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 |
Parents 'clock up 1,600 miles' as taxi drivers |
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Parents looking to finance the purchase of a new car with a personal loan may be intereste... |
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Consumers turn to personal loans for weddings |
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As thousands of women prepare to propose to their partners on February 29th, new figures f... |
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Parents 'pay £27bn' to get kids on property ladder |
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Mothers and fathers in the UK have dug out a total of £27 billion to help their child... |
| |
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Consumers 'reel in' borrowing during credit crunch |
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Consumers are "reeling in" their borrowing on things like credit cards and perso... |
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Inflation 'affecting debts' |
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Inflation and paying of debts from last year are two factors influencing strains on consum... |
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Parents offer adult offspring financial support |
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An increasing number of adult children are turning to their parents to help them with thei... |
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Drivers 'ignoring car repairs' |
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Drivers who have taken out an unsecured personal loan to pay for a new car could be among ... |
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1 in 5 'use loans for new car' |
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Some 20 per cent of people looking to buy a new car will take out an unsecured loan or bor... |
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Credit card providers 'tightening lending criteria' during crunch |
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There is "no doubt" that some credit card providers are tightening their lending... |
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Younger shoppers 'turn to online banking' over cheques |
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The use of cheques to pay for goods and services is a "generational thing" accor... |
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London 'worst hotspot' for card fraud |
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London has overtaken Birmingham as the worst city in the UK for credit and debit card frau... |
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Bridging loans 'becoming more important' during credit crunch |
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Bridging loans that provide homebuyers with the funds to buy their new house while they wa... |
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Travel insurance "always a good idea" |
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Consumers who may have taken out a personal loan for a dream gap year away should make sur... |
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Couples can "divide and conquer" with better financial planning |
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Communication is "crucial" for couples when it comes to financial planning, alth... |
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|
Consumers must "stay on top" of credit card spending |
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Consumers can become confused or "detached" about their spending if they use mul... |
| |
|
1 in 3 "concerned" about debt |
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A third of people are "concerned" about managing their debts and despite fears o... |
| |
|
Northern Rock to be nationalised |
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Northern Rock, the bank at the centre of the credit crunch, is to be nationalised in an ef... |
| |
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1 in 3 'planning financial overhaul' |
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A third of people plan to completely revise their personal finances in light of the global... |
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Brits have most credit cards in Europe |
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On average, British adults own 1.4 credit cards each - the highest amount in western Europ... |
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Where there's a will, there could be a scam, warns Citizens Advice |
| |
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Increasing numbers of people are being cheated out of hundreds of pounds by bogus will wri... |
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Don't let break-ups lead to financial breakdowns, couples warned |
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Love may be in the air today but credit reference agency CreditCall is warning consumers t... |
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Fraud unit 'saves consumers £107m' |
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The Dedicated Cheque and Plastic Crime Unit (DCPCU), a team of police officers and banking... |
| |
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"Rainy day" savings expected to grow, says bank |
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Consumers faced with a slowing economy in 2008 will start to squirrel away money for a &qu... |
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Consumers 'could save' by choosing personal loans over car finance |
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Motorists could be throwing away £174 million by choosing car dealers' higher interes... |
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'Aim high, save low generation' warned on pensions |
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Young people are failing to back their aspirations for retirement with saving for the futu... |
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New rules to promote credit card comparison |
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New measures should be introduced to give consumers a better understanding of the full cos... |
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Scam initiative highlights "tricks of the trade" |
| |
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Government agency the Office of Fair Trading (OFT) is warning consumers looking to protect... |
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Home insurance "absolutely critical", says expert |
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Home insurance is the "second most important" insurance consumers can buy after ... |
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'Do homework' before moving abroad, expert advises |
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Loan customers looking to live or retire abroad need to research their chosen country &quo... |
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Don't use debt consolidation as "quick fix", says expert |
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People looking to manage their debts should address their root causes rather than looking ... |
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Prevent fraud with "simple steps" |
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Simple precautions like keeping credit cards in a safe place and ensuring websites are gen... |
| |
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Valentine's Day spending to hit £1.6 billion |
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Lovelorn Brits plan to spend over £1.6 billion on Valentine's Day gifts for that spec... |
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Online banking and shopping 'an extra environment for scams' |
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Internet banking and online shopping has created "an extra environment for scams"... |
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"Be open and honest" about loans |
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People should be "open and honest" with their family and partners about borrowin... |
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Teaching personal finance in schools 'could cut adult debt' |
| |
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Teaching schoolchildren about personal finance could reduce their chances of getting into ... |
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|
New website aims to reunite savers with "lost accounts" |
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A new online service has been launched to reunite savers with £460 million of "l... |
| |
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OFT sends warning to consumers with Scams Awareness Month |
| |
|
A new campaign by the Office of Fair Trading is warning the family and carers of elderly p... |
| |
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'Choose personal loans' for debt consolidation |
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Personal loans "can be great" for helping to manage debt by consolidating paymen... |
| |
|
Interest rates 'likely to fall to 4.5%' |
| |
|
The Bank of England is likely to cut interest rates to 4.5 per cent by the end of this yea... |
| |
|
Bad credit history 'can affect job prospects', graduates told |
| |
|
Graduates have been warned that a poor credit history can not only make it difficult to ge... |
| |
|
Get on electoral register 'to avoid bad credit rating' |
| |
|
Being on the electoral register could help consumers avoid a bad credit rating and improve... |
| |
|
House prices down again in January |
| |
|
Property prices fell for the third consecutive month in January as the annual rate of infl... |
| |
|
'More than 5m' miss credit card payments |
| |
|
New research shows 11 per cent of credit card customers missed a payment in the last half ... |
| |
|
Consumers urged to 'get financially fit' |
| |
|
Spending time on reviewing personal finances and looking around for the best deals on cred... |
| |
|
UK consumers are second biggest online shoppers |
| |
|
British internet users are the second highest internet shoppers, outstripping even the Uni... |
| |
|
Home improvements lead to 2.9m rooms 'vanishing' |
| |
|
Increasing numbers of Britons are applying open plan living arrangements for their homes b... |
| |
|
Bridging loans should be 'last resort', expert warns |
| |
|
Bridging loans should not be used when buying a home unless it is "absolutely unavoid... |
| |
|
Knock personal finances into shape, consumers urged |
| |
|
Consumers who have switched to a new credit card to help them manage their Christmas spend... |
| |
|
Switching lenders could equal "colossal" savings |
| |
|
Shopping around for the best deal on unsecured loans could bring "colossal" savi... |
| |
|
Consumers receive £1 billion in compensation through FCSC |
| |
|
Over £1 billion in compensation has been paid to customers of financial services firm... |
| |
|
Interest rates expected to fall after "shock" US cut |
| |
|
The Bank of England is expected to reduce interest rates in February following the US Fede... |
| |
|
'Be proactive' with personal finance, says expert |
| |
|
People should "get savvy" and be more proactive in managing their personal finan... |
| |
|
Survey: More homeowners face storm damage |
| |
|
British homes are experiencing rising levels of storm damage as weather becomes more turbu... |
| |
|
Sub-prime lenders 'could face unnecessary fees' |
| |
|
Borrowers looking to remortgage their property with a sub-prime mortgage loan should be wa... |
| |
|
Lack of building insurance could leave home investment unprotected |
| |
|
Some people who took out personal loans to make home improvements may not have protected t... |
| |
|
Missed payments 'can impact future lending' |
| |
|
Delaying bill repayments because of festive overspending could cost consumers dear in the ... |
| |
|
Buy-to-let mortgage loans 'still a sound investment' |
| |
|
Becoming a landlord through a buy-to-let mortgage loan still represents a sound investment... |
| |
|
Consumer spending sees end-of-year rise |
| |
|
Consumers flexed their plastic between October and December as consumer spending rose, acc... |
| |
|
Today 'most dangerous' for drivers |
| |
|
Drivers who took out a personal loan for their new car may want to think about leaving the... |
| |
|
Wage divide leaves underpaid on tight budget |
| |
|
A "huge" wage divide in the UK is seeing pay skyrocket for some while the wages ... |
| |
|
Brits 'spend more time planning holidays than loans' |
| |
|
Only one in ten Britons put as much time into choosing a personal loan as they put into pl... |
| |
|
EU 'cheaper loan' legislation heads for vote |
| |
|
European Union (EU) lawmakers will vote later today on new legislation that could open up ... |
| |
|
Borrowers could benefit as interest rates 'set to fall' |
| |
|
Existing borrowers and people shopping for personal loans could benefit from an expected c... |
| |
|
Consolidate to combat the credit crunch |
| |
|
Consolidating debts into a single monthly repayment through a personal loan could help avo... |
| |
|
One in four 'underestimate home improvement costs' |
| |
|
Homeowners looking to carry out major home improvements should "expect the unexpected... |
| |
|
Increasing property values could encourage equity loans |
| |
|
Rising property values and increasing housing equity could encourage more homeowners to co... |
| |
|
Awareness of debt solutions "incredibly important" |
| |
|
Knowing all the available options when dealing with debt "can make the difference&quo... |
| |
|
Debt management 'preferable' for banks |
| |
|
Banks prefer their consumers to take on a debt management plan rather than declare bankrup... |
| |
|
People 'relying on credit' to meet living costs |
| |
|
Millions of people claim they will be more reliant on credit in 2008 than they were in 200... |
| |
|
Credit card spenders 'should act now' to address debt |
| |
|
People who spent more on their credit cards over Christmas than they may have intended sho... |
| |
|
Insulation a "cost-effective" way to reduce bills |
| |
|
Both cavity wall insulation and loft insulation provide a "cost-effective" way t... |
| |
|
Borrowers 'may save with larger loan' |
| |
|
Borrowers taking on a personal loan could pay less in the long run for taking out a larger... |
| |
|
People 'should act now' to pay off debt |
| |
|
Household budgets are feeling the pinch of unpaid bills, according to MoneyExpert.com.
|
| |
|
CCCS: Ways to manage post-Christmas debt |
| |
|
Setting out a day-to-day budget for both spending and repayments may be a good way to mana... |
| |
|
Debt consolidation loan 'may be good solution' |
| |
|
Consolidating a number of debts onto one loan could prove to be an ideal solution for peop... |
| |
|
Credit card users 'plan to switch' to manage debt |
| |
|
Up to 2.6 million people could transfer their existing credit card balance to a new plan i... |
| |
|
Prime minister pledges to help consumers in debt |
| |
|
The prime minister has pledged to do more to help people struggling with personal debt, it... |
| |
|
Bank of England releases November figures |
| |
|
Net consumer credit increased by £1.1 billion during the month of November, according... |
| |
|
IVAs 'may rise' in new year |
| |
|
The number of people entering into an individual voluntary agreement (IVA)or declaring ban... |
| |
|
Debt consolidation loans 'may be very effective' |
| |
|
People who are juggling a number of personal debts may benefit from a debt consolidation l... |
| |
|
'Long-term energy savings' with home insulation |
| |
|
Installing cavity wall insulation could create annual savings of £90 on household ele... |
| |
|
Personal loan 'makes debt repayments manageable' |
| |
|
Taking on an unsecured personal loan to consolidate a number of debts may make repayments ... |
| |
|
Consumers 'could save' with a debt consolidation loan |
| |
|
Consumers paying off debts in the UK could save up to £15 billion in interest payment... |
| |
|
'Common sense needed' for debt reduction |
| |
|
People looking to reduce their debt in the new year should use common sense, Fair Investme... |
| |
|
Credit card rates 'will continue to increase' |
| |
|
Credit card rates are likely to "continue to creep up" in the new year, an exper... |
| |
|
New year 'is ideal time' for financial planning |
| |
|
The start of the new year has been highlighted as the ideal time to make changes to person... |
| |
|
Loan advice 'should not come from family and friends' |
| |
|
Consumers seeking financial advice on loans or investments should not turn to family and f... |
| |
|
Shoppers don't stick to Christmas budget |
| |
|
Despite the fact that 86 per cent of consumers claim to be 'savvy shoppers' more than six ... |
| |
|
Home insulation 'can lead to savings' |
| |
|
Consumers who live in older or draughty houses have been advised to check the state of the... |
| |
|
Loan applications 'increase in new year' |
| |
|
The number of loan applications increases in the new year as people look to consolidate de... |
| |
|
Britons 'keep financial secrets' |
| |
|
More than one in five Britons have a financial secret that they are not prepared to share ... |
| |
|
Older people 'lending to younger family members' |
| |
|
Around one-third of over-55s use funds from their pensions to help pay for younger family ... |
| |
|
Christmas spending 'on the up' |
| |
|
Spending in the week running up to Christmas could reach record levels this year, a new re... |
| |
|
Long-term risk important for lenders |
| |
|
Certain groups of people who are looking to borrow money for the purchase of a house may n... |
| |
|
Lending money to friends 'can lead to debt' |
| |
|
People should make sure they do not get into debt themselves when lending money to friends... |
| |
|
Christmas spending increases |
| |
|
The amounts being spent by last minute Christmas shoppers this year are likely to exceed t... |
| |
|
Britain's borrowing increases |
| |
|
The rate of borrowing in the UK has increased considerably in recent months, according to ... |
| |
|
Last-minute shoppers 'break their budget' |
| |
|
Last-minute holiday shoppers may go over their holiday budgets by a combined £594 mil... |
| |
|
Lending to family 'can be difficult' |
| |
|
With people in the UK lending around £14 billion to their friends and family members ... |
| |
|
People 'spreading out' Christmas costs |
| |
|
Results from a new survey conducted by Legal & General indicate that people are "... |
| |
|
High-interest credit cards 'should come with warning' |
| |
|
Consumers applying for a high-interest credit card should be provided with examples of how... |
| |
|
Christmas spending 'half that of 2005' |
| |
|
The pressures brought to bear on UK consumers' finances are likely to subdue Christmas spl... |
| |
|
Consumers 'must take responsibility for debt' |
| |
|
Consumers need to realise that they are responsible for their own indebtedness, it has bee... |
| |
|
Credit card mortgage payments 'may lead to debt' |
| |
|
Getting into the habit of making monthly mortgage payments on a credit card could cause pe... |
| |
|
"Financial workout" suggested for 2008 |
| |
|
The average Brit is 43 per cent "financially overweight", new research from Abbe... |
| |
|
Interest rate cut 'may be good news' for loan seekers |
| |
|
The recent Bank of England decision to cut interest rates could be "welcome news"... |
| |
|
Value of renovations 'should be considered' |
| |
|
The value a major renovation adds to a property should be taken into consideration when ev... |
| |
|
Small cost of loft insulation 'could create long-run savings' |
| |
|
The small upfront cost of installing loft insulation could be offset by the amount of mone... |
| |
|
Base rate reduction welcomed |
| |
|
The cost of borrowing is likely to come down following yesterday's Bank of England decisio... |
| |
|
Avoid credit card debt this Christmas, moneysupermarket.com says |
| |
|
With the UK's collective credit limit totalling £177 billion, price comparison site m... |
| |
|
Social lending expands overseas |
| |
|
A peer-to-peer lending scheme launched by Zopa in the UK earlier this year has made its wa... |
| |
|
Halifax: Lack of planning puts Brits in holiday debt |
| |
|
With only one-third of Christmas shoppers pre-determining a budget for their holiday shopp... |
| |
|
'Changing attitudes' about debt management |
| |
|
Although a new report published today cites that many people in the UK view housing equity... |
| |
|
Personal loan 'may cover cost of home security' |
| |
|
The Christmas holidays are "a good time" to invest in a home security system, ac... |
| |
|
Christmas debts 'carrying over' from last year |
| |
|
Some 4.4 million credit card holders are still paying off debts they ran up last Christmas... |
| |
|
'Avoid debt hangover' during Christmas spend |
| |
|
People should take precautionary measures to minimise the financial impact of the Christma... |
| |
|
Extension potential 'an asset' |
| |
|
Some 44 per cent of househunters look for extension or renovation potential in a new home,... |
| |
|
Increased financial pressure 'putting strain on relationships' |
| |
|
Personal finances "are being brought under pressure" from the current credit cru... |
| |
|
John Charcol: Repay debts in 2008 |
| |
|
Next year may be a good time for borrowers to work on clearing their debts, according to J... |
| |
|
Basement conversions 'can add value' to properties |
| |
|
Basement conversions are becoming popular with homeowners looking to increase the value of... |
| |
|
People 'still paying off' Christmas debts |
| |
|
Some ten per cent of people who went into debt last Christmas to fund their holiday spendi... |
| |
|
Financial education needed 'more than ever' |
| |
|
It is important for children to learn basic money management skills at school from an earl... |
| |
|
Over-50s 'travelling more' |
| |
|
People over the age of 50 have more time and money to travel than ever before, according t... |
| |
|
Debt 'the only option' for some |
| |
|
Many people who wish to purchase a house or go to university now have to go into debt to d... |
| |
|
People 'should be aware' of debt management options |
| |
|
It is important for people who are struggling to get out of debt to be aware of their diff... |
| |
|
Credit card borrowers 'trying to control debt' |
| |
|
With around 11 per cent of borrowers "very concerned" about the amount of debt t... |
| |
|
Christmas costs 'falling' |
| |
|
New research has found that the cost of traditional Christmas items has fallen in the past... |
| |
|
Accounts 'running dry' due to poor budgeting |
| |
|
Some 64 per cent of people in the UK have admitted to making sacrifices in the days leadin... |
| |
|
Low-rate loan 'way to pay' for green improvements |
| |
|
A low-rate personal loan may be a good way to finance green home improvement projects, whi... |
| |
|
Debt concerns increasing, says MoneyExpert |
| |
|
Some 3.4 million people could find that they are not able to keep up with their borrowing,... |
| |
|
Kitchens and bathrooms tops for home improvements |
| |
|
Bathrooms and kitchens are among the most important areas to bear in mind when making reno... |
| |
|
|
