |
| |
|
Credit crisis hits Scotland |
| |
|
Homeowners in Scotland thinking of taking out an equity loan may want to act now as new fi... |
| |
|
3 in 4 borrowers unsure about loan repayments |
| |
|
Only one in four adults in Britain can accurately say how much they have left to pay on th... |
| |
|
Business loans clients 'don't need to inure against everything' |
| |
|
New business loans customers have been reassured they do not have to insure themselves for... |
| |
|
Equity loans 'largely unaffected by credit crisis' |
| |
|
Brits considering taking out an equity loan are being reassured that the product has not b... |
| |
|
Brits to blow budgets on overseas trips |
| |
|
Brits are determined to leave their financial worries behind them this summer and spend th... |
| |
|
Taking out a secured personal loan 'a good way to borrow' |
| |
|
Secured personal loans are one of the best ways of fulfilling an individual's financial re... |
| |
|
New cars 'tempting' people into debt |
| |
|
Consumers are apparently being "tempted into debt" by cars, according to a new s... |
| |
|
Study: 50% of Brits waiting for inheritance to solve finances |
| |
|
Half of all Britons are waiting for their inheritance to help solve their financial proble... |
| |
|
Business customers urged to find better rates |
| |
|
Business loan customers are being urged to spurn specialist business accounts in favour of... |
| |
|
"Big surge" in PPI claims says chief ombudsman |
| |
|
There has been a "big surge" in the number of complaints about payment protectio... |
| |
|
'Not enough borrowers switching to competitive products' |
| |
|
There has been a 17 per cent drop in the number of financial products being switched to mo... |
| |
|
Borrowers take out £2.5bn in personal loans in April |
| |
|
New personal loans taken out in April amounted to £2.5 billion, a slight fall on the ... |
| |
|
Women urged to take control of finances |
| |
|
Almost a fifth of single or divorced women want to meet a rich man so they do not have to ... |
| |
|
Personal loan insurance could land banks in trouble, says FT |
| |
|
Britain's biggest banks could be in trouble with the Competition Commission if it is prove... |
| |
|
Survey: 1 in 10 would take out personal loan to pay for wedding |
| |
|
A new survey has found that one in ten people would take out a personal loan to pay for th... |
| |
|
Banks urge borrowers to find alternatives to unauthorised overdrafts |
| |
|
The chief executive of the British Bankers' Association (BBA) has defended bank charges th... |
| |
|
Spring clean you finances, borrowers told |
| |
|
Personal finance customers are being urged to construct a "spring clean" of thei... |
| |
|
Lenders urged not to hound struggling borrowers |
| |
|
Mental health charity Mind is calling on lenders to take a light touch approach to struggl... |
| |
|
Brits 'addicted' to online banking |
| |
|
It is ten years since banking customers in the UK started using the internet to manage the... |
| |
|
Study: Teenagers looking forward to personal loans |
| |
|
Teenagers are looking forward to the time when they are allowed to take out personal loans... |
| |
|
Borrowers urged to check credit profiles to combat fraud |
| |
|
A personal finance site is urging personal loan borrowers to check their credit profile on... |
| |
|
Debt worries 'affecting mental health' |
| |
|
A survey conducted by charity Mind has revealed that 91 per cent of respondents said worri... |
| |
|
'Brits saving money by booking independent holidays' |
| |
|
A growing number of Brits who may have taken out a personal loan to pay for a trip abroad ... |
| |
|
New business loan providers 'targeting firms' |
| |
|
Business owners and property investors are turning to bridging loans as mainstream lenders... |
| |
|
Cost of living on the up say official figures |
| |
|
Consumer prices inflation has risen to three per cent, well above the government's target ... |
| |
|
Cost of living 'forcing parents back to work' |
| |
|
The rising cost of living has pushed over one million new parents back into work, accordin... |
| |
|
Government should intervene in people's finances, says expert |
| |
|
The government should intervene to help people manage their personal finances just as it d... |
| |
|
Bank charges 'bad news for customers' |
| |
|
A high court ruling on bank charges could lead to many customers being less well off in th... |
| |
|
Firms using business loans 'to finance smaller deals' |
| |
|
Firms are increasingly using bridging loans to keep their businesses fully operational, it... |
| |
|
Would-be retirees facing family pressure |
| |
|
Almost half of those facing retirement are being approached by relatives for financial sup... |
| |
|
Credit card charges "disgustingly high" |
| |
|
Interest charges on outstanding credit card balances are still "disgustingly high&quo... |
| |
|
Popular financial discussions revealed |
| |
|
The tenth most-openly-discussed financial question is: "How much have you borrowed?&q... |
| |
|
Bank holds rates at 5% |
| |
|
The Bank of England's monetary policy committee (MPC) has decided to keep the base rate of... |
| |
|
Unsecured loans 'being used to buy property' |
| |
|
It is "dangerous" to buy property using unsecured loans, according to the busine... |
| |
|
Consumers reminded of consequences of debt |
| |
|
Consumers have been warned that those who have been charged by their banks for exceeding o... |
| |
|
Loan shoppers urged to conduct research |
| |
|
Holidaymakers planning on taking out a loan to finance their trip are being urged to first... |
| |
|
More insolvency predicted in 2008 |
| |
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There could be many as 104,000 insolvency "casualties" during 2008, according to... |
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Economists: MPC will not reduce base rate |
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The Bank of England's monetary policy committee (MPC) will vote to keep the base rate stat... |
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'Pay off debts with a low-cost personal loan' |
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People struggling with their finances in the current economic climate could benefit from p... |
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Loan warning issued to credit fraud victims |
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Consumers who do not realise they have been victims of credit fraud may find that criminal... |
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Buying bling 'can lead to financial problems' |
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Bling-itis, the phrase used to describe young people's obsession with purchasing flashy go... |
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Some 71% of UK couples 'have separate accounts' |
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Nearly three-quarters (71 per cent) of couples in Britain like to keep their money separat... |
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Financial warning for those living longer |
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As western populations start to live longer, more and more people are at risk of financial... |
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Credit unions 'can help families manage money' |
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Credit unions can help poorer families manage their money and lighten |
